How To Add An I-Bond Beneficiary (Step By Step Tutorial) | I Bond BENEFICIARY vs JOINT OWNER

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Diamond NestEgg

Diamond NestEgg

2 жыл бұрын

Forget to add an I-Bond beneficiary or joint owner when you bought your I-Bonds? This video - How To Add An I Bond Beneficiary (Step By Step Tutorial) | I Bond Beneficiary Vs Joint Owner - will walk you through in detail:
✔️ How to add an I Bond Beneficiary (plus how to change an I Bond beneficiary)
✔️ How to add an I Bond Joint Owner
✔️ What you, your I-Bond Beneficiary and/or I-Bond Joint Owner need to do AFTER you add them (yes, it’s always a bit more complicated than you’d expect)
✔️ What happens upon I-Bond owner death?
I-Bond Secondary Owner is the term that TreasuryDirect uses to refer to I-Bond Joint Owners Or I-Bond Co-owners.
Having an I-Bond beneficiary or I-Bond joint owner/ I-Bond secondary owner protects everyone involved when an I-Bond owner dies (including avoiding the lengthy, costly process of probate) - so watch on to see how you can keep your I-Bonds in the right hands if something were to happen to you!
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📢 We've launched! Get 15% off our brand-new bond courses thru 11:59PM ET on 4/30/2024 for Financial Literacy Month - enter coupon code bondfans2024 at checkout - see links below for more details!
⭐ Bond Beginners (our foundational-level bond course): www.diamondnestegg.com/bond-beginners
⭐ Bond Masters (our intermediate-level bond course): www.diamondnestegg.com/bond-masters
⭐ Or get both & save $100: www.diamondnestegg.com/home#_...
⭐ Join our super-supersaver membership for regular market updates & monthly live member Q&As 👉 / @diamondnestegg
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Пікірлер: 599
@DiamondNestEgg
@DiamondNestEgg 2 жыл бұрын
📢 We've launched! Get 15% off our brand-new bond courses thru 11:59PM ET on 4/30/2024 for Financial Literacy Month - enter coupon code bondfans2024 at checkout - see links below for more details! ⭐ Bond Beginners (our foundational-level bond course): www.diamondnestegg.com/bond-beginners ⭐ Bond Masters (our intermediate-level bond course): www.diamondnestegg.com/bond-masters ⭐ Or get both & save $100: www.diamondnestegg.com/home#_paa2isucf ⭐ Join our super-supersaver membership for regular market updates & monthly live member Q&As 👉 kzfaq.info/love/nexoc6tvesvcCEzZhmI-Agjoin Thanks for visiting our personal finance channel! We hope this free content will help fast-track your financial journey! Please note that there are questions/ comments which I will not be able to answer without fully understanding your financial, personal & other circumstances. Everyone's financial journey is different. I-BONDS PURCHASED AS GIFTS: if you forgot to add a beneficiary or joint owner to I-Bonds which were purchased as gifts - you CANNOT change this while the gift bonds are sitting in your gift box. You will have to wait until you deliver the gift bonds to your recipient's TreasuryDirect account & your recipient will then need to add a beneficiary or joint-owner themselves following the same instructions as detailed in the above video.
@Ru4444
@Ru4444 2 жыл бұрын
Hello, what does "Make This A Gift" means? Thank u!
@DiamondNestEgg
@DiamondNestEgg 2 жыл бұрын
@@Ru4444 it means that if you check that box, you are buying the I-Bond as a gift for someone else
@Ru4444
@Ru4444 2 жыл бұрын
@@DiamondNestEgg I hav so many questions, 😰 but I bothered u enough. Your video is great, thank u. If u can also one day make a video on how to sell i bond after its matured, I would really appriciate it. Thank you!
