I'm Afraid We Can't Live On $500,000!

  Рет қаралды 104,459

The Ramsey Show Highlights

The Ramsey Show Highlights

10 ай бұрын

💵 Create Your Free Budget! Sign up for EveryDollar ⮕ ter.li/6h2c45
📱Download the Ramsey Network App ⮕ ter.li/ajeshj
🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/ng9950
🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
💰 George Kamel ⮕ ter.li/1elws8
💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
📈 EntreLeadership ⮕ ter.li/ktxv2k
Ramsey Solutions Privacy Policy
www.ramseysolutions.com/compa...

Пікірлер: 880
@missdemeanor3524
@missdemeanor3524 10 ай бұрын
Calls like this make me proud that our family can live comfortably on less than $100k
@Polo22546
@Polo22546 10 ай бұрын
👏🏾👏🏾👏🏾
@lonestarrk9308
@lonestarrk9308 10 ай бұрын
Same. I’m killing it on $85K.
@ginoturano6821
@ginoturano6821 10 ай бұрын
Same here disabled on a fixed income of 20000 a year
@hyguruprep
@hyguruprep 10 ай бұрын
Money can't buy health & peace.
@tracywalker244
@tracywalker244 10 ай бұрын
@@hyguruprep So true just heard about LeBron James son had a heart attack at 18 years old.
@ShaneRM878
@ShaneRM878 10 ай бұрын
So she has an unknown medical condition that requires her to live at the beach and only make $500k? Wtf is this call
@1971_happylifedog
@1971_happylifedog 10 ай бұрын
Sounds great to me!
@tinasapienza6552
@tinasapienza6552 10 ай бұрын
😂 I love this comment… time to play the world’s smallest violin
@sayorimoonflower9672
@sayorimoonflower9672 10 ай бұрын
When you put it like that.... makes this call sound that much more unbelievable lol.
@viniciolopez9441
@viniciolopez9441 10 ай бұрын
LOL
@catdancerskaleidoscopeofbo8496
@catdancerskaleidoscopeofbo8496 9 ай бұрын
😂😂😂😢😅😅😅
@emoney1231
@emoney1231 10 ай бұрын
Roughly 99% of people do live on less than $500k. If you "can't do it" you're lying to yourself.
@ThePoutamo
@ThePoutamo 10 ай бұрын
It’s probably closer to 100% than 99%
@nikolaig1
@nikolaig1 10 ай бұрын
50% live on less than 30k a year
@front331
@front331 10 ай бұрын
She's just bragging is all. She will decide what to do regardless of their input.
@Hopeful62
@Hopeful62 10 ай бұрын
But we want THINGS
@elliana5332
@elliana5332 10 ай бұрын
@@front331 I absolutely agree with you !!! She may have nothing to do. Making call to tell 99% people how rich she is and how pity you (99%) are !!! If someone believe what she said, it is time to go to the hospital checking your brains !!!
@crazydola7
@crazydola7 10 ай бұрын
Pay for your own therapist and let us broke folk use the call in option.
@tinasapienza6552
@tinasapienza6552 10 ай бұрын
This comment deserves more attention… let me call in to complain about only making 1/2 a million dollars 🙄
@jeffkline9191
@jeffkline9191 10 ай бұрын
Irony of being pulmonary specialist and can’t fix her own pulmonary health.
@kaypendergast5676
@kaypendergast5676 10 ай бұрын
I think that happens a lot on medicine
@leisure057blank3
@leisure057blank3 10 ай бұрын
Probably the reason she chose the specialty.
@rosspimental8384
@rosspimental8384 9 ай бұрын
That’s incredibly stupid. That’s like saying irony of being a fireman who couldn’t prevent his own house from burning in a wildfire.
@Nick-gk6hj
@Nick-gk6hj 6 ай бұрын
Or her mental health for that matter.
@TheyRiseBand
@TheyRiseBand 6 ай бұрын
That just goes to show they really don't solve health issues in the healthcare industry. They palliate symptoms with drugs and call it a day.
@fhuber7507
@fhuber7507 10 ай бұрын
They can't live on $500k? There's no sympathy from here.
@msovaz77
@msovaz77 10 ай бұрын
Makes you wonder where all her money is going?
@angel-ij4xv
@angel-ij4xv 10 ай бұрын
​@@msovaz77they can't make 500,000 work they are not doing something right
@penguingobrrbrr353
@penguingobrrbrr353 10 ай бұрын
@@msovaz77 shes good for the economy
@msovaz77
@msovaz77 10 ай бұрын
@@penguingobrrbrr353 🤣
@BearsBeetsBattlestarGalactica1
@BearsBeetsBattlestarGalactica1 10 ай бұрын
i thought this call was going to be someone trying to retire with 500K not boo hoo im only going to be making 500k per year. hahaha
@codys5727
@codys5727 10 ай бұрын
Trying to remember the last time I've felt less sympathy for someone.
@lonestarrk9308
@lonestarrk9308 10 ай бұрын
You can live VERY well in any city on the planet on $500K/yr. This blows my mind.
@lonestarrk9308
@lonestarrk9308 9 ай бұрын
@@nryanmusic I would say it’s probably fear.
@lonestarrk9308
@lonestarrk9308 9 ай бұрын
@@nryanmusic They fear not having enough…
@laneyluneva
@laneyluneva 10 ай бұрын
This lady is unbelievable. Her "suffering" is maybe not being able to send her kids to private school and get into the local country club. Get real
@Polo22546
@Polo22546 10 ай бұрын
Hard times out here.
