How to get the Best Home loan? Home loan Interest rates & EMIs explained

How to get the Best Home loan? Home loan Interest rates & EMIs explained | Home loan process

Рет қаралды 715,011

3 жыл бұрын

Do you need a Home loan? Wondering about things you should know before applying for a home loan? This video will tell you the reality of home loans, charges, things you need to be careful of, home loan interest rates, process and how to get a home loan subsidy under the Pradhan Mantri Awas Yojna (PMAY) Scheme.
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Пікірлер: 1 115

@pranjalkamra 3 жыл бұрын

Wondering what will be the EMI of your next dream home? Find out here with Finology's EMI Calculator. finology.in/Calculators/Invest/EMI-Calculator.aspx

@Abhishekjain-hp7vp 3 жыл бұрын

please make video on home loan from private bank vs national bank

@history4ever622 3 жыл бұрын

Mai LIG me hu aur 2000 sqft ka ghar banwana hai .. so pmay benefits mil sakte hai kya? Maine dekha tha ki pmay me har category ke liye construction area fixed hai

@LIVEBIOS_BY_RAKS 3 жыл бұрын

Sir I want to talk to u please will u provide me Ur insta id

@siddharthasarkar7511 3 жыл бұрын

@@Abhishekjain-hp7vp ) '''''

@siddharthasarkar7511 3 жыл бұрын

₩₩¥₩0₩ ₩

@jaideepmukherjee1792 2 жыл бұрын

I have been closely watching your videos. However, I felt for this video, legal aspects associated with Home loans should have been covered. Also, there could be a suggestion put forth for viewers to go look out for approved projects of banks who want to reduce the paper work process. NBFC often compromise on legal aspects. I don't really endorse the online concept for Home Loans. When DHFL shut down their offices, can you relate how much trouble the borrowers had to face to takeover their loans to other banks. Physical visits are important and it makes the customer more aware of the entire process. Also, one suggestion is that people can look forth to buying residential properties which are auctioned by banks. This is in no way to demean your video. But of all the videos that I have watched till date in this channel, this video i felt could have been better and endorsement of PNB housing finance didnt really feel like a long term achi wali advice.

@hariharsharma7520 3 жыл бұрын

इतनी सरलता से समझाने के लिए बहुत-बहुत धन्यवाद

@santoshvishwakarma2896 3 жыл бұрын

Apke samjhane k tarike se man ko bahot shanti milti h than u

@surendrasinghparihar1890 2 жыл бұрын

Thumbnail formula is mandatory for Lonnie . Nicely explained 😊

@ankur0771 3 жыл бұрын

Love you sir you will change hundreds of family my giving right financial knowledge a big thank you pranjal sir 😍😍😘😘

@pranjalkamra 3 жыл бұрын

You are most welcome!

@youreverydaymotivation. 3 жыл бұрын

@@pranjalkamra Sir agar koi 2nd house lena cahta h & apne 1st house ke papers ko mortgage rkhta h bank mai, 20-25 lakh ke loan lene ke liye. Toh iska kya emi hoga, paisa nhi de paya toh 1st house bank le lega fir vi hume paise pay krne hote h. Iske baare m ek video bana skte ho aap, mujhe janna hai sir..

@sane_guy 3 жыл бұрын

You explain everything so clearly and in detail. There is no ambiguity ever. Thank you for all your efforts.

@pranjalkamra 3 жыл бұрын

Many thanks!

@indiabharat3178 3 жыл бұрын

लगा जैसे कोई अपना बहुत सरल तरीका से समझाया । Thnxx Bro

@biprotanti2055 3 жыл бұрын

Bohot achhi sujhav... Behtar tarike se samjhane ke liye thanks

@drevstudio 3 жыл бұрын

I guess part 2 : for second home buyers needed , should we by buy second home or invest that money in somewhere else. Nice work and you really Made my life and investment simple, but if we can get your some courses in little bit affordable price will be more than happy to join Finology family.

@aarushigupta3409 3 жыл бұрын

Thank you so much sir, for providing such informative video. 🔥

@ravihoshiarpur3261 3 жыл бұрын

Mr. Pranjal thank you for the useful information.

@DataAIML 3 жыл бұрын

I think this a better environment for friendly communication about Stocks and Financial Methods.

@ashwinsingh1561 3 жыл бұрын

Love the simplicity, the way you explain the things... 🙏❤️❤️

@pranjalkamra 3 жыл бұрын

Thank you so much 😀

@ruturajchavada 3 жыл бұрын

Never take PNB housing finance loan! They never change intrest rate in floating rate as per RBI norms! And customer service is so lame and hidden charges are more than GST!

