I'm 27 With No Debt and I'm Not Investing. What Do I Do?
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3 жыл бұрынI'm 27 With No Debt and I'm Not Investing. What Do I Do?
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@KDVSmith 3 жыл бұрын
Love hearing calls like this. As a 19 year old, It gives me inspiration for my future.
@GregActonCPA 3 жыл бұрын
You've got it! Be smart with your money and start investing as soon as possible.
@mhsable 3 жыл бұрын
Yes ! I wish I could go back to 19yr old me and listen to this ! I would be so wealthy right now .
@ryankiel4895 3 жыл бұрын
Due to the high cost of living on the east coast, making 100K in Boston is equivalent to making 75K here in Fort Wayne. That makes me feel better.
@timeinvestors-motivation456 3 жыл бұрын
“Winning at money is 80 percent behavior and 20 percent head knowledge.” - Dave Ramsey Excellent story, always love hearing these types of success stories 🙏🙌
@lady56725 3 жыл бұрын
27 year old with $60k in savings proud of her 👏👏. I’m 37 with $45k in savings 😔no debt tho.
@mouslydowdow5176 3 жыл бұрын
Comparison is the thief of joy fam, you’re doing just fine!
@israelruiz8706 3 жыл бұрын
Thats great tho. The whole point is to not be in debt.
@ellencox8415 3 жыл бұрын
You're doing great OG! You do NOT base your happiness on comparing yourself. You are doing AMAZING! Get that chin up!
@suttsd 3 жыл бұрын
She doesnt have any in retirement accounts and its possible that you do so hard to compare :)
@redeemed4883 3 жыл бұрын
Someone dreams of being where you are, you are doing great, do not compare yourself, circumstances always differ. Keep on doing great.
@DoctorRickSanchez 3 жыл бұрын
I like how Dave calls us in our 20s & 30s "kiddos" so we can remember were not old😏
@DEBattleMage 3 жыл бұрын
Is Sarah single?
@kydoctorsforlife8728 3 жыл бұрын
I'm wondering that too, lol
@yaellara6702 3 жыл бұрын
Maybe she doesn’t like her bf so he’s excluded in the self appraisal
@DoctorRickSanchez 3 жыл бұрын
Big simp
@danielsoto_toronto 3 жыл бұрын
I love how Dave is a multimillionaire but is still in touch with the value of money, he knows 60k saved up is a lot
@divyasrirajyala6517 3 жыл бұрын
I felt the same way after looking at his expression
@mcleananderson4948 3 жыл бұрын
If you work on individuals finances everyday, it's easy to relate
@Bryan1I1II 3 жыл бұрын
You know you have been listening to Dave when you can predict what he's going say
@BitterComments 3 жыл бұрын
Caller: I’m 27 with no debt and I’m not investing. What do I do? Dave: *Sell the car.*
@VillianRagnarsson 3 жыл бұрын
😂😂😂😂
@kydoctorsforlife8728 3 жыл бұрын
Amen, lol
@crazykaitlyn 3 жыл бұрын
Wouldn't she just buy a home am I missing something she has the down payment
@davidmmm8 3 жыл бұрын
Lol! Same old response from the fudster big Dave!
@sami-9233 3 жыл бұрын
Kaitlyn Yeah exactly just use the 60 K buy the house no mortgage whatsoever No problem
@FourWheelFinance 3 жыл бұрын
It's amazing what good parents and a paid for degree will do for not only someones life but the entire family tree. Good on her parents!
@DavidRamseyIII 3 жыл бұрын
And parents that stay married. It’s almost like everything wrong with people can be traced back to bad parents
@FourWheelFinance 3 жыл бұрын
@@DavidRamseyIII 100%
@DavidRamseyIII 3 жыл бұрын
@@FourWheelFinance you have a good channel mate. Anyone reading this should have a look
@everlovesblue 3 жыл бұрын
I agree! I have a Medical Lab Science degree while my sister has Civil engineering degree. Our tuition were all paid for by our parents. And now we’re giving back by spoiling them every now and then.
@FourWheelFinance 3 жыл бұрын
@@everlovesblue See that's a good way of handling it, sometimes when people offer to pay their parents back it gets too much like a business transaction and the gratitude goes away! Great degrees btw congrats!
