I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent. Put money aside for the times when the market really starts to bounce back.

45% of Americans do not invest in the stock market because of lack of guidance. Every year you don't invest, you are falling behind. I’m hitting numbers in the stock market I used to dream of… Going from $50k to $600k in my portfolio is surreal all thanks to insights from my financial advisor.

Your adviser must be really good, I hope it's okay to inquire if you're still collaborating with the same adviser and how I can get in touch with them?

She goes by ‘’Aileen Gertrude Tippy’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did

Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.

Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin ,While also continuously learning from mistakes and improving.

Many overlook that banks are return-driven businesses. I don't trust keeping a large sum in a bank. Instead, I invest with guidance, enjoy the benefits, and save for retirement.

After the '08 financial crisis, I've learned not to trust corporations. Since 2020, I've been investing with a financial advisor and have had no major losses, so I'm not going back to relying solely on banks.

@@BernardFrederick-tk7un Market behaviour can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?

Market behaviour can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look..

completely agree. I have been consistent with my profit regardless of the market conditions. I got into the market early in 2019 and the constant downtrends and losses discouraged me, so I sold off. I got back in December 2020 and this time with guidance from an investment adviser who was recommended by a colleague..

Is there any chance you could recommend who you work with? I've wanted to make this switch for a very long time now, but I've been very hesitant about. I'll appreciate any recommendation.!

Vivian Jean Wilhelm a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money or you could hire a financial expert.

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2020, and I return at least $30k ROI, and this does not include capital gain.

Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.

Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.

Could you kindly elaborate on the advisor's background and qualifications?

My CFA ’Annette Christine Conte’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

consider growth stocks! in the world of investing, they are the ferraris.. however you may need expert guidance to avoid any fiasco.

The issue is most people have the “I want to do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 330% since covid-outbreak to date, summing up nearly $1m....

very encouraging for folks starting out like myself, who is the advisor guiding you please, if you dont mind me asking?

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with 'GRISELDA ELENA JEMMOTT' for the last five years or so, and her returns have been pretty much amazing. >>>>

@@Benedictrud Her name is. 'GRISELDA ELENA JEMMOTT’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.;;;';'';

I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent. Put money aside for the times when the market really starts to bounce back. most importantly consider financial advisory for informed buying and selling decisions.

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

Very difficult indeed, but when the going gets tough, the tough gets going. You have to learn and handle finances properly. you should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows. Don't go for penny stocks.

Opting for a brokerage Adviser is currently the optimal approach for navigating the market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 300% since 2022

I could really use the expertise of this advsors.

KATHLEEN CHERYL CONSTANTZ is a hot topic even among the finance elite in America. She's just a search (on the net)away.

I just curiously looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

Thanks for sharing, i did a quick search and found her web page, i hope she responds to my mail soon

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.

Please can you leave the info of your investment advisor here? I’m in dire need for one.

’Jenienne Miniter Fagan’’ is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment

Thank you for this amazing tip. I just looked up Jenienne, wrote her explaining my financial market goals and scheduled a call

Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $500K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

Her name is. 'RACHEL SARAH PARRISH’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

the BIDEN FY2025 would add $4.9 TRILLION in new taxes on American families and producers ^^ source, HOUSE BUDGET COMMITTEE

Kim Kardashian is already relocating to the brics bank

True. Living in Canada. The Government is framing their increased captial gains and increased taxes as "generational wealth transfer". Which means they get $10 from old people and give younger people $1 and then burn up the remaining $9 in useless bureaucracy, government pensions, and foreign wars were most of the cash ends up in some Ukrainian's bank account in the Canary Islands. Of course, if the youth had any brains or patience, they would wait for their parents to die, collect $9 of inheritance and give $1 to the government. The US politicians are going to frame their taxation the same way.

They will eat it all up before they even have it.

@@user-qf7ud5de9hthat’s interesting.

There are tools that allow investors to invest in companies before they hit the stock market, multiplying those potential gains that otherwise wouldn’t be available after the initial public offering. That’s what I am up to, steer clear from the equities and bond market, my humble opinion.

I've worked with a seasoned pro for 4 years, investing in IPOs. We invested a small amount early on and it grew exponentially, earning over $4 million from GME profits in 2020/2021. Although inflation has reduced our gains, Monica continues to manage our investments diligently, protecting our wealth.

