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My pop-up jail story: Got a flyer in the mail to apply for the Hilton $0AF card and get 100K Hilton Honors point sign up bonus. Had low spend on AMEX cards but kept the balances paid off. Using Chase IHG Premier to hit sign up bonus spend, Chase World of Hyatt to hot Globalist status, and my CSR for PYB. Got the pop-up from AMEX once a week for 2 weeks trying to apply. Spent a week putting some spend on my Gold and EveryDay cards. Then also applied for the Hilton Surpass card ($95 AF). Got accepted right away!!

Much needed video 💯💯💯

2 billing cycles of 500-700 spend on the card did the trick for me! I just applied today, finally out of pop up jail 😅

Planned a trip for NY using the Amex fine hotel and resorts portal and points and I don’t know if this is a hidden gem or well known but I’d like to share that I got a 3rd complimentary night for booking at least three nights with a property close to Central Park. Insane value !! I check the Hilton site because I have some Hilton points and the value was terrible, more expensive to pay for the same hotel then on the Amex travel portal.

Amex wants the customer who opens the Amex Platinum, because it's fancy, and only uses that card for every purchase, hahaha

I am currently in Amex jail after closing my Plat card, and applying for a different Amex card.

Sebby just a FYI If you don’t find the 150k offer. Resy has a platinum offer of 125k for $6000 and 15X points for restaurants and small business up to $25k for 6 months

Oddball data point - I wound up in popup jail due to trying to use a referral link. I had one card (Amex Gold) on which I spent $750 or so a month. Applied for the Delta Gold with a referral link, got the pop up. Tried again without the referral link, no pop up.

3:25: Sebby complains that he still gets student offers 6:53: Sebby admits he eats Chunky soup of of a can without heating it up. 🧐

I was in pop up prison after i applied for the platinum card and had it for like 2 months. I spent well over 7k on brand new appliances. Since i was new to amex and that was my first card i didn't know that you could apply for a few cards and not get a hard pull so i tried the hilton honors and that's when i went to prison. Fast forward i ve been rehabilitated and paid my dues 😆. I now have the Hilton honors and gold. I am currently working on my msr

I think 6 months between applications for cards that are correlated helps stop the popup. I've had the popup go away twice now with delta gold and platinum along with hilton business and aspire cards after I waited 6 months in between applications.

Great video, trying to get player 2 out of pop up jail right now (via extra non-bonus spend on no AF cards) so she can qualify for the surpass with no AF first year. Only thing I would note for this video Sebby is that when canceling after the first year, Amex pro-rates the AF when you cancel, so if you cancel the day it hits you'd be refunded fully, but if you wait say 10-30 days, they'll keep a few bucks of it.

Here’s my pop up jail story, I first became an Amex member in January with the Cash Magnet, couple months later I was approved for the Amex Gold (late March), last week I was approved for the Delta Reserve 747 (no pop up) fast forward to now I have been placed in jail for the Marriott Bonvoy after being pre-approved. I’m gonna let some time pass with the Delta, PAY the annual fee and continue putting spend on all 3 cards. Maybe Amex will let me out in a couple months. Only time will tell. But none the less, Amex #1

I just had this problem. Applied to American Expresss Delta Gold card, and got the pop up saying I would not be receiving the sign up bonus. I have the AE Gold card already, and put just over $2000 a month on the card. Not sure how I ended up in jail, but I want my freedom!

Love your videos and analogies! 😁 Keep up with the good work Sebby!

Just some info for everyone I notice that the pop up only shows on certain cards I was able to applied for a green with no pop up but the gold kept giving me the pop up

I got a pop up for the green card. When it was 50k bonus, Pop-Up jail directed that I only qualify for 30k offer. Interestingly… 1 month before I retrieved a Gold retention offer of 20k. Makes you wonder if their is a formula between other Amex cards.

The bunny for canceling after a year definitely worked! grabbed my attention haha

Brought up the 80%-20% rule...but in the wrong context! 👍 I barely put over $300/month on my Blue Cash preferred. It's mainly for groceries, Netflix, and the occasional ferry toll and Uber fare.

