How Your Cellphone Is Ripping You Off!

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3 жыл бұрын

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That magical little brick in your pocket is making your money--and time--disappear!
sources:
www.vox.com/2017/2/17/1464219...
www.tomsguide.com/us/wireless...
themarkup.org/2020/09/03/cost...
money.cnn.com/2015/04/23/tech...
www.usatoday.com/story/money/...
blog.innerdrive.co.uk/6-reaso...
www.vox.com/2014/7/8/5880335/...
www.nytimes.com/2014/05/01/bu...
www.visualcapitalist.com/cost...
www.whistleout.com/CellPhones...
www.androidcentral.com/do-you...
Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions.
Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson
Directors: Katie Graham & Andrew Matthews
Written by: Andrew Matthews
Executive Producer: Amanda Fox
Produced by: Katie Graham
Edited & Animated by: Dano Johnson
Images by: Shutterstock
Music by: AP

Пікірлер: 2 000

@family535computer 3 жыл бұрын

I agree. It's pronounced "data".

@2ndstatus 3 жыл бұрын

No its "data"

@sunnybaudelaire9384 3 жыл бұрын

Yeah and gif is pronounced "gif".

@iamdnorth 3 жыл бұрын

Yeah, that’s what they said!

@ronakpatel7919 3 жыл бұрын

no its pronounced "data"

@dracodragon5291 3 жыл бұрын

Ah yes thank you

@FinancialShinanigan 3 жыл бұрын

According to my 2 year old, its actually dada

@maulanamuhammadaziz9752 3 жыл бұрын

Lets go with this one its sounds cute

@123RADIOactive 3 жыл бұрын

@Two Cents why are you stealing their logo and KZfaq username?

@RobeonMew 3 жыл бұрын

i disagree, it's Daga

@ArianrhodTalon 3 жыл бұрын

"Just staring at the clouds is probably a better use of your time". Yes. Much yes.

@dragaashenoak5338 3 жыл бұрын

It depends

@vanshbharadwaj9829 3 жыл бұрын

Proceeds to watch youtube at 3 am

@iseytheteethsnake6290 3 жыл бұрын

So this video is more useless than watching clouds

@kevinsouders6440 3 жыл бұрын

As someone in my mid 20s, I love what you guys teach. These are all things I wish we were taught in school. Also you guys are an awwsumm couple. That's my 2 cents

@lutfifawzy9561 2 жыл бұрын

I also think the same way as i'm in my 20s, there a lot of think that we can learn since i don't have a much budget yet

@Halfnoob 2 жыл бұрын

Fact. School doesn't teach students about finances, credit score, and the real world. School just teach students what the real world doesn't need. College a different story. Depending on your choice of career

@thespcrewroy8716 Жыл бұрын

@@Halfnoob school prepares you for college instead of trades 😂

@grumpyschnauzer 3 жыл бұрын

Where are all my “Day-tah” people at? I do use my cell phone on the go and sometimes when wifi is overloaded at my house I like being able to use the cellular network which is faster.

@mustafaargin1819 3 жыл бұрын

I use around like 50-70 gb a month since the wifi in my room is really bad

@highlander-ch9qt 3 жыл бұрын

Deetah

@UlexiteTVStoneLexite 3 жыл бұрын

Yeah it's day-tah I use my phone for work so I need to have unlimited data because I can't risk running out in the middle of working in the middle of the month

@jarrod5179 3 жыл бұрын

I'm going to leave this here: kzfaq.info/get/bejne/jdmjda2Wqt7Nf4E.html Signed, your resident Day-tah guy

@Vnifit 3 жыл бұрын

I find I pronounce it both ways, I seem to switch between both pronounciations!

@goatedsapien 3 жыл бұрын

I get so excited when it’s time to “RUN THE NUMBERS” 😂

@brittneyf4041 3 жыл бұрын

SAME!!😁

@prashantvimal871 3 жыл бұрын

me too ;)

@clairedubiel6226 3 жыл бұрын

Same

@warrenarnold 2 жыл бұрын

Its my trigger

@WayofRamen 3 жыл бұрын

I switched to US Mobile last month and it feels like getting out of a 20 year abusive relationship with verizon. paying less than half the price for the same coverage (uses verizon towers) and more data.

@mEnTL32 3 жыл бұрын

I scrolled down here to suggest MVNO's in general and US Mobile in particular. Just moving to them will cut your plan by at least half. When using the suggestions in the video ("data saver" options in your phone) you can really work US Mobile's custom plans. For example, instead of getting enough text messages to cover your worst month, buy only enough to cover what you use on average and buy a big block of texts. Those roll over. Data is the same.