@omprakashankam1068 3 жыл бұрын

even GIC also charges high rate and not easy to transfer the Home loan.

@surajwavre8291 3 жыл бұрын

😂😂😂 तुम लॉग तो साला इनके Sponsorship वालोकी ही ले रहे हो 😂😂😂

@DoctorCouple. 3 жыл бұрын

@SHUBHAM SHARMA thanks 🙏

@shravanbelsare1274 3 жыл бұрын

Inhone google karne ko bola, utna bhi zaroorat nahi pada 😂

@rahulsahu8658 2 жыл бұрын

@SHUBHAM SHARMA mene LIC HFL se liya pta nhi mera kya hoga ... NBFC. H bad me pta chala 😭😭😭 Or pmay subsidy b 50000 kam aai h Koi chance h ki ye amount b aayega 🙄

@ravisoni9645 Жыл бұрын

Thank you Pranjal for easy explanation 🙏🙏👏

@kanchanchandra7563 2 жыл бұрын

Simple hi nhi maha Simple bta diya 😊😊😊😊😊😊😊😊

@team-omg8200 3 жыл бұрын

This man is so good

@abrarrr2103 2 жыл бұрын

Simple , concise n covered all the points I was looking for . Thankyou very much 🙂

@gangayadav5684 3 жыл бұрын

Video bhot acchi thi aur explanation bhi kafi sahi thi Shukriya

@karanchandra9789 3 жыл бұрын

Sir please keep making this types of videos... you are only one on youtube who make this type of videos with this much accuracy and all points covered!!!!!!!

@pranjalkamra 3 жыл бұрын

Thank you so much!

@Be-D-Change 3 жыл бұрын

I recently started watching your videos and I am really loving your videos and your way explaining things.....Its really motivating us to plan our future in a better way and also giving us confidence that we can do so....

@vivekhattarge5795 3 жыл бұрын

Please also create video on car loan.... buying car is one of the closest topic to heart for middle class people... And thanks a lot for such awesome videos ❤️

@LongWay2G0 3 жыл бұрын

Very clearly explained. Thank you so much.

@khushboodave3607 3 жыл бұрын

Great explanation sir, you make easy to understand all topic and it's very helpful for m . Thank you

@faheemhasan3902 3 жыл бұрын

You make some really relevant videos and explain it in layman terms.. Great work Pranjal...

@pranjalkamra 3 жыл бұрын

Thanks a ton!

@joysaha7284 3 жыл бұрын

Much awaited topic.. Thanks🙏🙏

@pranjalkamra 3 жыл бұрын

Welcome 😊

@ankitmehrotra29 3 жыл бұрын

Brilliant 👌 Perfect explanation

@zameerqureshi3392 3 жыл бұрын

Thank you apne mere sare doubt clear kiye👍👍🙏

@dineshmarathe5946 3 жыл бұрын

Time pe daala video Bhai thanks❤️

@saurabhmanutd 3 жыл бұрын

Very nicely explained in such simple language. Very important and knowledgeable information! Thank you so much for this information!✨🌟🌟

@pranjalkamra 3 жыл бұрын

Glad it was helpful!

@devyanisoni8723 3 жыл бұрын

Im thankful to you pranjal sir....coz of you im aware of things

@NewsMaverick 2 жыл бұрын

Amazing information with so much ease....Thank you Pranjal

@dishatrivedi477 3 жыл бұрын

You seriously explain everything so well and completely in layman's language. You make things easier to understand. Keep up the good work 👍

@pranjalkamra 3 жыл бұрын

Thank you! 😃

@pranayshukla9980 2 жыл бұрын

@chetandixit3288 Жыл бұрын

HDFC home loan 8.50%

@hansariclasses404 3 жыл бұрын

सही समय पर अपना बहुमुल्य सुझाव देने के लिए बहुत -बहुत धन्यबाद🙏

@hansariclasses404 3 жыл бұрын

शुक्रिया sir g🙏

@anuverma9801 3 жыл бұрын

try "MY MONEY UNIVERSE" youtube channel . they even show their full stock portfolio and all buying/selling in it openly. all free youtube videos. might help you!

@valueinvestor1119 3 жыл бұрын

@@anuverma9801 checked! subscribed!

