He's suffering from burnout. Worked super hard to achieve everything and now he doesn't know what to be excited about.

This guy isn’t bragging, we spend so much time focusing on getting OUT of debt, that once you get to the other side you need to figure out what to do. 250k isn’t a lot of money, if you think that’s rich you’re out of your mind. You can’t retire young on 250k. That’s a 50k salary for 5 years, that’s NOT a lot of money. He’s trying to figure out how to turn it into a $60k salary for the rest of his life which is absolutely reasonable if he’s out of debt to live off comfortably without being extravagant. If you think he’s trying to brag, then you’re way too far behind getting your finances under control to criticize anyone else...

This dude doesn't need financial advice. He needs life coaching

It's almost sounds like a midlife crisis; 45, no family, no businesses to take up his time.

Biggie once said, "Mo Money, Mo Problems" never thought boredom would be one of them.

*What a coincidence! I know so many people that are broke and too busy!*

*types in calculator* Dave: yeah you are broke!

No debt. House paid off. 250k in the bank. I'd continue to work, but start enjoying your money you worked so hard to save. I know far too many people who died at 45. 55. 60 years old. Unexpectedly. Just shift gears into a work you enjoy and stay active. Be wise with your cash but don't become the richest man in the graveyard either.

Go to gym everyday. It will help your bordem.

The grumbling Dave does when he’s calculating cracks me up 😂😂😂

Come take on my debt. That'll cure your boredom.

It’s like reaching max out level in a game. You’ll get bored.

I actually get it. We get addicted to stress and worry. It’s happened to me, twice. And I sabotaged myself back into debt, twice. Crisis is addictive if that’s all you’ve ever known. 😔 I wish I had found DR much sooner.

I've been there. Accomplished a lot in short period of time. Pretty much retired at 31. Life felt meaningless at 1 point. Got stupid...tried dumb stuff and lost almost all of it. Now back in the grind and hustle. But I tell ya, its better to be bored than stressed.

250k really isn't that much if you don't have a full time job/income creating additional cash flow.

When I’m feeling down about my debt, I watch Dave’s vid and read the comments. The comment section are always the best. 😂🤪🤣

I know exactly how he feels. Worked hard, built wealth completely debt free. I retired at 42 haven't worked since. Now 50 I'm bored out of my mind. I traveled and saw the world now traveling is boring. Thinking about going back to work and unsure of what to do. Every day I wake up without purpose it's hard to deal with. When friends and family get up to go to work and school. I'm left just thinking all day. I volunteer whenever needed but that's sporadic as well.

He's bored because he has nothing to work for. He needs to set some goals and get a life! He must not be married.

Poor guy. He’s got 250,000 just sitting in the bank

Never seen Dave get his math right with the calculator 😂🤣

I wish I had this issue. 😂🤣 *I'm just so rich and bored, help Dave*

Move to Thailand. I read an article of the top 10 places you can retire with $260,000 USD. there's your answer.

Lots of people that just don't understand this man's perspective. But I get it. I was there. You truely need goals and a vision to give your life meaning. It's not always easy to see which way to go. When you're broke. It's easy. Getting debt free is that goal.

Most Americans are happy with 10k in the bank 😂 This dude not sure what to do with 250k 🤔

Glad I started watch Dave Ramsey early (age 17). Now I am already prepared for what's to come

He thought being debt free and rich would make him happy. Being happy isn't about being rich. Its about being happy with what you have and where you are in life.

The take a way for me was you saying your always looking at how to make businesses better, a lot of people find me annoying with my fee suggestions how to make things better. Glad to hear there are others like me out there

Only people in debt will say that life can't be boring if you have money. I became debt free at 25. Savings and investments are made automatically. I'm still young so I still have goals but I can totally see someone getting bored with life at any income level

So... He can't volunteer somewhere? Like, feed the hungry or take care of animals in the shelter? How about mentoring the youth?

this is a valid question!! When people are bored is when they start to spend and waste money and then it can spiral. Great q.

IF ANYONE THINKS THAT MONEY BRINGS HAPPINESS, THAT MAN NEVER HAD MONEY

Dave is being very patient. This guy needs to listen.

not gonna lie, being bored was how i got into debt! (but i'm debt-free now)

I know I wouldn’t complain! You have certainly worked hard, you should feel amazing

Dave needs a new calculator.

People wish they were you!

I wish I were him. But I'm glad to be almost done with college with 10k in the bank. Sucks that I will lose my temporary positive net worth because of mandatory grad school in my field, but at least I'm already making tons through internships with high rates of job offers. Just need one year after graduation and I should be able to clean it all up and start saving.