@abartz96 3 жыл бұрын

My wife and I have been using US Mobile for over a year now, they are great. It seems like every couple months they improve their plans and make the app more user friendly. For example, we pay $25 per line for unlimited talk/text and 12GB a month. 1 year ago we could only get 5GB a month for that price at US Mobile. One downside is sometimes the speed is slow, despite having good coverage. But that varies depending on your situation/location.

@jairudra78 3 жыл бұрын

@@mEnTL32 k

@MrJrucker 2 жыл бұрын

You can do a pooled plan with about 6 gigs of data and unlimited talk & text for 2 lines at about $31. That's what my wife and I do!

@MarreLirre 2 жыл бұрын

It's data

@Liamnissan22222 3 жыл бұрын

"How your cellphone is ripping you off!" *Get an ad for Sprint*

@Prodigious1One 3 жыл бұрын

I got an ad for Mint Mobile, lol.

@JD-yx7be 3 жыл бұрын

I got mint mobile for $15/month but only 3gb a month which i always go over. I don't upgrade my data cause i spend to much time on my phone

@Prodigious1One 3 жыл бұрын

@@JD-yx7be good. Is it monthly charges or did you pay for 12 months in advance?

@bluebird1694 3 жыл бұрын

@@Prodigious1One iirc Mint asks for 3 months in advance. Paying for a year's worth is an option but very few companies ask for that upfront

@Prodigious1One 3 жыл бұрын

@@bluebird1694 ok, so $45 upfront, $15 per month?

@Je.rone_ 3 жыл бұрын

I've decided st this point all companies are ripping me off to some degree😂

@UlexiteTVStoneLexite 3 жыл бұрын

Yeah but I use and need my phone for work. I need to have as much data as possible. Best thing is to shop around and get the lowest price

@masonmichalec2942 3 жыл бұрын

Yes they are. That's literally how capitalism works.

@Gichini 3 жыл бұрын

Go get breakfast coz yo now woke😆😆😆

@UlexiteTVStoneLexite 3 жыл бұрын

@@Gichini I'm working on it slowly. I need some coffee to get going.

@BangBang-hk4rg 3 жыл бұрын

Agreed!

@sovashadow 3 жыл бұрын

Thats one benefit of staying at home, wifi lol

@luanamendes4767 3 жыл бұрын

Apparently internet providers are now also capping how much data you use in tour home internet.

@sovashadow 3 жыл бұрын

@@luanamendes4767 While possible, I believe most dont use the amount that the providers "cap". For example, xfinity/comcast I think is 1.3TB which is 1,300 GB. And if you do go over once in a while, they usually waive the charge maybe like one or two months in a year.

@luanamendes4767 3 жыл бұрын

@@sovashadow while I don’t have personal experience with that, I would be concerned now that lots of people are working and studying from home. And like the video says, no one knows how much data is actually used. I think the bigger problem here is that it sets precedent

@nitish523 3 жыл бұрын

And now we are living online and that's our new cave. Modern Cavemen.

@ShaudaySmith 3 жыл бұрын

@@luanamendes4767 I thought that was a give-in. I've never heard unlimited data from home internet providers. Maybe if you bundle with phone and cable. Xfinity only gave us a list of limited data plans for our home internet. Most were very generous data plans and we were only looking for exclusively home internet, not to bundle, but limited data plans none the less.

@graysonsmith7031 3 жыл бұрын

I can already feel my net worth growing and hear my future wife and kids calling me a cheapskate. Subscribed.

@erinfarnes 3 жыл бұрын

5 years ago, my husband and I were paying $150/mo for Verizon. Now, our US Mobile plans are $20/month each. Plans where you pay for what you use is definitely the way to go. We have to buy our phones outright but that also helps us use our phones until they are dying instead of getting a new one every 2 years.

@nimaabtahi9165 3 жыл бұрын

I just used your videos to study for my finance exam, especially the one on mutual funds and index funds. Thanks a lot you two

@TwoCentsPBS 3 жыл бұрын

Nice! How'd you do??

@miriamrosemary9110 3 жыл бұрын

@@TwoCentsPBS I'd like to know too, once you get your results 😊

@apalmer5097 3 жыл бұрын

I only have 3 GB of “day-tah” on my phone, I’ve only gone over one time when I was driving an abnormally large amount. I circumvented this by downloading my Spotify playlists and google maps at home before I went out and had no issues after that.

@TKUA11 3 жыл бұрын

One download of an app can put you over 1gb

@justpeachie47 3 жыл бұрын

Same. I have a 3GB data plan and on average I use 0.6GB 😂. Although I have the fastest 1gb fiber internet plan at home.

@YoreTiller 3 жыл бұрын

@@TKUA11 well he downloaded his Spotify playlist from wifi so it makes sense that if he wanted a game or app that is that big it would've been done via the hotspot.