@Hopeful62
@Hopeful62 10 ай бұрын
I feel no sympathy
@calistrash1776
@calistrash1776 10 ай бұрын
I want a health reason to justify moving to the coast lol
@edb484
@edb484 10 ай бұрын
@@calistrash1776 I’ve horrible allergies and asthma, as I kid I had to stop going to recess and got worse when I got in my early 20s. Had allergy shots and everything and I’m in Texas like this lady and my Doc told me I should move to a cold weather city like Chicago and Milwaukee. He had a patient that moved to Canada
@rnt45t1
@rnt45t1 10 ай бұрын
she is a woman
@jonathananderson4531
@jonathananderson4531 10 ай бұрын
God bless these two. If I was at that microphone, I would’ve hung up and said “ I’m here to help people, not help your delusional self”
@pghmoore
@pghmoore 8 ай бұрын
I tried not to laugh at this comment but I failed lol
@pilarmartin5051
@pilarmartin5051 7 ай бұрын
The problem of our world is stupid los I Q people like this brainless creature
@scottgiles3053
@scottgiles3053 10 ай бұрын
This is proof that not all doctors are actually smart and grounded. There is more to intelligence and maturity than the degree behind your name.
@rosspimental8384
@rosspimental8384 9 ай бұрын
Ok Scott. What do you do that is of any benefit to society?
@Tunechi65
@Tunechi65 9 ай бұрын
​@@rosspimental8384probably work at gas station
@ivar1998
@ivar1998 10 ай бұрын
Never ceases to amaze me how poorly the affluent manage their finances. The more money people make the less responsible they are with it.
@kristaw2686
@kristaw2686 10 ай бұрын
Based on what she said, they're not bad at managing money though. She said that once their house is paid off they'll be completely debt free. She's just anxious for no reason.
@ivar1998
@ivar1998 10 ай бұрын
@@kristaw2686 nah there's no way there isn't something else to the story. No one is anxious making $500K unless their expenditure is unsustainably high
@Wilky2526
@Wilky2526 10 ай бұрын
If I made that kind of money, I'd still live like I'm living now... I could probably retire in less than 10 years.
@phatbetbruh
@phatbetbruh 10 ай бұрын
Never ceases to amaze me how poor people mismanage their money!
@Sheryl777
@Sheryl777 10 ай бұрын
@@phatbetbruh 👍
@alqoshgirl
@alqoshgirl 10 ай бұрын
This woman should be ashamed of herself to throw a pity party over this. Knowing how 99% of people make significantly less than them and she has the audacity to feel suffering? The guys were too kind. People like her need a true reality check
@Ohiostategenerationx
@Ohiostategenerationx 8 ай бұрын
This is actually a perfect example of how Demoncrats act all the time. They act like they are suffering so much and expect others to sacrifice on behalf of them. It's really pitiful.
@HectorLopez-wc8fx
@HectorLopez-wc8fx 10 ай бұрын
This lady needs to get out of her bubble and travel somewhere other than Europe, read "The Millionaire Next Door," and volunteer at a food kitchen or homeless shelter. Bless her heart.
@ivar1998
@ivar1998 10 ай бұрын
That book was my first thought. These affluent people are seriously clueless and put themselves in stupid positions to live a certain way
@TR-vh1fi
@TR-vh1fi 10 ай бұрын
Indeed bless her heart
@GooniesGirl
@GooniesGirl 10 ай бұрын
Let her eat cake! 🍰😏
@rosspimental8384
@rosspimental8384 9 ай бұрын
As a doctor, she probably does more to really help people than anyone here commenting about her issue.
@HectorLopez-wc8fx
@HectorLopez-wc8fx 9 ай бұрын
@@rosspimental8384 My patients may beg to differ. It's certainly possible, but not a certainty. I'm a licensed medical professional myself, and I do pretty well for myself. I invest about 75% of my income, and still live very comfortably (yearly trips to Europe and such) on the rest. This lady does not have an income problem, she has a spending problem.
@PInk77W1
@PInk77W1 10 ай бұрын
I make $50k and feel rich. No debt at all. Home paid off. Large bank account. Life is good
@woodside4life
@woodside4life 7 ай бұрын
You don’t know real struggle until you’ve been forced to live on only half a million a year.
@frederickmorton275
@frederickmorton275 7 ай бұрын
​@@woodside4life😂😂😂
@timewing4611
@timewing4611 10 ай бұрын
I wish Dave would’ve taken this call. They were way to easy on her lol.
@thatclutchgaming1059
@thatclutchgaming1059 10 ай бұрын
It would take a special kind of stupid to not live on 500k a year. They must take multiple expensive vacations and eat out for every meal and have the most expensive cars you can buy
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 10 ай бұрын
Their house is the biggest outflow of their income. She said 200k left and I am willing to bet they have a million dollar house value. They have looked at houses on the coast and for what they make and what they have now, it is more than double the cost where they want to go. It would make me think twice as well.
@jazzman528
@jazzman528 10 ай бұрын
Unless you are a doctor have no clue what you’re talking about. The multiple vacations that we take throughout the year of her mental health, enter prevent burnout. This particular physician is in critical care which means on a daily basis. She is dealing with extremely sick and dying patients often requiring multiple rounds of CPR throughout the day, and stat intubation. People outside of the medical field do not understand what we go through and the mental drain and trauma that we deal with. The vacations that are taken or not frivolous, and for the simple fact of blowing money it’s to get your mental health back and to allow your mind to recuperate. Allow you to do your job well. It’s easy to be insensitive when you think people have an excessive amount of money. However, I can guarantee if you did for only an hour what this woman does on a daily basis, you would run away, screaming change is hard for anyone and as positions you are taught to put a lot of emphasis and time on thinking out decisions, and typically do not make abrupt/impulsive choices. This woman is doing the right thing by asking for help and getting an outside opinion.
