How to Choose the Best Health Insurance Plan | 5 Steps to Pick the Right Mediclaim Policy

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How to Choose the Best Health Insurance Plan | 5 Steps to Pick the Right Mediclaim Policy

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4 жыл бұрын

Health Insurance ensures your savings are protected from medical bills. But for this to happen properly, you need to get health insurance that is right for you.
And in this video, we will present a checklist with 5 of the most important variables that you need to consider that will help you identify the health insurance plan that suits you the most.
#BestHealthInsurance #HealthInsurance #MediclaimPolicy
To buy health insurance from top insurers in just a few taps, download the ETMONEY app. etmoney.onelin...
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Пікірлер: 121

@KarthikRaja-bq7pk 3 жыл бұрын

This should be taught in every college. Brilliant explanation 🙏

@ETMONEY 3 жыл бұрын

Thanks

@soumyaa5629 8 ай бұрын

"Such a comprehensive guide on choosing the best health insurance plan! The breakdown of the 5 steps to pick the right mediclaim policy is incredibly helpful and easy to follow. A must-watch for anyone navigating the complexities of health insurance. Clear explanations make it so accessible!"

@nishanthsubramanya1931 3 жыл бұрын

Man.....you just summed up my entire week hunt for Health insurance in 8 minutes.....kudos man....amazing content....subscribed and shared

@vikramg5518 3 жыл бұрын

Hi Nishanth which one did you finalize.. Thanks in advance

@Hi555 Жыл бұрын

Thank you so much for your simplifying explanation☺️☺️

@adityarawat5644 3 жыл бұрын

I liked his sincerity and seriousness for his work. Keep going. I subscribed ☺️

@ETMONEY 3 жыл бұрын

Thanks for the sub!

@thechinmoydeka 2 жыл бұрын

Such a calming person.

@veeras2020 3 жыл бұрын

Point wise, crisp, soothing to listen, easy to understand. Thanks.

@ETMONEY 3 жыл бұрын

Thank you very much

@FaceTheHarshTruth 3 жыл бұрын

Very Informative, well organized, to the point, Thanks a ton! 😊

@ETMONEY 3 жыл бұрын

Most welcome

@AbhishekSingh-mh3ge 3 жыл бұрын

Certainly this video deserves way more views & likes than it actually has. Regards for research done in making video.

@ETMONEY 3 жыл бұрын

Thank you Abhishek Singh

@VijuKurian 4 жыл бұрын

This deserves more views!

@ETMONEY 3 жыл бұрын

Thank you for the warm words, Viju Kurian

@ashwinjaipurkar59 3 жыл бұрын

Quite well rounded piece of information. Covers everything about health insurance. One stop video for health insurance.

@ETMONEY 3 жыл бұрын

Thank you very much. We are glad you found the content useful. Do subscribe to the ETMONEY channel for more videos on personal finance and investing

@ved.prakash 2 жыл бұрын

You are a champ!! Kudos to your research team!!

@ETMONEY 2 жыл бұрын

Thank you

@anirudhsasank 3 жыл бұрын

Thank you shankarnath sir.Your explanation is always awesome 🙏

@ETMONEY 3 жыл бұрын

So nice of you. Thanks for your appreciation

@divyak1281 3 жыл бұрын

You have explained it really well grounded and with passion; would it be possible to do comparison between existing market policies ?

@hariprasathudayakumar137 Жыл бұрын

This is really useful !

@padminilondhe1212 3 жыл бұрын

Excellent...highly comprehensive & superb explanation

@ETMONEY 3 жыл бұрын

Thank you Padmini Londhe. Glad it was helpful!

@ravishpandey2602 3 жыл бұрын

Totally Brilliant explanation Sir 🙏

@nagarajaupadhya6093 2 жыл бұрын

Good suggestions.

@ETMONEY 2 жыл бұрын

Glad you like them! Thanks

@deepanshupunia6908 3 жыл бұрын

Highly appreciable and recommended content... quite in depth analysis..