@-Aashish- 3 жыл бұрын

I used the same strategy

@spencerbrady2425 2 жыл бұрын

So what I learned from this video is since I use almost all of my 50 GB limit I’m getting a pretty awesome deal. I work a lot on the road and I stream a lot of educational videos for my students. It sucks that everyone else is getting ripped off though.

@MalluStyleMultiMedia 3 жыл бұрын

I’ve been using the $15/mo mint mobile plan for the last 5 years ...

@onlyliveonce7708 3 жыл бұрын

Same. Pay for the year and not worry all year.

@BK-vi3od 3 жыл бұрын

How does it work?

@barbiechix1 3 жыл бұрын

@@BK-vi3od great! I've had it a month now

@KristoKorps 3 жыл бұрын

I love the outro, and I'm glad to hear you guys speaking out more for low-income people as a group. I've noticed as a 23-year old that there is a weird trend of friends/family implicitly blaming/resenting individuals for lacking "personal responsibility" in their actions, especially when my friends come from places of priviledge, and it's disturbing how we look at poor people because that "isn't our problem" or "I made it out fine" type of attitudes!

@TwoCentsPBS 3 жыл бұрын

So glad! it IS weird and disturbing. We've personally come a long way in untraining ourselves but there's no questions we've got a ways to go.

@Iffy50 3 жыл бұрын

I'm middle class and I constantly see people live better (more lavishly) than me even though they make 1/2 of what I make. It's hard to be sympathetic when they run into money problems. The people who are truly poor (who live at the poverty level) are not included in the group I don't have sympathy for. Minimum wage is rough... However, where I live McDonald's, KFC, Wal-Mart, etc. are paying $11-12/hour. Decent apartments can be found for $1,000/month for a 2 bedroom. If you have a roommate and you both work that is enough to make ends meet. $11*40*52/12= $1,906/month... You will need to get your taxes back and get government assistance for health care.....

@TKUA11 3 жыл бұрын

Well most homeless people in my town of Portland are homeless by choice . They would rather spend all their time abusing substances and not have responsibility. And I agree, it is our problem because they use our tax dollars without contributing anything to society besides garbage and graffiti

@TKUA11 3 жыл бұрын

@@Iffy50 usually the rich get richer and the poor get poorer , so it’s unlikely for those with money to start losing it

@Iffy50 3 жыл бұрын

@@TKUA11 In general that is true, but I've seen many examples in which it is not.

@docmarmalade5224 3 жыл бұрын

I'm getting used to the mustache.

@TwoCentsPBS 3 жыл бұрын

Me too.

@sanakiddy2883 3 жыл бұрын

Lets hope its for your mustache.

@MartinGrozdanov 3 жыл бұрын

What mustache?

@crazzyflynn2433 3 жыл бұрын

6.1 GB/mo Me who spends 2 GB per day on an average: *Pathetic*

@raahulpooran 3 жыл бұрын

Me who uses over 500GB per month , Pathetic

@kaushikyamineni494 3 жыл бұрын

Same

@rj9955hi 3 жыл бұрын

SAME

@g.i.josehernandez3857 3 жыл бұрын

I use 1-2GB a day on average I’m always outside my house for work and with friends one month I used 100gb LOL

@codea4272 3 жыл бұрын

So true

@astuteToddler 3 жыл бұрын

2Cents, Love your videos 💛 Talking of carriers, in India, almost all of them have cleverly changed plans, which in one aspect are slightly more expensive. Earlier we used to pay for voice calls and data separately. And the data plans started from few MBs and days. So, essentially we could enjoy voice calls without even having an active data plan. However, now these companies have schemes that combine both calls and data plans. You need to pay for both even though you might need just one. They have erased all other cheaper options! For e.g. I pay nearly ₹350 for 84 days which includes 1GB data/day, free voice call to same network and 3000 minutes on other network. Many a times, I dont even consume half of these but end up buying same plan as no other cheaper option is available.

@jamestuc80 3 жыл бұрын

I'm one of the few who desperately needs the unlimited being a truck driver lol I burn through 100 GB easily. Using music, gps and what not lol

@UlexiteTVStoneLexite 3 жыл бұрын

Oh yeah that will eat a lot of data. I drive every night

@darlantro 3 жыл бұрын

Friend of mine has an older model 256 GB samsung tablet that he bluetooths downloaded music from all day. 200 GB is a lot of music (like 20,000 songs).

@jamestuc80 3 жыл бұрын

@Martin Wagoner I'll have a Garmin GPS by use a phone to help me get to the final point of where houses are all that. Any traffic updates and all that

@Iffy50 3 жыл бұрын

Lucky you?