@thatclutchgaming1059
@thatclutchgaming1059 10 ай бұрын
@@jazzman528 absolutely getting consensus from a third party can be beneficial but that doesn't excuse bad behavior. I'm not a doctor but even I know there are ways to rewind without blowing large amounts of money. If you have the money and are in a great financial situation then blow some money and have fun but the caller was worried about dropping her salary from a ridiculous amount to a slightly less ridiculous amount. Kind of hard to take anyone serious in that situation. Anyone with half a brain would know what to do in that situation but you can't learn common sense in medical school. Some of the smartest people with the best jobs have the hardest time thinking logically sometimes
@baileymaloney1961
@baileymaloney1961 10 ай бұрын
@@jazzman528emt’s deal with the same shit & get zilch. Really dumb take. Hell look at people on the front lines or doing other dangerous jobs. Healthcare professionals (especially doctors) are spoiled in this country beyond belief 😂 totally detached from reality
@hoyemd
@hoyemd 10 ай бұрын
​@@jazzman528go camping
@autumnjerene
@autumnjerene 10 ай бұрын
You can tell she did not want to answer the household income question. She knows she's being ridiculous. "I'd rather be filthy rich and sick than healthy but only moderately wealthy. "
@mightymouse9001
@mightymouse9001 10 ай бұрын
$500k is only moderately wealthy? My goodness
@blackspiderman1887
@blackspiderman1887 10 ай бұрын
That's not moderately wealthy. That's rich. She's in the top 1%
@rosemaryowusuafriyie7866
@rosemaryowusuafriyie7866 10 ай бұрын
Health is wealth and sickness is poor
@loujon191
@loujon191 10 ай бұрын
I would not be sick for all the money in the world. You’re nuts
@GooniesGirl
@GooniesGirl 10 ай бұрын
Let her eat cake! 🍰😏
@endofquoterepeattheline7516
@endofquoterepeattheline7516 10 ай бұрын
We should definitely set up a gofundme for this poor lady
@Tunechi65
@Tunechi65 9 ай бұрын
Feel so bad for her. I'm gonna donate to her rich ass then donate to Trump right after. I'll make sure to do it after my low wage job😢 how will these people LIVE😊
@busybecky6327
@busybecky6327 10 ай бұрын
We are in Houston, make 150k, and live VERY WELL on half of our income. We don't feel like we go without anything we want and all of our needs are met. We invest 30% and save a lot in sinking funds for vacations, future cars, etc. Live simply. All the excess is not necessary. They can make it pretty much anywhere on that salary if they would cut all the boujee excessiveness that I suspect is happening, because for real... who thinks 500k is not enough?! lol
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 10 ай бұрын
Depends on where you live inbthe Houston area.
@thelitmedallion
@thelitmedallion 10 ай бұрын
@@insideoutsideupsidedown2218 please define that statement. I mean, anyone making 150K household isn't living in River Oaks or some such, but you can live just fine in almost ALL of Houston with that yearly salary. Signed, another Houstonian.
@breezybre2670
@breezybre2670 10 ай бұрын
We make 120 in Canada and it is defintley a struggle. Old cars paid for in cash . The main high costs are the mortgage, house insurance, property taxes and groceries. Also because hubby's job takes $700 a month for retirement and it isn't optional.
@scottishboy872
@scottishboy872 10 ай бұрын
@@breezybre2670which is below average , if you are living in Ontario or BC, it is understandable that you are struggling. I am living in Alberta, average salary is over 70k per person here. I guarantee you, with over 140k, your are ok in Alberta. Maybe move somewhere else less pricey like Alberta or even Saskatchewan (quite cheap and better wages than Ontario)
@WookieSenshi
@WookieSenshi 10 ай бұрын
Yeah there's not a place on the planet I couldn't get by on $500k per year.
@SaddleSC
@SaddleSC 10 ай бұрын
I cannot imagine what this woman is going through trying to eek her way through life on only $500,000 per year. The sacrifices that would have to be made are enormous. Very sad for her... /s
@thesig301
@thesig301 10 ай бұрын
Hopefully she doesn’t have to go to the streets
@sharalli3112
@sharalli3112 10 ай бұрын
She may need food stamps. Poor thing.
@salano2
@salano2 10 ай бұрын
well said, 100% agreed, wtf is wrong with her
@caseyhill636
@caseyhill636 10 ай бұрын
Very brave, so stunning
@chadk3573
@chadk3573 10 ай бұрын
Modern humans create 95% of their own stress. She knows the answer to the problem and she's is worried what people who dont care about her are thinking. She has the one thing most people would give everything for (a person who would give up everything to see her happy and healthy) and she is trying to throw that away for an imaginary standard of success. She is choosing this stress.
@MarkHendren
@MarkHendren 10 ай бұрын
“Oh no! How will be survive on only $500k?!” Now to play her the world's smallest violin.
@donjohnson1416
@donjohnson1416 10 ай бұрын
Yeah, with my allergies I can only live in a house with a full 9 car garage
@brentsheldon8667
@brentsheldon8667 10 ай бұрын
If she's not capable of making this basic decision I definitely wouldn't want her making medical decisions for me.