@Jordan-gm3tl 3 жыл бұрын
When I see my finical advisor at my bank he tells his clients about you and your baby steps and it’s ironic cause I’ve been following you for years and he doesn’t even try and tell me anything at all cause I use your advice. Thank you for your videos and advice I’m doing 15 percent into investments and working on paying my mortgage off have zero debt (except mortgage) and I’m a Canadian viewer
@jeffmorse5599 3 жыл бұрын
Bank in house financial advisors are usually terrible so no surprise they would not have anything better to add.
@BrendanEvan 3 жыл бұрын
I buy a rice and beans index fund personally.
@heathernicole3096 3 жыл бұрын
🤣
@DayDreamingTV 3 жыл бұрын
This is really good for a young person who is in a good position and the next sensible steps to take
@Joebrowntown 3 жыл бұрын
I Love your show Dave. So refreshing to hear these stories and know we have a shot at turning life around.
@bestservedchill1489 3 жыл бұрын
Caller: I'm 27 years old, what should I be investing in? Dave: Rice and beans, and beans and rice.
@grandmastergyorogyoro532 3 жыл бұрын
Also, Sell the car.
@camm8832 3 жыл бұрын
😂🤣😂
@MadSocial 3 жыл бұрын
😂😂😂😂😂
@plezilakay1214 3 жыл бұрын
😅😅😅😅
@samuelewrites7249 3 жыл бұрын
Uhhm I didn’t hear him mention DOGE… Dave Ramsey single-handedly keeping people out of the billionaire class
@GregActonCPA 3 жыл бұрын
hahah love it!
@bethanyboothe4817 3 жыл бұрын
Dave has been doing this long enough now that he’s getting to see the second generation of people following his principles. His influence is only just starting to compound and the benefit will be untold.
@GregActonCPA 3 жыл бұрын
He has greatly impacted a lot of people! It's pretty awesome!
@MrBrewman95 3 жыл бұрын
I’m 26 and did my 2020 and 2021 Roth contributions. Do that immediately if work doesn’t offer 401k.
@blakemoreno8453 3 жыл бұрын
On my way to becoming a millionaire! Thank y’all for the help!
@xFersureMatt 3 жыл бұрын
This all makes me feel horrible about myself. I'm 28 with 4k in my savings. No investments and I only make 20k a year :(((( my life is so messed up and I have no idea how to break through.
@bleulesyeux5416 2 жыл бұрын
You're still doing better than a lot of people, especially if you have no debt.
@user-dw9lj9px5z 5 ай бұрын
Your doing great ma boi.. just keep pushing forward and never give up...💯💪
@FearmatiicsFEAR 2 ай бұрын
@@bleulesyeux5416 I agree with him here. I'm 25 but no debt and in military. Some of us still figuring out life but learn through others mistake bc of their debt so I would say this is an opportunity for you to do something with your money to improve
@benjaminfrankliniii9857 3 жыл бұрын
It's a punch to the guts when Dave says if you don't get a raise your a loser. I have a set day rate that won't go up or down in a job I am content in
@SmallSpoonBrigade 3 жыл бұрын
Dave can be kind of an idiot about some things. Honestly, if you're debt free and making enough to buy your own home and invest, I'm not sure that there's a problem there. That sounds like a completely legitimate lifestyle choice.
@umairahmad4711 3 жыл бұрын
Thank God I started to invest at 18 years old
@soonermagic24 3 жыл бұрын
I’d put 40k into etf’s tomorrow
@alexpietsch7997 7 ай бұрын
I'm working the second job so someday my son can be this caller
@dr.bradshaw 3 жыл бұрын
Nice work Sarah! Your future is bright
@preezypatel 3 жыл бұрын
SOFTWARE SALES?!?!?! jeezus.
@rosalynntv 3 жыл бұрын
Love this advice 💐
@AdamWatt00 3 жыл бұрын
Right now real estates so high...doing the math on homes in my area and condos.....renting them out make zero sense...
@ashleyross5874 3 жыл бұрын
Dave: "and it will rain..." Me: YESSSS!!!
@DanielGarcia-zz9eg 3 жыл бұрын
Sounds like a perfect catch 👌. Got money, no debt..