@DiamondNestEgg
@DiamondNestEgg 2 жыл бұрын
@@Ru4444 That video is already on the list. I have to wait until I can redeem mine before I can make it, so early next year hopefully. In the mean time, check out our I-Bond 2022 playlist: kzfaq.info/sun/PLsv_4H5rP97EoJqiwJl-DEWzWhFmT1E1Z You'll know a lot more about I-Bonds after you watch these handful of videos!
@Ru4444
@Ru4444 2 жыл бұрын
@@DiamondNestEgg Sweet!! Thank u so much!!
@slimdawgwoof
@slimdawgwoof 2 жыл бұрын
The Treasury should be paying you for these instructional videos. You are a rock star! Thank you
@DiamondNestEgg
@DiamondNestEgg 2 жыл бұрын
I wish!
@CCAgility
@CCAgility Жыл бұрын
agree!!!😃
@user-ti1hf5en9s
@user-ti1hf5en9s Жыл бұрын
I agree
@testhoku2657
@testhoku2657 Жыл бұрын
What a horrible system. It is not intuitive at all. Thank goodness for Jennifer!
@user-ls1no4ev3j
@user-ls1no4ev3j 7 ай бұрын
Very well done! Super clear and helpful! Treasury Direct should pay you for this video!
@sherriblanchard2074
@sherriblanchard2074 9 ай бұрын
Thank you so much for your information. You make it easier to understand how the I Bond system works!
@user-nu3rp9bg9f
@user-nu3rp9bg9f 7 ай бұрын
As many others have said, this video is KILLER. I'm guessing if the Treasury Dept. hired her, they could fire about half the "civil servants" that appear to be focused on how to do as little work as possible.
@jerrymendelsberg9583
@jerrymendelsberg9583 2 жыл бұрын
I bought I bonds last week but forgot to name beneficiaries. I tried many times but was about to give up. There are no clear and simple instructions. Today I found your video. Great ! I followed your hints and was able to make the changes. Thank you so much.
@emiliogomez5246
@emiliogomez5246 2 жыл бұрын
These instructions are about as clear and well said as anyone could hope for. Very well done is an understatement!
@GeoMo52
@GeoMo52 9 ай бұрын
This is the 3rd time I’ve watched this since its release. I’ll have to play it as I designate my wife as beneficiary on another computer,LOL. I’ll also have to link to this video in my will. Thanks so much, I think you’re incredible for doing this video.
@poolmilethirty2859
@poolmilethirty2859 5 ай бұрын
Great idea to clip the video. I also saved this video and have gone back to it several times.
@rso1411
@rso1411 2 жыл бұрын
OMG!! This video is priceless. I had so many questions after just having purchased my first I-Savings bond. You answered them in a very clear and concise manner. Thank you so much for taking the time to make, edit, and post this video.
@Unstoppable1241
@Unstoppable1241 Жыл бұрын
I was so confused and frustrated with the direction on the website. Thank you so much for deciphering all this information for us. We so appreciated it.
@user-qx7fx8hs4i
@user-qx7fx8hs4i 9 ай бұрын
Thank you Jennifer for explaining thing in a simple clear way.
@gardens4176
@gardens4176 Жыл бұрын
I could never have forged that out without your tutorial. I don’t think it should be that complicated. You saved my sanity!!!!
@generosalazor5479
@generosalazor5479 Жыл бұрын
I'm glad I went to KZfaq and saw your video rather that opting to be on hold for 1 hour and 45 minutes, approximate waiting time with Treasury direct.
@simplehermit
@simplehermit 11 ай бұрын
THANK YOU so much for clearing up my complete and utter confusion as to how to do on Treasury Direct. You are awesome.
@christinehubbard5898
@christinehubbard5898 2 жыл бұрын
This was the most helpful, clear videos I have seen regarding ibonds. Thank you so much for breaking it down and for giving clear, follow along instructions. There is no way I would have been able to figure that out on my own!
@sabrinaslade5880
@sabrinaslade5880 2 жыл бұрын
This was so very helpful! I really appreciate you walking these steps through slowly. Thank you so much!
