How to use Profit First Accounting System by Mike Michalowicz

Рет қаралды 195,261

6 жыл бұрын

Here's where you can get the Profit First book: amzn.to/2DyQ2D1
disclaimer: I am not a certified Profit First Professional or associated with Mike Michalowicz. I do not teach the Profit First system.
I created this profit first summary video training for private clients to introduce them to profit first bookkeeping and product first accounting method so they could buy the book and grow their business. I decided to share my profit first summary with you too. Get Mike's book to learn more about using the Profit First system and/or hiring a Profit First Professional.
How to allocate the money coming into your business using the Profit First system from Mike Michalowicz
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Here's where you can get the Profit First book: amzn.to/2DyQ2D1
If you like this episode and would like more information about how to build effective marketing and automation so you can attract and convert ideal customers, visit strategicbusinessacademy.com
Joey Ragona can be found at:
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Blogs:
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Пікірлер: 330

@saramacahonic9435 5 жыл бұрын

As a hairstylist this is VERY helpful! I run my own business and I never truly understood where my money was going and what I was making. This method has kept me very organized and on top of everything! THANK YOU!

@writeforanimation 5 жыл бұрын

How long have you been using it?

@HairByReneeLLC 2 жыл бұрын

Love to see another hairstylist here!! So glad I found the book and this system.

@simonesevero6761 3 жыл бұрын

I started using this system in January 1st 2019 and it changed my business! Best thing I ever did!

@kimberlycrofoot2685 3 жыл бұрын

Finally someone who broke it all down into real numbers! Thank you!

@FromFame 4 жыл бұрын

1) You saved me the cost/time expense of reading the book. (I came from a bad review of the book) 2) You increased the chances of me understanding this concept by making this video. There was a bad review on the book saying it kept beating around the bush and that “there is a 20 min video that explains this in clear” which was a hint I was looking for. I generally don’t have a great attention span so it’s important things get to the point. Thank you for making this you’ve changed at least 1 business operating in Denmark.

@joslynharden5292 2 жыл бұрын

I came from that same review lol!

@RVMobility Жыл бұрын

Me too. I read that review and the "20 minute video alternative" and off I went. I'm going to implement the system based on your insight. Thank you.

@krysburke3092 5 жыл бұрын

This is just a more in depth version of the theories from the richest man in Babylon. Very well written out though, and a must use system for every entrepreneur

@clinicafamiliaryprenatal116 5 жыл бұрын

Richest man in Babylon was an amazing book.

@bobbyclarkfinancialcoach7506 4 жыл бұрын

@@clinicafamiliaryprenatal116 I totally agree, I recommend it to all of my clients.

@Grimfest14 3 жыл бұрын

I was thinking the same thing or just man of Babylon is the greatest book

@surveytestmoney2550 3 жыл бұрын

@@clinicafamiliaryprenatal116 What?! *Better than* Rich Dad Poor Dad?! LOL! (j/k) That's the almost book of biblical proportions to most ppl it seems.

@rosmarshall Жыл бұрын

I absolutely appreciate those individuals that give freely of their time and provide great content like this. Thank you for your efforts. I look forward to your channel.

@wuquanchi 3 жыл бұрын

This is great for those who do not know anything about money/business management. Most businesses have no idea what they actually paying for.

@GoonSquadiMAGE 4 жыл бұрын

I know you had posted this two years ago. But just now learning about this, glad I came across my business becasue I was truly unsure how to pay myself.

@ignaciochocobarmolina4696 3 жыл бұрын

You will be a hero if you make another video explaining the same cash flow from PROFIT FIRST FOR CONTRACTORS by Shawn Van Dyke. I'm a carpenter. I readed the two books (PF and PFC) and I loved them and their philosophy. But now i'm in trouble to apply the PFC system to my business. Every project is different and there are many variables that i don't know how to include in the accounting system (Example: tool wear, workshop expenditures, etc). I hope you do a similar video about PFC. Greetings from Argentina

@thompsonappliance3078 5 жыл бұрын

Using this to run my household. It has changed birthdays and vacations.

@CashflowKris 4 жыл бұрын

great idea

@aprilsparks1111 3 жыл бұрын

Whoa! Excellent stuff

@surveytestmoney2550 3 жыл бұрын

*It changed birthdays and vacations?* Really?! How so?