@lkj0822g 3 жыл бұрын
Questions not asked: "Does your employer offer a 401k and if so, do they match a percentage of your contributions?". No where else will you get a GUARANTEED 50-100% return on your money. For new and/or young investors, I would suggest an S&P Index fund. That should be your baseline.
@sgt3009 3 жыл бұрын
What do you do? You buy the dip.
@adamjones7176 3 жыл бұрын
gunna be a big dip in the next 24 months... you ready to follow your own advice?
@sgt3009 3 жыл бұрын
@@adamjones7176 If it dips again. You buy some more.
@Matt-gf4gd 3 жыл бұрын
Buy.The.Dip.
@buildingwithtrees2258 3 жыл бұрын
2000? Bought the dip. 2008? Bought the dip. 2019? Bought the dip. Recently? Bought the dip.
@Matt-gf4gd 3 жыл бұрын
@@buildingwithtrees2258 I'm buying less these days and stashing a bit more cash. I'm never totally in or totally out, but I keep more cash on sidelines as things become too expensive and odds of a correction/crash become increasingly likely
@zzzarkka Жыл бұрын
What do those buttons Dave hits? Does he /she get muted and given a countdown? I've noticed everytime he clicks those buttons we don't hear from the caller again. Which I get but it must be a let down as the caller.
@xboxman5ify 3 жыл бұрын
when dave says 1/4 of your take home pay is that referring to after tax or after tax and retirement?
@avocadogaming3942 3 жыл бұрын
After tax
@s.flanders 3 жыл бұрын
Being a few steps ahead is definitely a good position to be in, but there is a time and a place for "settling down," and I don't think young people should be in a rush to do it. If life is more enjoyable living (and renting) in a major city, don't buy property out in the 'burbs just because that's what you're supposed to do as an adult. If your life becomes more miserable (e.g. longer commute, more isolated, harder to meet friends, less disposable cash for fun activities, having to maintain a house), just rent and use the extra money for saving/investing in other things.
@czechcitizen8666 3 жыл бұрын
I like this call because I can relate to it. I am a similar age, never been in debt, and I have recently started investing 20% of my income because I realised it is wiser than letting the money sit in my account where it loses value due to inflation. I live in a country where all the elderly receive a state pension, but it makes me feel good to know I have money set aside in case the social system crashes one day.
@bidensnut 3 жыл бұрын
Would love for any advice: My wife and I have a combined income of 125000, 23 and 24 years old with no debt. We are in the contracts phase of our house, closing in August once it is done being built. (not a custom build, but it is being built by a developer) in the austin, tx area and we plan on staying for a while (both from austin originally) price is 395000 (non negotiable) , putting down 30, interest rate will be locked in in June/July. Is this a good investment based upon this information? would really love to hear from fellow austinites.
@filmislife77 3 жыл бұрын
If you watch Graham you're in the wrong place to ask this question
@TinyMiniStealth 3 жыл бұрын
They really have to change the 1/4 of your take home pay strategy. Doesn't work anymore.
@brettj.m.roebuck17 3 жыл бұрын
A good call.
@lilweezy110 3 жыл бұрын
Dave Ramsey is Great has helped me managing money. There is a BUT. I don’t agree with him saying become a millionaire without debt. It doesn’t make sense to a business owner I’m taking hundreds of thousands of dollars in loan to get equipments and units for jobs that I have lined up. Once I get the check I do pay the full amount of the loan back.
@israelruiz8706 3 жыл бұрын
It's because his method is to play it very safe, but by playing it very safe you will take forever to generate money wealth.
@marktheshark2569 3 жыл бұрын
Totally agree with you. Some times leverage is good. It can make you a lot of money
@barnabybananas339 3 жыл бұрын
Idk if u read comments Dave but I’m 20 years old and I have around 50k on my bank account and I don’t invest because it’s kind of intimidating, also I don’t have a 401k but I’m not sure if I should do it at my job or at a regular bank account? what would you recommend I do? because I’m also scare of inflation
@pscih7149 3 жыл бұрын
You should call in! Really good job saving
@barnabybananas339 3 жыл бұрын
how can I do that? thanks btw I’m really grateful to have this mentality at a young age, let’s just hope I use time as an advantage
@hello9945 3 жыл бұрын
She sounds Canadian, must have moved to Boston for school and stayed on
@KiLLED5639 17 күн бұрын
She won the winning in life lottery. Take advantage of everything you got. When you reach baby step 7, and you will, don't forget to give back to your community.