@lrobbins3070
@lrobbins3070 2 жыл бұрын
Thank you! I'd have NEVER figured this out without your help!
@kenadams7211
@kenadams7211 Жыл бұрын
I'm a retired teacher who would like to believe the success of my students was a result of my excelling at "clarity of explanation" in my lessons. I've gotta say.....you've got me beat. Beautifully done.
@yungmi1214
@yungmi1214 Жыл бұрын
she is the best
@evelyngammon6341
@evelyngammon6341 2 жыл бұрын
Best ever video. Had to add beneficiary after purchase and you made that process pretty easy.
@LarryKatz53
@LarryKatz53 Жыл бұрын
Thanks. Your instructions for adding a beneficiary were so much clearer than the instructions provided on the Treasury site.
@esmeralda_villalobos
@esmeralda_villalobos 2 жыл бұрын
I found this while Googling for help setting up POD for my Son. Thank you Jen!!! This was PERFECT. I put a link to this also on the Boglehead Forum.
@unknownt5391
@unknownt5391 Жыл бұрын
Where have you been all my life? Your video are so clear and the step by step instructions are so helpful. It’s what sets you apart from everyone else. Thank you
@donhodgeman8247
@donhodgeman8247 2 жыл бұрын
You just made livfe easier for 70 + year olds. Thank you
@cindyfendler6315
@cindyfendler6315 2 жыл бұрын
Thank you so much for taking the time to make this video showing how to add beneficiaries to an I-bond! Following your step by step tutorial made it so helpful and so much easier!
@DiamondNestEgg
@DiamondNestEgg 2 жыл бұрын
You‘re welcome!
@evansmith6270
@evansmith6270 Жыл бұрын
Amazing. This could not have been more clear or detailed. THANK YOU!!!
@tudeanimation
@tudeanimation 2 жыл бұрын
I was trying to figure this out and found your video. Excellent tutorial! You explain everything so clearly. I just subscribed. Thank you.
@22vindi
@22vindi 2 жыл бұрын
Thank you for this upload. Very nicely explained and will definitely save a lot of time for me figuring out all the details.
@maritzabrandon5590
@maritzabrandon5590 Жыл бұрын
VERY HELPFUL!!! I was struggling on the treasury website , reading their information and you made it so much easier!!
@scubateacher
@scubateacher Жыл бұрын
Jennifer, Thank you very much for sharing these videos. You have a way of explaining complicated things in simple terms, making things “click”. Excellent channel, excellent content and engaging masterful and constructive explanations. Thank you very much and keep up the great work. What you have here is truly a relevant source of information, which is greatly appreciated by all of us, your “super savers” followers. Thank you!!!
@tombic6373
@tombic6373 2 жыл бұрын
This is a must video to watch for anyone wanting to access Treasury Direct. Thanks.
@vickileadbetter5574
@vickileadbetter5574 Жыл бұрын
OH MY GOSH!!! You are so AWESOME!!!! You are the best teacher ever! This answered so many of my questions and a few that I had no idea I needed to know.
@liwang4357
@liwang4357 2 жыл бұрын
This is exactly what I am looking for. Thank you!
@TomScelfo
@TomScelfo 7 ай бұрын
You can NOT select more than one I-Bond at a time. Thanks for your great video!!
@jamesmurray8915
@jamesmurray8915 Жыл бұрын
The information is right on point & easy to follow! Wish I’d discovered it 2 hours ago 😊. Terrific job! Thank you so much!
@sherrieh847
@sherrieh847 Жыл бұрын
I couldn't have done it without you! Thanks for making this video.
@mukeshkailas
@mukeshkailas 2 жыл бұрын
You answered many of our questions. Made things very clear for us. Thanks very much
@guinetramirez3432
@guinetramirez3432 Жыл бұрын
I love your videos. You are helping people. I'm one of them. I followed your instructions step by step, and I was able to open my account. Thank you so much.
