Having a reasonably generous roommate who understands that 85K is almost 2.5x more than 33K is exceptional. Thanks for sharing this conversation; talking about things so personal is always at least a bit difficult.

Love how she understands how privileged she is. Love the honesty

They both seem a little bit uncomfy but very respectful of one another, which is how most money talks with close friends go! This is so of validating! Whenever I get uncomfy talking money with friends, I always feel like "real best friends know how to talk about this without feeling weird, maybe we're not as close as I thought" but it's all in my head. As long as you stay respectful, a little awkwardness is normal for everybody :)

My experience with children of doctors as adults has always been really pleasant. They really understand their privileges and it’s really refreshing to see.

They are both such good friends to each other. I wish most relationships were like this. Everyone needs a good friend.

What a great friendship and conversation. Probably much wiser than some of us older folks. :)

Love how respectfully they are toward each other, money is usually a primary source of problems but they seem to do a good job

They are so respectful and considerate toward eachother.

I would also like to see this conversation between two friends in their 30s or 40s.

It’s always the people who order booze and a bunch of apps that want to split the check “evenly”. I get that it’s “easier”, but I don’t drink, so no, I’m not paying for your bottle of wine.

I worked in grad school administration and can vouch for what she’s saying. Also this vid is a good examination of how our decision-making is often psych-based. Someone who grew up with a lot of resources is more relaxed about money v someone growing up in lack developing anxiety around money decisions (that comment about not feeling like she could access parts of their apartment because she isn’t paying the full amount is an example) isn’t something you can budget app or toxic positivity your way out of no matter what people in the finance space will have you believe

When I was a kid I saw that splitting the check scene on F.r.i.e.n.d.s and didn’t realize how real it was until it happened to me. I was on the broke side. Single mom, Marine (I think I was a corporal at the time), living paycheck to paycheck. I had maybe 20 bucks total to spend that night. I thought we were just going to the club, but they wanted to go to a restaurant in between. The friends who were out and making good money ordered more expensive food. The ones who were still in and living paycheck to paycheck ordered the cheapest stuff off the menu, I think I just had an appetizer and another friend just ordered a salad. When the bill came guess who wanted to split the bill evenly? Luckily, someone spoke up about how that was completely unfair and we ended up having the bill split to where each person paid for what they ordered.

I love the two thirds/one third split. It’s very generous.

Financially sound parents matter !!! Having parent who cam financially help you reach your goals MATTER

love these candid Q and A's with these interesting relationships being showcased in a really healthy and respectful way!

Again - 2 normal people on the internet. I’m here for it 🎉

I remember a few instances with my roommates where we went out and was expected to split the bill equally, even though I made significantly less than the other two. It felt really awkward with a lot of pressure for me to spend, even when I was very careful and intensional about what I ordered. I wish I had the courage to speak up at the time.

What a wholesome friendship 😊

This is by far the most raw and honest discussion I have heard on youtube! Thank you so much!

Love this friendship and the dynamic between both of them

In a world overflowing with hustle culture messaging and talk about if you work hard enough you will make it. This is a reminder that the majority of someone’s future expected income/wealth is conditional on their parents wealth/income. The whole social mobility storyline is just fantasy (data supports this as well, look up the great gatsby curve). So let’s all be gentle and understanding of each other’s background and life situations. Loved this episode!!

I want these women back, please. This might help some older women, who are looking at rooming as a way to decrease expenditures. Everything one can think of, should be discussed along with things like health and current disabilities, and what happens if a disability occurs. We may want to have roomies but not want to become nurses. These two have a unique, and fortunately compatible, friendship. Plus, I want to hear about Africa! :)

Oh, and the hospitality issue... I remember a birthday party when a friend of mine invited me to a fancy hotel restaurant to celebrate her birthday; she always celebrates like this. I don't mind; I can afford it, but... There were 12 of us, and we ended up with one shared bill, but "everyone paid for themselves." Do not engage in this under any circumstances! The "smart" ones who paid first said, I'm paying for this and that. I was among the last three people to leave, surprised that I had to pay for things I didn't even taste :-(. I'm a veggie lover at heart and I had that, but I paid for someone's filet mignon steak… Do yourself a favor, and don't go for it even if you can afford it. It will probably leave you with a bitter aftertaste, as it did me that evening.

Now I’d really like to hear about her experience backpacking in Africa with only 700$. Can you interview her again, please?

This is so, so helpful because I've had to navigate both sides of this and it's great to hear what's worked for others.