@ETMONEY 3 жыл бұрын

Thank you

@sridharreddy1730 4 жыл бұрын

Very informative and appreciate you video graphics.

@ETMONEY 3 жыл бұрын

Thank you 👍

@rnkt7897 3 жыл бұрын

This video is very helpful..thank u!

@ETMONEY 3 жыл бұрын

Thank you

@throughmyeyes3983 3 жыл бұрын

really ur teaching is understandable.. i am student and i want to plan for health insurance.. how i choose health insurance for now and future too.

@sameerjadhav8165 4 жыл бұрын

Plz suggest good plan or company basis of these points u mentioned make video on this

@Manojkumar-qf3dp 4 жыл бұрын

Very nice efforts sir

@Akhil_S_N 4 жыл бұрын

Even the cashless listed in insurers policy will not have that feature when checked at hospital..This happened to me..so double check with the hospital as well

@shilpahosur9736 3 жыл бұрын

Perfect Thank you sir for your information

@ETMONEY 3 жыл бұрын

Most welcome, Shilpa Hosur. Glad it helped!

@chaitanya4439 4 жыл бұрын

Looks very professional...

@ETMONEY 3 жыл бұрын

Thanks Chaitanya

@diskaprudhvi421 3 жыл бұрын

Great information...much needed like

@arunasalamj.n8488 4 жыл бұрын

Waiting for the Health plan for u sir Thank in advance

@shivanshugupta1100 4 жыл бұрын

Aap Hindi me video banaya kariye..... English me samjh to aa gya but Hindi me hota to Aur bhai logo ko Acche se samjh me aaya.....

@nickian1814 4 жыл бұрын

If you can understand it in English..then what's the problem.. think of non-hindi speakers as well! 🤷🏼‍♂️

@JitendraSingh90 4 жыл бұрын

Hi, I'm just wondering that health insurance premium will get increase soon by 5% to 25%. Could you please suggest me on below points: 1) Above mentioned point is true? 2) If so, then should I buy health insurance for 1 years only OR should I buy policy for 2-3 years at one shot, before premium get increased. What will be better option?

@monojbauri3001 4 жыл бұрын

Sir, what is top up facilities

@prakharagarwal6237 3 жыл бұрын

Truely Awesome!

@ETMONEY 3 жыл бұрын

Thanks!

@rsrp2002 4 жыл бұрын

Excellent. Superb presentation.

@ETMONEY 3 жыл бұрын

Many thanks! Glad you like it

@kamalashgovindaraj5245 3 жыл бұрын

Thank you sir.

@ETMONEY 3 жыл бұрын

Most welcome

@dhamodharanm1810 3 жыл бұрын

clear explanation, thanks

@arjunrocky4911 2 жыл бұрын

Sir for existing cancer patient, which policy will be good? Kindly suggest one with min waiting period for existing disease?

@ETMONEY 2 жыл бұрын

We heard there is a plan from Star Health for existing cancer patients. For more details, please connect with our team at www.etmoney.com/health-insurance

@bidhanchandrasarkar1007 3 жыл бұрын

Very insightful

@rajeshn2963 4 жыл бұрын

Excellent work, tips keep rocking ET Money

@ETMONEY 3 жыл бұрын

Thank you very much Rajesh N

@aj78976ay 4 жыл бұрын

Well made informative video, thank you!

@ETMONEY 3 жыл бұрын

Most welcome. Thanks!

@rahuljoshi4276 3 жыл бұрын

Hi, Pls clarify 1 point..why private insurance companies gives pre-approval of only approx 30% on tentative bill amount and govt insurance companies gives approx 80%. Customers are forced to deposit approx 75-80% of tentative bill amount at admission time. Why to opt private insurance companies in such cases ?

