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@vishalmalhotra76022 жыл бұрын
Very informative video. However i would like to take in account about the salary. Initially 70k/year for students is just absurd. People usually receive salary in the bracket of 50 to 60k/year. You'll atleast need 3 years of experience to get 70k/year. He's explaining the things perfectly but as a student owning a house after 5 years is very very difficult. I mean it would take you 2 to 3 years to reach for the mentioned salary. Also you have to deduct expenses, your study loan and a dozen of insurances. Above all you should be able to afford several maintenances the house requires. I don't intend to demoralise anyone, it's just the things you should take into account before buying a house. It's a very big deal to buy a house in canada when compared to INDIA. Peace!!
@allitm46422 жыл бұрын
Totally agree with you Vishal 👍
@ashrit27532 жыл бұрын
yeah study loan itself takes 1.5 years to clear.
@allitm46422 жыл бұрын
@@ashrit2753 the graduates I know, it took them 5-10 years to pay off student loan.
@sharansukesh55422 жыл бұрын
@@allitm4642 It depends on various factors
@abc05832 жыл бұрын
right now it’s gonna takes at least 10-15 years
@rutvikpatel62242 жыл бұрын
One video on how to buy Ford Mustang 🐎🐎😂
@ayushbariya7212 жыл бұрын
😂😂😂😂
@jass92132 жыл бұрын
He bought Mustang through passive income mainly KZfaq 🔥🔥❤️
@sneh90632 жыл бұрын
Elentra ki price me milti he , easily le sakte ho ( depends on your future plans )
@abhishekgaba29532 жыл бұрын
Buy asset not liability 🔥
@pranshutomar92822 жыл бұрын
My dream in Canada
@jyotbhatia30042 жыл бұрын
I wish I had a big brother like you who could guide me and teach me more about finances , great content 👍
@nilishapattni2 жыл бұрын
Thanks Parul for this video. Am def gonna save this for future :)
@LifeofRishabh2 жыл бұрын
Paaji congratulations for multiple properties 😆❤️
@ParulTV2 жыл бұрын
chilla chilla ke sabko scheme bta do 😂 bhaisab
@Yogesh-jm7zg2 жыл бұрын
@@ParulTV 😂
@phenomen0n2 жыл бұрын
ooo thank youu sir very much,, you don't how i was craving for this type of content ❤❤❤. sir if you can, can you make some more videos regarding this topic because your video are really adding values in my life,,,, Thank you Sir
@vrajpatel47372 жыл бұрын
2 or 3 years of studies as a student than 5 years of plan it means it will take 7 to 8 years for students🙃
@vishalmalhotra76022 жыл бұрын
How can one be so sure that he or she will get 70k/year. You atleast need 3 years of experience to receive the said salary. It would roughly take 8 to 10 years to buy a house of your own. The math is correct but the values are a bit strange in his calculation. 👍
@AmandeepSingh-cv5qz2 жыл бұрын
@@vishalmalhotra7602 bhai wo it wala hai uski 70k lg gyi hogi
@jasminesahota32022 жыл бұрын
Thank Parul your videos are so beneficial for me since 2019 before coming canada Montreal . I did packed my stuff after watching your videos. Thanks a lot for making these videos and helping people like me.😊
@rudhar49612 жыл бұрын
plz make video on how exactly we can have multiple properties after buying our first house
@jagjeetkhaira64112 жыл бұрын
Please make a video on monthly installments after buying a house
@shaikhshoeb67162 жыл бұрын
Absolutely bro 💯
@birthe1892 жыл бұрын
1:35 -> typo -> PaulTV, if I am correct.
@anchal102 жыл бұрын
Please make more videos on how we can buy multiple properties after first home. Great Content!💯
@cocosharp2 жыл бұрын
I wish I come to Canada soon and fill my dreams ❤💫
@karan-tt7bd2 жыл бұрын
wrong calculation, in 5 years houses will usually appreciate, the 2455$ is tax being saved and not any new income
@hetshah92782 жыл бұрын
Parul Sir, i have gone through many youtubers... talking about decent lifestyle and places. But really appreciate your efforts and advices. I hve watched all your videos. Your videos are actually practical and helpful for beginners and students. Thanks a lot for your efforts. Keep it up sir 😀.
@MlecchhaSlayer2 жыл бұрын
Please make a video on how to own multiple properties or how people buy multiple properties in Canada.
@preuverma17912 жыл бұрын
One of amazing video i really really appreciate this . Along with request to make more videos like this ♥️
@sahilmehta14812 жыл бұрын
It was really easy to understand bro with this video. Can you please make a video on TFSA as well?
