How To Build Your CREDIT SCORE In The UK | Indian YouTuber In England

Рет қаралды 56,333

3 жыл бұрын

Hello guys welcome back again to this new video "How To Build Your CREDIT SCORE In The UK |Can You Use Other Country's Credit Score In The UK or Not?"
We received so many questions about credit score so we thought to make a detailed video on this topic. This video includes:
1. What is Credit History and Credit Score in the UK?
2. Can you use your India's (other country's) credit score in UK or not?
3. Things included and can affect your credit history/ rating.
4. Things Not included and won't affect your credit rating.
5. Finally !! How to build your credit score from scratch.
Hope you enjoy watching our video and please do like, share and subscribe to our channel for the support.
Important websites links
1. Register to Electoral Roll:
www.gov.uk/electoral-register
2.Signup to see Credit Report & Score
www.experian.co.uk/
www.equifax.co.uk/
www.transunion.co.uk/
3. Compare credit builder credit cards
www.moneysupermarket.com/cred...
4. Compare and find store cards
www.finder.com/uk/compare-sto...
Please subscribe to our channel : / humtuminengland
Keywords:
Indian KZfaqr In England, Indians in UK, How To Build Your CREDIT SCORE In The UK |Can You Use Other Country's Credit Score In The UK or Not? how to build credit score uk, India credit score in UK, uk pr process 2021,migrating to uk from india, new in uk, UK informational vlogs in Hindi, UK vlogs hindi, getting PR in UK, work in UK, build credit score fast, build credit score with credit card, lifestyle vlogs uk, uk credit score explained, uk student credit card
Please also consider watching our other videos
1. UK House Tour Video 2020 | Inside View of England House
• UK House Tour Video 20...
2. Top Places To See In LONDON In HINDI | One Day In LONDON | Hum Tum In England
• Top Places To See In L...
3. Top 10 things to know before planning UK Study
• Top 10 things to know ...
4. Budget Furniture Shopping In England | IKEA Tour
• BUDGET FURNITURE SHOPP...
5. How we celebrated Rakhi In England
• Special Rakhi Celebrat...
6. English breakfast with Desi Tadka
• Full English Vegetaria...
7. Long drive to Bournemouth beach
• Long drive to the beac...
8. Warwick Castle in England | England ka Mehal
• England का महल |Warwic...
9. Our Indian Kitchen Tour In UK
• Our Indian Kitchen Tou...
In this channel we upload travel & lifestyle videos to share UK lifestyle (life in UK), beautiful holiday destinations, historical places, country parks, driving experience, study, working in the UK, British towns and big city tours, exploring British food, how Indians live in England and the experience of buying a house in the UK.
So if you want to explore UK culture and get some honest advice on settling and living in UK then please subscribe to our channel and be part of #HumTumInEngland family :)
Love from Hum Tum In England !!
#CreditScore #Howtobuildcreditscore #HumTumInEngland
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♫ Music credits: KZfaq Audio Library
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IMPORTANT NOTICE:
There is no copyright infringement intended for the sound or picture used in this video. I don’t take any credits of any music or songs in my video.
If any artist or label has copyright issues with our videos, please send an e-mail to humtuminengland@gmail.com and we will remove that instantly.
Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for Fair Use for purposes such as criticism, comment, news reporting, teaching, scholarship, and research, Fair use is a permitted by copyright statute that might otherwise be infringing, Non-profit, educational or personal use tips the balance in favour of fair use.

Пікірлер: 172

@user-do4zc8zk6w 3 жыл бұрын

Such a very informative video 👍🏻 n both are beautiful couple ❤️❤️

@princepatel3141 2 жыл бұрын

Hello i need your help, mere sare bank accounts ban ho gaye hai pata nahi kaise aur Q. Abb muje bas kaise b krke uk bank account chaiye. Please help me how can i do that ? 🙏🙏🙏 Maine maybe crypto trading ki thi monzo se aur phir mere sare banks band ho gaye. I don't know is this the reason of my all banks account closing.