@rahuljoshi4276 3 жыл бұрын

@@ETMONEY Thanks for replying real quick...This is a general practise amongst private player...For Health Insurance - cashless, they generally approve 25-30% initially and rest amount (upto 80% of tentative bill) has to be paid up by customer forcefully. Ofcourse that gets adjusted in the final bill but just think from customers point of view, is this fair ??

@shyammukund5400 3 жыл бұрын

Sir , does health insurance policy covers oral/ tablet chemotherapy ?

@chirayusaparia6677 3 жыл бұрын

Very informative vdo.... thanks so much 🙏

@raghavankr1623 3 жыл бұрын

Very informative video.. Thank you so much sir. 🙏🙏

@ETMONEY 3 жыл бұрын

Most welcome Raghavan KR. We are glad that you liked the information provided and found use for it

@veenabhavani646 2 жыл бұрын

Which is the best health insurance for a 22 year old . Can you please recommend if any which covers all the above said details

@ETMONEY 2 жыл бұрын

Kindly check options on the ET Money app and connect with our health insurance team for specifics

@karthisamu1993 4 жыл бұрын

Hai sir, right now am in tamilnadu , I need to take Poilcy for my family. Let me know which health insurance coming for your scenario. Which Insurance company comes under these conditions. Reply me. I may know your response is most welcome.

@ETMONEY 3 жыл бұрын

Dear Karthi Samu, might I request you to enter your details on www.etmoney.com/health-insurance for multiple plan options. Our platform accurately helps you compare multiple offerings and also guides you on basis your specific needs. There is an assistance on call option aswell in case you'd want to talk to one of our certified health insurance experts.

@brainpoint9512 4 жыл бұрын

Superb

@pvrsuresh1981 3 жыл бұрын

Great explanation

@kumartnaresh 3 жыл бұрын

Pl tell about IRDAI , many banks sell group insurance, which are non IRDAI PLANS

@ETMONEY 3 жыл бұрын

Dear Naresh Kumar: Group plans sold by banks are also filed by the insurance companies with the IRDAI.

@ijnmpi 3 жыл бұрын

Very very good !

@ETMONEY 3 жыл бұрын

Thanks a lot!

@AshishKumar-tq7ln 4 жыл бұрын

Amex ICICI Lombard health insurance sales guy told me that they don't offer TPA which is good for policy holder, as no third party approval is required for claim settlement. Is this good?

@ETMONEY 3 жыл бұрын

Dear Ashish Kumar: It seems your discussion with the Amex/ICICI Lombard representative is on a "hospital cash" policy. A Daily Hospital Cash policy pays a daily compensation in the event of hospitalization due to an injury or illness sustained or contracted within the period of insurance. This is not a mediclaim policy but a different type of policy that is called supplementary health insurance plan. For comprehensive health insurance plans, please access www.etmoney.com/health-insurance

@mohanbrij7713 3 жыл бұрын

I would suggest if videos are made atleast in English and Hindi I e in both the languages it will have wider audience and reach masses and help people informed take better decisions.

@haritheertha2 3 жыл бұрын

In restoration, how many times per year the restoration is provided ?

@laveshtyagi4234 3 жыл бұрын

Can you share same names or please compare some plans from different companies

@ETMONEY 3 жыл бұрын

Dear Lavesh Tyagi: You can access over a dozen plans with multiple variables of comparison such as premium, features, network hospitals, exclusions and important highlights in the ETMONEY app and etmoney.com

@mohanbrij7713 3 жыл бұрын

I am retired govt servant I get govt scheme for health need do I need to by health scheme and if required govt Hospital may not give me bill in such case how is health insurance beneficial for people like me , please through lights on this issue.

@bhavnadogra4177 2 жыл бұрын

Hi Sir, thank you for the information but it will be more helpful if you tell us names of company so that we can buy for ourself also which insurance u have taken for yourself kindly tell

@ETMONEY 2 жыл бұрын

Pls check out ETMONEY app. We have partnered with the right insurers and plans ... you can buy a policy from there.