@gurmeetbajwa27002 жыл бұрын
Hey Parul, the max you can withdraw tax free from Rsp under Home buyers plan is $35000. So saving more than that for the purpose of home purchase may not be a great idea. It has to be a combination of tfsa and rsp. Disclaimer: it can be different for different circumstances and goals
@brotherhoodvlogs19022 жыл бұрын
Parul are not only a good engineer 👌👌 but also a good investor as well . 👏👏
@vibhutidikshit56872 жыл бұрын
You're assuming that the price of the house will remain 816k in another five years.. I'm not really sure where you're getting this figure..
@dhillonsaab6552 жыл бұрын
Paaji eho te chahida... Plzz plzzz plzz I also want to start real estate business.... Please make video on multiple properties... Mujhe lgga hi c ke tusi real estate ch ho.... Luv u paaji... ❤️❤️❤️
@Simran.Chahal Жыл бұрын
But what about inflation. You haven’t talked about inflation rate of the housing price in 5 years. That also needs to be taken into account.
@eiramshaikh Жыл бұрын
Loved this video of yours 🤗
@lucalal8212 жыл бұрын
Hello sir, it was a great video and was very informative for anyone who is planning to settle in Canada. I had one question and that is, what kind of s&p 500 are you talking about because there are some which are US based (listed on NYSE)and some Canada based (listed on TSX). For example: VOO is US based and is bought in US dollars whereas VFV (same as VOO) is bought in Canadian dollars. They both are the same but the only difference is that VFV came 10 years back with relatively less volume and returns earned whereas VOO has been there for a while so it has higher volume and relatively higher returns. As I’m based in Canada should I go with VFV even if it’s relatively new comparing VOO or should I entirely invest in VOO s&p 500. I would really appreciate it if you can make me (or anyone else) understand about this.
@mahichahal14012 жыл бұрын
Always Motivational for me🙂Thank you for doing such a excellent video for us.
@vishantdhiman52682 жыл бұрын
Je t’aime parul bhai !! When I see your video I get inspired to come to canada. It's my aim.
@gamestudioindia2 жыл бұрын
We want more financial free videos , side business, gas station, passive incomes, how to become rich
@nitzty2 жыл бұрын
Fantastic video. Explained so well and in simple words. Specially coming from India where the saving schemes are s o different i was struggling to understand the system here. Definitely feeling very motivated!!
@veerendhar1 Жыл бұрын
With 70 k salary who is going to give 800k loan. It is impossible.
@AkashAkash-ib2pu2 жыл бұрын
Cant say about these investment but i think i agree on is that the salary must be minimum cad 70k annualy if u r looking to buy a house in canada …nice video bud
@dhruvmandal32952 жыл бұрын
Need more video's about how to manage finance and investing 😃🤷
@MuhammadArsalan5888 Жыл бұрын
Sorry, i didn't get your point in accumulating down payment. What i understood is that i will b getting two loans for my first house. First from RRSP to arrange down payment and then pay monthly to RRSP for a period of 5 years. Secondly, mortgage financing for remaining amount of the house. Am i right..??? if not will you please elaborate a bit.
@karanbhagat69622 жыл бұрын
What’s the location in starting of the video?? Seems like a really beautiful viewpoint.
@lusting_world2 жыл бұрын
Thanks for this video😊🦋
@chaamkilafan172 жыл бұрын
sir make video on how to aim for multiple properties and way to invest in multiple properties while paying the mortgage, because a million house mortgage will be long period
@gavydoaba8796 Жыл бұрын
nicee videos brooo very knowledgeable ❤
@gurpreetbhatti60332 жыл бұрын
The vdo i needed to get started than you so much bhai
@Factifull2 жыл бұрын
Watching this video while Waiting for PPR 😅
@harshdhillon8962 Жыл бұрын
Power of compounding
@gurpreetsudan693 Жыл бұрын
You are so good...keep it up
@dhruv.4202 жыл бұрын
Multiple property video plzz
@jaypatel30402 жыл бұрын
Great video 👍👍👍👍
@aswal_parmod2631 Жыл бұрын
How can an international student get a job of 70k per year ?? And what side hustle you suggest if a student has no interest in making KZfaq content
@noushadamin2 жыл бұрын
Can you make a video on how to invest in RRSP and a little bit details about RRSP Thanks
@AkashAkash-ib2pu2 жыл бұрын
Bro but don’t forget to mention mortgages of each house of yours so that people will not say u a show off guy
@mansagarsingh93632 жыл бұрын
very informative and valuable video
@khushalmunjal37222 жыл бұрын
we need more videos like this
@safiafarhan71652 жыл бұрын
Bhaiya please ek video banana jisme k 12th k baad ek science student kaise eak cyber crime specialist ban sakta hai Canada main ??? Please please please please please please please please please please please please please please please bhaiya please.
