I have watched nearly 40 videos like this. But this was the most informative video.

Cause of peeps like this, the interest rates has gone up tremendously. Hope all the markets go down as predicted, cause bragging on internet has became a trend these days

I am pretty sure no other Indo Canadian youtuber is currently giving more quality information than this

Ravish is a good man!! he is one of the angels for you in your difficult time. Cheers to you all!!

Good to see you guys pulled off your second home after a week of stress and crying. People aren’t able to get their’s first no matter how much they try. Because someone somewhere wishes to buy third,fourth! PS: I own one home :)

Great Journey Shilpa and Amit !!! Thanks for sharing the information. Having good people around you is very important.

I believe this is the only video on KZfaq giving the exact figures. Kudos to you for sharing on such a detailed level 🤩

Shilpa you have fantastic speaking style I think it's sure natural

Don't forget those angels who have helped you guys in with finance, very few people have that type of family & friends 😘

Shilpa must say your speaking skills are excellent.Both of you have walked us through your hard time in finanzing your properties best part was the honest and transperancy in your talks.I pray from the core of my heart lots of happiness lots of prosperty and good luck.Hope all your dreams come true.Give some time to your spritual growth now then your life will be totally balanced.God bless you.

The better your vibes, the luckier you get :)

Now a days Calgary is the only major affordable city to buy two homes for future generations Canadians and Immigrants. Calgary has also fastest growing tech, finance and film industry. Calgary is world’s cleanest and most livable city. It is also sunniest ☀️ city in Canada. I am already seeing some of my friends and family members who work from home moving to Calgary. We will see more of this trend in coming years.

Starting early is the best way of getting ahead to build wealth, investing remains a priority. Even in a downtrend, the stock market/crypto market has plenty of opportunities to earn a decent payout, with the right skills and proper understanding of how the market works.

The way she speaks the words with ‘s’ sound , makes her conversation interesting... I like it 😎😊😌

I love the way you speak Shilpa... Specially the way you use your "s"🤩.... Please keep the good work going.... Please also make a video on how single women ( unmarried, divorced, windowed or separated ) can come and establish themselves in Canada.... How will they feel empowered,how the government supports them, how they feel mentally relaxed after being in Canada....How is the work atmosphere..Career graphs of women.... Owning a house as a single lady.... Interviews of a few well established single women.... Cultural acceptance of Canadians for the other cultures.. Such content will help a lot of people who are seeking the silver line in the current circumstances.... Thanks a lot 😁

This is the only channel ,that I willingly subscribed by watching only 1 video.

I came to Toronto in 2009 with 2 toddlers and bought first 3 BHK condo with 2 washroom in 20 days of landing. We also came from Dubai. In second year, we bought detached house, then we bought our car. In 2016, bought 2 more properties and sold all condos in 2018,2019 & 2020.

Shipu and Amit god bless you.. you guys did very hard work that’s why god is always with you 🥰

Damn u guys are straight A+ . Great to see indians cracking the real estate game in Canada.

You both r really master mind, yours planning and excution relalted to life decisions, really superb.😊😊😊. u did share very interesting information with us, thanks to both of you. people r really missing valueble infotmation.😊😊😊 yours channel will be super hit soon..i m dam sure..i can feel who were those angels, helped u that time.😊😊😊

I saw Shilpa in ravish video for the first time talking about dubai and Canada.... just loving her since thn ... the way she explains everything and her gestures... im fan of shilpa 💕💕💕

Property can really make you rich no matter which country you live in. You guys played aggressively and it paid off. Well done. However, I am sure you went through a lot of difficulties to get there. Best of luck for your future.

Thanks Shilpa for Sharing your wonderful Exp. i have done almost same mistake in Stockholm. But some how survived as you guys with the help of some angels. I beleive this part should come in everyone's life to understand who all are aside to you for help and who all are just there to watch the show. Good luck Guys! just subscribed your channel.

Your way of speaking and explaining the real estate is quite impressive. Thanks for sharing this. And congratulations for your house purchases..well done 😀

Can you discuss why is Airbnb a better option instead of just renting it?

So late for this but belated one months if ur KZfaq 🎉❤️

Awww Shilpa baji getting emotional. very informative content, ThnQ

This is like quick brown bag sort of session on how to invest well and fast.. for very specific audience who are very stable with their finances and careers. Really ramped up super quick on you skills as well.. kudos !! Obvious topic for next video (Brown Bag :D) how to Airbnb your place and manage it.. look forward to watching it !!