@windsongshf
@windsongshf 10 ай бұрын
good point, but who knows what types of neurosis are hidden in our doctor's brains! 😜
@sanitary103
@sanitary103 10 ай бұрын
I see what you’re saying but those are completely independent from one another. Some people can be exceptional in one area of life but terrible in others.
@didilom564
@didilom564 15 күн бұрын
Exactly ​@@sanitary103
@user-td3fb2ck9k
@user-td3fb2ck9k 10 ай бұрын
Wow... Wow. I hate rich people calls that say they can't make it work.
@Dreamer-by4nk
@Dreamer-by4nk 10 ай бұрын
And she is a doctor? This is greed talking. Why even call in. Wow. I’m glad I’m me.
@Cesar-pq2ck
@Cesar-pq2ck 10 ай бұрын
This call sickens me. 🤦🏻‍♂️
@evanl889
@evanl889 10 ай бұрын
My allergies can’t tolerate the lower trim levels of a Toyota so I think I would be better with an Escalade or a range rover. That’s kind of how this call sounded to me.
@michaelhutchings6602
@michaelhutchings6602 10 ай бұрын
Proof that a high income does not equal intelligence.
@SnifferSock
@SnifferSock 10 ай бұрын
What are you talking about? She makes somewhere around $200k in the medical field. She's not stupid.
@kingshomes8546
@kingshomes8546 10 ай бұрын
No rather proves that money & finance are behavior that must be learned ,
@michaelhutchings6602
@michaelhutchings6602 10 ай бұрын
@@SnifferSockShe isn’t stupid but she is dumb as a rock.
@loveHislove
@loveHislove 10 ай бұрын
​@@SnifferSockFor making this call, she is.
@Kyle0714
@Kyle0714 9 ай бұрын
@@SnifferSockyou can be skilled in medicine w/out having skill in budgeting & finances.
@kevind8752
@kevind8752 10 ай бұрын
She doesn’t want to give up her country club membership, her G wagon, her international vacations, etc
@brittany261
@brittany261 10 ай бұрын
Calls like these just make me feel grateful that I can live comfortably and still maintain to have a social life with my middle class income and being a single mom.
@wadeharris348
@wadeharris348 10 ай бұрын
Yea same. High income earners think they're better than everyone and feel they need to spend their money to show off. Makes no sense.
@SnifferSock
@SnifferSock 10 ай бұрын
@wadeharris348 Caller: Sick lady who's faced with a 50% pay cut and relocating just to be healthy. This intellectual: "rIcH pEoPlE tHiNk ThEy ArE BetTeR tHaN uS." 🤡
@jordandowland7256
@jordandowland7256 10 ай бұрын
Going from 600-700k to 400-500k isn’t a 50% pay cut. She’s also bad at math. Does not mean she feels she is better than anyone else though.
@Excalibur2
@Excalibur2 10 ай бұрын
You should work on providing a consistent father figure. You and the kids deserve the love and support. Good luck.
@SnifferSock
@SnifferSock 10 ай бұрын
@jordandowland7256 *she* is taking ~50% pay cut. Her husband makes more than she does.... math.
@Jose-ht2lw
@Jose-ht2lw 10 ай бұрын
" ill prolly make half a mil a yr, Oh woe is me" 🙄🙄
@eggsinsideme
@eggsinsideme 10 ай бұрын
I pray for these people. Couldn’t imagine being in their financial situation. I hope they make it through this.
@Svartr.HrafnSvartr
@Svartr.HrafnSvartr 10 ай бұрын
She sounds so scared. What scares me is being renovicted from my apartment, which is already at 37% of my income, and becoming homeless because current market rents would eat up to 74%. I don't want to move either, but at least she has resources to fall back on if she and her family prioritize her health over having an extra 200K. You can do this, Dani!
@ViggsPR
@ViggsPR 10 ай бұрын
Current market rates would eat 74%??? Do you mind sharing the state/city? That’s insane
@NicE-jq3wv
@NicE-jq3wv 10 ай бұрын
“Renovicted”. I’m assuming that’s not a typo and a newly coined term. Clever!
@marcopolo3109
@marcopolo3109 10 ай бұрын
How much you pay monthly on rent?
@Svartr.HrafnSvartr
@Svartr.HrafnSvartr 10 ай бұрын
​@@ViggsPR That's relative to MY income, which is admittedly very low and fixed due to disability. I'm in Ontario, Canada (near Toronto). In my city, market rents have gone up nearly 32% in a year and they likely won't go down any time soon. I've been in my current apartment for 13 years, which is rent controlled - this gives my landlord a huge incentive to try to get me out so they can raise the rent. If I need to find a new place, my rent would immediately be doubled, if not tripled. I would also need to start paying utilities because nothing is inclusive in today's world. We have a huge housing crisis in this province and competition is severe so I would also face the barrier of not having a good credit score because I haven't used credit in decades and I'm effectively 'credit invisible' at this moment. It would actually be a HUGE mess if my landlord is successful in evicting me (and it wouldn't be because of rent arrears).
@Svartr.HrafnSvartr
@Svartr.HrafnSvartr 10 ай бұрын
@@NicE-jq3wv Nope, not a typo! A somewhat new'sh tactic for landlords to evict good tenants paying their rent every month but who are below market rent.
@cmiovino
@cmiovino 10 ай бұрын
If I was making ~$600k/year, I'd be living on $50k, investing the rest and not have to work after 5-10 years on a huge nest egg.