@vernatechfolksinger5254
@vernatechfolksinger5254 Жыл бұрын
It was helpful. Most people don't know when an owner dies, it's a 20-week transaction period after the Form with death certificate is mailed. The form requires a special medallion notary.
@marybk543
@marybk543 3 ай бұрын
I've heard its nearly impossible to find a resource for a Medallion notary these days. Many major banks won't do it anymore. Where would you get that?
@ronpozzi8712
@ronpozzi8712 2 жыл бұрын
You are so clear and concise.... Thank you for your efforts!
@Sisuri
@Sisuri Жыл бұрын
I'm so glad I came across your channel. This video is so helpful. Your explanation is easy to understand and to the point. Thank you!
@byteme911
@byteme911 2 жыл бұрын
Very thorough and helpful information. I was almost going to ask you about adding a beneficiary, but figured it out. It wasn't that hard to figure it out. If you make a mistake, TreasuryDirect, will mark the area in red for you to fix OR you can cancel it and come back to it later.
@karenhatton8189
@karenhatton8189 Жыл бұрын
Extremely informative & helpful! Thanks so much for taking the time to do all the research and for making the video to help others! It's appreciated!
@KA-ry6nz
@KA-ry6nz 2 жыл бұрын
Wow, thank you for teaching us this complicated process. Nicely done.
@skagitway
@skagitway 2 жыл бұрын
I was very tentative about continuing on the Treasuary site while trying to assign a beneficiary. I chickened out a couple of times because it didn't seem clear which name to put first, mine or the beneficiary's. Your timely video cleared that up and I easily finished my "assignment" after following your tutorial. Thank you so much!
@mikeconner8684
@mikeconner8684 Жыл бұрын
100% agree, I was filling the page out and backed out, found this video, found out I would have been doing it wrong. I then set up the spouses account and did the steps so they could view/transaact. What a blessing to find this info!
@vickileadbetter5574
@vickileadbetter5574 Жыл бұрын
@@mikeconner8684 Ditto, same here. So happy to have found her video!!
@carlvidnic9454
@carlvidnic9454 Жыл бұрын
Thank you for these videos. I appreciate your dedication to learning the TD site and passing that info on. The videos are priceless for anyone new trying to navigate the site. I assure you there is no way to assign rights in groups! I've just waded through the process of assigning view/transact rights to 150 different I Bonds. Ouch, LOL!! I've been struggling with the TD site since late 2017 when I spent weeks figuring out how to go through the process of converting all those paper Bonds to electronic. I wish your channel had been available then. We have been buying I Bonds for 20 years. Thank you and best wishes.
@roberthicks5793
@roberthicks5793 Жыл бұрын
Thanks for the detailed step by step process. It saved me from forgetting to do the extra step of changing priviledges. I predict you will get a million views with this video!
@Hope1079
@Hope1079 2 жыл бұрын
So helpful. I appreciate all the detail and examples.
@mpp399
@mpp399 2 жыл бұрын
Terrific presentation, I should have found this clip before I attempted to handle it on my own. I agree with Slim Dawg they should put you on their payroll. Thank you
@fubarbrandon1345
@fubarbrandon1345 Жыл бұрын
It is amazing how you can simplify what the government makes insanely complicated. You provide a real service...Thank You!
@lisakinnaman
@lisakinnaman 2 жыл бұрын
Thank you so much for the awesome tutorial, I was also a bit confused about where to enter which info! Thanks again! :)
@churrasco1979
@churrasco1979 Жыл бұрын
Thank you Jennifer! The information provided and the way it was explained were flawless and exquisitely useful. So much better than calling TDirect and waiting 3 hours not to get clear information. You saved the day!
@diem8213
@diem8213 Жыл бұрын
100%!!!!!
@randolphdavid4516
@randolphdavid4516 2 жыл бұрын
Thank you so much for the time and effort you put into making these important videos for simpletons like myself. LOL Really though, you do an outstanding job at explaining and going step by step. Thanks so much again!