@tirthankarbhattacharjee7153 2 жыл бұрын

Dilse bol Raha hu muze lag Raha tha mere bare vai ne muze guide Kar Raha Hain.... Such main thank you brother

@_nirmall 3 жыл бұрын

Pranjal sir you are great...हर चीज़ छपती है आपकी हमारे दिमाग़ मे ! जय हिंद 🇮🇳

@an.eternal.thinker 3 жыл бұрын

thank u sir.... i really like your way of presenting any topic. can u please a video on how to start from minimum investment to nice profit strategy. pls share some of your strategies for zero to hero... thank u again.

@shibur5630 3 жыл бұрын

Awesome. Well explained emotionally as well as financially

@pranjalkamra 3 жыл бұрын

Thanks a ton

@Sami_007 Жыл бұрын

Bohat achi tara se samjhaya bhai thank you so much 💐💐💐

@yogeshnaagar989 3 жыл бұрын

Thnkq so much such for the best ideas 💥🔥

@nijaraphukan426 3 жыл бұрын

Very beautiful words 😍😍😍😍

@rajeshreekharat9022 3 жыл бұрын

Sir add more videos in curfew classes section ..we enjoy and learn lot through that series Please sir

@farazahmedsiddiqui6878 3 жыл бұрын

Thanks sir 🙏 aisi best knowledge-based videos ke liye aur aise knowledgeable videos Hamare liye latey rahiye ga

@prabhakarlakra9992 3 жыл бұрын

Bahut sahi jankari diye sirji,Thanks alot.

@SmartWay_Strategies 3 жыл бұрын

Best teacher in the world ❤️

@pranjalkamra 3 жыл бұрын

Thank you so much!

@surajnootkhadi6005 3 жыл бұрын

This video was a need of an hour. Appreciate your knowledge and the efforts you put through each video. Wish u loads of success :)

@pranjalkamra 3 жыл бұрын

Glad it was helpful!

@nisigautam3541 3 жыл бұрын

Lvly video.....easy or Sidhi baat.love it .baat krne ka trika awasome

@komalbalkhande8979 2 жыл бұрын

Nice explained sir thank you so much 🙏

@jamaiji6575 3 жыл бұрын

Awesome teaching. Sir, you have been inspiring me and helping me to build my wealth year by year.

@pranjalkamra 3 жыл бұрын

Glad to hear!

@ArjyakComp 3 жыл бұрын

Bro , you are such a gifted individual .. the way u provide financial knowledge would change the perspective of thousands of people/families.. Thanks again for all the guidance 🙏

@pranjalkamra 3 жыл бұрын

Thank you so much 😀

@siddharathasaurabh6231 2 жыл бұрын

Thanks Pranjal bhai.. very informative video..

@sumitkrmondal4492 3 жыл бұрын

You have great knowledge sir

@HimmatBhoir 3 жыл бұрын

Thank you for this valuable knowledge.👍

@pranjalkamra 3 жыл бұрын

You are welcome!

@nayaneshmore9647 3 жыл бұрын

Most simple, informative and genuine video..❤️ thanks sir..🙏

@pranjalkamra 3 жыл бұрын

Thank you!

@prafulldeshmukh5940 2 жыл бұрын

It's very useful for us. Thank You !

@inderkumar8351 3 жыл бұрын

I like your all video because you explain very well and thanks for information

@rakeshpenni 3 жыл бұрын

very simple video and very good explain .. thanks Brother

@pranjalkamra 3 жыл бұрын

Glad you liked it!

@JoelTheJoyofLife 2 жыл бұрын

Eligibility : 25% of net salary seems to be not practical. It could be somewhere between 45-55% of net salary. Interest Rate : Fixed is costly as right said hence should go for floating that too Repo rate link so that it align with RBI Repo rate effect. Tenure : Tenure of loan should be taken at maximum available as floating rate is always comes with NIL pre-payment hence can be repaid / partly paid anytime when one has money in hand.

@souravadak935 Жыл бұрын

Good points 👏👏

@pankajsahu3684 3 жыл бұрын

बहुत बहुत धन्यवाद सर जी

@Shivam.Prakash 2 жыл бұрын

Sir, Aapki issi quality pe too mai aapko subscribe kiya hu Financial Education Guru❤️

@Sandhyadas247 3 жыл бұрын

Nicely explained sir...kindly make videos on pure critical illness insurance and give some comparision of different insurance company regarding this plan.Thanks in advance.

@investmentwala2023 3 жыл бұрын

Big fan sir Such a fluent and simple presentation. really wish to meet you sometime.

@pranjalkamra 3 жыл бұрын

Thanks a ton!

@1abhishekbhuyan695 3 жыл бұрын

Exllent information.Thank you.