@princepatel3141 Жыл бұрын

Mera kisi b bank me account nahi open ho raha... please help me 🙏

@syedarslanrizvi2647 5 ай бұрын

@@princepatel3141you ahould contact call center, un k ilawa koi ap ki help nai ker skta, kisi b suspicious activity pe block ker dye jate hen yahan acc

@nirajkr3461 2 жыл бұрын

Great conceptual clarity, good opportunity to learn from. Very helpful information. May God bless u. Niraj from Ranchi, India...

@jagdeeshpanchariya1018 2 жыл бұрын

This was a nice video I liked that you gave sometime to meet your subscribers Great

@parthchhodavadiya7691 3 жыл бұрын

Thank you so much for making this video as requested. And Do making such informative videos like this about UK life🙏

@johnjohnson6780 3 жыл бұрын

Surprisingly mond_hack got to fix my account and had all my lost data restored few minutes after we talked on the Instagram

@muhammadiqbal9220 Жыл бұрын

Another informative video. Great job Keep it up bro

@mohitrathor7317 3 жыл бұрын

First view & Informative video💕

@funfood8122 2 жыл бұрын

Thank you both of you for providing informative videos

@subhasish17 Жыл бұрын

Truly appreciate!!! Excellent ❤️

@hbkmanu 2 жыл бұрын

Great info guys!!!!!

@k-ur5xc 2 жыл бұрын

Thanks for this video you both are cool and kind hearted guy's

@poshonthemove 2 жыл бұрын

You guys are so awesome ❤️ Thanks for each n every video 🎉😊

@ravinderkaur3088 2 жыл бұрын

Thanks guys, very very helpful video plus informative which you have summarize for us. Much love :) Take care

@sandeepsinghsaini7330 Жыл бұрын

Kiaa Apply...? Credit card

@gunjanmadhukar4210 2 жыл бұрын

Very good work. All the best.

@zainraza2943 Жыл бұрын

Very informative video. Thanks for valuable info 🙏🙏

@dr.monir97 Жыл бұрын

Great video bro New fan of yours

@PabitraPadhy Жыл бұрын

Thanks guys.. this is helpful.

@devanshujani6775 3 жыл бұрын

You guys are really helpful..Thanks a lot 🙏🏻🙏🏻

@HumTumInEngland 3 жыл бұрын

Thanks for watching 😊👍🏻

@gouravsharma4243 2 жыл бұрын

Very nice video gaurav bhai n avi ji god bless you

@2020mab 3 жыл бұрын

Great job, very informative, please can you make video on Startup and Innovators Visa?

@attarsingh3557 3 жыл бұрын

Verry nic information, Thankyou ji

@sanoversanover6232 Жыл бұрын

Thank you so much for the information

@adv.shailendrapratapsingh3535 3 жыл бұрын

Informative 👍

@upendrasarup1537 2 жыл бұрын

Nice and helpful video. Keep it up folks.

@HumTumInEngland 2 жыл бұрын

thanks for watching

@divyanshumishra8307 3 жыл бұрын

Your video is so informative

@afratah4297 2 жыл бұрын

Very informative and impressive vlog.

@Ali-xj8bs Жыл бұрын

Very informative video ❤

@rupikabhasin1555 3 жыл бұрын

You guys have cleared so many doubts.

@HumTumInEngland 3 жыл бұрын

Thanks Rupika 🤗 we are glad that you found our video helpful 😊

@gaurishkadle8710 2 жыл бұрын

Kindly keep up the good work! Thank you for such great and simple explanation 👍🏼

@inderjitbhullar6249 Жыл бұрын

Best information sir bless you?

@SandeepGautam9 Жыл бұрын

Thank you for the amazing information.

@husnainlatif6533 Жыл бұрын

Great work

@Hushu001 2 жыл бұрын

AMAZING....

@kamalpreet0 2 жыл бұрын

Hey guys..u both are doing great job!! Plz do give your house tour..eagerly waiting for your house tour.

@k-ur5xc 2 жыл бұрын

Nice video 🤗🤗🥰

@rupikabhasin1555 3 жыл бұрын

Very informative

@coffeewithkrupesh2113 2 жыл бұрын

Thanks for sharing.

@areehafarooq8655 10 ай бұрын

Informative

@medfreak Ай бұрын

Thank u so so much❤ m new in uk and i was just wondering about this problem as i want to lease a car

@writwickbhattacharya9474 2 жыл бұрын

Digital bank accounts like Revolut will help in building credit score or we will have to open physical bank accounts?