@mrtzak 3 жыл бұрын

Have you tried the keeptruckin eld? They have a WiFi hot-spot on them so you can save on data there, too.

@waypointgu 3 жыл бұрын

Two Cents: 6.1GB on average! Me: 319GB in 10 days... Yes, I don't have wifi and I do a lot of downloads.

@MUTADARES 3 жыл бұрын

what are you downloading 8k movies

@giorgim4185 3 жыл бұрын

same, use phone as hotspot, unlimited WIFI where i go.

@kathrynmercier4874 3 жыл бұрын

@@MUTADARES Right?? I used to download a TON of stuff on mobile and it still was never over 50 gigs. Over 100 is a TON

@sovashadow 3 жыл бұрын

not having wifi makes sense with that number then especially for things many take for granted.

@chepe263 3 жыл бұрын

@@MUTADARES no, 8 "1k" movies

@flojacques2997 3 жыл бұрын

Love that you read Evicted by Matthew Desmond. Such an enlightening and enriching reading experience! Had to read it for my Sociology of Law class and certainly confirms the leaders of this country seek to profit rather than advocate for the welfare of its people

@ryuuseiSoul 3 жыл бұрын

"The average customer *only* uses 6.1 GB! That may seem strangely low..." */cries in Canadian/*

@sovashadow 3 жыл бұрын

I like the ending credits, thats a good idea :)

@TwoCentsPBS 3 жыл бұрын

Thanks!

@sabrina9333 3 жыл бұрын

@@TwoCentsPBS Yes more of a personal ending, love it

@AtulPandolkar 3 жыл бұрын

@@TwoCentsPBS Any book u recommend on finance literacy/education?

@9manny99 3 жыл бұрын

I missed you guys and you’ve helped me through out this tough year.$45 for unlimited data at 22GB unthrottled the rest potentially throttled . I’m an essential worker but don’t stay on site for lunch and breaks. I kept upping my data and using 19Gb-25GB months to month. So it saved me to just go for $45 a month prepaid instead of paying $25/$35+$10+$10+$10. $55/$65 vs $45. I ended saving more and getting more. I follow forums for finding the best prices year round. Love you guys and stay safe with you and your family!

@user3640 3 жыл бұрын

I really like how you thoughtfully addressed and answered the questions concerning evictions and society at the end of your video. I'm looking forward to more of these type segments. I really appreciate the work you all do. Thank you.

@BookUnbinder 3 жыл бұрын

Missed you two soo much! I love watching your videos and increasing my financial literacy. My husband and I both came from blue-collar families where money was tight and we have paid off our credit card mistakes from our 20s and started to save every month thanks in part to you! Keep up the great work. Love the idea of audience questions at the end too. :)

@giovanniminelli5590 3 жыл бұрын

That's curious: a phone/internet common plan in italy (data usable on the whole UE) is: unlimited SMS, call and 50GB 4G, around 6-10€ every 28days (~13 month)

@orbispictus6127 3 жыл бұрын

I'm using a plan in France which is almost the same and it was a promotion. It could be cheaper for some very rare times.

@jakubmelus6277 3 жыл бұрын

In my country I pay 20€ for unlimited data, phone calls and SMS. This is only in USA...

@MrOssyMoro 3 жыл бұрын

I'm in Italy and I pay 8€ for 100gb+unlimited data. Markets in USA doesn't work so well I suppose.

@leonidas14775 3 жыл бұрын

There's not enough regulation on phone plan pricing in USA like other utilities. Also, phone companies like to roll the cost of handsets into phone bills (probably at a markup).

@TigerHawk709 3 жыл бұрын

Dr. Pulaski: "What's the difference?" Commander Data: "One is my name. The other is not."

@JustTheTip1 3 жыл бұрын

Your animations are always so on point 👌 Thanks for the tips!

@Astral106 3 жыл бұрын

You guys are so wonderful. I especially love the one where you point out that being poor does costs more. Not a lot of people are aware of that. Thank you!!

@xtw1995 3 жыл бұрын

thank you for the message at the end of the video. I am a Youth Housing Case Manager and i struggle daily when my clients come to me with too high of rent cost. These are young people who either don't have a lot of education because of their age or they don't have a lot of work experience. Both reasons to pay someone low wages. Their wages cannot keep them housed and unfortunately every one of my clients has already been homeless before. It is so hard to find them affordable housing with the markets the way they are. My employer is a non-profit that offers them low rent studio apartments but grant-funded programs only allow them to be here for so long. They have to find other housing after 18 months and that's not a lot of time to earn more income and then they fall right back into the same cycle of being unable to afford housing. It sucks that it is my job to keep them housed and find them something affordable but there is nothing affordable.

