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@clairetannahill97093 жыл бұрын
Synopsis Put your offer in writing Stipulate a 14 day finance clause in the contract Have a building and pest clause 30 days settlement is ideal Consider how much interest there is in the property before asking for special conditions When you make your offer use your full legal name it needs to be exact
@MortgageBrokerAustralia3 жыл бұрын
Thanks for watching 🙌 😊 nice! Great summary!
@LaLa-op7ow4 жыл бұрын
You guys are great! Thank you so much for your advice! Geniuine, real & honest!
@MortgageBrokerAustralia4 жыл бұрын
No worries thanks so much for watching!! Cheers, Jayden.
@emyahm21894 жыл бұрын
Thank you for all your video,I'm planning to buy a house this year,and learning a lot from you
@MortgageBrokerAustralia4 жыл бұрын
yeeeooowww thanks Emyah for watching!
@moniquevecchio15885 жыл бұрын
This is awesome thanks it’s helped me a lot with buying a house.
@rebeccamoran3332 Жыл бұрын
Thankyou, great advice from you Blokes as always.
@MortgageBrokerAustralia Жыл бұрын
Our pleasure!
@MortgageBrokerAustralia5 жыл бұрын
For free home buying resources, express of interest PDF and checklist and downloads check out the First Home Buyers Resources www.huntergalloway.com.au/resources/
@samanthaclark4 жыл бұрын
Thank you!
@MortgageBrokerAustralia4 жыл бұрын
You're welcome!
@FahrulFahrul5 жыл бұрын
Nice video
@MortgageBrokerAustralia5 жыл бұрын
@Fahrul thank you so much, really appreciate that. Any questions please let me know! Thanks again for your comment, for taking the time to leave a comment I'd love to take the time to post our book Home & Hosed to you - shoot me your postal address and I'll get it into the post jayden.vecchio@huntergalloway.com.au
@davidm46772 жыл бұрын
You guys recommend 14 days finance clause what about when paying in cash no bank loan involvement also any on tips buying property with the cash?
@MortgageBrokerAustralia2 жыл бұрын
Thanks David, great question. The finance clause is required when requiring funding from a bank or lender. If you are buying the property outright with cash, then this clause wouldn't be required. It would be wise to consult with a solicitor or conveyancer to ensure they review the contract plus include the relevant clauses to protect you.
@LR-zt3bp5 жыл бұрын
Hi guys, love your videos they're so helpful thankyou! I found a home that I fell in love with and when I went to reach out to the agent, they said it was under offer and has been taken off the market and will let me know if it comes back up for sale... could you explain a little more about what it means when a property is "under offer"? And is there a way to still get into the running of it?
@MortgageBrokerAustralia5 жыл бұрын
Hey Larissa, great question. "Under Offer" means someone else has the property under contract, and it is still conditional to them meeting their finance and building and pest clauses. In other words, the contract could still possibly fall over if their finance falls through or there are problems with the building and pest - so the property isn't quite sold yet. From the other perspective - lets say if you had got the property - if you had your offer accepted and signed your contract subject to 14 days finance +14 days building and pest the property would be "under offer" while you are in your 14 days finance/building and pest window. Your contract is still conditional upon you being happy with your finance and building and pest. Once you are satisfied with your finance and building and pest, you move to make the contract unconditional - this is also called "under contract" meaning you are locked in to settlement. That sucks that you missed out on the property you loved, sorry to hear that stay in touch with the agent you never know what can happen! Also because you took the time to add a comment i'd love to post you a copy of our book - shoot me your address and ill get it in the mail jayden.vecchio@huntergalloway.com.au
@LR-zt3bp5 жыл бұрын
Wow, blown away by your detailed explanation! Thank you so much for taking the time to write all that up. It makes perfect sense, so much so it now seems like a silly question to begin with! 😅 You guys really have a way of explaining things that's so easy to understand. Your content is priceless and perfect for the inexperienced first home buyer! I wish I found you a long time ago. Your channel deserves so much more exposure!
@MortgageBrokerAustralia5 жыл бұрын
@@LR-zt3bp Never a silly question! Feel free to ask any other questions and if you have any ideas for future videos let me know! 🙌
@user-mw1so7yo4j Жыл бұрын
Hi guys, just started following you and your videos are great so thankyou. My question is what do u think about offset account verse unlimited withdrawal home loan account?
@jaswahn4 жыл бұрын
Afternoon gents, thank you for these advice vids, awesome information. Regarding pest and building reports, can I get my own person to conduct the inspections or should i let them organise these? Thank you
@MortgageBrokerAustralia4 жыл бұрын
Yes, best to get your own inspection :)
@nitro77263 жыл бұрын
Why might a longer finance clause be bad? Does that just mean you have more time to come up with the money? And if youre worried about it being too long cant u decide to just get finance approved earlier?
@MortgageBrokerAustralia3 жыл бұрын
Thanks Nitro, great question. Generally we are finding in a situation where there are multiple offers on the 1 property, having sharper clauses, such as a shorter finance clause can be the difference between having the offer accepted and not. This isn't always the case, however, might be the 1% that gets it across the line.
@nitro77263 жыл бұрын
@@MortgageBrokerAustralia makes sense appreciate the reply!
@MortgageBrokerAustralia3 жыл бұрын
Thanks for watching!
@ijazthegreat4 жыл бұрын
Question around name I have four middle names on my birth certificate but my licence just has one of those so which should I use when making an offer ?
@MortgageBrokerAustralia4 жыл бұрын
They will go off birth cert as its your legal name.
@elizabethpalu24473 жыл бұрын
Do you guys operate in Sydney? Or can you refer someone in sydney
@MortgageBrokerAustralia3 жыл бұрын
Hey Elizabeth, we help people all around Australia would love to help get in touch -www.huntergalloway.com.au/free-assessment/