@bigbillmusic
@bigbillmusic 10 ай бұрын
I think that it's easier to say that because of lifestyle creep and the fact that you have the money to do more. Not saying I won't do it, but most people will not
@NicE-jq3wv
@NicE-jq3wv 10 ай бұрын
Nearly 40% of that is gone to taxes FYI
@sariah2425
@sariah2425 10 ай бұрын
Depending on if her schooling is paid off as well.
@carterwgtx
@carterwgtx 10 ай бұрын
Good response, this caller certainly came from money and has never really had to make tough decisions like this before. On the one hand it is scary making a decision like this…especially coming from a mindset where only 4-500k is considered a cut. But in the other hand…it is hard to find much sympathy for somebody who is so out of touch with what a typical situation is.
@rosspimental8384
@rosspimental8384 9 ай бұрын
Yeah, no. She’s an accomplished physician and is paid accordingly and is trying to make a decision that’s in her family’s best interest. But you keep being you.
@lthage373
@lthage373 10 ай бұрын
I've seen both of you guys call out other people for less. Why are you coddling her? I wish Dave got this call and went on one of his rants! If money is more important than health, lady you need to face the reality that if you don't have your health you're going to be a lot more miserable than if you don't have that big house that makes you feel good (for a season).
@grit1679
@grit1679 10 ай бұрын
Because the caller is a woman. They never call out women.
@douglasbrinkman5937
@douglasbrinkman5937 10 ай бұрын
Poor little rich girl. Lots of folks doing very well under 100k.
@SnifferSock
@SnifferSock 10 ай бұрын
I must have missed the part where she was spoiled...
@mightymouse9001
@mightymouse9001 10 ай бұрын
@@SnifferSockthe fact she has a fear on having to live on a yearly salary larger than what people make in 10 years? She lives in her own bubble of reality that 99% of people will never experience
@SnifferSock
@SnifferSock 10 ай бұрын
@mightymouse9001 I must have missed that part too. Her fear is uprooting her entire family's life for her own benefit (health). Taking a large pay cut makes it even harder.
@pilarmartin5051
@pilarmartin5051 7 ай бұрын
She will be homeless because she is totally out her mind such stupid creature she lives in a unreal world
@cruisinusa5110
@cruisinusa5110 6 ай бұрын
She's a doctor who worked her ass off to get where she is. Good for her.
@Jdonaleshen
@Jdonaleshen 10 ай бұрын
This call has less to do with money and more to do with the fear of change. If I found myself in her shoes I would move in a second. My husband would not. It has to do with our flexibility and ability to try something new and scary.
@Maelu-op9gf
@Maelu-op9gf 10 ай бұрын
Lol these calls are ridiculous 😂
@cbyt8759
@cbyt8759 10 ай бұрын
I appreciate the kindness and validation they showed in this, because I don’t think most of us could respond to that extent. A good chunk of America would willingly move somewhere and knowingly accept allergy problems to have half of the income they would even after the pay cut and higher cost of living lol
@robloxvids2233
@robloxvids2233 10 ай бұрын
How many "Live, Laugh, Love" decorations does she have on her walls?
@bobbybiskins6720
@bobbybiskins6720 10 ай бұрын
100%
@gonnahavemesomefun
@gonnahavemesomefun 10 ай бұрын
This goes to prove that wealth is relative because we all live to our means. Bigger salary, bigger house, bigger dreams. Not always, but most times. I know because I had debts before I ‘met’ Dave. It was a problem. I solved it. And now I have a new problem: how do I save more! It’s inevitable. The human condition.
@YoPhocFays
@YoPhocFays 10 ай бұрын
Yes, more money meant more expensive vacations, house and vehicles for us
@kingsgold
@kingsgold 10 ай бұрын
Bigger money doesnt need to mean a lifestyle creep. People have the ability to choose how to live. They can earn 400k a year and still save 90% of their income netting them millions while also living comfortably. They are earning more, but still havent learned good money management.
@gonnahavemesomefun
@gonnahavemesomefun 10 ай бұрын
@@kingsgold a slightly superfluous comment. Of course all of that is possible.
@baileymaloney1961
@baileymaloney1961 10 ай бұрын
On the top end yeah, but Wealth isn’t relative on the floor. It’s very objective.
@TheSecularMinority
@TheSecularMinority 9 ай бұрын
I've heard that there is an actual correlation between your wealth and how you view yourself. You're always comparing yourself to others who have more than you. When you have more, you tend to be in areas of people like you. It also gets to a point where you just have so much money that the psychology of it can make you see people as "less than." Not saying all people are like that to be clear.
@biolife3274
@biolife3274 10 ай бұрын
Pay and living in a rich area is what's keeping her there. She can barely talk. Money is not everything. You have a wake up call. Do somethingabout it.
@LiquidRetro
@LiquidRetro 10 ай бұрын
I find it hard to believe that a medical specialist would take that drastic of pay cut going from Houston to a major coastal city with a HCOL.
@ironvoice5079
@ironvoice5079 10 ай бұрын
I always wonder if these people actually call for advice or to let everyone how good they are doing with money.
@zerofallen059
@zerofallen059 10 ай бұрын
She actually sounds stressed lol. If I was making 500k I wouldn't be calling a show to complain, I'd be rich
@jimv77
@jimv77 10 ай бұрын
And here we are debt free and only spend $35,000 a year for family of 4….I was shocked how little we need……
@jasonbornne7767
@jasonbornne7767 10 ай бұрын
The caller is so close to paying off the house.. too many excuses. How can they not make $400k to $500k work?