It’s interesting how people from different backgrounds view money. Especially if they grew up in a household that wouldn’t speak on money. I grow up in a house where money is the main thing that we talk about in basic conversation. I’m still learning more about money as I grow, but it helps having people that are willing to speak about money so that you’re not going in blind.

Keep 'em coming! This is my fav show.

the conversation I needed to hear. I strive for friendships like this.

THIS is the info needed! My bff and I have had this similar problem for about 7 years now 😕

I really appreciated this conversation!!

Truly enjoyed this open dialogue! Wonderful friendship!

love the honesty and openness

I love their dynamic!

Thank you for doing this!

What an enviable friendship. This is great.

This is a phenomenal video. Thank you.

That was so real and wholesome. Thank you.

I had a "full tution scholarship" when I started university, but they increased fees by over 33% by my senior year, so it was far from full tution. It's horrible. A hs senior has no clue what they're in for.

It's called not being shallow and valuing friendship and time spent together. Also, spending habits are different. There can be those making way more than 80k but are frugal, someone can make less and have a more extravagant lifestyle.

This was such a great conversation!❤

Loved this. Would love to hear more

Really love this topic.

loved this ep!

Nobody can suddenly become prosperous financially. Although they did the background work, we mostly see the ultimate product. Fear is a harmful factor that prevents us from making the courageous decisions we need to make in order to achieve our goals. You have to deal with things like inflation, the recession, Fed policies, and more. In just a few months, I was able to add $289k to my portfolio.

this is a great conversation

What a great convo. As someone who has made significantly less than my friends over the years, its nice to have such open conversations.

So amazing!!

Aw this was great, thank you! ❤

Such a wholesome and interesting convo :- )

Excellent series.

Could we do this for dating? Particularly the woman being the hirer earner

The biggest financial mistake question- NOT INVESTING!!! I honestly didn't realize a TFSA (in Canada) is an investment vehicle, not a savings account. I had a decent amount in my account just sitting for a couple years, making basically no interest :( and then used it for a down payment. Financial education is so important, and I will be talking to my children about money.

This is interesting. Never seen before

I like that this is a clear example of how the rich stay rich and the poor stay poor.

Hi I'm from Canada. So I loved how Corinne described privilege but didn't utter the word at a single moment or at least once lol I know that the video is titled "Radically Different Incomes" but my mind went straight class (no pun intended) because I heard that people who were within an income bracket of $30,000-$90,000 were still considered middle-class, it's just that Corinne is from the upper-middle class and that Christina is from the lower-middle class, where differences may still exist but are nonetheless middle class. My intention is not to gatekeep girlboss the working class or anything, I wish they had asked more questions around Capitalism and had spoken more openly about that in order to point out that not everything is question of financial responsibility. Because then we run the risk of gaslighting the folks out here who are genuinely trying to earn a living and manage their finances, only if they had the chance and the time, maybe next time. Maybe next time, they can bring a working class friend and a middle class friend together or an upper middle class friend and a working class friend if that exist nowadays lol

these two feel like theyre dating ? like genuinely they just mesh so well that if i had just seen this w/o knowing they were just friends who were roommates i mightve even thought they were married 😭

This is so great for friends or even romantic partners. A very healthy conversation.

I really, really enjoy these conversations with friends. Keep them coming!

85k for a 24 year old? are the salaries higher in the US or is that quite a lot?

I really appreciate the thoughtfulness and nuance in this conversation - it's not just salary but current circumstances, family support, safety net, debt, living situation, etc, that makes up someone's level of financial security. I'm kind of right in the middle of my friends (I have some friends who make less than me and some who make much more) so I spend a lot of time thinking about this because I frequently occupy different positions in the dynamic depending on who I'm making plans with.

The let's-go-out-to-eat-and-we-pay-equally is really bullshit. It's a touchy subject, because especially if it's a birthday or someone's farewell party, you don't want to miss out, but being the only person saying "sorry i cannot pay that" is also tough, makes you seem like a stingy person, who doesn't care about their friends. The other week I made sure not to drink much, while there were people just drinking one expensive drink after the other, and in the end, when they wanted to pay "equally", I got told "well, thats what we do, no matter who drank how much"

Are these women accepting applications for friendships? 😂

That's a great and healthy friendship

This is such a good conversation. I like how the 80k friend acknowledges her privilege of not having student debt. But I really don’t think the other roommate shouldn’t have gone to grad school at this point.

Foreigner here, when speaking of incomes, are they talking before or after taxes ?

Interesting!

And radically different heights from the look of it

Where can you get a 2BR for $2750?

Having a weird time with this with my sister. Vastly different lifestyles.

