How To Buy Own House in 20s & 30s in 2024? | Buy Home vs Rent

How To Buy Own House in 20s & 30s in 2024? | Buy Home vs Rent | AY Show Ep1

Рет қаралды 184,243

Күн бұрын

How To Buy A House in 20s & 30s in 2024? Should we buy or rent a house? When and where to buy a home? How to buy a house? In this first episode of The AssetYogi Show we answer these burning questions of youth.
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Time Stamps:
0:00 - Intro
1:20 - Biggest Debate Points For Buying a House
02:30 - Buy vs Rent a House
06:12 - When To Buy a House?
08:51 - Where to Buy a House?
10:29 - How to Buy a House?
10:51 - How much Home Loan can we get?
12:46 - How to Search a House Property?
15:15 - Tips To Check Property Documents
16:30 - Common Mistakes While Buying a House
18:46 - QnA
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Questions Answered in this Video:
1. Should we buy a house or rent it in 20s and 30s?
2. Buying a house for the first time
3. Does a house make financial sense?
4. When and where should we buy a house?
5. How to make a budget for a house?
6. How to plan for a home loan?
7. Under Construction Property vs Ready To Move Property
8. How to ensure clear title of the property?
9. Why to avoid buying a house in hurry?
10. House is a liability or asset?
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Connect with Us
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TWITTER - / assetyogi
FACEBOOK - / assetyogi
LINKEDIN - / mukulm
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Website
assetyogi.com
#buyahouse #rentvsbuy #assetyogishow

Пікірлер: 216

@AssetYogi 28 күн бұрын

Join All-In-One Video Finance App here: vidfin.com/ Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.

@pooh6546 6 ай бұрын

This is how an ideal financial channel/show should be. No extra sound effects, no distractions, keeping things simple and on point so that you don't waste the viewers time. Well done👍🏼 Looking forward to many more such shows.

@AssetYogi 6 ай бұрын

Thank you so much 😊

@Macty 6 ай бұрын

Proud of you sir still making videos for years ❤respect ++

@riteshgupta075 6 ай бұрын

Congratulations for 1st episode of this new initiative 👏

@saritachhikara7648 4 ай бұрын

No bakwas sirf kaam ki baat ..go for it 🙌🙌💯

@sagarbaviskar7150 6 ай бұрын

Very nice work Sir. Got lot more clarity on when and how to buy home. Thanks alot ❤😊

@altafshaikh3678 6 ай бұрын

Mukul malik=simple lucid crystal clear explanation

@shoryabeohar1816 6 ай бұрын

Very good explanations..even for a layman.. proper understanding 👏 👌

@manishsharma9693 6 ай бұрын

Thank you Malik ji .. Great info shared

@AliRashid-yi9on 5 ай бұрын

Boss apka videos bht beneficial hota hai ..aur yeh topic k mei wait kr rh tha😊

@manishsinha4842 5 ай бұрын

i love ur Q&A segment....Thanku sir

@ratheeshnair481 6 ай бұрын

Great video. Thanks Mukul 😊

@suhashify 6 ай бұрын

Excellent Video, which is truly informative and suitable for all earning persons. Now I'm exhorting you to make a video on how to sell apartments/houses wisely🙂🙂🙂

@saliknashtar6910 6 ай бұрын

Mukul Sir hats off 👍👍👍🙏🙏🙏keep going

@neelamagarwal4361 6 ай бұрын

Thanks for making such an informative video. Can you please make an episode on reverse mortgage in near future.

@x_man007 6 ай бұрын

Your videos r super ❤️ Please make a video on momentum or value index if these r better than simple index fund🙏

@heypritam 6 ай бұрын

Sir Next Episode kab ayega? Valueble knowledge for us.. Love you♥️ and God bless you 🤗

@rajeshsankpal6586 5 ай бұрын

Informative video 🎉

@ravikr6784 6 ай бұрын

Thank you for very helpful information, bahut accha explanation sir

@supersid1043 6 ай бұрын

Hi AssetYogi ! Thank you for the informative video. My brother is interested in buying flat in SRA building; however flat is not coming under SRA norms. When slum was developing builder has maid extra sellable flats which are out of SRA norms. If my brother buys that flat is there any issue in future? Also, it is a Re-Sell property, my brother will be a 3rd owner. Current owner purchased that property from investor. In this case which documents should he check before buying?