@ivar1998
@ivar1998 10 ай бұрын
Placing lifestyle and leisure over investments and saving
@tonycrabtree3416
@tonycrabtree3416 10 ай бұрын
She just wasn’t the heat in Houston anymore. Houston is known for medical center, like worldwide great, she doesn’t need to go to a “coast” she could go anywhere else and make the money. *IF* she truly only worries about her health.
@jasonbornne7767
@jasonbornne7767 10 ай бұрын
@@tonycrabtree3416 What???
@sccdean
@sccdean 10 ай бұрын
Complainer life.
@tonycrabtree3416
@tonycrabtree3416 10 ай бұрын
@@jasonbornne7767 she’s the typical Houstonian wanting out. That’s it. She just has to go to a coast. The money she is making now will not be beat anywhere else. If here health was the real issue why didn’t she mention anywhere else? Houston is a coast by the way. Gulf coast.
@wzk6444
@wzk6444 10 ай бұрын
We live in Houston and make about 300k with 2 kids in daycare. We live very comfortably with no debt and save half of our income. If I had health issues I'd happily cut our income in half so I can live long and healthy for my kids.
@ToOpen6seven
@ToOpen6seven 10 ай бұрын
...and the way you have saved you could do so too -- well done.
@rebeccashields9626
@rebeccashields9626 10 ай бұрын
I think Ken is right and it’s not really about the finnces as much. A job you love as a doctor is hard to come by. A house you love, your neighborhood, friends, community. I agree with him that it’s much more about those things than the money.
@thelitmedallion
@thelitmedallion 10 ай бұрын
I don't think her reason is "health issues", it's climate. This is why she's hemming and hawing a little bit here. She's only been here for 3 years. I've made it so far. Her accent at that point is sounds Minnesota, Michigan, North Dakota, maybe even canadian, listen to it closely.
@RebekahMartinModernJaneAusten
@RebekahMartinModernJaneAusten 10 ай бұрын
I remember reading "Crazy Rich Asians" a few years ago, and there was a character who looked at what everyone else in the world would see as luxuries they'd never see in their lifetime (the best/ newest cars, fashionable clothes, etc), and he saw them as necessary to his life as food and housing. That's what this call reminds me of.
@1timothydillon
@1timothydillon 10 ай бұрын
I would get fired if I was this show's call screener.
@danamarie8718
@danamarie8718 10 ай бұрын
To everyone in the comments criticizing the woman. She never said she couldn't live on the $400-$500k. At the very beginning she said it was more of a personal than financial question. She also said she felt like she'd be choosing herself over her family's future. In addition to a 30%-40% pay cut, she said they'd be moving to a place with a higher cost of living. So, she's just nervous about cutting their lifestyle by probably something like 50%.
@tam6011
@tam6011 10 ай бұрын
50 percent is a lot. It has nothing to do with spending less. It’s all about what they have put away and if they have to pay for other people.
@SnifferSock
@SnifferSock 10 ай бұрын
The horrible title brought in everyone who isn't capable of comprehending the call.
@danamarie8718
@danamarie8718 10 ай бұрын
@@tam6011 Yep. A 50% reduction is quite a lot. That's not to say that the 50% they have left isn't more than the average household income, a quite a nice income at that, but it isn't the point.
@danamarie8718
@danamarie8718 10 ай бұрын
@@SnifferSock And probably a lot of people who didn't even listen to the video but commented anyway.
@tam6011
@tam6011 10 ай бұрын
I made 600k last year all w2. So I know what she means. It's not the lifestyle it's financial goals you want to meet. For example, mine is 10 million. Having a reduction isn't going to cut it
@spdog3344
@spdog3344 10 ай бұрын
Wow, this is proof of that recent study that showed the more money you make the more money you think you need
@catdancerskaleidoscopeofbo8496
@catdancerskaleidoscopeofbo8496 9 ай бұрын
I love these calls where people come on and say, I don't think we can live on half a million dollars. My favorites. ❤❤
@therationalistparty9742
@therationalistparty9742 10 ай бұрын
George and Ken tackled this one beautifully together! Nice fellas!
@HHHPedigrees
@HHHPedigrees 9 ай бұрын
They were too nice! Dave would have told her to stop crying that she makes $500k!
@scratch57
@scratch57 28 күн бұрын
Sucking up to a rich woman. So brave. So clever.
@squished300ztt
@squished300ztt 10 ай бұрын
Seems like mental issues holding her back not pulmonary issues.
@jovitarich7078
@jovitarich7078 10 ай бұрын
I love watching people, especially my family, when they say, my income it’s not enough, and the amount of money they spent on shitty stuff amazes me. I am a single mother of 5 working two jobs and finally downsizing to one job, and helping my kids buy a place plus bought my own tiny place making less than 100 thousand but counting every dollar; haircuts, nails, exercise , food, coffee, most everything done at home.
@Christine-777
@Christine-777 8 ай бұрын
Exactly!! Everything at home! ❤ Your children are blessed to have such a logical and responsible mother! 🙏💐💞
@MCevis
@MCevis 10 ай бұрын
They are so professional and kind…I would not have responded with such kindness to her call.
@joechang8696
@joechang8696 10 ай бұрын
private school tuition can really kill a great salary
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 10 ай бұрын
Depends. But it is worth it.
@PresentsOfNature
@PresentsOfNature 10 ай бұрын
That's because we don't file for tuition assistance because we think oh I make a couple of dollars. I am applying!