Definitely private invsting is the way to go. Our govrnmnt keeps lying. I’d like to earn like that is it a private equity fund or mutual funds invsting?

@christianjacquet impressive, how were you able to achieve this despite the downturn?

this is incredible! how can I reach this seasoned pro you are working with, mind sharing info, if you please?

Things are strange right now. The US dollar is becoming less valuable because of inflation, but it's getting stronger compared to other currencies and things like gold and property. People are turning to the dollar because they think it's safer. I'm worried about my retirement savings of about $420,000 losing value because of high inflation. Where else can we keep our money?

I don't have the time to carefully review my assets and examine specific equities because of my busy work schedule. As a result, I have hired a fiduciary to actively manage my portfolio over the past seven years in order to adjust it to the state of the market. I've been able to effectively traverse the financial environment by using this method to help me decide when to purchase and sell. Maybe you ought to think about taking a similar tack.

This is really significant! Do you know of any experts or consultants I could speak with over the phone? I really need help allocating my portfolio properly.

I really need help allocating my portfolio appropriately, so this is incredibly important! Do you know of any specialists or consultants I might chat with over the phone?

My CFA ’Melissa Jean Talingdan’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

A good portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. When starting especially with a lump sum, it's a good idea to talk to a fiduciary advisor for expert advice.

I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

You don't need to find the next NVDA to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $100k into $40,000 in annual dividends-a significant milestone for me today.

I've been considering getting one, but haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.

I'm cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Melissa Elise Robinson" I've worked with her for 6 years and highly recommend her. Check if she meets your criteria.

As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor..

Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed within a short period.

How do I reach out to a financial advisor, my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.

I've stuck with the popularly ‘’Linda Aretha Reeves” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

thank you for putting this out, it has rekindled the fire to my goal... was able to spot Linda after inputting her full name on the web, she seems highly professional with over a decades of experience.

This is why I've been buying gold & silver each week as the paychecks come in. I'm lucky to currently be in such a place where I have a Local Coin Shop (LCS) & a bullion dealer nearby that both give me great deals. Watching videos from this last New Hampshire PorcFest & watching people trade with silver is amazing. States are trying to fight inflation by passing laws reaffirming what the Constitution states about gold & silver.

Francine Duguay program is widely available online.

I appreciate the professionalism and dedication of the team behind Francine’s trade signal service.

Trading with an expert is the best strategy for beginners and busy investor s who have little or no time to monitor their trades.

The key to financial stability is having the right investment suggestions for a diverse portfolio. Many investment failures and losses happen when you invest without proper guidance.

It was quite challenging to understand the different trends on my own until i found out about Duguay. Trading made easy.

Yes God is about giving not just money but your time the sacrifice of your time your temperance,your long suffering toward others when the world would give up on them and your patience towards those that show no patience!!!😊(and many others I probably didn't name but God will reward them all!!!)

I won't give you any specific advise, but I can tell you that it's not as difficult as many believe it to be. Regular investors don't do the necessary amount of research, so having a financial advisor on board is typically really helpful. This is how people make huge profits in the market.

In 2021, a friend of mine recommended me to a financial advisor. Despite my initial skepticism, I followed through and eventually earned enough monthly dividend to leave my dreary job and follow my ambition of opening a restaurant in New Jersey. I think that there is a lot of promise in the market.

That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?

Lauren Marie Ehlers has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

thanks you for sharing.. I must say, Lauren appears to be well knowledgeable, just came across her consulting page and went through her resume, very impressive!

good

wow

And it's stuff like that, that keeps us motivated to talk about whole life insurance. Sorry you have to deal with that, brother.

Hello, how do you make such amount? I'm a born christian but sometimes I feel so down of myself because of low finance but I still believe in God.

Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid economy crisis, and even pull it off easily in favorable conditions. Unequivocally, the collapse is getting somebody somewhere rich

Wow, you guys are discussing about the same thing in my mind what a coincidence. Hahaha .I bought couple of crypto like Shiba Inu, BNB,XRP & ADA.

Sonia Campbell was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Sonia campbell.

Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!Sonia campbell

Wow that's huge, how do you make that much monthly?

I'm 37 and have been looking for ways to be successful, please how??

Sincerely speaking. I will continue to trade and stick to expert catherine daily signals and guides as long as it works well for me.