@Ravi-ym7gq 6 ай бұрын

Valuable information guru ❤😊

@sumitshriwastwa6037 4 ай бұрын

Superb session ❤

@akshaysonavane463 6 ай бұрын

Sir, In short Excellent and very useful video ..👍

@Sanjeevkumar-yn4ie 6 ай бұрын

Knowledgeful video

@jayeshkhara1425 6 ай бұрын

Good information Thanks

@nileshnagpure3838 6 ай бұрын

Nice review

@shahrukhali4465 6 ай бұрын

Thanks for info.

@brijesh0808 4 ай бұрын

Amazing video

@animeshsengupta2991 6 ай бұрын

Thanks sir mera sare doubt clear karne k liye kyuki mebhi abhi house own karne ka soch raha hu❤

@tahmeenanasreen319 6 ай бұрын

Good luck for this amazing series 😊🎉

@AssetYogi 6 ай бұрын

Thank you!

@gauravprakashsrivastava4879 6 ай бұрын

Congratulations...

@vidyatecheducation 6 ай бұрын

Thank you so much for your valuable answers!! My question is related about GST, if Builder has started the construction on 1st April 2016 and still it is in under-construction and I have taken flat on 1st Aug 2020 and having size of 70 Sq. Mtrs. in Metropolitan City and flat cost is more than 45 lakhs (non-affordable), so what will be the GST charge. Is it 12% or 5%?

@luckyjeena638 6 ай бұрын

Great sir 🙏🙏

@jayadevtarei4256 5 ай бұрын

Sir I am following You from last 4-5 Years, We have full trust on your deliveries. Thanks for Such enlightening Videos. Thanks

@AssetYogi 5 ай бұрын

Thankyou so much!

@amitkrstyle 6 ай бұрын

Million dollar content.😊😊😊

@vitthaljadhav1698 6 ай бұрын

Very good making video sir

@jayeshshobhnani2683 3 ай бұрын

Helpful content

@My1sttoy 5 ай бұрын

Sir complete detail video on A to Z steps to buy a house..... Ki koi dhokha ya bemani na ho....

@Himuchimu 5 ай бұрын

Very clear

@mukeshahlawat6613 4 ай бұрын

Very informative video

@pavankumarvakulabharanam6717 6 ай бұрын

Yogiji 🙏🏽🙏🏽

@jestergamingff7580 4 ай бұрын

Good information sir

@Santosh-we7eh 5 ай бұрын

Sensible information. No misguiding. Goa Dehradun few days ok, not permanently :)

@SunilSunilfit 6 ай бұрын

Sir bohat dino bad new role me ache lag rahe hai app I m your old subscriber.kow question.nifty bees.bankbees me invest ka sahi time hai ya thoda correction ka wait Kiya Jaye. Or thanks sir for lovely video ❤

@DeeptiJoshi1 6 ай бұрын

For the age of 50, how would you suggest to buy the property? Jab apni property bechne jao kuch bhi paise nahi milte but buy karne jao toh bahut mehengi milti hai

@karnthaakran-er3fz 6 ай бұрын

Best video yogi ji

@akashaggarwal3041 6 ай бұрын

Apart from stability, should we not try to buy a cheap and small commercial property as our first property in our mid 20s? A property lets say under 50 lakhs? If this is the right path, how to do this? Should we buy a small shop to rent it out for a cafe or business or maybe some shop in an upcoming mall in an under development area like Noida or Greater Noida?

@shyam9511 6 ай бұрын

As always very knowledgeable information great Sir. Best Wishes,

@neetugude2405 6 ай бұрын

I m the first to watch this video..👑

@AssetYogi 6 ай бұрын

🙏

@Abhisheksharma-rf3qh 4 ай бұрын

amazing

@onestepalgo 5 ай бұрын

Thank you sir for informative video. Could you please us to answer some questions like Is it worth buying 2nd home by loan for investment (rental or resale)?

@user-ml6nt1kn6j 4 ай бұрын

Nice 👍🏻

@akashmashal1817 6 ай бұрын

Please make a detail video on explaining how resedential property is not a good investment considering finance angle. It gives rental income , property appreciation and also we get home loan at very low interest rate of 8- 8.5%. if adjusting this ROI with tax benefits with other benefits like PMAY and adding inflation we are getting loan absolutely free of interest. Which other asset class can you get loan at such low interest and benefits

@anildeokar4426 3 ай бұрын

Very nice information Thanks.