@anthonybrown06
@anthonybrown06 10 ай бұрын
500k salary……and debt free….you can work it out
@jon2141
@jon2141 10 ай бұрын
@@insideoutsideupsidedown2218 It's absolutely not worth it are you kidding. Public schools are just fine as long as you have good parents supporting your growth.
@alqoshgirl
@alqoshgirl 10 ай бұрын
@@jon2141sorry, we don’t want to trans our kids. Keep living in lala land. Public schools are crap. Private school is really not that expensive honestly.
@tracywalker244
@tracywalker244 10 ай бұрын
When I read the title I thought she was retiring and wanted to know if she could live on $500,000 🤷🏾‍♀️
@sariah2425
@sariah2425 10 ай бұрын
That’s what I thought lol😂😂
@tashawilliams8093
@tashawilliams8093 10 ай бұрын
You can't live off $500 thousand? That's crazy.
@HHHPedigrees
@HHHPedigrees 9 ай бұрын
$500k ain’t what it used to be. Nowadays you need at least $750k to be comfortable
@nancybashista1390
@nancybashista1390 10 ай бұрын
Prayers for this lady🙏
@saulgoodman6419
@saulgoodman6419 10 ай бұрын
I live on $13,000 a year and save $400 every month. Looking forward to the yard sale Sniffles is going to have.
@lloydschaffer3430
@lloydschaffer3430 10 ай бұрын
try living on less than $40,000 We've been doing it for years
@AustinF516
@AustinF516 10 ай бұрын
Health is very important! Their house hold income would be going from the top 2% of household incomes to the top 7%. There will be no tangible difference in their lifestyle by making this move unless they have no money management skills whatsoever.
@blackspiderman1887
@blackspiderman1887 10 ай бұрын
No it's still in the top 1%
@michoacan55
@michoacan55 10 ай бұрын
​@@blackspiderman1887no you need to make over 652k to be in the 1%
@AliciaMcIntire
@AliciaMcIntire 10 ай бұрын
If she thinks that her kids' future will be hampered if she makes less than $500k, what must she think of 99% of kids in America? She needs to get out of her bubble and develop some gratitude
@RawVeganGinger
@RawVeganGinger 10 ай бұрын
I healed all of my allergies and health problems by eating whole fruits and vegetables, that's it. Healing yourself does not cost thousands of dollars or require you to move. It requires a change in your daily habits, something that many physicians don't know how to do. On average, U.S. medical schools offer only 19.6 hours of nutrition education across four years of medical school, according to a 2010 report in Academic Medicine. Medicine is essentially symptom suppression and doesn't necessarily fix the exact cause of the problem. What's holding her back is not wanting to change her habits, including her finances. People create their problems then try to justify their way out of them.
@appleiphone69
@appleiphone69 10 ай бұрын
In my area the public schools are very good. Property tax takes care of that. Spending money on private schools is a income flex.
@mathisnotforthefaintofheart
@mathisnotforthefaintofheart 10 ай бұрын
I can't live on 500K either because I don't make that much🤣🤣
@williamkhsu4
@williamkhsu4 5 ай бұрын
Very insightful diagnosis, aversion to change. My wife is dead set on staying in Las Vegas for no apparent reason, and I want to move to the South East. I've resorted to strongly encouraging our teen to goto college in the SE and my wife will now happily follow
@mirabella2154
@mirabella2154 10 ай бұрын
George's facial expression on the thumbnail says everything....
@ashleymjenkins
@ashleymjenkins 10 ай бұрын
😂😂😂
@jengable4888
@jengable4888 10 ай бұрын
I agree with their advice, and I would also add that once they narrow down two to three towns/cities where they would be willing to relocate to, conducting additional research (taxes, crime mapping, amenities/groceries, optional transportation- just in case, other) is necessary. Also, visiting the area is helpful to see if it is a good fit. Something may look good on paper, but unless you see it, you are not doing your due diligence. Last, if they have to scale back on some of their luxuries, in order for her health to improve, then so be it.
@codyroche2793
@codyroche2793 10 ай бұрын
Can you imagine if dave took this call lol
@rosspimental8384
@rosspimental8384 9 ай бұрын
Dave is intimidated by people smarter and more accomplished in life than himself. He compensates by insulting them.
@HHHPedigrees
@HHHPedigrees 9 ай бұрын
@@rosspimental8384 Dave has over $100M why would he be intimidated by $500k?
@MsMockingbird06
@MsMockingbird06 10 ай бұрын
I’d encourage this caller to remember that her health is vital in caring for her family and herself. I hope that prioritizes her health.
@itsmikac8777
@itsmikac8777 10 ай бұрын
I want Dave to take this call!!😂😂😂😂
@mizahtv9407
@mizahtv9407 9 ай бұрын
I’m glad I pulled through, despite the crises. I am retiring next yr at 55 with 3 houses paid off worth 4.5 million thank you Regina
@shalom8858
@shalom8858 10 ай бұрын
They should’ve hung up the phone when she said 400-500k a year was worrying her.
@darex0827
@darex0827 10 ай бұрын
they might have 1M in mortgage and another 300K in student loans, etc etc etc. Bigger salary means more debt available.
@mirabella2154
@mirabella2154 10 ай бұрын
😂
@Charlie-gv3zt
@Charlie-gv3zt 10 ай бұрын
She has mental issues.