FINALLY a video with alllll the numbers, kudos to youuuu, so simply done but yet so exciting to watch :)

I am surprised your realtor did not go through your finances. When we bought a house our realtor went through our finances first, told us how much we need, what we can buy, how much we need in our bank, etc. He even got our mortgage approved before we even went in the market to search for a house. It is important to have a good realtor first before you even do your search. Maybe we just got lucky as we had a good realtor and mortgage broker.

So what I love about your channel and the way u deliver that makes u stand out from other Indo-Canadian channels is... Sometimes people create a channel but r not sure enough to share financial figures for personal reasons... But, u gyz r clear and transparent that the platform is for others to grow as well and hence sharing figures might give people a realistic idea as to what's happening and how it can be done. Thanks for being so kind and helping other to grow as well❤

It's a great achievement buying 2 homes in 1yr. God bless you and everyone.

I was waiting for u to start ur own channel. So happy to see u have started one. Best of luck.

Thanks for highlighting the mistakes that you guys have made. Really appreciate.

You should thank Dubai for not collecting any taxes. For ppl who come directly to Canada, they never have $120,000 savings for their 20% down payment and then get trapped into vicious mortgage cycle + CHMC fee. Our elders always use to say that it’s always the first 100K, that will be most difficult to make, which you did in Middle East. So the hard part was done there. Once you have that seed money, any plant or two can be grown from that seed money. Ppl who come to US or Canada first instead of Middle East are never able to save that seed money because of extremely high taxes and will never be able to mortgage 2 houses in Canada or USA immediately after migrating here in 2-3 years. You should make video to encourage ppl to share all the hard work you did in Dubai to make the seed money of $100K. Anyone can make money after that, once they have that seed money 💰 . So I congratulate you for all your hard work in Dubai and also congratulate you that Dubai did not taxed you for all that hard work you did in your younger days. Internally everyone knows that you were cash rich in Dubai but now you have accumulated $1.6 million Mortgage Debt In Canada within 2 years. Hopefully you will be able to pay that off soon. All the best 👍

You should refinance this house and pay down the previous property s mortgage then you would be eligible to pay for another investment property

Exciting home buying journey💃💃happy vlogging💕💕

I am working as a realtor in Ontario. 20% down for an investment property is a very common practice. I don't know why your realtor / Mortgage agent/ bank mortgage advisor didn't tell you about that before. Well overall you guys are on right track. Congratulations on your second house.

Appreciate ur honesty in sharing information.specially during times when we need angels too .I aim to come In Canada soon but stuck with paper work currently .plz 🙏 everything works out well and once again thanks for ur positivity

Hey Shilpa, Its good to see you again. I will wait to see more of your videos. TC

Subscribed your channel lately, and watched each and every vlog. I truly believe that you'll reach 1 million soon and you'll become full time youtuber soon. These vlogs are really helpful for the new immigrants. Thanks 😊

Firstly, big Congratulations on achieving what all you wished for, with great people around. You are blessed indeed. Wow! Havent seen refinancing option in any other vlogs, that's good to know. Thanks for sharing your experience. Stay blessed. Tc

Such a wonderful journey you guys have and what a amazing piece of priceless free information 😁

Achche logo ke saath hamesha achchaa he hota hai🤗..keep it up guys and do keep posting more so that it helps everyone..👍👍

Shilpa, you are so nice!! You have nice peopel around you.... Stay blessed!

Exact reason why market has crashed. and will keep on crashing. This idea that Canadian Real estate keeps going up made people live beyond their means. Seeing your idea has convinced me even more that so many homeowners who took out a second mortgage will get screwed. Maybe not you, if you have planned well. But Gosh Canada is in so much trouble.

Your way of explaining to real estate issue is very impressive .Thank u for that

You people are very good financial managers. Very nice to meet you 🌷🌹💐 Hope I can get some adice from you if needed😁

Hi shilpa ,very well explained You have amazing speaking skills

Thank you!! Please keep up sharing such useful information.

Yrrr bht confident ho ....

You were lucky to get help. You guys should invite them and cook them lunch to show ur gratitude to them. It will encourage them to keep helping.