@magicofwisdom6012 жыл бұрын
Hey. Tell us about the health care system of Canada which they say is free. How well and bad it is?
@lovepreetsingh21682 жыл бұрын
Paaji .... Monthly installment !!!
@ParamjeetSingh-gp1fu2 жыл бұрын
Multiple properties video needed🤘🏻
@amaankhan84362 жыл бұрын
Very informational 👍
@kulvirmaan39922 жыл бұрын
Great video bro👍
@kulbirsingh44692 жыл бұрын
Hello ਜੀ, I love your Punjabi Accent ਵੀਰੇ😊
@yatinverma80452 жыл бұрын
Instead of rrsp could we use TFSA ? Please make a video on investment and taxes (Ontario) & How to pay less taxes and generate cashflow.
@canadianjatti2 жыл бұрын
yes or both
@yogeshmidda1972 жыл бұрын
What a knowledgeable video 🥰
@dhwanipandya73942 жыл бұрын
Please make a video on education loan sources
@think-king40302 жыл бұрын
Hey!! Sorry this question ain't related to your video but really important, I'll be applying for Royal roads university but recently I came across various reviews like the faculty is not proper and it would be a waste of money applying to RRU. So I was thinking if you could review the university with some of the known students to you. I'm really looking forward for your reply, BTW love your content 😍
@Notorious_vlogging2 жыл бұрын
Great video sir👍
@vanishdogra25232 жыл бұрын
Great plan bro bt i am going to New Zealand so give some same information about New Zealand
@sagarchaudhary83002 жыл бұрын
What’s the difference between TFSA and RRSP? I’m already an investor in TFSA but will it help me in future or RRSP is more recommended? I have been following you since 2018 when I was in India and preparing to come to Canada and watching your videos has helped me a lot with the Canadian Life till date and I know it will help many in future as well. Keep up the great work Sir! Wish you Success.
@Mithudon1012 жыл бұрын
Very nice information , 👍
@AnmolKumar-mc4fe2 жыл бұрын
Construction and architecture scope in canada ... Please bhaiya there is no such video on these topic .. please cover these topic.
@simranrandhawa37932 жыл бұрын
Huge scope in future brother , just do your research
@harindersinghrana55802 жыл бұрын
"maybe you don't know" 🔥
@ashishbhardwaj1702 жыл бұрын
Hey Paul. I stay in DDO. Where do you stay in Quebec
@Ms-mc6pl2 жыл бұрын
Parul make detailed video on investment in RRSP please.
@shaikharsh84922 жыл бұрын
We want video on multiple properties also
@JunaidKhan2 жыл бұрын
Can you put more than 690 in RRSP? If yes, can you change that figure yearly? Like increase and decrease. We probably can save more when single but you can loose a decent job or gain a family member etc
@clanrum99742 жыл бұрын
Parul sir please make a video about BIL 96, i have admit from Bishop's University and can't make a decision due to that rule.
@AbhishekSharma-we4ce2 жыл бұрын
This video is appicable to all who have great skills because canada only pay for skills.Focus on skills nahi ta ghar chado uthe kch ni lita jaana ....its real truth kise nu bura lge maafi 🙏🏻
@gautamsachdeva59782 жыл бұрын
Sir, no one is talking about agriculture sector in Canada, on KZfaq. I'm a bsc agriculture student in India and planning to pursue pg diploma in Canada. Please make video on agricultural sector, coarses, jobs.
@AMRITPALSINGH-sc5zv2 жыл бұрын
Thanks 👍🏻😊
@vishalmor29272 жыл бұрын
Informative Video
@villageofkangals78052 жыл бұрын
Please use black screen
@randomsVlogs8712 жыл бұрын
Much love from Pakistan 🇵🇰❤️🇮🇳
@jattsabb67632 жыл бұрын
Good brother
@khanspiro Жыл бұрын
Does this RRSP add interests when we withdraw it? And that 8% is also interest we get added?
@RONAKDABAS042 жыл бұрын
PARUL BHIYA PLZ TELL ME THAT IS NIAGARA COLLEGE GOOD TO PURSUE STUDIES OR NOT
@Arjun_Saluja2 жыл бұрын
Hi sir my son is in Canada for last 11 months and he wants to come to India to meet us for some time period,will there be any problem related to his PR if he comes before an year or everything gonna be fine if he comes Please do reply🙏🏻
@vedantpatel8552 жыл бұрын
I am a was a student here and now i am a here for quite long. Its been 4yrs. There is no issue coming back we can visit india any time. If he was on applied status for a workpermit then he has to wait. Otherwise he can visit you. If he can take a break from college or uni. Or if they are providing courses online he can visit india no issue. And if he is taking a break then their is one thing to keep in mind that your son has to be full time student for atlist 2 semester. If he meets all this. He can visit
@preetdesai90562 жыл бұрын
thanks for making a video a out this
@technovm59112 жыл бұрын
sir can you tell your house price range ??????? I know it is personal but just please tell range !
