💰 How To Save $6000 (like actually) | Aja Dang

💰 How To Save $6000 (like actually) | Aja Dang | Savings Plan

Рет қаралды 24,474

Күн бұрын

In this video, I'm showing you two different ways to save $6000. 6k is a large amount of money to save, and that's the point. With my step-by-step guide, you'll be do it! This is NOT a fast way to save money, but it's a consistent way. Learn how to save money, build financial health, and reach your financial goals.
Whether you're just starting to build your financial foundation or looking to improve your current financial situation, these are the only two ways to save money. With the right mindset and actions, you can take control of your finances and build a secure future for yourself. Let's get started on the path to financial success together!
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Пікірлер: 87

@vyvyensay 3 ай бұрын

I did this exact method last year to coincidentally save $6,000 last year to put towards a future house down payment. It really gives you peace of mind when there is a plan!

@c.martin89 3 ай бұрын

I'm currently saving to pay off my student loans which is $32,888.52. I don't have to make payments, so I'm just direct deposing it into a HYSA with my second job paycheck as well as any tips that I make. I currently have $14,327.07 save and I wish to pay it off before my 35th birthday in October. I average $1,500 a month with that job, so to achieve this goal I know I will have to pick up a few extra shifts. I could also use my main job to contribute a little. So, I'll need $2,600 at least a month to pay off my loans. I didn't factor in my tips or my earnings from the hysa. Fingers crossed I get it done without burning out. 😉😊

@KayKayBayForever 3 ай бұрын

Good on you! You can do this!

@fernandagiron4137 3 ай бұрын

I just created a savings and debt repayment plan and I have to say the hardest part is patience and consistency. Thank you for the reminder that although it’s not easy, it’s doable.

@AjaDang 3 ай бұрын

you got this!

@alexisballard1459 3 ай бұрын

I’m saving for taxes 😭 $2500 = $500/week every week of March on DoorDash during the weekends so my regular full-time income can remain committed to its current goals. I can do it!!😅

@Sjudit84 3 ай бұрын

My short term goals are to get my emergency fund to 10K (halfway there), save 5K for my 40th birthday trip (halfway there) and 2K for my bucket list (just started, no timeline really on this). Medium term goals are to save more towards my bucket list (not sure yet how much), invest more in my retirement savings, get my emergency fund to 20K and maybe already pay back my mortgage in full within 5 years. Long term goals: put enough into retirement to be able to retire faster.

@viviena5013 3 ай бұрын

All this financial content are making me super happy ❤️

@justicewilson7929 3 ай бұрын

My goal is to build my emergency fund back up= $11,000 (18% of the way there) but I'm prioritizing paying off my student loans which should be paid off by the midway point of April 🤞🏾

@BRBRidingMyHorse 3 ай бұрын

I spend $3600 per month in a LCOL area. I invest twice that amount per month, have two dogs, a cat, and a horse. Once I left NYC saving money became A BREEZE.

@alexislomeli96 3 ай бұрын

Ever since you introduced me to flow charts I use them all the time. Im saving for a year for my 2 main goals Pay my car off for $3000 =$250 a month and Moving Fund $6000=$500 a month. Also looking to increase my income and go back to school in that same time frame 😭🤓

@frankbell1408 3 ай бұрын

Fantastic vid, please can you do a video on stock market to hold right now, i'm on $60k weekly with day trading and venture into stock.

@frankbell1408 3 ай бұрын

Oh yeah, that was possible with the help of my Guru Jenifer Spencer ❤

@frankbell1408 3 ай бұрын

She's a licensed broker and entrepreneur from the state 🇺🇸

@danielhounkanrin3861 3 ай бұрын

The best strategy is starting with a professional coach, as a beginner who knows little or nothing in forex market

@Shellymoris 3 ай бұрын

Wow I'm stunned someone just mentioned Jenifer Spencer, I actually thought I'm the only one working with her

@Jasongriffin900 3 ай бұрын

You don't have to be amazed, there are a lot of people working with her. I'm one of her client from Texas

@jackie41083 3 ай бұрын

Lukie jumping in to budget with you 🐶

@eccentricfeminine 3 ай бұрын

As a viewer that’s on this side of finance KZfaq I can assure you you weren’t going too fast 😅 and thank you so much for sitting down and putting this into our minds and in perspective for us!! Yes it’s so much easier said than done but it feels great to finally face the fears and start chipping away at them. Love the video as always 🧸🌸🎀🩷💕

@mygoatlife6191 3 ай бұрын

thank you sm for this! i've been following your videos since you were still paying off your school debt and i appreciate the knowledge you share about financial literacy and just being realistic with money!

@kelseynorris1100 3 ай бұрын

I'm trying to save $5k for a Scotland trip in March 2025 so 12 months = about $416/month.

@AjaDang 3 ай бұрын

oooh! That sounds amazing!

@thirteenwolfies 3 ай бұрын

Sounds so nice! How long are you staying for and are you going solo?

@kelseynorris1100 3 ай бұрын

@@thirteenwolfies I'm aiming for 14 days and paying to bring my parents along because they've never been out of the U.S. I'm also using points towards the flight and hotels.