@TwoCentsPBS 3 жыл бұрын

Ugh. I can't imagine. Thank you for doing this work though! I'm sure it often feels like you're just swimmig against the current.

@richard1493 3 жыл бұрын

Just after 3:47, you can see Philip twitch in anticipation of his cue to say data.

@Gichini 3 жыл бұрын

well i bet you know the fbi that monitors you

@victormossiii1196 3 жыл бұрын

I really appreciate y'all! I share your videos with everyone! I use the wisdom that you put in them. I live abroad in Latin America. The cell phone prepay plans make more sense for me. Actually, I pay about $16-18 a month.

@sminthian 3 жыл бұрын

Oh, I know exactly how many MB's I use. The last few years I lived in an area with metered internet, it's $25 per 1GB. You keep very close track of your data, or you could spend $1000 on internet for this month...

@NukSooLang 3 жыл бұрын

I have a college diploma in Accounting. I am also a life-licensed insurance agent. I have learned more from your videos, than the education/training of both those combined. Please keep up the phenomenal work that you both do.

@TheMrFabian1 3 жыл бұрын

Data / Data is the tomato / tomato of the 21st century.

@hamedtavakoli 3 жыл бұрын

my gif/ gif friends assemble

@AlexanderTBratrich 3 жыл бұрын

don't forget about gif/jif

@jmr18p 3 жыл бұрын

THANK YOU FOR LITERALLY DOING MY JOB IN A 9 MIN VIDEO. LOVE THIS. CANT EVEN DESCRIBE HOW HARD IT IS TO EXPLAIN THIS DAY IN AND DAY OUT TO PEOPLE WHO DONT EVEN KNOW WHAT WIFI IS.

@justlikeacake 3 жыл бұрын

I spend 2/3 of my income on housing, and the final part of the video really surprised me for good. Just hearing your opinion about it, about how it is bad to live like this, reinforce my willingness to do more to change it. I'm 25 years old, I sometimes feel a little tired of not being able to live a plenty life, one about just caring about the things "that I enjoy" and when I do, I feel guilty. All cause when I start thinking about how our generation entirely is having a bad time trying to get a 🏡 home sweet home. A shared feeling in my country. That's why I spend my procrastination time looking for motivation to keep growing, find a solution and be ready to really be able to have a family to grow ourselves for good. That's why it was so nice to get your recognition for it. Thx

@Nefi424 3 жыл бұрын

Man, I loved that post-episode Q&A section! Also, I'm sorry but it's obviously pronounced Data. Anyone who pronounces it as Data instead is wrong.

@thedebatehitman 3 жыл бұрын

I always enjoy seeing that I have a new video from you! I share these with my subordinates in the hopes that they’ll become and stay financially sound and ready to retire when the time is right.

@Salisbury2015 Жыл бұрын

I love how you both stayed consistent with your preferred pronunciations throughout the video. It felt like this was a real battle, lol. Great video!

@ThePokemaster62 3 жыл бұрын

I have never encountered a carrier that makes you pay for a full year in advance for prepaid service, its always been a monthly charge.

@rapunzel1701 3 жыл бұрын

This is PBS.

@GrimoireOfTheSage 2 жыл бұрын

Just scrolling through ATT's website I can find a 12 month prepaid advance plan. Appears to be their cheapest plan by far. It looks like I could get a higher cap and pay half as much per month if I were to move to that plan. That said there are often a lot of extra fees other than the big highlighted sticker price and I haven't actually gone through the cart to see what the 'final' price would be. Won't be surprised if access charges/etc push it up a fair bit.

@thelegendofmiles 2 жыл бұрын

Mint

@SupremeLogo 3 жыл бұрын

I definitely like prepaid, there’s no contract and no credit check super easy!

@RyanonBasss 3 жыл бұрын

No questions, but damn, you two are my favorite celebrity couple.

@kentayagi9530 3 жыл бұрын

Hi there! I'm just new to the channel but damn, every video is interesting as well as educating... and I LIKE IT... A LOT!!! I've been watching your videos one after the other since these topics are rarely discussed. Thank you for these types of very informative videos!

@PatrickKQ4HBD 3 жыл бұрын

I love, love, love everything you're doing. Keep it up! You two - and your team - are a blessing to the entire free world. At 8:30, you didn't answer the question of why communities are banning new affordable housing. In my home of rural Carroll County, GA, building codes have been amended to squeeze out single family low-cost housing in favor of McMansions that bring in more tax revenue. In my hometown, there are EXACTLY SIX homes for sale. Three are over a half-million dollars. NONE are affordable for most residents of the area. Good properties are on the market for hours, not days. The tax commission is the reason that lower-middle class families actively are chased away.