@thompsonappliance3078 3 жыл бұрын

@@surveytestmoney2550 I got a better understanding of how to allocate my money.

@WealthWisdomFinancial 4 жыл бұрын

I am a huge fan of profit first. It really helped us put guard rails for our operation expense and had enough for owners pay. I see to many business owners who are feeding the business and not feeding themselves. I also like the way you share your owners pay. What we did was divide what we brought in the year before by half. since we are at the Target allocation. We had enough built up for a few months . We are in a commission only business and some months we are just short of our goal and some months we blow past the goal. Every 6 months We decide if we also need to give ourself a raise or a paycut. The main point is we know our numbers and this system really helps to make sure of that,

@soniacampbell3063 3 жыл бұрын

Joey this was really helpful and CLEAR thank you. And it’s nice to get a video from a Canadian perspective.

@wendyl6185 3 жыл бұрын

As a small business bookkeeper, I try to get a feel for how receptive a client would be to switching their books to the profit first method. Gives them such a better understanding of their money!

@africalib78 Жыл бұрын

Wendy are you taking on new clients?

@darcycardinal6275 4 жыл бұрын

Mind blown. I will have to start using this method for our business!

@dric30 3 жыл бұрын

Great content joey, I learned this mindset from my entrepreneur professor yers ago.. excellent advice for all business owners, why be in business if your not going to take care of yourself, family first?.. that’s the whole point of being in business

@liers99 3 жыл бұрын

Found this system in 2019 and love it. It’s more of a cash management system than an accounting system but it totally changed how I make decisions on expenses.

@markoceki 3 жыл бұрын

Nice man!! I am just now discovering this Profit First system and hopefully it will change how I make decisions on expenses as well!

@kerryannfullerrainey-clear2868 Жыл бұрын

Great explanation!! Read the book and you do an excellent job of breaking it down. Thank you so much.

@hellomotto5962 5 жыл бұрын

Thanks for the high quality video! Reading the book and the visuals in your videos help! Please do more videos on Profit First topics, thanks!

@mdg682 5 жыл бұрын

Whoa, this was helpful! Thanks!

@Fbacliveltd 4 жыл бұрын

This was so informative and insightful learned a lot and will definitely apply this method to both my e-commerce business and my social media marketing agency business

@nigerianbuttafly 4 жыл бұрын

Excellent video. I was looking this info up for my business but I may do this for my personal finances

@itsChantalCarter 2 жыл бұрын

This is great. I cant wait to try this! Thank you for doing this.

@sassygsand 5 жыл бұрын

Thank you Joey for sharing this!!

@stevehill3173 Жыл бұрын

Thanks for this. You’ve made it easier to understand the concept. I’ve read the book and listened to the audio book but your explanation is easier to understand. Thanks

@joeyragonacoach Жыл бұрын

You're very welcome!

@LadyTee751 2 жыл бұрын

I have a new health care business and I have already begun to set up my accounts so that I can implement this by the 25th! The great thing is that I have NOVO which allows you to create reserves within the checking account with these exact categories. They must have been inspired by the book I bet.

@javiercaicedo8785 5 ай бұрын

Thank you very much for the visuals and such a clear explanation

@DamaniJones 4 жыл бұрын

Most people have no idea that the WEALTHY use a similar system [with the inclusion of Holding Companies and multiple LLCs with multiple bank accounts]. This is a really smart model; I’ve got the book and I’m going to put this into practice ASAP.

@oiboy626 3 жыл бұрын

Awesome explanation! Currently reading the book but this summarizes the system! Thank you for sharing. We’ll be incorporating this system early 2021 to try to get organized and manage our financials better. We’ve grown in scale this year and feel like money is flying out without us knowing where it’s really going. Thank you!

@MotocrossHelmetCams 2 жыл бұрын

Can we have an update?

@trevorgerardine9172 Жыл бұрын

What jack said ^^

@hightideequestrian6460 5 ай бұрын

any update?

@EverAfterEntertainment 5 жыл бұрын

This is great. I'm 6 weeks into using the profit first thing and I've noticed one major change. That is that I actually have money in my account and I'm not worried about the expenses because the money is in the Operating Expense account.

@EverAfterEntertainment 5 жыл бұрын

Joey Ragona I’m curious why the profit first system only takes 50 percent out of the profit account every 90 days. Why not take all of it every 90 days?