Woah for real? I'm so excited. Adriana's catherine strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

I'm new at this, please how can I reach her?"

mumbling fumbling Joe ...really ? the man thinks day is night imagine what he's doing with your money ......lol go away loser ...

navigating market volatility can be challenging, it might be beneficial consulting with an advisor to provide personalized insights based on your specific situation and financial position

No doubt, getting proper financial advice is invaluable, my portfolio is well-matched for every season of the market and just yielded 120% from early last year. I and my advisor are working on a 7 figure ballpark goal, tho this could take another year.

I’ve been considering getting one, but haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.

Thank you for the recommendation. I'll send her an email and I hope I'm able to connect with her.

SCAMMERS 😂😂😂😂

Boom!!! ❤

Absolutely!

Me too.

That is it I just don’t want to be worried everyday

Make Peace and Prosperity Great Again. Vote accordingly.

Buy some physical Silver. Buy as much as you can. Research It and you'll see why.

Gotta have money to do that.

Glad to hear from another buckeye! comfortable retirement depends on your lifestyle...

I would get money management just in case. You’re only 55. I think the average life expectancy in the US is 77.5 years, but many people live well into their 80s so that $1 million has to last you all of that and the unforeseen. $1m is a great start though. Good for you!

@@VanPelt54u7fcyde57 Generally speaking, a good number of people discredit the effectiveness of a certified fiduciary in planning for retirement, For over the past 10years, I’ve had a CFA consistently restructure and diversify my portfolio/expenses and I’ve made over $3m in gains.Might not be a lot but retirement doesn’t seem so farfetched anymore.

@@dogmom-pt5we Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

Melissa Marie Colby is the licensed advisor I use. Just search the name.

topeogkk@ Why a bond? What stopped you from placing the money in an index fund that tracks the S&P 500? In 2004 the S&P 500 was a little over $1,000. It’s currently at $5,615.

@@Bsb0830while it was better than wasting it still lost money with inflation. Gold was around 450 an oz now 2400. So similar returns returns😂. Other than flat screen tvs everything has tripled in price.

Excellent advice! Straight and to the point.

Amen! Thank you, Lord!

As a 37 year old investor what has worked best for me is investing every month. Investing in index funds and tech stocks long term have worked best. Buying a house when it was affordable for me and getting a 15 year mortgage helped me. I then bought another home and I own a rental. Investing every month 10-20% in index funds and tech is key. I also invest for all 3 of my kids in UTMA accounts. The biggest factor helping me is that I stay away from car payments and large credit card debt. Delayed gratification is key. I would rather invest than shop.

Id say 1913 when the fed was created in the middle of the night on Jekyl Island.

@@cathleenweston3541 that's when the agreement to implement this act was bought with the promise of boundless profits generated by the citizens of the United States.....how much wealth do you recond the Reserve has transferred of everyday Americans. the Federal Reserve ha

The math isn’t mathing… so they had children at age 15? Hahaha

@@comfortableshoes8945 We live in a crazy world....2+1 = 5 now :P

@sm6839 as a Gen X, leave them a little something it doesn’t have to be much 😊 regardless of their salary, it could be a mistake to assume they don’t need a little boost. My friends, mother recently passed and left her nothing it was like watching heartbreak on top of heartbreak. Very sad and disappointing. Her mother thought the same thing that she didn’t need it but that’s not really the point is it?

Leaving education Trusts for your grandchildren - a token of love.

There we go!! Finally someone in the comments we can 100% agree with. ❤

As with an my big financial decision,it’s important to keep your guard’s up for economic risks.However, smart planning, time management and getting a professional trader can help keep you and your money safe.

Yes i agree and right now the markets are going berserk right now. This is the best time to watch them, get to know them better, and strike when the opportunity presents itself. I learned that from a professional trader Thomas Rodriguez' he's seen dozens of market cycles over the past few decades, and he has a feel for how they move, why they move, and what comes next.

please who is the professional that assist you with your investment and if you don't mind, how do I get in touch with them?

please who is the professional that assist you with your investment and if you don't mind, how do I get in touch with them 🤔

Sounds good where can i find this professional trader

thats a good idea to protect your money once youre gone, however little amounts will hinder the oppurtunities he would have been able to take with the full amount.