@thankque8441 3 жыл бұрын
Im sorry but who wants to plan to have that money at 65? Its smart yes. But i will never plan for 65.
@JkDeadX 3 жыл бұрын
Imagine being broke at 65 realising you have another 20-25 years to live
@thankque8441 3 жыл бұрын
@@JkDeadX very true. Good point. Even tho the average death age is 76. So thats about 10 years.
@user-hd8ej8yx9p 3 жыл бұрын
@@thankque8441 that’s the avg age now. What will the average death age in 30-40 years?
@thankque8441 3 жыл бұрын
@@user-hd8ej8yx9p probably worse lol
@front331 3 жыл бұрын
That's what I'm thinking too. 65 is too old lol. What is there to do at 65 or even 59.5? The upside though, if you have kids or grandkids starting college, you can help them with paying tuition.
@devinhawkins249 3 жыл бұрын
She won’t have 10s of millions of dollars 💀
@todd2456 3 жыл бұрын
I know. What an incorrect thing to say. $15K per year invested for 40 years is NOT 10s of millions. Geez, Dave.
@ParkerBG 3 жыл бұрын
Ikr... More like 1-5 million when she turns 60 depending on rate of return
@marktheshark2569 3 жыл бұрын
Yea she won’t. Dave would be correct if she invested 15k per year for 40 years at a 12% return then it would be $12 million which is a very high return rate. Same numbers at a 10% rate of return is $6.9 million
@MrOfficer235 3 жыл бұрын
She will probably have 3-5 million
@jasmad000mad2 3 жыл бұрын
He probably meant to say a millionaire give him a break geezer lol
@NickSiekierski 3 жыл бұрын
With the kind of rainy days we can expect in America's inflationary future, a bunch of cash isn't going to be enough.
@webfreakz 3 жыл бұрын
You're funny.
@filmislife77 3 жыл бұрын
Agreed. Anyone who's letting tens of thousands of dollars setting their bank account is pretty stupid
@michaelluczyk 3 жыл бұрын
I am in the same exact predicament honestly and it is SO great to hear this advice!!!
@tiffanyfeldman2791 3 жыл бұрын
I’d get an apartment rent few years save up 25% down payment on a home
@ectorres 3 жыл бұрын
"You will have tens of millions of dollars" if you invest 15k per year at 27, by the time you're 65? That is truly absurd. I've never seen a case of normalcy bias run as rampant as it does in Dave. Man alive
@landonlowe4029 3 жыл бұрын
Not tens of millions but definitely millions
@usernameluis305 3 жыл бұрын
I dont see whats incorrect
@stakuyi_funeral 11 ай бұрын
By putting number into compound interest calculator, she would get about 2.13 millions when she's 67, which proves @ectorres is absolutely the most stupid argumentative peasant here lol
@andyf.5306 3 жыл бұрын
Im sort of in sarah’s situation but i make $89k and have around $70k in savings. Im thinking about quitting my job though, and taking a pay cut somewhere else for mental health purposes... im scared to make a move though.
@BlackScreen55 3 жыл бұрын
I’ll take your job
@andyf.5306 3 жыл бұрын
@@BlackScreen55 haha are you any good an inventory planning?
@Michael-vf2mw 3 жыл бұрын
How much of a paycut would you take?
@andyf.5306 3 жыл бұрын
@@Michael-vf2mw I’d be willing to take a 20k paycut honestly. I used to make about $65k before I got promoted to this new position so willing to go back to around $65k. One of the primary reasons is that I have some projects that Im working on which I currently have no time to complete since i work 60+ hours a week sometimes.
@diesel961 9 ай бұрын
I'm about to be 27 .have a small piece of land I'm buying,where I'm renting out half and have a small RV there which I live in . 5 old vehicles,a semi truck I want to get working.only 10k saved up. Single don't drink,work, workout daily haven't been to a club in 6 months. Somewhere somehow I feel I'm behind in life. I'm in chapter 2 of think and grow rich. Any mentors or advisors anyone has please comment,thank you.
@siciliangamer 3 жыл бұрын
Wow your parents paid for your school. Great job...
