How to Set Financial Goals at Any Income Level

Рет қаралды 19,820

15 күн бұрын

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Show Description
The internet is full of bad financial advice, and it can be tricky to know what’s best for you and your money. No matter your salary, debt, marital status or savings progress, these seven steps will work for you.
Next Steps
• 📉 Plan or track your progress with Ramsey’s Investment Calculator: www.ramseysolutions.com/retir...
• 📲 Connect with a SmartVestor Pro: www.ramseysolutions.com/retir...
• 🏡 Find out which Baby Step you’re on: www.ramseysolutions.com/get-s...
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Пікірлер: 172

@LizaJohnson-yz2wo 7 күн бұрын

Thank you for keeping us informed on so many levels. fortunately for I was introduced to Ms Arleth and I want to say a big thank you for sharing your knowledge with me and I'm also earning more than I expect. God bless you

@AntoineHofman 7 күн бұрын

I'm disabled, how can we generate more revenue during quantitative times? I can't afford to see my savings crumble to dust.

@MichaelClifford-pf4fr 7 күн бұрын

Getting Arleth Coronado to help me really helped me clear all my debts. I started with what I have left and it's been the best decision I ever made.

@robbienorton9398 7 күн бұрын

You're right! The very first time I tried, I invested $2000 and after a week, I received $8,400. That really helped us a lot to pay up our bills.

@MorrisEliot 7 күн бұрын

Please How Do i Find Her?????????????????

@LizaJohnson-yz2wo 7 күн бұрын

She's mostly on Telegrams, using the user.

@mariacorretge6615 13 күн бұрын

Thank you to all the Ramsey solutions family for helping me get out of the living pay check to pay check mentality. Such peace.

@RegularHuman 12 күн бұрын

Thank you❤

@jennycartagena6255 10 күн бұрын

Thank you 🙏🏻

@Gaquelin 8 күн бұрын

I'm favoured, $22K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,,

@johnfrederick2944 8 күн бұрын

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

@KriptoMete568 8 күн бұрын

Investing in crypto/forex is a good idea,

@KriptoMete568 8 күн бұрын

a good trading system would put you through many days of success.

@SteveToon33 8 күн бұрын

Investing $15,000 and received $174,000

@reganobukohwo5185 8 күн бұрын

Same, I met Mrs Maria Davis last year for the first time at a conference in Manchester, after then my family changed for good. God bless Mrs Maria

@nellie... 8 күн бұрын

Thanks Rachael 🙌

@alexpietsch7997 13 күн бұрын

As of 5 hours ago I'm in BS3. Currently shopping interest rates because our local bank is a third of a percent interest

@leticiaenraz8514 10 күн бұрын

My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to take risks. Saving is great but taking risks puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.

@fred5528 10 күн бұрын

I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.

@bigelbow2966 10 күн бұрын

I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.

@michellemorales401 13 күн бұрын

Question on Step #4. My company matches 3% on my mandatory 5% into my 401k. Additionally, I have a 457b plan sponsored thru my employer. There's no match here, but should I be putting the other 10% into this plan or just pump it all into my 401k?

@butthead321 12 күн бұрын

Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them🎉

@adadadadadadad-ep1fs 12 күн бұрын

People prefer to spend money on liabilities, Rather than investing in assets and be very profitable

@AlisonMilne 12 күн бұрын

You are so correct! Save, invest and spend for necessities and a few small luxuries relatives to one's total assets ratio.

@sdcasdcaevdseceac 12 күн бұрын

*Thank you Angela Christine Derle for $60,000👍🏻. There are so many opportunities to make money here on KZfaq but most people don’t know. Thank you for continuing updates I'm favoured, $60,000 every two weeks ! I can now give back to the locals in my community and also support God's work and the church. God bless America*

@CremeMixSorveteria 12 күн бұрын

Sounds good😊How do you do that? I'm interested, how do I go about getting started?

@jpfagapeu 12 күн бұрын

Thanks to my co-worker (Alex) who suggested Ms Angela Christine Derle

@lwangelsbg 11 күн бұрын

Please do a version of Baby Steps for how to work this out with Type 1 diabetes since a child and medical costs are always going higher. Living paycheck to paycheck 60-65 hours a week. Monthly medical expenses more than rent. Living with other bare minimum living expenses. Always lived on a budget, having diabetes you have to.

@lowcarblifewithSandraDee 2 күн бұрын

Savings account I have 10 to 12 separate student loans. They have different interest rates should I include those with my debt? They are not due yet.

@vilmawilson3931 9 күн бұрын

What advice would you give ? We are a single income family, we own our primary home and have a rental home(which was our 1st home starter)From our reWe have an emergency fund of more than 8 months plus in savings. We have a working monthly budget which looks good on paper. We find ourselves dipping into our emergency fund for big annual expenses like car insurance, car repairs and most recently adding to IRA accounts to lessen our IRS taxes. I am 58, and my spouse is 53. I have a retirement from my old job. What can we do now, to make it easier for my spouse to retire at 60?

@glad2stillbjstme 8 күн бұрын

Is there a way to modify this for older people who are starting late in life? Children gone, and no spouse?

@perro_gordo0210 12 күн бұрын

Blcktken300 anticipation is building to a fever pitch! 😥

@TheVosack 12 күн бұрын

No debts, mid 40s. I invest 50% of my income.