@NoraTKD 3 ай бұрын

Thank you for the tips and the visual aide to show the breakdown, much appreciated Aja😊🎉

@KrnCrftn 3 ай бұрын

This video came at the right time for me, I’ve just booked my first (and probably only) trip to Las Vegas from Ireland for myself and my boyfriend!🎉🎉🎉 This is going to be amazing for helping me save my spending money! 🙌🏻🙌🏻

@ashleyhannah7030 3 ай бұрын

Liking and commenting to get the engagement up, because this video is fire!🔥

@jayess4 3 ай бұрын

Loved this vid - youre the only financial content creator I know who makes content thats helpful for folks TODAY and in real life, not just conceptually or hypothetically. ❤

@evalindell2757 3 ай бұрын

I am saving for a greenhouse/orangery, a cuttinggarden infront and a stone wall on one side. The other side already has a stone wall. I think we can build the wall in a year and the house in 4 to 5 years. The cutting garden will be build as extra money comes in between when the wall is done and the house is build. I drew a glass jar with 500 for each month/ payment. We just finished saving for an elektric car and for that I drew a car with 1000 for each part! So fun! All inspired by you! 🙏👏💫

@samiraaleah 3 ай бұрын

you lost me at tell me someone with less than 3500 in expenses... I make less than that a month. this video is not for me but I know this is valuable for the right audience 😅

@Val-gq6xx 3 ай бұрын

Same, I make 2800 and my expenses are about 2200, so I'm pretty far from the ''extra 1500'' to put in debt and savings 😅. We can still get there though! Just much slower lol

@charityfurr1106 3 ай бұрын

Thank you so much for this video! It really helped let me know I’m on the right track and not being too realistic vs more hopeful (I guess) with knowing that it may take 1+ years depending on the goal.

@BudgetingJustBecause 3 ай бұрын

Morning. New subscriber. Enjoyed your video 😊

@ajohonly3721 3 ай бұрын

I’m 36 I started at 33 to save for my 40 😂, been able to saved a little over 3 k a year. So far so good.

@stephanieellwood4979 3 ай бұрын

If you have a significant other, what or how is the best way to communicate and come up with savings goals together?

@hunnywoowoo 3 ай бұрын

I just finished paying off my debt, so this vid just dropped in time for me to continue consistently put what was my former monthly debt payment as my now hysa monthly amount. It's going to take me 4 years to fully fund my emergency account of 24k.

@AjaDang 3 ай бұрын

CONGRATS!

@vivalaflav 3 ай бұрын

I've been doing this for once a year bills as well, so when i have to pay my home insurance etc it's not a big blow because I put $40/paycheck aside.

@miyajensen5960 3 ай бұрын

My goal is to save up enough to fly comfortably back home to Hawai'i next summer to celebrate my baby brother's Kahuku high school graduation!

@cegtv 3 ай бұрын

I don’t understand the second method. Will I be allowed to get the $6k out of my Roth IRA or are you suggesting this money will stay there? If so how do I use it? I’m confused.

@fluximagery6500 3 ай бұрын

What high yield savings account has buckets? Cant find a good solution for this. Help ❤ love this video! Ty

@Sitasbudgetingjourney 3 ай бұрын

Try searching Ally Bank for HYSA. It has individual buckets that you can create under whatever category you want. I believe they allow up to 20 categories.

@bumblebee_bae 3 ай бұрын

Ally

@AbiTheEngineer 3 ай бұрын

What account did u use to save for a house? a HYSA? or an investment account?

@AjaDang 3 ай бұрын

an investment account

@biancahardison 3 ай бұрын

What investment account do you recommend? Do you mind making a video on that ? Thank you for all your help :)

@mrobanyaki7294 3 ай бұрын

How many months worth of expenses would you recommend in a emergency fund? During this bad economic times that is very uncertain. Miss your weekly vlogs about your life btw

@AjaDang 3 ай бұрын

3-6 months is the norm but after COVID people have been saving up to a year into an EF

@mrobanyaki7294 3 ай бұрын

@@AjaDang I have not started a IRA yet because I am currently fully focusing all my income into paying off my mortgage ASAP first, then open a IRA at the age of 38-40 years old when I am financially free. Is that too late? I rather use all my money towards my mortgage because the future right now is very uncertain. I rather focus my efforts into the present rather than the later.

@amayorangee 3 ай бұрын

@mrobanyaki7294 IRAs and retirement funds are powerful when they are given time to grow. You'd get a much higher return starting an IRA sooner rather than later.

@ccap3211 3 ай бұрын

I’m currently trying to save 6k for my emergency fund. It’s going to take me a few years though bc I only make 40k a year before taxes. I owe like 15k in credit card debt though so should I be funneling all my extra money into paying that off or building my emergency fund?

@KayKayBayForever 3 ай бұрын

It depends on what works for you. Lots of people suggest a small emergency fund first (like $1,000), and then debt next, and then bigger emergency fund. But credit cards have very high interest. Might work better for you to put at least more than minimum into the debt, until your $1,000 EF is done, then up it even more. It all depends on how well you can mentally handle having to increase your debt again if you have an unexpected emergency.

@ccap3211 3 ай бұрын

@@KayKayBayForever thank you! That sounds like good advice. I think I will stop at $1000 for my emergency fund for now. Luckily most of my credit cards don’t have interest til next year bc I did balance transfers but I think paying them off should probably be my focus right now, just for my mental health bc I’m stressing about them 24/7. I think I’ll build a bigger emergency fund afterwards.