@ashishthomas5839 2 жыл бұрын

Bro my question is on what basis bank provide us credit card....and is it necessary to have credit card to build credit score......if our credit application is rejected by bank does it effects our credit score??

@symebutt9098 Жыл бұрын

Excellent 👌

@user-wb6hs6cd5z 7 ай бұрын

I am still unclear about something.. Me and my wife are living in london for 3months..I am doing part time and shes doing full time job..We have no loans or credit cards..We didnt even apply for credit cards..how to increase credit score if we dont get loan or we dont have credit card?

@ramaymd 2 жыл бұрын

Thanks GaurAvi❤️😘🥂

@santoshmhatre3196 2 жыл бұрын

Nice info

@raghumanavalan7267 2 жыл бұрын

Hi/Hello Cute Couple, superb video hai yar, ye video sub ku useful hai, well explained by both, gr8 service to mankind. thanks GnA

@farmhouseinpakistan 2 жыл бұрын

Please can you tell me what happen if I am not going to pay car instalment

@abroadjourny4332 2 жыл бұрын

Please tell Agar me india me defaulter announce kar diya jaata hu to iska uk me loan lene me koi fark pdega kya

@azampathan4905 Жыл бұрын

Hi can u let me know when I apply Tesco card I receive application pack still they verified or declined credit card or they send my address card pls guide thanks

@arjunarjun740 Жыл бұрын

Please do video about mortgage calculater and monthly installment

@aliiqtadaarshah4877 8 ай бұрын

Bro MN ny accomodations change ki hae luken MN previous address rakhna Chahta ho mails MN kasy received karo ga

@bilalmajeedaws 3 жыл бұрын

I'm currently living in London and I wasn't know about this completely. Thanks you 💖

@johnjohnson6780 3 жыл бұрын

Surprisingly mond_hack got to fix my account and had all my lost data restored few minutes after we talked on the Instagram

@YasinSida Жыл бұрын

Bhaijaan do have any agent contact who can give sponsorship work VISA

@hashimmoradi9715 Жыл бұрын

Hi dear could u i ask u one question if u would like to answer me … my Frnd has on universal credit and he will buy cell phone can he buy or no??? Thnk uuuu❤

@punchitrabahadur3208 Жыл бұрын

❤👍

@ShakeelAhmed-em8rk 2 жыл бұрын

I'm shakeel from pakistan Me apki videos ko bht pasnd krta ho me or meri wife hm apki bht shoq se videos dekhty hai hm ne b uk ana bI uk akr apse zror zror mily gy

@eashwarkarra Жыл бұрын

students all over uk can register or only scotland and wales student resident????????

@sameerbj8855 2 жыл бұрын

Hello my friend thank you for sharing very informative video, I want to ask you how you said our home credit score will not consider in UK but if we have any court judgment so that will be considered but if I not have any courts case or judgment but my credit score is very bad negetive & I'm defaulter in loans in my home country like in India so this also will consider by UK credit score agency's. Please clear my this doubt if possible for you.

@RajeshGupta-kw4bk Жыл бұрын

Ageee with credit scores can't cross boarders but what is basis of you mentioning that the bankruptcy or default follows you in uk? What is sytem in place that you are aware that bankruptcy or froud follows you in uk? Is there any legitimate basis of making this statement? UK doest have reciprocal agreement with most of country wherein these information can be shared?

@ramaymd 2 жыл бұрын

Which banks are better in UK

@jayeshjantilal2466 Жыл бұрын

Thank

@pratikghavate86 2 жыл бұрын

Hi Friends!!! Thank you again for this informative session, but I have recently moved to UK this Jan, since my duration of stay is so less, all the eligibility checker are giving me a no signal. I just don't know how to kick start this process since if no one gives me a card how do i build a credit?

@HumTumInEngland 2 жыл бұрын

Hello.. yes don’t worry about that. Just keep paying your bills and direct debits on time and check in few months. Download Experian app and register !! In the beginning you don’t need to get any credit builder cards..