@writeforanimation 5 жыл бұрын

Hi, I see you posted this comment 3 months ago, how has it been for you after 3 months of using it? I'm just starting...

@saraflowers4997 3 жыл бұрын

@@EverAfterEntertainment i am making a guess here when I say it is for reserves. I think he mentions this. It would be for investments or opportunities that come along in you biz. It could also be for catastrophe planning, think COVID or a hospital stay. The reserves will either keep your business going if there is a drastic reduction in revenue out of your control or if you are experiencing a period of growth and need capital.

@charlesaltman7511 6 жыл бұрын

I just found you Joey! I am reading the book PROFIT FIRST on Audible. What attracted me to listen to you was your audio quality. I am an AUDIO VISUAL guy. I appreciate good video and good audio on KZfaq. You sound like you know what your talking about too...

@Gold3nWordz 5 жыл бұрын

can you share the audiobook with me through we transfer or direct email: engr.ahsankhan@outlook.com

@Le-O309 5 жыл бұрын

I found this video pretty useful. I think it's the same strategy from the richest man of Babylon but your example it's pretty cool. I like the way you explain everything. Good video. Thanks from Dominican Republic! 🇩🇴

@Le-O309 5 жыл бұрын

I have a equipment rent business and I have been doing something similar to this but the idea to get the profit first it's something that I really wanna try to see actually good its my business.

@andrespineiroc 4 жыл бұрын

AMAZING VIDEO, thanks!

@gavink80 3 жыл бұрын

Hi, thanks for this summary. I've listened to the audible version of the book twice, but I need to see it simplified in a chart the way you have done to really get this. I became an S-Corp this year, and I now pay myself through a payroll service, this helps b/c the company also pays my payroll taxes at the time of the pay check.

@surveytestmoney2550 3 жыл бұрын

Wow...I never would've thought to do that! I wonder though, once I set up my business as an LLC S Corp can I do this too?

@xbox360rook 3 жыл бұрын

Wow I just started a business and I’m going to use this method from the beginning to sort my finances

@abdullahrasheed6036 2 жыл бұрын

This was excellent!

@LaDeeDah 3 жыл бұрын

Finally someone explains this is an easy way

@LaDeeDah 3 жыл бұрын

@@joeyragonacoach great job, thank you for doing this ❤

@marquiscox1069 3 жыл бұрын

Wow that’s amazing! Thank you for dropping the knowledge. One question as far as the quarterly distribution, are you take 50% of the total profits account balance or just 50% of the new deposits since the last distribution?

@anxietyexpertwahida 5 жыл бұрын

Thanks Joey for explaining this 😊

@rosadelgado8747 3 жыл бұрын

Thanks for this! Super helpful

@arielelaine615 4 жыл бұрын

Hey Joey! Thanks for the great content. Question: In the final example what do you do with your final balance every two weeks? Does that money sit in your owner's pay account accumulating, while using your personal willpower to not touch it until you've reached you're required bi-weekly $2,000? Thanks!

@carolanneschneider355 Жыл бұрын

amazing breakdown of this system

@joeyragonacoach 5 ай бұрын

thank you 🙏

@matttilley4472 4 жыл бұрын

Great system, just starting my implementation. Just a couple of questions, curious what feedback you have: 1. if I run more than one business, would it be wise to set up each of these accounts for each business? Seems right, but the number of total accounts starts to grow quickly so I wasn't sure 2. similarly, should I set up the same accounts for my personal (non-business) bank accounts?

@charlierhea3712 2 күн бұрын

Great summary video! Keep it up!

@joeyragonacoach Күн бұрын

thanks so much for the kind words

@kstevenson3504 Жыл бұрын

SUPER VIDEO!!!!!!!!!!!!!! Fantastic!!!!!!!!!!!!!!!!!!!!!!!!!! You made this so unbelievably relevant!!!

@joeyragonacoach 10 ай бұрын

Glad it was helpful! thank you!!!

@nanaj3788 5 жыл бұрын

Thank you for this video! I've been doing Profit First since the beginning of the year and I would like to add funds into my business. Should I put the amount in the Income account and allocate it to the different accounts on the 25th or put it directly in the Expense account?

@Sehadler 2 жыл бұрын

Thanks, I will start tomorrow! What a mindset shift!