@alejandrobarahona2723 3 жыл бұрын

Thank you so much for sharing this information! I’m new to your channel and I am loving your content. Keep it up guys!! ❤️

@darraghcollins4961 3 жыл бұрын

realising how much Americans pay. Here in Ireland, i have unlimited for 13 euro a month and if i had been quick and got a deal i couldve paid only 10 a month.

@feynstein1004 3 жыл бұрын

That's pretty cheap. I pay 8€/month for 3 gigs of data. But I don't even use that up. I rarely use mobile data 😅

@UlexiteTVStoneLexite 3 жыл бұрын

That's because our company suck and they know we have no other option but to pay the higher price

@shaereub4450 3 жыл бұрын

I pay $35/month for 3 gigs.

@UlexiteTVStoneLexite 3 жыл бұрын

@@shaereub4450 I could pay that but I just checked and I have already used 17gigs this month and there is a few days left. 😆 I pay 50 for unlimited and I do need it as the other middle plan is 10gigs

@feynstein1004 3 жыл бұрын

@@shaereub4450 Damn, mate 😅

@Starpotion 2 жыл бұрын

I really loved the ending segment, would love to see a full Q&A

@olivergavingavin1474 3 жыл бұрын

The both of you have educated us all keep covering different ideas from viewers. You both are Number 1 in the year 2020 keep the good work.

@sumitshresth 3 жыл бұрын

Remember instead of investing on expensive plans get a good vpn instead. You can use public wifi without any security issues and save money on plan data

@TwoCentsPBS 3 жыл бұрын

Thanks for adding that suggestion!

@upy1623 3 жыл бұрын

I appreciate your videos 🙂 The bit at the end where you two address societal issues was really cool! Would you consider doing a podcast where you answer questions your viewers have, and elaborate more on the issues you feel are important to discuss?

@TwoCentsPBS 3 жыл бұрын

This is a personal dream of mine (Julia). However, I'm going to do it with someone other than Philip! Hahaha, we don't need another huge project to share and he's in full support! : )

@jugzster 3 жыл бұрын

Excellent content aside, the way both of you present and the graphics are so well-done and engaging. Proud to be a patreon subscriber of yours!

@TwoCentsPBS 3 жыл бұрын

Thank you so much!

@katiecal7324 11 ай бұрын

Wow, I just found your channel today and I'm so glad I did! Thank you for making this video!

@JazminBautista 3 жыл бұрын

*Calls Sprint after this video... get me off the unlimited plan 😂👏🏾💰

@godzlegendz 3 жыл бұрын

PHONE COMPANIES HATE THEM! FIND OUT THEIR SECRET

@TwoCentsPBS 3 жыл бұрын

Riiiiight?! You KNOW ATT is gonna hear from us this month.

@organizedchaos4559 3 жыл бұрын

I never really thought about this. I always assume unlimited plans were better. The prices didn’t look that drastically different. Also I think I like the safety of the unlimited plan, sometimes you don’t know what you will be doing in the future or where you will be and may need to use more data so that assurance that you have unlimited data is nice

@tammypowell8382 3 жыл бұрын

Excellent video! I was recently looking into this and realized I usually use less than 1 GB per month! And even during travel with poor WiFi it only went up to 6.6 GB, which would be well covered by one of the cheaper plans. Wish I would have looked into this years ago but better late than never I suppose! :)

@nikhilgill 2 жыл бұрын

Wtf i use 2 gb per day

@user-cr3st5bg7w 3 жыл бұрын

Very insightful good thing I changed carriers I got tired of getting ripped off by big corporations! Thanks, Two Cents for making this video!

@jacintacruz2822 3 жыл бұрын

This is so informative ! I was so close to purchasing an unlimited data plan and had to check exactly on average how much data I'm using per month after watching this. Thank you 😊

@ahmedkosovac6195 3 жыл бұрын

This is literally what I needed right now! Thank you.

@numerologicatarot3333 3 жыл бұрын

I love the “outro” question part!

@roguedogx 3 жыл бұрын

This is why I love my current carrier (Consumer Cellular) so much. It's meant for older people so it's got quite a lot of holes in its phone lineup. But the pricing structure is amazing. It basically splits the difference between "pay as you go" and a contract plan. You pay each month, but instead of a contract you're phone just gets shut off if you don't pay, but it doesn't effect your credit score. For data you pick a plan and aren't locked into one plan. You pick your plan, and if you go over your just bumped up to the next level. No fees, just a change in plan you can change back later. I wouldn't dream of switching to anyone else.

@roguedogx 3 жыл бұрын

Also to actually answer the question asked. I now don't know how I pronounce that word. I think I might use it differently depending upon the context, but I might mainly say Day-ta.

