How To Make A Budget | Budgeting For Beginners

How To Make A Budget | Budgeting For Beginners | Aja Dang

Рет қаралды 431,217

5 жыл бұрын

Hey everyone! I'm Aja Dang and after an entire year of budgeting and paying off debt, I finally put together a How To Budget video. I didn't want to go too in depth into budgeting for those beginners - I didn't want to scare, overwhelm or confuse you. So hopefully these basic tips will teach you how to make a budget and save money.
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Пікірлер: 308

@AjaDang 5 жыл бұрын

Hey everyone! I wanted to make this video as simple as possible (without scaring some new budgeters) but I do want to add some answers that I feel you all might ask:

@nicholelawrence1968 5 жыл бұрын

This video was so great, it made complete sense! I am a 19 year old college student in NYC. There's the joke that it costs $100 just to step outside in New York, but it is really true. I was lucky enough to learn about financial literacy in high school , however I still make mistakes. I stopped budgeting last year and by the end of the semester when I realized I had only $200 in my savings, I decided to take a look at my bank statements- you're so right, it's terrifying! I had spent over $2000 shopping and eating out in just 3 months. It was a real wake up call and strongly encourage people to look at their own! Starting the New Year I am making it my mission to be more diligent with budgeting again, this video clearly explained your process and I was able to take a lot from it. And she is very right about budgets being customized, they are different for everyone. Listen to Aja, she knows her stuff! Again, great video!!

@ilonna9623 5 жыл бұрын

Aja, I just wanted to say thank you very much😘. Thanks to you I have took my financial freedom seriously, I have my budget now and plan what and how I want to save. I have only mortgage to pay, so I am not in a bad situation, but my money were just disappearing each month without me knowing how and why. I was not controlling it at all. Thank you for empowering me. Also I got myself passion planner - it is fantastic. Thank you so much Aja. You are awesome, keep up the great job and take it easy, don't be to harsh on yourself. You should be so proud of your last year financial journey. Best wishes.💪👍😁

@JayPalfrey 5 жыл бұрын

this video is what they need to teach us in school ! thank you <3

@sereinwu 5 жыл бұрын

Thank you for posting this. Freelancing and coming up with a budget is so confusing for us sometimes. I currently trying to focus on a no buy the first quarter to just evaluate my emotions and mentality towards spending.

@lisajohnson6989 5 жыл бұрын

I really enjoy these videos, Aja. Seeing how you organize your finances and tackle your debt has given me some ideas for what might possibly work for me. I recently set up a separate account for set expenses (my monthly and semi-annual/annual amounts, from the huge things like rent, to the smaller ones like iCloud storage). I tallied up what I needed to set aside for those per month and halved it, because I get paid every two weeks. I have that amount direct deposited into my expense account, and then the rest goes into my regular checking for groceries, eating out, etc.

@sivansaar 5 жыл бұрын

With the help of this video, I now managed to compile my first ever legit spreadsheet budget. As a freelancer myself who also struggles with un-even months and cashflow, I had no idea how to go about it and this video finally helped me make sense of how I can really budget and for the first time actually dream of future goals. Thank you so much for all of this! It's super helpful!

@theweekdayweekender 5 жыл бұрын

you are the Marie Kondo of money, I love it

@Clau0818 5 жыл бұрын

LOVE all your budget/ financial videos!

@emmienagata2667 4 жыл бұрын

As a freelancer, I am SO GRATEFUL for your finance content!! So helpful and informative, and always so real. Thank you!!!

@indiefairy09 5 жыл бұрын

You’re journey has motivated to finally take control of my finances. And this is the best budget video I’ve seen. I love that you’re not so militant and strict and understanding that we all have different priorities

@nisrineg.9406 4 жыл бұрын

Your budgeting sheet is very useful, I've started using it and looking through my expenses during these last months i'm just shocked because i never realized in which categories i would actually spend the most. Thank you for your transparency girl!

@ashleighhenry8062 5 жыл бұрын

Aja, I love your budgeting and student loan videos so much! They really motivated me to look at my student loans and finally take a look at the one area of my financial life that scared me and that I ignored. I spoke with Joshua yesterday and I had the exact same thing going on with Nelnet tacking on crazy interest after my deferment and just totally taking advantage of my ignorance of the situation. So he's helping me consolidate and I just wanted to thank you for talking about this, I know it's so hard to talk about and face. I don't even want to know how much I would have paid in the end if I would have just stuck with Nelnet forever. Thank you, thank you!

@jennroyer7200 3 жыл бұрын

Thank you so much for your videos! I have been following Dave Ramsey for about 1 1/2 years, but started watching your videos. It has really given me the extra push to tackle my debt even more. I have $50k in student loan debt and will start working on that at the new year. I am excited to pay off a personal loan this month (maturity date was 11/2023!). Thanks again!

@2brokenthumbs 5 жыл бұрын

Thank you for your budget videos. I recommend these to people who have financial budget questions because you clearly explain a budget system, the logic you used, and wrap it up by relating it to your personal experience which makes you easily relatable.

@TheQUBANQT 4 жыл бұрын

As I was watching this video I'm thinking ugh my food budget is out of control. I can't boil water & am a danger in the

@koralbchh 5 жыл бұрын

I needed this video so much! Thank you so much for sharing. Trying to start off this year strong towards my own financial freedom and begin paying off my student loans. Growing up with immigrant parents, we never spoke about finances other than the struggles we had to face. When I started college, my parents took on loans to support me and now that I have a job I want to be able to attack these loans and help my family. I plan on going to law school next year, so knowing that I am understanding what I am signing up for is helping me so much! You’re such an inspiration and i always look forward to your finance videos. :)