Filpa and Amit 👌🏼👌🏼 Nice video

Awesome video!! Looking forward to the next video now.

What what a story... thanks for sharing! You guys are doing awesome and have achieved so much in a short space of time.. #inspired 😊🙏

Amazing information,thanks for the sharing, god bless all of you 🙏🏼❤️

Hey guys congratulations 😊👏🤩 for your new houses in canada and I understand very well how you guys earned your first equity from your first home and then thought of using that 100k equity ( which is an add on mortgage only) to buy your second house. Now my big question to you both is why haven’t you consult any broker first for your second house ???? 😊 things would have been lot more easier for both of u. Your well wisher harneet from Australia 🇦🇺

Lol. Very genuine video . Best of luck guys.

Omg now i found that Shilpa has a youtube channel 😍 had seen u in another video and always thought why doesnt create her own account. Congratulations ♥️♥️♥️

haalat bigad gayi thi puri tarah se aap logo ki didi.. but m happy aap. dono finally managed kar paaye

Very well explained, congratulations to both

Shilpa you are osm,explaining the things well, surely your videos attract more Indians to Canada.

Inspirational. Hats off to you both!

Really Informative Video.... Thank you for sharing this. Best wishes to you.

I dont appreciate people like you who are only behind increasing the cost. You create a bubble and take others down with you.

There should be very high interest on second investment properties otherwise people will exploit market and cut down scope of first time home buyer. Home is first for residence not to generate additional income. Thanks to system which allow such practices. Actually system and banks want valuation go up endlessly to make first time homebuyers life difficult. Newcomers have to pay exorbitant rent now ad difficult to own home.

Thanks for sharing this... Many ppl can't see other ppl growing!

Hi this was an interesting topic as I believe not many people are aware about Refinancing. I got a lil confused as how you got 1lac CAD back from bank.

U are now quite comfortable while presenting in ur vlogs ....as it seems u r making videos since years.

Beautiful family. Simple people but brilliant ideas n good coordination

You guys good. Canadian real estate market is crazy now.

Thanks for sharing such a valuable information. May god bless you both.

Putting your half of your salaries in mortgage for 30 years is risky, if mortgage market crashed in future like 2007. But as ROI is very low there , there is no other investment I can think of rather than mortgage.

You Rock guys !!! I'm real impressed by your courage 👏👏👏👏

Am I too early here ??😍

you took a gample with real estate and you won big.

I have heard this exact story from another friend here. Basically this is something the Realtors are not letting people know and putting them in a difficult spot.

Smart work guys.. yeah some decisions put us in tough situation.. but in the end, they turn out to be good.. kudos guys..

Thank you Shilpa for sharing very useful tips!!!

Thanks for the information That was a huge heads-up

Mtlb you people are earning well 🎉

So nice if u guys sharing info so transparently.

Awesome content guys and congratulations on one month anniversary. Many decades to come! 😊😊 Is it a right time to buy a house in Canada hot market? or do you guys think it is a bubble that is going to burst soon?

very nicely you have shared your experience. Thank you for the detailed information

Thanks guys for such an informative video. ✌👍😊

Thank you for the heartfelt video. So much information. I pray apka teesra ghar jaldi aa jaye.

when you sell an investment property, you have to pay tax on top of the gain.. around 25% depending on your income. i sold my condo and i had to pay around 40-50k just on tax alone

You guys are such a Pure Soul. God Bless You

Hello Mam I really like your channel. Your voice ur way of interaction, your husband is also ground to earth

You guys are the best 👌 never seen anyone explaining in detail

Finally I believe that only truck drivers don't have multiple houses in canada

Hey guys... Thanks a lot for the valuable information. I have a request, can you guys make a video on refinance process and how much money u get in the hand dor yourself?

Nice journey we can learn from this , Thank you..

Thanks for sharing honest couple. Good luck!

Very informative video. You are doing great job. ❤❤.

Very practical information dear

Excellent very nice,information about Canada s baying a property,I am in London,United kingdom,last 44 years, and it’s normal by to let property

apki vvideo ko dekh ke main bhi home owner ban gya thank you guys . veer g bahut achi video hai nahi koi batat ni kaise kya karna hai

Your video just popped up. It was awesome video. Really loved your video with so much of information.

Thank you for being so upfront