Thank you for sharing this information.

Great video! I was really curious about this topic...

I just recently got approved for the Amex Hilton Aspire card but did get a popup warning me that I wouldn't get the intro bonus. I think it might be because I got an Amex Blue Cash Everyday card this July, but haven't been using it much. Either way, even without the welcome bonus I think the Hilton Aspire card has enough perks to make up for it.

put over $500 spend on my amex cards for 3 months since first getting the pop up and still not out of pop up jail - just a data point. Didn't self refer, MS, or close any cards early, just a lot of cards with bonus over the last few years, a few were their own no lifetime language offers and I got the bonus.

Thanks for the info bro 👌🏾

Spending a lot of money and paying annual fees probably goes a long way to keep Amex happy 😁👌

I messed up I got the 150k welcome bonus but when I actually signed up I had a different window open and signed up through that window and ended up getting just the standard 100k welcome bonus. Fml

My wife was just denied a 125K Skymiles offer on the Delta Reserve!! Argh!! It was more spend! She has two cards, but the main spend is on my card that she's an AU. Her Delta Platinum and Amex Platinum and she's only using the Amex Platinum because she has the 6-month 10x on gas and groceries.

I have no Amex cards, and haven't had any for 5 years or more. I don't churn or do anything suspicious. I got the pop-up applying for H Honors and again trying for Surpass. Phone reps could not tell me anything beyond the pop-up message. Btw, one rep even said you can get only one welcome offer within the entire family of cards. That was news to me.

Sign up for the Hilton AMEX no AF after getting an email every week. Signed in and apply. Got the pop up. I believe because I had 2 cards and closed them 5 years ago. I applied this time by clicking on the link in the email and didn’t get one. Hopefully I still got it. I have to called and find out.

Question - I have 2 Amex cards. I got my most recent one 21 months ago, since I have put all my spend on my new card and have only kept my monthly cell bill ($50/ month) on my original card. I have spent $70k in the last 21 months on the new card. I am in pop up jail. Is this because I haven’t spent enough lately on my original card? I didn’t think it would matter bc I have spent so much on the new Amex…

Omg this is the video I need! Can’t wait to hear what you say. Yes I’m commenting before watching it. Lol

I got approved for the Platinum 100k offer, then the Blue Business Plus, and then the Hilton Honors Amex 100k offer, between Nov 2020 and Feb 2021. I tried to apply for the Delta Gold in April via dummy booking on Delta's site, and found out I was in popup jail. I was still spending a lot on the Platinum for the 10x on gas and groceries, but I wasn't putting much spend on my other Amex cards after earning the bonuses. However, I was still getting targeted offers in my inbox from Delta, and in July, found an article on DoC that contained a link for seeing targeted offers from Delta which bypassed popup jail AND omitted the "lifetime bonus" language. I logged into it, saw that I was targeted for all four Delta cards, and was approved for the Delta Gold. I'm probably still in popup jail for other Amex cards, but I can't blame them, as I've gotten approved for 4 cards in 9 months. I'm not a churner, as I plan to keep & use them all for at least two years (except the Amex Platinum - canceling it in year three when the $695 fee hits). I will switch my grocery spend to the Amex cards (Delta/Hilton) once Q3 ends on the Chase Freedom, which should rectify the "low spender" label I've earned.

I feel betrayed by American Express. I'm pretty sure I didn't go through Pop up jail. 3 months ago I signed up for the gold card offering 60k and 20% restaurant credits. today, they have said that my Gold card is not eligible for the sign up bonus nor the 20% restaurant credit. This is after weeks and months of contacting reps about why the restaurant credits weren't working and why the purchases weren't going towards minimum spend. Reps kept promising they would straighten it out and that I would get what was owed to me. they're going to review it again. But haven't done anything. I have successfully gotten the Platinum sign up bonus and am working on the Platinum CS sign up bonus. This is insane. I have never had the gold card before. What should I do? I'm looking for any insight; has this happened to anyone?