@brotherhoodvlogs19022 жыл бұрын
Sir make more videos on your investment journey
@devansh96522 жыл бұрын
I want to come Canada after my graduation Now I want to thank admission in graduation in India What should I select Bsc computer science (3 years) Btech computer science and engineering (4 years)
@slycipher42372 жыл бұрын
If you wish to do your Masters in Canada after bachelors (Masters, not Diploma) then you need 4 years of bachelors degree.
@vedantpatel8552 жыл бұрын
Engineering is very tough in canada.
@AkankshaSharma-jg8hz Жыл бұрын
Do we have to do it monthly or we can put it all at once before the due date to put money in rrsp
@gauravmodi17812 жыл бұрын
Hey Man, Is there any limit for RRSP? Like, 15K or 20K per year? Talking about upper limit here.
@ParulTV2 жыл бұрын
there is and there is also a withdrawal limit. i suggest you to check online in detail.
@harpreet_singh_parmar2 жыл бұрын
Hello Parul and Gaurav. As a Financial Advisor I would suggest you talk to someone like me or any other advisor wuth detail knowledge about the Registered plans such as RRSP & TFSA to achieve your desired goal. I have been following a set of rule for My RRSP & TFSA fund management to achieve the dream of buying my first house.
@harpreet_singh_parmar2 жыл бұрын
I also came as student in 2015 but there was not much financial guidance at that time, so I lost crucial 4 years of my life without the financial knowledge and started saving in June 2020 after I myself became a Financial advisor. So I would suggest to sit with someone who is an Expert and plan your goals and strategise.
@LmGoat12 жыл бұрын
bohot mast video bhai keep it up
@vedantpatel8552 жыл бұрын
It will also have closing cost associated to it right?
@shubhambhardwaj39472 жыл бұрын
Can we do this method as an international student?
@blood87552 жыл бұрын
bhaiya i am coming to canada for 3d animation diploma, and intake se pehle mai graphic designing krne ka soch rha hu, will it be benficial? mai job krr skta hu graphic designer ki waha pe? and 3d animation ke kaisa scope hai waha pe please bhaiya bta do, and i love your videos🥰
@awaaragamer88212 жыл бұрын
Bro aapne previous study kya kii hai
@jaskaran_.singh_2 жыл бұрын
3d animation has more value
@blood87552 жыл бұрын
@@awaaragamer8821 abhi 12th pass hai
@blood87552 жыл бұрын
@@jaskaran_.singh_ okii thankss
@priyankpatel9752 жыл бұрын
Can u make video on rrsp in details?
@canadianbackpacker11212 жыл бұрын
Thank You So Much sir for this video, I am living in timmins right now which is situated in northern ontario but it is a good place for students as well that is why i also made my channel who'll be coming here can get to know about it..... :)
@berendersingh062 жыл бұрын
Sir you told everything thing bt you didn't tell that how much instalments per month would be
@ParulTV2 жыл бұрын
cannot factor that - as it depends on interest rates and u can do that online if u have budgets and all. This is more of an step 1 video
@prakharbhola602 жыл бұрын
@@ParulTV Bhaiya please make continuation video for this one
@Bhagwantsingh381942 жыл бұрын
True 💯
@YuvrajSingh-wr8ig2 жыл бұрын
How to afford Mustang and Ram 😂😂
@ParulTV2 жыл бұрын
its not really expensive- trust me
@jatinbhatoya84202 жыл бұрын
Bhai 5 saal baad 816k ka ghar 1.2 million prr chla jayega.
@batfleck57002 жыл бұрын
Hi Parul, really informative video but what about the mortgage affordability since people say you can buy only 4 times your salary. For a 70000 salary it would just mean 280000 which is nowhere close to average you mentioned (800k)
@canadianjatti2 жыл бұрын
that is what you can mortgage you can just have a higher down payment
@abc05832 жыл бұрын
@@canadianjatti lol who has 500k down
@canadianjatti2 жыл бұрын
@@abc0583 not students but lots of people do of course....only way i was able to buy a house with lower income. Increased my dp.
@kripalzala53382 жыл бұрын
Hii meine bhi 12 th commerce se complete Kiya Hain ab mujhe Canada aana hain or wahan snow fall hota hain tab log college and job jate hai
@gagansingh66352 жыл бұрын
Make some vedio on cyber security course in canada