@willieb.hardigan4846 3 жыл бұрын
yeah i'd be jealous too
@willieb.hardigan4846 3 жыл бұрын
@@IntoTheWild361 ya
@TopGun5 3 жыл бұрын
Is she single? She's rocking in life.
@krassimirpetrov7131 3 жыл бұрын
You can tell she’s single by the way she talks , most successful women are due to the way SMV works
@Lon1001 3 жыл бұрын
@Heinrich Himmler you mean she's going to have a hard time finding a 'worthy' mate.
@Lon1001 3 жыл бұрын
@Heinrich Himmler that's a good thing, saves time for everyone. However let the worthy ones court her, and I'm not talking about tall and attractive I mean responsible integrated men, we should be encouraging healthy relationships like that for the benefit of all.
@Lon1001 3 жыл бұрын
@Heinrich Himmler I guess this is why they say women are the gatekeepers. either way she's doing great financially and this is an attractive trait to responsible men.
@AaBbCcDdEeF 3 жыл бұрын
@@krassimirpetrov7131 learned a new acronym
@Youdontknowme966 3 жыл бұрын
Can you help me understand how she can put in 15k into a roth IRA, if the limit is 6k???????
@SirenEyeMedia 3 жыл бұрын
Through a Roth 401k at her employer.
@Youdontknowme966 3 жыл бұрын
@@SirenEyeMedia so whenever you are investing into an IRA through an employer you can invest more then the yearly limit of 6k?
@s.flanders 3 жыл бұрын
@@Youdontknowme966 It wouldn't be an IRA, but a 401k. Some employers offer two 401k options: a "traditional" or a Roth 401k. For both options, the total limit is $19.5k.
@Youdontknowme966 3 жыл бұрын
@@s.flanders ahhh ok. But with an employers 401k you are limited to their stocks right? So you don't have the option to only invest in Mutual funds like he said.
@neilmettheworld 3 жыл бұрын
@@Youdontknowme966 depends on the company plan. Most allow you to pick certain mutual funds or index. Very few do individual stocks
@bobole6385 3 жыл бұрын
I think you should yolo on Tesla calls
@ronijr4918 3 жыл бұрын
Callee i have 60k saved Dave - RICE AND BEANS.
@emmarose6590 3 жыл бұрын
This is literally my question I’ve been wanting to ask Dave, however a house for a 4th of your take home pay is a JOKE with a 15 year mortgage... please Dave.
@the2step 3 жыл бұрын
Yeah most of us are not living in Kansas with those prices
@fishingangler4315 3 жыл бұрын
Set aside 6m expenses, Max out 2020 IRA contribs , Max out 2021 IRA Contribs, setup 401k for auto deposit @15% of pay, use what's leftover for the house, max out IRA every year until you retire.
@fishingangler4315 3 жыл бұрын
@@IJoeAceJRI Aw, The cut off date was 5/17. She missed it by a little more then a week. :(
@a-a-ronbrowser1486 3 жыл бұрын
Don’t forget the HSA!
@fishingangler4315 3 жыл бұрын
@@IJoeAceJRI I got a different response from you, I could see it but I couldn't reply. You get a grace period each year to backfill the previous years contributions. You are right, it does coincide with tax day.
@valeria-militiamessalina5672 3 жыл бұрын
He was avuncular with this caller.
@elliotjames5172 3 жыл бұрын
No one knows what that word means!!!
@anasaldakkak7570 3 жыл бұрын
House fever, thats what i’m going through at the moment
@divyasrirajyala6517 3 жыл бұрын
Even if she has 10% annual return and save 50k a year.... there is no way that’s gonna be 10s of millions of dollars... by the time she is 65
@GregActonCPA 3 жыл бұрын
Just based off the title... Start Investing Now!
@Robert-zx2df 3 жыл бұрын
You're quality life if you are alive at 65 isn't the best. Enjoy it now. Don't blow it but don't wait till you're 65 to start living your life
@Tehui1974 4 ай бұрын
Dave's advice to her is assuming she: - doesn't have kids, or - is renting or living with her parents.
@pscih7149 3 жыл бұрын
Did Dave forget to ask about if she had a car loan?
@suttsd 3 жыл бұрын
Why would he ask she said she doesnt have any debt
@pscih7149 3 жыл бұрын
@@suttsd In the past I've heard him ask people that even when they say they don't have debt. Because oftentimes people omit a car loan and mortgage from debt.