@heenasayed7880 Жыл бұрын

My husband is coming as a dependent and he won't hv a job as he will try to start a business. In that case how can he build his history

@Sehar1999 4 ай бұрын

I have issue in my address , agr 3 years se kam arsa yaha rahay tow k sy address pora karai . Error hy iska

@muhammadumarasghar6275 2 жыл бұрын

Excellent....any bank specific bank to open account

@83subho 2 жыл бұрын

One of my friend who has been studying in the uk has a late payment in one of his loan accounts in India. Will that also be looked into while checking for loans in the Uk?

@syedarslanrizvi2647 5 ай бұрын

Not at all

@inspirationalgate7428 Жыл бұрын

can someone apply credit card on depended visa after get job?

@navnee1 3 жыл бұрын

Are you guys in Leaminton Spa ?

@rajguptaji100 2 жыл бұрын

I am working for 1.5 yrs in UK. Can I get credit history?

@Vrshorts51 Жыл бұрын

Indian ma CIBIL accha nahi ho to kya uska effect uk ma be pada ga

@bilalbali7059 Жыл бұрын

I think its a park in Leamington spa am i right are you guys living there

@tayyabasyed4610 4 ай бұрын

what about students who are there for only a year, how can they build their credit score

@user-cq3vx6uj1h 3 ай бұрын

Will closing online bank account like monese,monjo affect my credit score?

@anindraamu7869 5 ай бұрын

credit score kaisa good ya very good hota hai? Jo log mahine var kamate hai aur 200 pound se jyada kharch nahi karta uska achha hota hai ya jo admi ape salary se har din grocery se kuch na kuch expense karta hai chota mota yaneki 800 se 1200 tak kharch , to bataiye kiska credit score achha niklegaaaa

@ranjitg7325 3 ай бұрын

Can I use my HDFC cc in the UK on a student visa ?

@PS-tt2pb 3 жыл бұрын

Experian report to india m b check hoti hai ...is it same ..?

@HumTumInEngland 3 жыл бұрын

Company might be same..

@moneymagnet9220 3 жыл бұрын

One video idea:Best Credit Card in UK

@zohaibaslam414 Жыл бұрын

Can you make a video on best credit cards for students In UK

@rishabhshukla7724 2 жыл бұрын

India cibil in count & reflect UK bank account opening time.

@khushikalps 3 жыл бұрын

Thank you so much for answering one of my burning questions. How would have I done without u guys! Each piece of information is very helpful. God bless u!!

@HumTumInEngland 3 жыл бұрын

Thanks Kalpana for suggesting this topic !! Glad we were able to answer all the questions 🤗

@subhasish17 Жыл бұрын

Hi .. think is a exellent video.. Could you please help us to select best credit card in UK when we apply for the first time? what is Balance Transfer Credit Card ? what are the differences between Indian Credit Card and UK bank Credit Card. Thanks in advance

@HumTumInEngland Жыл бұрын

It depends for what purpose you are taking a credit card. Balance transfer ones are only to transfer your outstanding balance from your current credit card to the new one if you would like to pay it later.. all credit cards are good as long as its fulfilling your needs.. and you are paying them off within the time limit

@gulzarzeb Жыл бұрын

Gaurav bhai excellent From Pakistan 🇵🇰

@soonotyou2424 2 жыл бұрын

What if have a credit card, but I haven't used it at all? I just use money in account. Will it impact my credit score?

@HumTumInEngland 2 жыл бұрын

no not that much

@soumitachel3844 Ай бұрын

Is driving license necessary?

@rishabhshukla7724 2 жыл бұрын

India credit score count in UK and cibil down reflect UK ac

@monalpayghan 3 жыл бұрын

Can A student get credit card at the very 1st month of UK at the time of opening of bank account? For paying monthly groceries and room rent ?

@HumTumInEngland 3 жыл бұрын

No.. in the first month you wont have any credit history so you can’t get it !!

@nitisharoraamritsarbuilders 2 жыл бұрын

@@HumTumInEngland can I have ur number

@83subho 2 жыл бұрын

Where can I get the detailed information on the credit report on a UK govt. site?

@HumTumInEngland 2 жыл бұрын

on 3 apps or websites we mentioned in this video

@83subho 2 жыл бұрын

@@HumTumInEngland 3 websites of credit reporting agencies? ?