@judysanbeg3031
@judysanbeg3031 2 жыл бұрын
I just want to Thank you for answering my questions about ownership and adding.
@memphis370z
@memphis370z Жыл бұрын
Thank you so much for this step-by-step walkthrough! It is invaluable info!
@nancysexton545
@nancysexton545 7 ай бұрын
Now that I have been widowed for a year and navigating all of the things that needed to be done(or most of them), I find that I am now spending time planning for my own passing(ridiculous), and leaving things much simpler for my son. I was wondering about some 20 year old Ibonds and what I should do with them...this tutorial was brilliant!!!after the year I've been through I really appreciate the clarity and precision of your explanations. Will probably have to watch again as it will take me a while to get up the nerve to actually tackle the process...but this gave me just the information I needed...Thank you!
@AShah-zf3mo
@AShah-zf3mo Жыл бұрын
Amazing job with the instructions! Thank you so much for creating these helpful videos. I wouldn't have figure out all those steps and complexities.
@jenniferendes4536
@jenniferendes4536 2 жыл бұрын
Thank you so much. I was struggling to figure that out. You rock!!!
@debbieghalib
@debbieghalib 2 жыл бұрын
Sorry.. I meant to say..your instructions are easy to follow and clear..thank you!
@yk4364
@yk4364 2 жыл бұрын
Thank you. It was clear and helpful. You are the best.
@bobsonofstan4985
@bobsonofstan4985 Жыл бұрын
Great video. I spent a lot of time on the TD website and the beneficiary information was muddled at best (at least for me). Your video clearly laid out the steps for me to add a beneficiary to my IBonds Thanks!!
@redbarchetta4
@redbarchetta4 2 жыл бұрын
This was incredibly helpful. Thanks so much for this information.
@bob_frazier
@bob_frazier 2 жыл бұрын
Thanks for this! I forgot to add a beneficiary! On my list now. Good vid!
@splatoon_octo
@splatoon_octo 2 жыл бұрын
Your videos are so so helpful and informative. Thank you very much.
@davidb.851
@davidb.851 Жыл бұрын
You are my HERO!!! Thanks you for this incredibly detailed instruction video. You saved me hours.....make that DAYS.
@bustoc
@bustoc Жыл бұрын
Fantastic instruction. Thanks so much for clarifying all the questions I had.
@j.p.marion5377
@j.p.marion5377 Жыл бұрын
Wow, super helpful. Exactly what my wife and I needed for our recent I-Bond purchases.
@DiamondNestEgg
@DiamondNestEgg Жыл бұрын
Glad the video is helpful
@poolmilethirty2859
@poolmilethirty2859 11 ай бұрын
Thank you so much for the detailed and funny walk through the confusing website. You truly are a rock star.
@adriennecoleman6191
@adriennecoleman6191 2 ай бұрын
This video is Exactly what I needed to know. Thank you so much. Love the step by step instructions ❤
@richardnwilson
@richardnwilson 2 жыл бұрын
excellent tutorial thank you so much! I never would have figured it out myself.
@jasonjstdr
@jasonjstdr 2 жыл бұрын
Wow! This was a lot of work and information. Thank you.
@poolmilethirty2859
@poolmilethirty2859 Жыл бұрын
Thank you so much for the detailed walk through. So many people refuse to buy IBonds simply to avoid the the complicated government website.
@davidsouthworth7434
@davidsouthworth7434 Жыл бұрын
Loved the video. Followed you right through the procedure that I needed. Thank you so much. ❤
@aliceneal5495
@aliceneal5495 Жыл бұрын
This was a HUGE help!!!! Thank you so much.
@peterlau737
@peterlau737 Жыл бұрын
This video is enlightening. I was not getting anywhere prior to watching your video.
@youngmokkim7903
@youngmokkim7903 Жыл бұрын
This is super helpful! Thank you, Diamond!