@InfluentialFinance 3 жыл бұрын

This is mindblowing. Going to check my usage ASAP!

@InfluentialFinance 3 жыл бұрын

Quick follow up - OH MY GOD! I have only been using 3GB on average. I feel so ripped off!!!

@TwoCentsPBS 3 жыл бұрын

Right?! SAME!!

@mochaCF61 3 жыл бұрын

Thank you for this! I was just telling someone the other day about how cell phone overcharge customers.

@bis7404 3 жыл бұрын

Fantastic eye opener episode again!!! Please KEEP UP THE GOOD WORK!!!Thanks😀

@Dreikenshin 3 жыл бұрын

As a Kevin, I am glad I was featured in this episode. #blessed. That being said, I can definitely relate to this, as a heavy user of my phone, I still only managed to use 20GBs on my highest usage month from the last 4 months.

@mariek.474 3 жыл бұрын

(cries in Canadian, where my 2Gb plan costs me 35$ a month)

@Pseudynom 3 жыл бұрын

4 GB for 10 € in Germany.

@TwoCentsPBS 3 жыл бұрын

Siiiiighhhh

@hiteshadhikari 3 жыл бұрын

10 dollars for 4 gb data per day for about 3 months and unlimited calls - India

@Pseudynom 3 жыл бұрын

@@hiteshadhikari But what's India's median salary?

@hibasabbar1953 3 жыл бұрын

Morocco : 5GB 5€. I have a plan that includes 35GB + 14 hours call and I only pay 22€ for that

@silverlina 3 жыл бұрын

Doom scrolling through Twitter. I feel attacked.. but it's fine because you guys are my two favourite financial KZfaqrs.

@aaronwolcott8525 3 жыл бұрын

I really enjoy the 2 cents videos! Great principles that I think aides publically talking about finances that affect everyone's life. Thank you for your work.

@laynewoodruff7502 3 жыл бұрын

This something I wish more people considered! I have wifi at home, work, the gym, and at school. The only time I really use data outside of them is for Spotify or using Google Maps, but you can download albums/your local area to save data. So I just got a year of 3gb a month (as I usually use less than 2) from mint for $15 a month, they use the T-Mobile network (Which I had before) so nothing changed in terms of coverage, the only thing that did was my bill!

@martinachan7719 3 жыл бұрын

Can't relate with this episode. Here we buy phone and sim card separately. I use prepaid, it's a hussle to top up every month, but it's cheaper since I can change it everytime based on my needs.

@12kenbutsuri 3 жыл бұрын

I pay 6 dollars a month with an unlimited data package in Finland.

@veeramanirevolt 3 жыл бұрын

Always great videos from you guys and can you guys please come up with a video on Health insurances with different scenarios like health insurance for healthy people and insurance for people who visit once or twice etc.

@ColombianLNP 3 жыл бұрын

I pay 20 bucks for my phone and never looked back ! Haha it's awesome to see you guys again. Need more episodes!

@marinekappa82 3 жыл бұрын

As soon as she said "da-ta", I said "nope" and went to the comment sections. I was not disappointed, lol.

@akale2620 3 жыл бұрын

Hey yo lol me too

@frankisawesomee 3 жыл бұрын

Home internet prices are so expensive that I feel like it’s a scam

@pedroricardoberrocal4072 3 жыл бұрын

Absolutely, I couldn’t agree more. Thanks for uttering!

@daveleeoninvesting1571 3 жыл бұрын

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@benardkong 2 жыл бұрын

I love your costumes in the main video juxtaposed with your candid shot at the end :-)

@pauljimerson8218 3 жыл бұрын

I love "Its a Book!" A real page Turner.

@dch2896 3 жыл бұрын

5:37 just like how this show is doing to my time🤣😂🤣

@jessgonzalez9151 3 жыл бұрын

It's information content

@dch2896 3 жыл бұрын

@@jessgonzalez9151 It's a joke. I love this channel. ❤

@hbarudi 3 жыл бұрын

We are doing the family plan for 15gb data for 4 phones + home internet on one company: AT&T. But the bill is still at least $300/month and reaches to over $400 in some cases without including overuse charges. We do use a lot of the home internet.

@sm0k345 3 жыл бұрын

My phone plan is quite cheap, around $20 a month for unlimited data. It's this cheap because we have a legacy family bundle or whatever it's called, where we got like 7 family members to sign up. Since then, the deal has been discontinued, but we still have it for the really low price. However, the carrier is T-Mobile, and they don't have the best service. I don't use my phone much anyways. But I definitely did experience how fast data gets used up by streaming HD videos when I visited my family in Paraguay a few years back. On our farm, we had to climb up a big tower to set up a modem for WiFi, and we paid by the GB. Watching one 20-minute video chewed through the initial 2 GBs we bought, and I realized that I really couldn't watch videos there. It's a blessing here in America that we have better access to WiFi. Great video!