@@65stang98 point taken, but the trust fund will be the investments he may never know to provide growth. I’m not high end, but giving a 24 year old , say 1 million up front and he buys a Ferrari or providing a trickle of money the rest of his life already invested.

Selfish boomer

Only on you...

@@Womagical he look like a big ahh lil kid at his familys event lol

@@destroystreets1023 All of the analysts on ESPN and Fox Sports wear sneakers with suits. It's a professional look that has transcended with time. If he had on a black suit it's black sneakers you Kyle never know. Plus he's very successful so he must be doing something right in those sneakers.

@@Womagical its just a tacky look

@@destroystreets1023 Only to you!!

@@adamtatusko I think he meant "Gold"

How do you mean?

Just live to the fullest every second that you can. A friend of mine is homeless. He had a heart attach and almost died. When I see him he's always says "I'm Alive". He has a great attitude for someone that's homeless. Another homeless man saved his life. He's probably on the beach right now enjoying life!😊

Basically boomers are the largest generation and they will be dying off soon leaving wealth behind in assets

Diversification and understanding market dynamics are crucial, especially during uncertainty. Monitor both positive and cautionary signals, or consult a professional expert.

A lot of folks downplay the role of advisors until being burned by their own emotions. Early last year after my lengthy divorce I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

Please can you leave the info of your investment advisor here? I'm in dire need for one.

Monica Shawn Marti is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

Thank you for the recommendation. I'll send her an email, and I hope I'm able to connect with her.

Four ways I can think of. 1) Physical Gold & Silver 2) Master Limited Partnerships ---- These are sort of like stocks. They require special tax treatment. Capital gains tax is applied if you sell for a profit, _but if you don't sell, your designated beneficiaries will inherit ownership and the "cost basis" is reset. 3) Property -- lots of speculation here, lots of dangers, but farm land is where I'd place my bet. Someone has to attend to it though. Growing your own food takes work, but drastically lowers your exposure to inflation. You can sell some food, or do trades tax free. To really avoid taxes, form a _trust fund._ I suppose each state is a bit different, the main idea here is to avoid "probate" of assets by government bureaucracy. A "Last Will & Testament" isn't good enough. 4) Form a Trust Fund and invest in life-insurance (and/or annuities?) within the Trust. This is how Rockefeller's do it. This is not financial advice. These are things that need careful planning with professionals. Except precious metals, that's pretty much a no brainer. Also, I suppose other "collectibles" could be included such as a numismatic coin collection, art work, precious metal jewelry and gems, sports memorabilia, possibly Bitcoin. Governments _want to tax_ everything, but not everything _has to be taxed._ I guess I should also mention looking into opening a Roth IRA. Look around a buy a few gold and silver coins, or rounds, or bars at the best prices you can find. Look into buying bulk lots. ALWAYS BUY FROM A REPUTABLE DEALER. You asked, I answered. This is not financial advice. Just commentary from a random guy online.

Four ways I can think of. 1) Physical Gold & Silver 2) Master Limited Partnerships ---- These are sort of like stocks. They require special tax treatment. Capital gains tax is applied if you sell for a profit, _but if you don't sell, your designated beneficiaries will inherit ownership and the "cost basis" is reset. 3) Property -- lots of speculation here, lots of dangers, but farm land is where I'd place my bet. Someone has to attend to it though. Growing your own food takes work, but drastically lowers your exposure to inflation. You can sell some food, or do trades tax free. To really avoid taxes, form a _trust fund._ I suppose each state is a bit different, the main idea here is to avoid "probate" of assets by government bureaucracy. A "Last Will & Testament" isn't good enough. 4) Form a Trust Fund and invest in life-insurance (and/or annuities?) within the Trust. This is how Rockefeller's do it. This is not financial advice. These are things that need careful planning with professionals. Except precious metals, that's pretty much a no brainer. Also, I suppose other "collectibles" could be included such as a numismatic coin collection, art work, precious metal jewelry and gems, sports memorabilia, possibly Bitcoin. Governments _want to tax_ everything, but not everything _has to be taxed._ I guess I should also mention looking into opening a Roth IRA. Look around a buy a few gold and silver coins, or rounds, or bars at the best prices you can find. Look into buying bulk lots. ALWAYS BUY FROM A REPUTABLE DEALER. You asked, I answered. This is not financial advice. Just commentary from a random guy online.

Phrasing...😂