@AssetYogi 3 ай бұрын

Glad it was helpful!

@chetramsoni4686 6 ай бұрын

Mukul Bhai I need a suggestion as now due to interest rate the tenure is increased. Shall I do part payments or not. Or shall I invest that part payments

@S.sunderPareek 6 ай бұрын

Namaste sir ji ❤

@dharmendra2196 6 ай бұрын

Nice

@mpoddar3 6 ай бұрын

plz make a video on Partition of property in family

@rohitsoni9325 6 ай бұрын

Please compare REITs vs Residential flats as investment purpose.

@AssetYogi 6 ай бұрын

Will try to cover in future episodes 🙏

@manojthayil7836 6 ай бұрын

Please make a video on best banks for Home loan , both pros and cons

@nidhisrivastava2708 5 ай бұрын

What precautions should be taken if buying property from builder?

@sonumestry554 6 ай бұрын

Pls make video on how to build emergency fund

@arunbhosale3388 5 ай бұрын

Sir, an one of the Excelent video, Please make another video for high growing intrest rates of public sector undertaking banks and another private sector banks for home loan, Again for which will better, rented home or personal home but with EMI

@Ronak-Data-Engineer 6 ай бұрын

Very informative video ..can you please let me know how and what all papers should i ask to builder before paying any amount to builder. It is a ready to move property with BU certificate.

@manindrachandradas6147 6 ай бұрын

Resale property buy karte time sale deed aur conveyance deeds dono karna padta hai registrar office me?

@dhirajjayaswal9584 6 ай бұрын

Correction-Gift deed registration stamp duty charges between blood relation is very nominal-200 rs in most of the states,and in few states it's have cap of 1 percent of total ready reckoner

@alexstanley4684 6 ай бұрын

If possible can you please make a video on filing ITR using ITR2

@navya3481 6 ай бұрын

I always thought under-construction flats were relatively cheaper. That is why people take the risk of non-completion because of the low price. If it is costlier than resale, then it makes no sense to take the risk of the flat not getting completed. I am confused.

@ankurhotnot 4 ай бұрын

Buying an under construction flat from a top-class builder is much safer and investors bet on these blindly. I bought a flat from a mid level company but only at 90% construction completed.

@RegistrationProcess 6 ай бұрын

1:37 khas tr IT companies boht hoti hai😄 Mene ye sika video se, ghar kharid ne se pahle, 12 month emergency fund jama kro. Thanks

@nirankushtyagi1230 6 ай бұрын

Nice video. Good job done. It will and can help many new buyers.

@AssetYogi 6 ай бұрын

Thank you 🙏

@urveshghoderao4045 Ай бұрын

Nice background Sir

@khurshedahmed8627 6 ай бұрын

Please post your videos more frequently

@RavinderSingh-nv9cg 5 ай бұрын

good

@udit1717 6 ай бұрын

If I bought a under construction property 1 year ago, then my mother sold a property and property gain money gifted to me. Then can I invest that money in my under construction property and save property gain tax for earlier sold property?

@anantbhandari4566 6 ай бұрын

Dear Sir, if the outstanding home loan amounts and has sufficient cash in hand then shall we close the loan or partial loan or use for 2nd home loan. In my residing house I do not have price appreciation so looking for another property but have a child education challenge also, Pls guide.

@Azad51477 6 ай бұрын

Stock market pe hi video dijiye jo v tak market ke contex me nahi diya hai.

@rakeshkumar-rq9wo 6 ай бұрын

Very knowledgeable vdo sir.. I m looking a flat for buying.. Bt mera doubt ye he ki me property k document kese verify karu ki vo fraud to nahi he or me without loan lena chahta hu... Direct owner cum builder se??? Plz suggest me🙏

@sankarkumarsarkar2156 6 ай бұрын

Sir I have seen your 1st video today and come some doubt that, CC is mandatory to buy a residential flat. Developer not interested to provide CC then what action should I take. Can my ibid Flat jointly registered with my Spouse and unmarried daughters to save and avoid future Gift Deed Registration Fees. After daughter's marriage any problem to come. Please reply and solve the problem.