@raidon948 3 жыл бұрын

Great explanation man👍

@RakeshYadavinvalid 3 жыл бұрын

@pankaj kamra, PNB housing finance is the slowest in transferring reduced ROI and also they always had higher ROI as per market. Though I understand they are the sponser for this video 😉

@Dardzindigika 2 жыл бұрын

PNB Housing is worst fighting consumer case with them from last six years

@chetandixit3288 Жыл бұрын

Hey i am from HDFC housing loan

@VivekVermaOnline 3 жыл бұрын

15:39 - best point, which no one will tell you except Mr. Kamara..

@DineshPatel-ut6cy 2 жыл бұрын

thanks

@himanshurastogi4632 3 жыл бұрын

Thanku sir bhut acha btaya apne...

@naitikgupta0125 2 жыл бұрын

A very informative video about personal finance topic- how to take a house loan.

@koolkarankapoor 3 жыл бұрын

U r doing a good job.❤️

@pranjalkamra 3 жыл бұрын

Thank you 😀

@parthanath9863 3 жыл бұрын

I always admire your straight cut & unbiased suggestions. Love fm Tripura.

@pranjalkamra 3 жыл бұрын

Thankyou!

@sunitshakya6232 3 жыл бұрын

It was clear explanation awesome brother.

@viplovemassey3722 Жыл бұрын

Your way of Explaining is too good 👍

@ankitachakraborty7477 3 жыл бұрын

Very detailed and informative. Thank you 😊

@pranjalkamra 3 жыл бұрын

You’re welcome 😊

@naveenkumarbamniya6869 3 жыл бұрын

Very good and informative video . Thank you Sir

@pranjalkamra 3 жыл бұрын

Most welcome!

@shilpa6877 3 жыл бұрын

Best as always!!

@tinkumazumder 3 жыл бұрын

Aap jaisa koi nahi ❤️❤️❤️❤️

@alkavora5955 3 жыл бұрын

Thank you for your valuable time and information on such a great topic Pranjal Sir. Appreciate your efforts🙂

@pranjalkamra 3 жыл бұрын

Thanks and welcome!

@DeepakYadav-fh9tz 2 жыл бұрын

Insurance on home loan or overall life insurance.. which is better?

@jaysukh_044 2 жыл бұрын

Short and Simple..Best 👍👌

@creaturerohit 2 жыл бұрын

very helpful ! thankyou.

@don12304 3 жыл бұрын

1st view ❤️ Thanks for the topic... I was really looking for this topic...

@pranjalkamra 3 жыл бұрын

Most welcome 😊

@rasikap9029 3 жыл бұрын

You actually make it quite more simpler😀 Can u just tell me one thing,does PMAY apply for seafarers/NRE?

@Seafarerrahulvlog 16 күн бұрын

Hi,i have the same question as it's been 3 year you have asked,so can you please help me out the same!!!!

@ravibek388 3 жыл бұрын

It's very helpful brother.. Really hat's off👍🏼

@akankshasingh7640 3 жыл бұрын

Great video 👍 thank you

@hiteshgaikwad982 Жыл бұрын

Perfect man, really appreciated, also try to make a video on documents needed for HL

@Mahesh_24 Жыл бұрын

Contact me if you need a home loan

@hiteshgaikwad982 Жыл бұрын

@@Mahesh_24 my cibil score 657 mil payega kya?

@subhasmita105 3 жыл бұрын

Nice video with everything clarity..... Thank you sir, keep educating us

@pranjalkamra 3 жыл бұрын

Thanks and welcome

@arijeetmanna 3 жыл бұрын

You make perfect video in perfect time for me.

@pankajsharma9855 3 жыл бұрын

Thank you sir for your support 🙏❤️❤️

@satishwalake1721 3 жыл бұрын

Pranjal sir is =vevek bindra sir Knowledge cut to cut.

@vp_khoked 3 ай бұрын

😂😂😂Vivek Bindra

@sprincetiwari 3 жыл бұрын

Thank you sir! Every video provide in valuable information:)🙏

@pranjalkamra 3 жыл бұрын

Thank you for your continuous support!

@amitparanjape.7765 3 жыл бұрын

Very informative.. Thanks a lot

@1429SHIVENDRA 2 жыл бұрын

I like the word patani. Emi patani hai ALL information in very simple language Always great videos

@Shilpaprp 3 жыл бұрын

There is also an option of Reducing balance home loan available. Can you please help with comparison for that as well.

@sameer5884 3 жыл бұрын

It was really helpful Advise from viewers point:- uy camera keeps on refocusing everytime. Fix it. It does not look good with a channel of 2million+ subs.