I randomly got out of pop-up jail after I cancelled a card that earns MR points. Literally like a week after cancellation. I did not cancel to get out of jail.

Sigh im in popup jail. Working on it

i only trust people that eat chunky out of the can *cold*

Cool info

I eat the Chief Boyardee spaghetti out of the can without heating. I spend 4-8k a month on the gold now plat business card and i get every offer under the sun. they gave me 125k points to upgrade to the plat from gold.

2:27 what does American Express consider “low spend”?

Just when I was going to Cancel my Hilton aspire card 🤦🏽‍♂️. Now I’ll just try try to grab a sweet Retention offer or down grade it. I’ve found absolutely no value with this card what so ever.

I'm still stuck in pop up jail..

I have a question; 6 years ego I owed Amex gold card 890 dollars, I was young and stupid, and my card was cancelled. Since then, I cleaned my credit card and my credit reports completely-no collections and no late payments, chase approved me for the sapphire reserve, I have 0 balance on all my credit cards, my credit score among all credit bureaus is above 750-800. Few weeks ego I paid my Amex completely (small money). My question is- what the probability /options to reinstate my relationship with Amex? Did anyone go through it?

So Priority Pass + AMEX don’t work on some bars/lounges anymore, specifically DCA.

Hi, Sabby. You confused me with annual fee part. First you said asking for a refund after paying second annual fee. And then as example you said ask for downgrade or cancel within 30 days coming up. So which one of them? After 30 days or before annual payment.”?

I get the AMX cards that are profitable to use, and #1 are FUN! 😄😄

I am confused. I have 2 amex. The Gold and Hilton Aspire. I put 2k a month on my gold at least, i dont put as much on aspire but i do spend but ended up in Pop Up jail.

Experienced pop up jail yesterday for the first time actually. For AMEX Gold. And I haven't done any of those things that would be remotely considered churning or anything. Only thing that makes sense is that I have only had my Amex Platinum for less than 3 months. Previous to that, my first new AMEX was a Hilton card 12 years ago. Maybe cards too close together can trigger it. I have quite a bit of spend historically, so it isn't that.

My P2 has 1 Amex (personal gold) that she opened 5 months ago and got pop up jailed trying to apply for a Surpass 🤬

great video!

6:49....cut out the cold chunky. Bruh why?? 😆

EDIT to previous comment as the system won't save my edit in reply and has now disappeared: Well, I thought I had logged out of that application, but I just received an email that it was approved. Ugh! So, I have to call once I receive the card to cancel it.

Do other credit card issuers have pop up jail?

How can one not click the like button when it is at 759 and you can push it to 760??? Yeah baby!

I am in pop up jail on Hilton personal cards. I have the business card but don't use it much which I suspect is the issue. I did the initial spend and that's pretty much it. after I get my Platinum bonus, I likely will try and put a lot of spend on the Hilton card to try and get the $15k free night which maybe gets me out of jail too

Is the pop up applicable to ALL Amex cards with a SUB? Or just that one in particular card?

Sebby... I don't know about Chunky, but I definitely eat Chef Boyardee Ravioli out of the can without heating it up! Lol. I always keep a can or two in my desk drawer at work...

I've never had a Delta ard, yet I got the pop up. What do I do?

I have a platinum card. I treat my Amex card like my debit card and use it for all transactions where Amex is welcome. Because I treat it like a debit card, I pay off the entire balance every Friday to keep my bank account up to date. By doing this am I helping my credit any? More importantly, am I a good card holder, or a bad cardholder in Amex's eyes? I do not want to end up cut off and loose all my accumulated points. Thanks!

I just upgraded to the everyday preferred card for 40k points bonus. Since it's just a upgrade can I apply for hilton surpass card and is it a hardpull?

Question Sebby…what’s more important to AMEX the amount that you charge each moth or the number of transactions that you make with the cards?