@Sehadler 2 жыл бұрын

@@joeyragonacoach yes, with your video, I don t have to read the book first, anyway we always need experience first, then we can dive more deep and maybe change things a little bit. Tomorrow is 10th and I will start dividing. 😊

@gracea8863 Жыл бұрын

Hello Joey, thank you for the informative video. Much appreciated!

@joeyragonacoach 5 ай бұрын

thank you for watching!

@deneishacauthen6612 4 жыл бұрын

Hi. Thanks for sharing this video. Would this method work in a single member LLC?

@Lilengine1908 4 жыл бұрын

This was great! I love the way you explained it. Thank you so much. I am lost with the profit check, though. What is that exactly?

@jennifer4196 3 жыл бұрын

Makes sense, love the idea. I'm going to do that for my business. I am going to open a salon and going to pay myself commission. Good is save for Taxes in a separate account.

@jennifer4196 3 жыл бұрын

I was going to have a saving account anyway for the business now I know how much to put in it.

@mkt92z 3 жыл бұрын

Great info. Much appreciated. So, just for clarity, There are 5 accounts in total? A checkings account where all the money is coming into and then the 4 savings accounts--Profit, Owners Pay, Taxes, and HST? Just in bank 1? Does the remaining 40% stay in the checkings? Sorry if I missed that somewhere.

@kizzybelkermi1175 5 жыл бұрын

Hi Joey! This was great! I think I will need to watch it again to fully understand all of the details,. Haha! Nevetheless, I was wondering what your thoughts were on doing this on a weekly basis vs a bi-weekly. I ask this because I have a service based business and each week, I have to "spend" money in order to provide services to my clients. So that counts as an expense, which sometimes happens before I bring in my income. How do I work around this?

@WellWisdom. 4 жыл бұрын

Many thanks!

@breatheliveandthrive7404 9 ай бұрын

This is gold! Thanks man!

@joeyragonacoach 9 ай бұрын

aww thanks! appreciate the kind words and glad it helps :-)

@kjkjkjjm8263 3 жыл бұрын

to set different bank accounts (Income, profit, owner's comp, tax, opex), would they all be business bank accounts or personal bank accounts or partly?

@tomaskey6844 6 күн бұрын

Nervous about the transition but I finally opened an account with Relay and will take it one step at a time. My new bookkeeper is getting my mess straightened out so it won’t be too much longer until I actually know where my money is going.

@joeyragonacoach 5 күн бұрын

best thing you can do :-) - it's crucial to know where the money is going...and the health of the business. Congrats on the move!

@KarolynnSchofield 4 жыл бұрын

As a Realtor, I am currently taking each commission check and splitting it like this, and this works for me: 15% to Business Acct, 15% to IRS Acct., 40% to House Acct (to pay bills), 20% to Savings, 10% for Mutual Funds. What are your thoughts for these splits?

@KLander03 2 жыл бұрын

Thanks for sharing! Local realtor in Charlotte and was trying to figure out percentages!

@MobileVisions 2 жыл бұрын

Cap ex?

@HonorioSoto 3 жыл бұрын

if youre a one person company with yourself as an employee, do you pay your salary out of owners pay, or operating expenses?

@NatalehNicole 4 ай бұрын

Thank you for this!

@joeyragonacoach 4 ай бұрын

you are so welcome ☺

@MoDiscovery 10 ай бұрын

Perfect Joey!

@joeyragonacoach 10 ай бұрын

thank you!!!

@MinnieOnCam Жыл бұрын

Thanks for this , I am in Canada, I wasn't sure where to fit in my HST/GST account.

@DaCaptainV 4 жыл бұрын

🤜🏾💯🤛🏻 THANK YOU

@Davissgreen 3 жыл бұрын

What do you if you over-allocate the opex account?

@rodrigorodriguez3811 2 жыл бұрын

For bank 1 and bank 2 will these banks be under the business name? Meaning the LLC name? I have an operating account under the LLC but for the other two Banks’s that I want to open do I put my personal name on it or the company account name?

@MomentoMori769 4 жыл бұрын

so this only works if your revenue is over your breakeven? I already know my exp are too high & know the weak health of my biz

@sammie7641 2 жыл бұрын

Hi! So this would mean I need a total of 4 or 5 accounts open in my main bank (is that possible) and then 2 or 3 accounts open at another bank. So, the remaining amount is the operational account(is this also called the business account) for the expenses?