@donkeyxote7729 3 жыл бұрын

1:51 I use unlimited broadband (300 gb/month for 6 dollar(converted to current rate)) which means "2 cents" per GB

@VideoUpload_007 3 жыл бұрын

I use 5gb+ net per day for 10 dollars for 3 months

@bruooliver583 3 жыл бұрын

I'm trying to get my first place now. Lord knows I don't have enough money.

@TangoElvis 3 жыл бұрын

Another great video! Thank you! I'd love to see more on your retirement series: Social security, healthcare / medicare, order of withdrawal (401k, IRA, SS, pension, etc.).

@eddiethompson1326 3 жыл бұрын

I absolutely LOVE your content. ALWAYS learn something. It's definitely 'day-tah', like the star trek character. :)

@ddk18 3 жыл бұрын

Data is the new oil. Thus, we purchase it always in excess so we never get in a tricky situation.😂

@DandyFinance 3 жыл бұрын

You are both wrong, it is actually "data". Thanks for sharing, I try to pick the lowest plan there is, the salesperson is usually not impressed haha!

@FrostbiteB83 3 жыл бұрын

Oh dang, I learned something new today. Definitely... I really wish that your videos had reliable subtitles in spanish or that there was a channel similar to yours in Mexico.

@rudygarcia3451 11 ай бұрын

you guys are incredible and the info is useful to know and think about :)

@MrC0MPUT3R 3 жыл бұрын

It's "DayDuh"

@endgamefond 3 жыл бұрын

Me 25 still live with my parents and work from home. Coz it's impossible for me to get an appartment or rent a house.

@giovannipelissero1886 11 ай бұрын

5:56 I love these guys, they may sound annoying to most people but oh my god I resonate with them so much. Thank you for existing!

@LoveAndSnapple 3 жыл бұрын

Okay...I am DEFINITELY going to do some digging when I get off of work today. Thanks for your two cents!

@Blelelelele 3 жыл бұрын

Fk i wish, we get screwed in Canada by telecoms. 6gb starts at $40 and quickly goes up from there

@user-xg6zz8qs3q 3 жыл бұрын

Hahahaha! I'm laughing in French. I pay 15€ for 90gb and some people say I pay too much (it should be 10€). With this much data you don't even need internet service at home.

@TheKarebear666 3 жыл бұрын

As a Canadian I agree. The only thing going for the Canadian carriers is that Canada is bigger and less populated than the US so operating and initial costs are higher in proportion. Also, the cost of internet in Canada vs the US makes me cringe

@subhamjha6562 3 жыл бұрын

In india we get 2gb /day for 28 days at less than $4 per month

@NuSpirit_ 3 жыл бұрын

That's why I use Pay As You Go with monthly limit on card charge :) 1GB - €2 Unlimited data (300GB FUP with slowdown) - €14 Since I used on average ~3GB/month of data I usually stay on per 1GB plan :) (yeah sorry, it's in Europe not USA)

@TheBoxingNinja 3 жыл бұрын

How many GB do you use? I have a plan that allows me 3GB a month, so I could let myself use 1 to 2gb a month.

@NuSpirit_ 3 жыл бұрын

@@TheBoxingNinja I added that in - I use around 3GB (that means usually 3x 1GB plans as some MBs transfer over since the plan is always "from a day of activation" meaning if I use first 1GB in 13 days and it reactivates I have fresh 30 days to use them all up :) (so if I use 2,5GB in a month then I have "extra" 500MB at the start of the next one. So for me it's monthly usually €6 for my plan vs €14 unlimited offered by telco. Which means I usually save around €100 a year on my data.

@TheBoxingNinja 3 жыл бұрын

@@NuSpirit_ I live in the US, think I can get a plan like this? The closest thing I know of like this is $10 for 1GB. I wish I knew a $2-$4/GB plan. Pay as you go.

@NuSpirit_ 3 жыл бұрын

@@TheBoxingNinja well... I think Ting is a thing in the US? Should be MVNO (virtual telco working under other network) and I think I saw couple of years ago an ad on Linus Tech Tips.

@jacobg8640 3 жыл бұрын

Even before quarantine began, the only places I ever used my phone were on campus or at home, both with wifi. So I opted to get the plan that offers 1.5 GB... a YEAR because I mainly need the service. Thanks to a reoccurring $50 off black friday deal, the whole annual plan cost me $75 before taxes or $6.25/month. That's less than some monthly plans.