Sebby: Campbell's Chunky is actually quite expensive. Chef Boyardee is much cheaper. You must have not had it as bad as some as a students!

Does anyone know if you are an authorized user for example a gold card, if you don't use that card does it count as little to no spend? I am wondering because I have the plat and spend roughly 2k-4k a month on it but I am getting the popup message for the aspire card. I also have a delta one which I spend less than $500 on but idk?

What happens if Amex blacklists user and user has a Corp acc, for thrills if user is employed at apple or fb

Does anyone know on the Amex green if gas stations code as transit?

If anyone is rearranging their life to avoid stuff like this, they need to get a life.

Thank you for this info! I’m currently trying to get out of pop up jail! I thought I was spending a good amount but perhaps I do fall into the low spender category. Probably also doesn’t help that they gave me 4 cards in 9 months. I got the Blue Cash Preferred, Gold card, Blue Business Cash and Blue Business Plus in this span. All had sign up offers I received. The card that I get the pop up for was the Vanilla Platinum.

Yeah can food is crazy…not heating it up tho!!!??

Hello Sebby, just became an AMEX Platinum card holder. I have a question. Is it a good idea to use this card to pay rent and car payment or is that something AMEX frowns upon?

Ok so question: I self referred back in 2019 and got clawed back and am currently in pop up jail. Am I just fucked with amex for good?

People say you are students not because you look young, but because you are taking advantage of student offers all the time.

Amex don't worth it if you don't have a great use of it and the budget for that kind of card. I'll stay away from that card.

Time traveler here, chunky straight from the can is the way.

I got my my bonus before I hit the minimum spent

This video has been brought to you by Chunky’s Soup

Don’t worry man…spaghettios with franks straight out the can here. Raviolios too.

Question 🙋‍♂️ if I already own the regular platinum card and I got the welcome bonus and then I apply for the Schwab version would I be able to get the welcome bonus too?

Sebbys analogies make me think he's a robot pretending to be a human.

I got into pop up jail. Not entry sure why though as I shouldn’t have triggered any of the red flags. I’m just gonna wait and let things cool off because I’m guessing it’s from platinum and gold elevated bonus offers within close proximity

I’ll try this for 3 months, I’ll Spend $500-1000 and hopefully it’ll solve this annoying issue. (If it doesn’t work I’ll prob be so pissed I didn’t earn those points with chase lol )

My 88 year old Grannie used to eat Chunky soup cold too. Not sure if that is a good thing or not for you lol

ah the popup jail, the only type of popup establishment I will try to active avoid 🤣🤣🤣

Wow! So I could be traveling abroad and AMEX could arbitrarily cancel my card while I am on the road. That's not going to work.

You can be in your 50s with lots of AMEX spend and still eat hunky from a can...

What should I do with my Amex plat after a year? Downgrade to green?

Did your voice get deeper? lol

Ah, more relationship advice from Sebby…. 🤣

'Oh, I know the chunky that left these Chunky's.'........Sebby!

Squuuuuad. I could have used this video a year ago. I guess I'll have to spend more 🤦🏾‍♂️

Nicknamed campbell at old job since i ate their chunky soup almost everyday.... no regrets shits filling and is fairly cheap. But heat that shit up in a bowl in the microwave you caveman.(double time half power to avoid splatter)

Always heat up your Chunky

I always eat out of the can saves on water and dish soap

You must really love Chunkys haha :)

chunky bussin

I am in pop up jail

I was wondering why I've gotten this pop-up a couple times over the last year. I guess it was the low spend I had on the SPG card a couple years ago. It spent most of it's time in my sock drawer. Wonder if there's a timeline to get you out of jail for free?

What if they don’t give you a retention offer… and they say ok that’s fine but you really don’t wanna cancel the card 😂🤣

Love how you are diversifying your sponsorships with chunky soup. Now I am hungry.

I admit i've eaten chunky out of the can unheated. Glad I'm not the only one.

Wolfgang Puck soup. Microwave for 90 seconds in a bowl. Never Campbell's. Never cold.