@tiffanyfeldman2791 3 жыл бұрын
If debt free why aren’t you investing? 60000 savings is a small form of investment.I wish I could said this I’d love been 27 with 60 k in bank and career like that! Rather 84k in college debt
@userasdf1546 3 жыл бұрын
Another Dave Ramsey video, another 100k per year salary caller
@MrJay197409 3 жыл бұрын
Set aside a year of expenses .
@Michael-vf2mw 3 жыл бұрын
Agreed. 6months just doesn't cut it in this insane world.
@wani4774 3 жыл бұрын
Called to flex 😂👑💫
@preezypatel 3 жыл бұрын
on God
@Dudemanbro1577 3 жыл бұрын
$100k is the minimum one needs to live comfortably in Boston. Just saying.
@m_rod9562 3 жыл бұрын
Is Boston as expensive as NYC / California? I wasnt aware. I always thought it was along the lines of like Texas
@jand214 3 жыл бұрын
I have a question... I can't call..
@jand214 3 жыл бұрын
Because I'm from Southern Africa
@tomkenny8635 3 жыл бұрын
What’s your question?
@paulb442 3 жыл бұрын
What do you do with that money in the mean time when before you buy the house?? Money in savings is only losing money due to inflation.
@ClaxtonBay123 3 жыл бұрын
Losing money to inflation is of no concern over a couple years. Just put it in an high yield savings account.
@jamisonkrusac1624 3 жыл бұрын
She just called in to brag. But good for her.
@front331 3 жыл бұрын
$60000 is not bragging lol.
@Dark_Souls_3 3 жыл бұрын
@@front331 ... Is this a brag? How much do YOU have?
@jamisonkrusac1624 3 жыл бұрын
@Jacob Rodriguez weird, ive seen the exact opposite. Plus it sounds like she isn't married. Probably how she's able to save that much.
@larissa1770 3 жыл бұрын
@Jacob Rodriguez what the heck are you guys talking about? The women mentioned her savings to Dave is bragging ? She mentioned it because Dave would ask her either way to get an idea of where she is and give her advice. This “macho” mentality is so off putting.
@larissa1770 3 жыл бұрын
what the heck are you guys talking about? The women mentioned her savings to Dave is bragging ? She mentioned it because Dave would ask her either way to get an idea of where she is and give her advice. This “macho” mentality is so off putting.
@aaronpataki8378 3 жыл бұрын
Do we even need to watch? Isn't he just gunna say invest in mutual funds
@Michael-vf2mw 3 жыл бұрын
You're just gonna have to watch and find out...
@captainr.8882 3 жыл бұрын
DAVE RAMSEY changed my mindset....and the changed mindset changed my life. I am so THANKFUL to be 100% Debt Free and decide what I CHOOSE TO DO with my pay checks..... ****************************THANKS RAMSEY SOLUTIONS*****************
@zeal4god402 3 жыл бұрын
INVEST!!!JUST...DO...IT
@user-wc2ho7im7j 3 жыл бұрын
When you get 65?
@dansalvaggio 3 жыл бұрын
Tens of millions, really?
@tracyhunt492 3 жыл бұрын
Why is she a loser if she never gets a raise?What if there is less of a demand for what she is doing and her career doesn’t pay that much in 10 years. What if she is sick of her career and she chose something lower paying because she really loves the job? Dave is so out of touch smh
@dannywaider 3 жыл бұрын
I don’t think out of touch, he just knows HIS self worth, and he wants other people to know you can get a raise, whether it’s from a lowering paying job or not, it’s all about getting paid what you feel you are worth. I get what you are saying, I just feel he’s just more aggressive about telling people what they need to hear
@sami-9233 3 жыл бұрын
He translates self-worth as being paid lots, only or mainly
@Ancano 3 жыл бұрын
Is she single?
@MrMustangrick 3 жыл бұрын
Tens of millions? Yes sure
@rocknrollresignation93 3 жыл бұрын
Unicorns do exist
@TSIZZLES 3 жыл бұрын
I would disagree and buy a rental property, atleast 2-3 units apartment. Rent it out average 1k per unit, ROI will likely be about 16-25% after expenses. 24k-36k passively, take home 8-10k and ill still stay home with momma cause that's what I'm doing 😆.