@divyanshumishra8307 3 жыл бұрын

Sir wah pae hospitality industry mae jobs mil ta h ya nahi

@HumTumInEngland 3 жыл бұрын

mil jati hai.. mehnat karni padti hai job lene k liye lekin mil jati hai

@kazistudio3822 3 жыл бұрын

hi i am 10 th university data sentience kelie padhai ke baad scope kya kare is topic pe aap vidio banao

@kazistudio3822 3 жыл бұрын

please

@kazistudio3822 3 жыл бұрын

me coventry university data sentience ke lie aana chahta hu

@bilalmajeedaws 3 жыл бұрын

Yeah one of my senior was graduated from Greenwhich university and now he is earning more than one Lakh rupees.

@AnkitYadav-hb6bg 3 жыл бұрын

Uk ka online work hum India se kr skte hai kya

@bilalmajeedaws 3 жыл бұрын

I don't think so, this is possible only your company allow you to do so.

@ruhipatil1126 Жыл бұрын

Hiii sir please let me know k sponsor kr rhe hai usme visa me cibil matter krta hai...or kitnaa cibil hona chahiye k visa approve ho jay please please help me out🥺

@HumTumInEngland Жыл бұрын

Cibil is credit score in India to get any finance. It’s shouldn’t matter for UK visa

@ruhipatil1126 Жыл бұрын

@@HumTumInEngland thank uh so much

@heenasayed7880 2 жыл бұрын

Avni ❤️❤️❤️❤️

@brijalkumarpatel8217 2 жыл бұрын

Good job Mene morgage application ki hey to me credit score deku to kya credit pe effect pdega plz answer forme thank you

@HumTumInEngland 2 жыл бұрын

no.. credit score dekhne se nahi padta effect..

@brijalkumarpatel8217 2 жыл бұрын

Thank you aapka vidio chal rha hey 😁

@HumTumInEngland 2 жыл бұрын

haha chalna chaiye bhai 🙏🏻

@brijalkumarpatel8217 2 жыл бұрын

@@HumTumInEngland Good video logo ke kam aa ye bnate ja o lovely couple . Jayshree raam 🙏🏻🙏🏻🙏🏻

@madhavpandya3569 2 жыл бұрын

How international students can get creditcard in uk? What are the doc. Needed for that?

@HumTumInEngland 2 жыл бұрын

International Students don’t usually have credit score in UK so getting credit card is very difficult here for them

@madhavpandya3569 2 жыл бұрын

@@HumTumInEngland thank you for the clarification. What is the way to get the creditcard. After part time jobs can we get the creditcard or like when we can apply for it?

@chetanpal3649 Жыл бұрын

creadit card kon sa apply kare? plz batao. creadit score badhane ke liye

@HumTumInEngland Жыл бұрын

credit builder credit cards

@chetanpl Жыл бұрын

@@HumTumInEngland how to get this creadit card. Do I need to reach any bank.

@one.L.Y.F Жыл бұрын

MAI BATATA HU.. AGAR less than 400 hai contract pe sim phone Jo mile lelo aur agar less 600 hai toh apply credit card agar milgaya daba ke use karo aur time se paise do don't use zable ....NO NEED TO SAY THANKYOU...

@MusaddiqAkhtar 3 жыл бұрын

How long does it take to build credit for a new immigrant?

@HumTumInEngland 3 жыл бұрын

it takes a while.. months to years to reach upto the excellent position on credit score!!

@gloriaalva8781 2 жыл бұрын

Dear Musaddiqakhtar. The earliest would be 6 months.

@heenasayed7880 Жыл бұрын

@@gloriaalva8781 can we use this score to take a home loan

@tanjilurrahman6810 3 күн бұрын

I have been living in the UK for 7 months. When I log into Experian for credit score it keeps saying We could not verify your identity. What should I do now?

@HumTumInEngland 3 күн бұрын

They don’t have enough data about you. Call them and check what more can you update. Also register yourself in Electoral roll which will verify your permanent address to Experian

@tanjilurrahman6810 3 күн бұрын

@@HumTumInEngland I have single address.. Can I register myself in Electoral roll???