Where do y’all find friends like this?😮😅

Do activities hiking, biking, most sports together. Don't cost much, only time. Income doesn't matter

This reminds of my sister. I pay more in income taxes than she makes in gross income :)

hold on - how did they get a 3 bedroom that affordable in nyc and can we move in?! 😆good for them!

It’s great that they are sharing this information. I’m not from the US and I came from a middle class home and perhaps I can’t fully understand how things work there, but I’m not sure why someone would do a Master’s degree in NYC with such a low income. I graduated from college about a decade ago and focused on working, getting experience and when I was able to afford it, I did my master’s. I think education matters and it’s a great way for many people to succeed professionally and financially, but not when you graduate with thousands of dollars of debt. Also, we need to be realistic, live within our means and make a plan so that our financial struggles don’t become the norm.

Damn that rent isn’t too bad. But nice of you to do the split that way.

Love this!

85k is not much for living in a city

I like how they split the rent equitably instead of equally. They have very different incomes and 1/2 split is not equitable for the lower income room mate. I do that with my partner. She pays less because she makes less. My previous partner who made substantially more was NOT ok with that. She went on vacations without me because she could afford it and insisted I pay half. I’m so glad I’m not with her anymore.

Not the point but... To the speakers, and to everyone in the comments sharing their god awful experiences with the split equally. I am genuinely surprised, because this has never been my experience. This what I've experienced, 1) usually fighting to be the person who treats the other's meal, 2) someone agrees to just drop a $20 (way more than what their food costs) and letting wveryone else split the rest, 3) everyone pays their own, 4) somebody pays when everyone else is not looking, or 5) we all accept that the highest paying elder person (uncle/auntie/lead researcher/etc.) Is paying by seniority/income and we are grateful. Granted I've always lived in small towns in rural America and been among people of color, but I am really really surprised about this split equally arrangement that seems more like capitalism: take advantage of the poor also paying taxes so the taxpayers can bail the company out. Not cool man :/

lol best part. makes over 80k at a college. This is why we have a student debt crisis.

Personally, I don't know that "don't take big risks" is the best advice, more "don't take random or unconsidered risks", like take the risk to start a business idea or try a new club or learn to dance, but don't take drugs for fun and drive under the influence of anything; I only say that because one of my biggest mistakes was not taking the RIGHT risks, and sticking to the things that seemed "safe" and "right" because everything was saying that those were the right things to do but they ultimately didn't provide the safety net I wanted them to provide and it just meant that I hadn't gained the safety of the "right" decision NOR had I gained the lessons or unexpected wins of the considered risks; "avoiding risk" and "doing the right thing" just became a great way to avoid making my own decisions and finding my own path which ultimately would have taught me more about myself and led me to MY right path

woah Christina is so tall

I freaking love this video!!! Wow. Love love love. I am excited that you're soliciting more of these conversations.

Love these two! Love the openness of this conversation. I love having conversations with friends about money, removing the shame surrounding money makes life so much better. ❤❤

Is it just the camera perspective or is Christina like 50% taller than Corinne?

Yay, I'm obsessed with these!

I really like this conversation though I'm anxious for the generous friend that pay more for the rent while not receiving more. I've seen this work in families and couples generally. All my friends who live together split rent equally unless they getting more than just a bedroom (bedroom and their own bathroom). Often this builds resentment due to a lack of communication or just plain disagreements.

Even at 30k I’m not sure how she affords 900 a month…that’s like her entire monthly budget after taxes

student debt is why i wont do masters it’s a dream i might never be able to afford

This is an amazing conversation and reflects what a true, supportive friendship should look like - that comes through even when looking through just a financial lens

Always love these conversations, curious to see more international people in these, would even volunteer myself to do it!

I want to hear the backpacking story lol

Why does gray shirt talk like it hurts her to say what she has to say

I love these open conversations between real people

Love this type of conversation

$100 is a cheap night at the club no?

I wonder why people call the ones from doctor families (for example) privileged..... like their families became wealthy by miracle or what. also if the family is financially educated and worked on having a budget for their child..... it's not a privilege per se, it's a result of your ancestors struggle and hard work same as of everyone else's. there's nothing to be sorry about in front of the ones who don't have such 'priviliege'. I'm not from a family that is 'financially smart/wealthy' but the look of the girl on the left is like she is apologetic about her parents working their asses off and it's ridiculous how everyone is supposed to be sorry about anything good he has in life that is a direct result of his ancestry and more often than not their brain cells and life choices. bruh

Who needs friends when you have all that MONEY

"professional class background"

i LIKE this. Like you know