@alexadams1627
@alexadams1627 Жыл бұрын
Thank you for all this important information! TD should put YOUR videos on their website as "how to videos".
@hosea49
@hosea49 Жыл бұрын
Wonderful step-by-step instructions and much better than the DirectTreasury instructions.
@ArtSmartSvcs101
@ArtSmartSvcs101 2 жыл бұрын
Perfect! Thank you sooooo much! 😀👍🏽
@angiejoseph2923
@angiejoseph2923 Жыл бұрын
Very detailed explanation. Thanks for the video. Needed to add my son as beneficiary and did not know how to do it.
@RealinNYC
@RealinNYC Жыл бұрын
This video was great I was able to add my beneficiary. Thank you very much.
@jimw6801
@jimw6801 2 жыл бұрын
Thank you for this. Have shared your video with many friends.
@jaxjaxvang4910
@jaxjaxvang4910 2 жыл бұрын
Thanks so much for your amazing! Helpful video! I was struggling just to log in👏👍🙏💞
@danga007
@danga007 2 жыл бұрын
you are doing a fascinating job. Keep it up.
@shaylen1000
@shaylen1000 Жыл бұрын
You the the best! Thank you so much for this video!
@davidyoung3938
@davidyoung3938 Жыл бұрын
Great video, very helpful and I was able to add a beneficiary on all of my I bonds in one step by going thru Manage Direct- it will allow you to change registration on up to 50 at a time. Thanks again for such clear instructions.
@karenk3593
@karenk3593 Жыл бұрын
I just added a beneficiary to my existing T-Bills and was able to follow the same directions from the "holdings" page. I had 3 separate t-bills in there and wanted to let you know that it did not allow me to choose all three at once to change the registration. I had to do them one by one, but it was easy once the preferred beneficiary was set up. Thanks so much again for making this painless!
@DiamondNestEgg
@DiamondNestEgg Жыл бұрын
Thanks for sharing Karen!
@jzgs423
@jzgs423 Жыл бұрын
Very, very helpful and well done! Thank you!
@suzannefolks4030
@suzannefolks4030 Жыл бұрын
This was a great help. Thank you so much.
@MK-wp1hs
@MK-wp1hs Жыл бұрын
Thank you for sharing your expertise. Your video was great especially for a first time investor like me.
@spikeer1
@spikeer1 Жыл бұрын
Thank you so much for providing information for I bond purchasing. Your instructions are very complete and easy to follow.
@DiamondNestEgg
@DiamondNestEgg Жыл бұрын
You‘re welcome!
@phineas737
@phineas737 Жыл бұрын
Thank you so much for this video!
@mrgilll
@mrgilll Жыл бұрын
A Huge Help! Thank You!
@mamalovesthebeach437
@mamalovesthebeach437 Жыл бұрын
This video is outstanding! Thank you so much!
@annrinehart9148
@annrinehart9148 Жыл бұрын
Thank you Jennifer ! for your invaluable video add/edit/select/submit and all the various summary/details yikes. could not have added benef. w out you. :) cheers
@somenotherdude333
@somenotherdude333 Жыл бұрын
If no one has answered your question of how many ibonds you can select and change the beneficiary "in one go"...... I was able to change up to 50 at a time. Thanks for all your videos 😉
@mdpande1
@mdpande1 2 жыл бұрын
Thanks so much for taking time to make this video. Very helpful and saved a lot of time for me figuring out all the details.
@MarkJames-cs2st
@MarkJames-cs2st 3 ай бұрын
Great video and instructions! Thank you 🙏.
@scottcurtis8367
@scottcurtis8367 Жыл бұрын
what a thorough video on the topic! Treasury Direct should pay to use your video on their website!!!
@jomitchus
@jomitchus Жыл бұрын
Excellent video you're the BEST!!
@carlost4824
@carlost4824 2 жыл бұрын
great job explaining everything
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