@osaidistilo 12 күн бұрын

Why isnt there a step for when to buy a house/save for downpayment

@Concatenate 11 күн бұрын

Because the steps are designed to get people out of debt, primarily. Ramsey says before buying a house, be debt free, fully funded emergency fund, be able to pay 20% down and mortgage be no more than 25% of your monthly take home pay. Good luck.

@Bethelgal42 10 күн бұрын

The calls saving for the down-payment 3B once you are debt free with an Emergency Fund. Ramsey says you should not spend more than two years savings for the down payment before moving on to Baby Steps 4/5/6.

@Flockko342 13 күн бұрын

🎉🎉🎉

@RafaelMartinez-xe9jw 12 күн бұрын

That's a solid list! I'm also big on Blcktken300 , avalanche, algo, and matic too.

@thedopplereffect00 13 күн бұрын

Baby step 1 was $1,200 just 4 years ago.

@stevenporter863 13 күн бұрын

Way too oversimplified. Missing big things: Roth 401k, saving for a down payment, real emergencies, life curveballs, messy middle, getting to your biggest wealth building tool (job) - starter job - with unreliable transportation and not everyone is pigeonholed into their unmobile house buying.

@bb-1359 13 күн бұрын

Dude, you obviously have to pay your bills and manage your life during the process… point is to do the steps in order to

@kasandraiehelton 7 күн бұрын

Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $8,000 and got my payout of m $270,500 every months,God bless Chloe Linda Henderson 🇺🇸🇺🇸🇺🇸..

@ReeceOdio2 7 күн бұрын

Hello how do you make such monthly ?? I'm a born Christian and sometimes I feel so down 🤦 of myself because of low finance but I still believe in God.

@GarynTalbert3 7 күн бұрын

Thanks to my co-worker (Alex) who suggested Ms Chloe Linda Henderson.

@AnaRosey-sp9kw 7 күн бұрын

She's a licensed broker in the states 🇺🇸

@AnaRosey-sp9kw 7 күн бұрын

After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸 also paid for my son's surgery (Oscar). Glory to God.shalom.

@JoanKnouse 7 күн бұрын

Wow that's nice She makes you that much!! please is there a way to reach her services, I work 3 jobs and trying to pay off my debts for a while now!! Please help me.

@lindadorman2869 13 күн бұрын

Please do a version of the Baby Steps for a single person, age 60+ with no children. Obviously, Steps 1-2-3 remain the same and Step 5 does not apply. But how are Steps 4, 6 and 7 adjusted to account for a late start?

@Johanneslol11 13 күн бұрын

I think at that age I would increase your investment, and pay off your house. (Depending on how far you are with paying that off) and then lastly number 7. But that one should be limited at first because you first need to build enough wealth that you can retire at all

@GeoffRulzTheSky 13 күн бұрын

Rachel Cruz has a great video for that!

@nadinefrandsen6087 13 күн бұрын

Which video is that please?

@judydonnelly1456 9 күн бұрын

@@GeoffRulzTheSky where I find that…..pose and thank u

@FLOODOFSINS 8 күн бұрын

It's funny how your mom teaches you how to steal what you've admitted in other videos and here you are trying to teach others people about money😂 a family who steals tends to stay together. A family of thieves. Keep getting that free soda and free popcorn for being a hypocrite.

@reneeantwi-boasiako3974 13 күн бұрын

happy belated birthday, Rachel! God bless you

@joeriveracomedy 13 күн бұрын

So tempting to invest that emergency fund. 5k sitting there collecting basic interest.

@richfrommitch 13 күн бұрын

George and Rach are just making the same videos over and over now. I love the message but this is like Groundhog Day.

@forme2see155 13 күн бұрын

It’s kind of like how we tell our kids to do the same things over and over again because they always forget but they still say “yeah mom, yeah dad I know”. It’s still a good reminder

@sinisakarabatkovic-fq8qg 13 күн бұрын

Old Latin proverb says :" Repetition is mother of all knowledge." It keeps you in focus. Why do religious preachers spend hours every day reading passages from holly scriptures?

@bettedavis9261 12 күн бұрын

@@sinisakarabatkovic-fq8qgwhat's a holly scripture, and how does it differ from a holy scripture?

@zo_471 9 күн бұрын

Literally every video is just the baby steps

@bookwormbon482 13 күн бұрын

UK version of the baby steps?

@kathrynp7595 13 күн бұрын

Where is the step to save for a down payment on a house ?

@uthmansheikh 13 күн бұрын

Baby Step 3B

@kathrynp7595 13 күн бұрын

@@uthmansheikh Thanks 👍🏼

@weskarcher483 13 күн бұрын

Sometimes fate plays a huge role in getting your first home. I worked at a professional job for 12 years and was laid off, I cashed out my 401k and put it away in savings. Was rehired a couple of months later and started up my 401k again. Started looking for a house about 8 months later. Since the lender only need 6 months of pay statements and my work history showed me working at the same place for over 12 years, i was approved for a pre-qual. I started shopping around with that pre-qualified letter. Came across a foreclosure and since it was a foreclosure, had to get a conventional loan which required 20 percent down. Still had my money from the 401k cash out and the rest fell right into place.