@mbkbfitness3186 5 жыл бұрын

Does this method work with an investor on board? Hes not a shareholder but he makes money 50/50 on certain products. Any advice would be great! Thanks!

@MrMattsMedia 5 жыл бұрын

Nice video. Do I still need to read the book? I was on KZfaq hoping to find an explanation like this so I wouldn’t have to read a book. Please advise.

@user-yh9ek9gy4i 3 жыл бұрын

also, is the existing operating account its own account? so like, sales go into that account, and then from that account it goes to bank 1?

@Cakesbylameeka 2 жыл бұрын

Thank you so much! just starting with the minimum of the profit first system, I had a covid-19 nest egg…

@MehediHasan-qg3py 29 күн бұрын

it's an amazing system. Thanks a lot for Sharing.

@joeyragonacoach 29 күн бұрын

you are so welcome ☺

@jemilagulston7742 4 жыл бұрын

Now I get it no wonder most places I work pay the 10th and 25th of every month

@sobrina7754 Жыл бұрын

Thank you!

@joeyragonacoach 5 ай бұрын

you bet

@vonstyles5901 4 жыл бұрын

Thank you

@Just_An_Idea_For_Consideration 4 жыл бұрын

Should have better explained on last example $1,800 first paid out $100 to Owner to bring prior month up to $2,000 - this then left $1,700 to pay out for current month - leaving owner short by $300

@movalues5094 5 жыл бұрын

Where should the money use to grow our businesa go for？ Also, I am doing inventory business, I need money to restock everytime... how can I allocate the money for restocking？

@true_rcs 10 ай бұрын

Thanks for this informative video. When opening accounts do they have to be business checking accounts or basic?

@joeyragonacoach 10 ай бұрын

you are welcome!! The only business account I have is the main OPEX. All the others are personal

@PianoLessonwithWarren 3 ай бұрын

Thank you for solidifying this information. The question is, from which account should retirement investments such as IRA be paid? I believe I've yet to encounter this info, and I'm unsure if it falls under Owner's Comp.

@joeyragonacoach 3 ай бұрын

you are welcome. You will probably need to set up the advanced PF. Check out Mike's book for those tips. But from what I understand, your personal pay funds personal stuff. Including retirement investments

@PianoLessonwithWarren 3 ай бұрын

@@joeyragonacoach thank you 🙏🏽

@dre6289 4 жыл бұрын

The only question I have is do i literally have 3 (i dont have to pay state income tax) separate accounts at my bank? So in total I'll have 6 accounts between the 2 banks?

@HumveesandConstruction 3 жыл бұрын

what about in construction where I have to pay subs, the money coming in will be the one after i substracted the subcontracts payment right

@profitanswerman 3 жыл бұрын

That's correct. You do all your calculations on the amount after you pay your subs. It's called real revenue.

@iloveamerica1966 4 жыл бұрын

Good examples. Thanks. Helps me understand his comments on MorrisInvest channel.

@KS-zc8mc 3 жыл бұрын

To provide more clarity, because I was so confused for a minute, the existing operating account is the checking and the 4 other accounts should be opened as savings accounts.

@jestruck 3 жыл бұрын

How re-investments or savings are managed?

@Jrmh- 3 жыл бұрын

I can see that the other accounts should be business accounts but does the owner’s compensation bank account have to be a business bank account?

@rafizxDx 5 жыл бұрын

So basically pay your business, yourself and the government first. If you're not making enough in sales to cover that, then your business is in jeopardy! Because that means that you don't have enough cash flow to A) Pay your business. This is the positive cash flow. You need at least 3% or more to keep up with inflation. You need to invest at least this 3% back into the business to grow your business. If you're not growing you are dying man! B) Pay yourself. You have non business bills to pay. You gotta eat! One idea is to try to make as many of your personal expenses into business expenses though. The less salary you take in, the less taxes you have to pay. But still, there will always be non business expenses so you need money to take care of them. C) pay the tax man. An utter nuisance, but it's part of life. Try to reduce this as much as you legally can (business expenses & tax breaks) D) Maintain your business. All the expenses to run your business day to day. If you have already forced a positive cash flow by paying your business and self first, paid the expense that could land you if jail if you don't, and you don't have enough money to cover the day to day then you gotta look again at your business and see what you are doing wrong. Refinance some deals, get that liability as low as possible. Restructure payments, reduce costs as much as you can so that instead you can spend the money into growing the business, more than running it. Plus you know leaving the life of your dreams is a huge plus

@BuddaBux Жыл бұрын

Great video

@joeyragonacoach 5 ай бұрын

appreciate it

@providerconnect7782 2 жыл бұрын

Are you including payroll in Monthly Expenses?