@shivamgour5623 6 ай бұрын

I have taken a Home Loan & bought Home which is registered on Mother's Name. I am paying EMI's from my account and bank has added my mother as a Applicant & myself as a Co-applicant. So My question is that can I claim tax deduction under IT Section 24 & Section 80C or NOT. Thanks.

@gauravattri1250 6 ай бұрын

Sir..I missed youalot❤️❤️kisi tym mujhe yaad hai..aap jldi jldi bolkr ssb kujh smjha dia krte thae... I learnt a lot from you in covid times..luv you sir

@rangunagaraju6244 6 ай бұрын

Good evening sir

@Kiran-nb5xi 6 ай бұрын

How much should be minimum cost difference between new and old flat of same configuration, another question gift deed stammpduty is only half of sale deed stamp duty charge

@user-wd9es6le6x 6 ай бұрын

*For some reasons best known to me ,I think trader Wills Dowel is the most trustworthy trader on KZfaq community,I started my trade last week Wednesday with him and now I got my payout today,thanks a lot sir*

@user-wd9es6le6x 6 ай бұрын

*He is on telegram*

@user-wd9es6le6x 6 ай бұрын

*@Willsdowel*

@ritumakwana2455 6 ай бұрын

Please advise on how to make a will

@vishalkhare9105 6 ай бұрын

Kya trusted home bhi le skten hain kya. Per usmen loan kuyn nahi milta . Haridwar mein bhut se akhade Wale hain unehne flat bna rkhen hai per uspe loa nahi milta case hi Dena hota hai kya buy kane ke baad problem to nahi hogai.please solve my problem thankyou.

@vijaydeswal1379 5 ай бұрын

Mukul sir Kya social status ke liye bhee ghar kharidna chahiye?

@amitjoshi3271 6 ай бұрын

Respected Sir please create a detailed session on property in Mumbai for SRA & MAHADA, with taxation. Please sir assist on this

@user-cd5nt5qp5y 6 ай бұрын

❤

@bhuvaneshbhavsar5843 6 ай бұрын

Please make video how to Government employees save their income tax whose annual income above 6 six lakh and more?

@adarshsahare836 6 ай бұрын

From life insurance u can save

@MukeshKumar-zq2kt Ай бұрын

Just to correct No additional stamp duty is applicable in Haryana in case on blood relation property transfer/Gift .

@IndianPrimeVideo 5 ай бұрын

How many years record of property chain required at the time of purchasing property in Delhi ( Land with complete House) while seller have power of Attorney before year 2000

@arshadahmed7240 5 ай бұрын

Sir you are correct because I have faced the same issues and I'm worried about my current situation. I had never saved an emergency fund but buy a construction property in 2017. I was jobless for 2 years after I was taken home loan which time was difficult for me.

@mukul1230 4 ай бұрын

Thnks Mukul....1 doubt...what if one doesnt need a new house now but considering inflation ...shd he buy it now if he is capable and doesnt have other major debts

@navpreetsinghchahal1847 3 ай бұрын

Hello Sir I like your context every time and use to watch your videos but I have a question If you can please answer that for me. NDTV profit logo in left top corner, Why❓ I think there are many more you want to know why Adani NTDV is flashing on your video.

@AssetYogi 3 ай бұрын

Our episodes broadcast on NDTV Profit Channel every Sat 7pm

@vinaysolanki9380 6 ай бұрын

Sir, Cardiologist के एक lecture कुछ सलाह दी गयी जिसमे example के रूप मे कहाँ गया की जो पैसा आपने invest किया हैं उसका tension न लेते रहे की क्या मेरा पैसा बढ़ेगा या पूरा ख़तम तो नहीं हो जायेगा.. इस तरह की tension न ले क्युकी यह आगे एक heart disease को जन्म दे सकता हैं.. But sir, tension तो after investment/trading तो चलता ही रहता हैं... क्या आप इस टेंशन से मुक़्त रहकर investment / trading कैसे की जाये क्या आप इसपर lecture बना सकते हैं Pls. बहुत लोगो को यह काम आएगा...

@ankurjadhav2523 6 ай бұрын

Please make a video on H2H host to host automated solution for high volume data transfer between banks and their corporate clients. Because there is no video on KZfaq about this