@mhodge0890
@mhodge0890 10 ай бұрын
This is a stupid and pointless call. There’s people with real problems in this world
@jamjam7788
@jamjam7788 10 ай бұрын
these guys should be charging her for this 8 minute therapy session. She would've been charged $500 easily to have to talk to a therapist about this. she should at least Thank tip them for their troubles
@historyboy08
@historyboy08 10 ай бұрын
I live on nearly 100k and I do just fine. Hell, when I worked as a teacher making 50k, I lived very comfortably. It is all about budgeting!
@angel-ij4xv
@angel-ij4xv 10 ай бұрын
they want that luxury lifestyle
@cnewt00
@cnewt00 10 ай бұрын
Poor thing. Maybe we can start a GoFund Me to help her with that massive pay drop
@thewaitingape
@thewaitingape 10 ай бұрын
For someone in the medical field not to know that the Northeast is one of the best areas for that field is amazing. Jobs galore from Philly to Boston. Much higher cost of living , but I'm sure her salary would be adjusted accordingly. My guess is she is really attached to her extended family.
@Solo76239
@Solo76239 10 ай бұрын
Just because you make money, doesn’t mean you make smart decisions. It’s like Biggie said Mo Money Mo Problems.
@9liveslisa
@9liveslisa 10 ай бұрын
She needs to get help managing her neurosis. She'll find life is a lot easier if she can learn to chill and not be worrying about everything on a daily basis.
@FrankS111
@FrankS111 10 ай бұрын
There is a BIG difference between can’t and WON’T
@lyndalamb3221
@lyndalamb3221 10 ай бұрын
Sometimes people die from asthma and then her family's income would really decrease.
@FreeAgent797
@FreeAgent797 10 ай бұрын
They must have some serious spending habits if they're worried about living on 500k a year. Something is not adding up here.
@pgstravels
@pgstravels 10 ай бұрын
Just WOW. (taken from a quick google search) The latest data from the US Bureau of Labor Statistics shows the average annual wage in the United States is $53,490 per year. And she can't live on $500,000? Where does she want to move to, Bevery Hills?
@mirandahill8003
@mirandahill8003 10 ай бұрын
This call wreaks of privilege
@pdpandion4931
@pdpandion4931 10 ай бұрын
Don’t come to the MD, DC, VA area. Allergies here are awful during the spring and fall.
@catdancerskaleidoscopeofbo8496
@catdancerskaleidoscopeofbo8496 9 ай бұрын
No equestrian for the kiddos! 🤣🤣🤣
@bryanmitchem1578
@bryanmitchem1578 10 ай бұрын
The host aren’t criticizing but the comment section will
@Kysen10
@Kysen10 10 ай бұрын
struggling on 400k hahaha
@Hold_on_now_playa
@Hold_on_now_playa 10 ай бұрын
Some people are so dramatic. 😂
@1971_happylifedog
@1971_happylifedog 10 ай бұрын
A lot of Americans are struggling to pay bills and keep a roof over their heads.
@CajunWolffe
@CajunWolffe 10 ай бұрын
I'm a retired working-class stiff, and people who can't make it on $500K per year make me want to vomit; they're too soft, but I can survive hard times where they can't; hard times are coming.
@callahansmith1411
@callahansmith1411 10 ай бұрын
I don't think I could spend 500,000 in a year even if I tried!!
@joycew.6531
@joycew.6531 10 ай бұрын
LOL!!!!!!!!!!!!!!
@viniciolopez9441
@viniciolopez9441 10 ай бұрын
oh my, straight to the comments for this one!
"That's Why You're Still A Renter!"
7:38
The Ramsey Show Highlights
Рет қаралды 136 М.
"You Can’t Even Get Hired At Buc-ee's?"
9:09
The Ramsey Show Highlights
Рет қаралды 258 М.
Be kind🤝
00:22
ISSEI / いっせい
Рет қаралды 13 МЛН
100❤️ #shorts #construction #mizumayuuki
00:18
MY💝No War🤝
Рет қаралды 16 МЛН
ISSEI funny story😂😂😂Strange World | Magic Lips💋
00:36
ISSEI / いっせい
Рет қаралды 188 МЛН
My Fiancée's Mom Thinks I'm An Idiot!
7:03
The Ramsey Show Highlights
Рет қаралды 98 М.
How To Double Your Money (Here's What it Takes)
8:10
Rachel Cruze
Рет қаралды 72 М.
We Make Over $200,000 and Don't Know Where It All Goes!
9:26
The Ramsey Show Highlights
Рет қаралды 230 М.
THIS Is A Miracle of Stupidity! w/ Dr. Jordan Peterson
7:31
The Ramsey Show Highlights
Рет қаралды 1,3 МЛН
“Your Family Is Dysfunctional!”
7:55
The Ramsey Show Highlights
Рет қаралды 113 М.
"Quit Being A Bunch Of Spoiled Brats!"
7:45
The Ramsey Show Highlights
Рет қаралды 252 М.
THIS Is What Caused Inflation! - Dave Ramsey Rant
8:55
The Ramsey Show Highlights
Рет қаралды 102 М.
Should My Husband Take A Job Making $850,000 Or $350,000?
8:29
The Ramsey Show Highlights
Рет қаралды 1 МЛН
Family Keeps Asking For Money and I Can't Say "No!"
8:23
The Ramsey Show Highlights
Рет қаралды 187 М.
"You've Really Made Yourself A Mess!"
7:45
The Ramsey Show Highlights
Рет қаралды 177 М.
Be kind🤝
00:22
ISSEI / いっせい
Рет қаралды 13 МЛН