@DavidRamseyIII 3 жыл бұрын
Good luck with that stupid plan
@Michael-vf2mw 3 жыл бұрын
It's good to take care of your parents. I'm sure she appreciates being able to live with you.
@TSIZZLES 3 жыл бұрын
@@DavidRamseyIII Thanks, its not a plan when it already happened. I will continue to buy propertys while you work for the rest of your life. "If you broke and clownin' a millionaire, the joke is on you" J. Cole
@steviejd5803 3 жыл бұрын
There’s so many knockers on here, sure Dave has his knockers, but I prefer Rachael’s...
@ryanwilhite 3 жыл бұрын
She should have done like me and started her IRA at the beginning of the pandemic when everything was at rock bottom.
@juliae5639 3 жыл бұрын
Same! That was a great time to get in.
@heathsmith7700 3 жыл бұрын
I started my first Roth IRA in 2008 right near the bottom when I was 23.
@nabeelahussain4851 3 жыл бұрын
Just marry & enjoy life.
@kaizenborntowin 3 жыл бұрын
She is marriage material!
@TheValueKing 3 жыл бұрын
Dont listen to this fool drop it all on amc the squeeze is coming!
@yaellara6702 3 жыл бұрын
Currently have 40k in investments at 21, invest it! Especially now, growth stocks are down just started rising again. Goal is to have 100k by EOY, I’ll have to sell my 6.7, which is 20k, another truck worth 10k, and the rest I’ll add from my pay, which is 75k annually, so maybe I’ll get 30k in there by EOY plus the asset appreciation by that time.
@adamjones7176 3 жыл бұрын
lol
@marktheshark2569 3 жыл бұрын
You make 75k at 21 years old? What on earth do you do
@johnderpins7161 3 жыл бұрын
Two words you need to understand...... humble bragging. You did the exact same thing as the girl that called in, you bragged to a bunch of internet strangers how much money you have. You don’t need validation from us just be happy for yourself.
@erickisel8668 3 жыл бұрын
Buy precious metals now
@kydoctorsforlife8728 3 жыл бұрын
Buy Tellurian stock and hold
@MrGreen-dp4oz 3 жыл бұрын
Really stupid question
@GottuboiBeachVolleyball 3 жыл бұрын
27, single woman, earns $100K/yr, has savings and no student-CC debt. 😻🙌🏽👍🏽
@aolvaar8792 3 жыл бұрын
Even better if it was 1980. My first job offer in 1980 was $100K
@j81851 5 ай бұрын
Dave 30 year dedicated follower dedicated defender OUT after your rant on air against George Kamel. Apologize to him face to face on air like a man and forgiveness will be forthcoming. Otherwise if you are right because you are the boss and can behave like a spoiled brat, which if anyone else did so they would likely be fired, then I do not regret throwing your best sellers in the garbage and walking away. Go get in your Prayer closet and watch that video, repent of swearing on the air, bashing a faithful employee who all but worships you. Pray my brother until you apologize to George and make that right, nothing you say means anything to me after more than 30 years of reading and watching and listening. You slammed the door, now you got to make it right. Bye for now
@jameshowey8708 3 жыл бұрын
Litecoin yolo
@untouchable360x 3 жыл бұрын
She's a unicorn. Do women like her exist?
@a-a-ronbrowser1486 3 жыл бұрын
Naw not really. Lol
@SirenEyeMedia 3 жыл бұрын
I mean, I exist. Single and making that kind of salary with no debt and investing.
@heathsmith7700 3 жыл бұрын
My wife makes a six figure salary. So do I. So do most people with advanced degrees in certain professional/corporate industries. Most of the women I know on a professional level in the pharmaceutical industry all make six or multiples of six figure salaries independent of their husbands. If you go to college and get advanced degrees you will be surrounded by women with money in a lot of fields. LOL
@untouchable360x 3 жыл бұрын
@@heathsmith7700 How old is your wife?
@untouchable360x 3 жыл бұрын
@Jacob Rodriguez That's probably the catch. Most(NOT ALL) hot women are not ambitious.
@VillianRagnarsson 3 жыл бұрын
This guy 😂👀
@benbroccoli89 3 жыл бұрын
Rice n beans
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