@kurtlarson2061 4 жыл бұрын

So, right now I'm just starting my business, and it's got a very low expense cost (planning to keep it that way for a little while). I only have a business checking account and credit card. When I open these additional accounts, do they need to technically be 'business' checking or 'business' savings accounts from the bank's perspective? I ask, because high yield personal savings accounts have higher interest rates than high yield business savings accounts, and I don't know if my bank will allow me to open multiple business checking accounts.

@TFitz-gh4si 4 жыл бұрын

I think thats why he said to open multiple savings accounts due to the restrictions of opening multiple checkings.

@joeallen2286 4 жыл бұрын

That’s funny, I’ve been working on a business plan and it seems I’ve organized it roughly the same way. However, as its for the transportation industry I built my salary into the company overhead as we primarily operate on Cents Per Mile and Daily Rate and it tells me where I need to be to be “happy” aka I can pay my personal overhead, then I double back and work through this situation. Think, I am me and I work for my business; we are not the same and require separate disciplines.

@lewisburton1852 3 жыл бұрын

What if you run payroll weekly?

@danielaregawi 3 жыл бұрын

You've just visualize the whole concept in an awesome video. Thanks man! If ya all want to read the whole book check out Profit First: by Mike Michalowicz

@cleanswithheart 4 жыл бұрын

This was great and incredibly helpful. I do have a question though ... Where would you put payroll taxes? I’m assuming the ‘Taxes’ account you refer to here is for corporate income tax?

@cleanswithheart 4 жыл бұрын

@@joeyragonacoach Thank you for such a quick reply! I have read the book, but I think I was overwhelmed. I'll probably just set up another account for Payroll. Can't hurt. I'm worried about what the RBC is going to think of me tomorrow when I walk in to open so many accounts!

@sammie7641 2 жыл бұрын

Hi, please explain what account do you pay any employees, that would be expenses, correct?

@dariussmith6385 4 жыл бұрын

Why 10th and 25th? Is there significance in doing it these days rather than 1st and 15th or any other two days?

@ashokrai2448 9 ай бұрын

Simpley thank you

@joeyragonacoach 5 ай бұрын

you are so welcome ☺️

@djlive408 3 жыл бұрын

Do you know if as a business owner (LLC) we still need to file as W-2 or 1099 or is it as easy as just getting paid from the account every two weeks like you mentioned by transferring funds from owners pay to your personal account ?

@djlive408 3 жыл бұрын

@@joeyragonacoach ok thank you

@pcfradkin 3 жыл бұрын

Thanks for this! Ugh I feel like this would be great if I actually knew how to implement it. Managing my finances as a freelancer is hard enough as is, switching everything up feels super intimidating...

@joemeyer2726 2 жыл бұрын

CPA

@quietkaoscorp 6 ай бұрын

Great video but as a e commerce business with us having to purchase inventory would you take these allocations from your income gross or from your net gross for ex if I made 10k but only 6k was profit

@joeyragonacoach 6 ай бұрын

In Mike's book, he talks about different businesses and the extra / different allocations needed. In your case, you need another account for inventory. Just as someone with employees would need an account for payroll :-) . I highly recommend you grab the Profit First book so you can apply it to your specific situation. And most importantly, learn how to do the allocation splits specific to your business

@spunky181 5 жыл бұрын

I screen print shirts when do I take out cost of my blank shirts? Do I take out cost of the shirts off the top?

@spunky181 5 жыл бұрын

Def going to take a mind shift of thinking but I love the concept makes sense

@andreastan3332 2 жыл бұрын

Hi Joey, thank you for the summary of Profit First book. I'm in a supplier business which i buy stock to put in my warehouse to sell to my customer and some local trading as well. Could i say different business will have different percentage allocate of fund? If 40% is for expenses, then how about fund for buying new stock and paying supplier? Hope to hear from you :) Cheers!

@andreastan3332 2 жыл бұрын

@@joeyragonacoach its very good to know what you had shared in this video. Thanks a lot Joey. Cheers! :)