@arunasalamj.n8488 4 жыл бұрын

Good Job sir

@shyammukund5400 3 жыл бұрын

Sir, does heath insurance policies have any capping on surgeon's fees?

@addapavan5200 2 жыл бұрын

My mom have health insurance. She was recently hospitalized and received the bill of amount 4 lakhs as cashless treatment. Do my mom need to treat this 4 lakhs as her income or not? What is the treatment for this 4 lakhs as per income tax law? Her income from salary is about 11 lakhs per annum. Thank you.

@ETMONEY 2 жыл бұрын

Hi. We hope she is doing well now. Health insurance claims are not treated as income

@adityakumarshukl6261 3 жыл бұрын

Does health insurance policy covers blood cancer treatment?

@AmanKumar-di8uw 3 жыл бұрын

Does health insurance policy covers hemo dialysis cost ?

@robingupta2808 2 жыл бұрын

One doubt: can we take SuperTop without any Existing Policy

@ETMONEY 2 жыл бұрын

Yes. You can

@adityakumarshukl6261 3 жыл бұрын

Does health insurance policy covers leukemia treatment?

@aravind.a 3 жыл бұрын

Why health insurance are not giving multiple years. I can see most of the health insurance or 1 - 2 year tenure..

@anandsharma1166 3 жыл бұрын

Does health insurance policy reimburse cancer treatment cost at government(aims) hospital?

@anandsharma1166 3 жыл бұрын

@@ETMONEY OK thank you for replying

@riteshrai5917 4 жыл бұрын

I am working in indian reputed company. Company has given me insurance medical policy . Do I need additional health insurance policy ?

@ETMONEY 4 жыл бұрын

Hi Ritesh, It is always a good idea to have your own health insurance. Here is a video we created which gives a detailed explanation. Do watch: kzfaq.info/get/bejne/oLVjq7mXuamWinU.html

@sujanbarman5623 3 жыл бұрын

What is sip??? Sir?.

@ETMONEY 3 жыл бұрын

Systematic Investment Plans

@bighnarajmisra5903 2 жыл бұрын

Brilliant Brilliant :-)

@ETMONEY 2 жыл бұрын

Thanks

@yogeshsachdeva240 4 жыл бұрын

Indirectly you are taking about Hdfc ergo Health (apollo munich)

@YTvds11 3 жыл бұрын

Please suggest 2-3 plan name_june2021.

@muthupoopaul3605 3 жыл бұрын

I think the calculation of Health Insurance Coverage should be based on the Medical Treatment Cost which ranges from 50000 to 30 Lakhs. Ofcourse every family cannot effort to own a High Sum Insured Plan but we can go for Base Plan+Super Top Up Plan. As for Life Insurance Coverage is based on HLV(Human Life Value) which is 10 to 20 times of Annual Income, for Health Insurance Coverage, it should be min. 2 times of your Annual Income.

@ketanchandanshive7315 4 жыл бұрын

Hi. I hv PED. Underwent angioplasty in Jan 2017. I m 31 now. Can u suggest me the best health insurance for 10 lac cover?

@srinivasanrjgpl1 4 жыл бұрын

Some companies have a buyback option for PED. Try searching for some.

@raghudhanya2828 4 жыл бұрын

Kindly update good policy for me and two children. My age 41 and children(girls) of 11 & 8. My place Ottapalam, Kerala. Best Hospitals nearby in Thrissur, Perintalmanna,Palakkad,Coimbatore ,Kozhikkode & Ernakulam. I need Ayurveda, Homeo etc as additional coverage. Could you please guide me? Also need one more policy for my brother in law and his wife. Additional maternity benefits also for this policy with less waiting period.

@ETMONEY 3 жыл бұрын

Thank you for your note. Might I suggest you enter your details on www.etmoney.com/health-insurance and our platform will help you with multiple plan options including detailed offerings from many health insurance companies. You can also opt for phone assistance from our certified health insurance experts if you'd like