Get yourself a wife that is gold digger that'll spice things up. 😂

"Go getchya some, man!" --Dave Ramsey lol

Oh man, I was in the same situation like this guy two years ago and ended up moving to Taiwan, starting KZfaq channel, living life to the fullest. And now, starting a nonprofit.

I wanna know his 12% mutual fund this dude is always talking about xD

Is it me or does Dave always says his calculator cant be right? You'd think by now he'd know how to use it

Excellent advice, Dave.

He just needs to buy another rental property, move to a new location and use the rental income to pay for the place he will rent. Find a hobby there and enjoy life without work for a few yrs. Sounds like he is stuck in the rat race and just needs time off of work.

This guy needs to take about $5,000 and go on a two week vacation in the Caribbean and go snorkeling, jet skiing, relax on the beach at night and tour the Island and think about what he wants to do next.

Dave with that calculator was the funniest thing I’ve seen on this channel.

My dad took up woodworking as a hobby, he really liked that. He made beautiful furniture and restored antiques.

I think Dave might have missed the point on the reason. Sometimes piling up more money or wealth is boring. It doesn't seem purposeful any more. I get it that he can't quite retire on what he has. But I think he might be having an existential crisis that piling up more money isn't going to fix.

Buy another investment property with $200k, leave $50k in the bank. Move to Central America for a year or two on $1500 p/mth rental income. Go find yourself. Unreal.

He answered his own question. "I buy more rentals" is the correct answer

Wow this is literally a 1st world problem right here. Wish I could say I have anywhere near close to $250k just sitting in the bank.

hes upset he doesnt have enough to retire on now, keep working and investing dude theres no way around it

This guy didn’t have the heart to tell Dave he’s done working lmao

Sounds like he's got my problem 😂 I like staying busy and get bored and restless when I'm not,

I know where this guy is at. I did Dave's program and paid off all debt including our home expecting to feel for lack of a better term happy. I quickly became bored, bought more real estate with mortgages and paid them off recently. During this time my goal has been to become financially independent through self employment/rental income. I recently left my 9 to 5 job, that was mentally stressful initially, now I feel extremely privileged to have the freedom to structure my days as I wish.

Proof that having money doesn't make "some" happy

I just ate and I'm still hungry

Some people just don’t want to work anymore. He just didn’t want to tell Dave that. The issue with the caller is he wants 6k coming in a month. If he’s 100% debt free he can live on half or more than half of that - especially in Arizona. Unless this dude has expensive taste on vices.

I'm living almost his exact life right now... Unfortunately 250k just isn't enough to work with... I feel stuck as well and use to own a business...

Simply put by Dave "What are you gunna do with your life?". Deffinetly called the right man.

Investing in you health is great for body and soul 🙏🏼

People who work their whole lives then retire they are clueless to how to enjoy life. People dont even know why they are working to Save Money.

Haha I love Dave and the calculator

I love the question. "What are you going to do after you slay your dragons?"

Dave calls himself a math nerd, but everytime he has to pull out a calculator he struggles. Lol.

*My impression is that he called Dave hoping for ideas on what kinds of investments would (1) be safe, and (2) build his assets up to a point where they are making him the kind of money he wants to have. He wants to go have fun, let his money work for him, and not have to worry about working anymore.*

Unfortunately Dave, I don't have this 'problem ' Just bought the book, "The Total Money Makeover" so hoping to get there soon, thanks. Best Regards from England.

probably the saddest call I have heard yet!

The guy has no purpose

I have $25 in my savings & idk what to do! Please help me! 🤣 jk...I have $0! Lol.

I hate that so many people always think the callers are flexing on others. Not everyone is a deadbeat. This guy just has a regular life. He didn't call in and say he makes 10 million a year and has too much fun spending it. He saved a little money and would like to grow it a bit more. It is regular stuff.

Start something to give back : feed homeless, help animals, build a house for poor , voluntiers for elderly, teach, something

Can you build wealth by renting? Not owning a house. I live in California and will be debt free by November. Also, I'll have $15,000 in my emergency fund by the end of January. Im married and no kids. We dont want any in the next 5 years either.

People are gonna be in for a rude awakening when they're on their deathbed. Money isn't everything. Start living, you're not taking it with you!!

Many entrepreneurs have this problem. They can't slow down at the end of the road. They can't stop working because they have nothing else to do. They've wrapped themselves up in their business often will mettle without realizing it. They will think that the business will not exceed without them. I learned a long time ago, a person needs to practice at retirement. Ever increasing vacations without checking in with the office. Trusting the people you put in charge and if you ask them a question reflect for a minute (just because it's not what you'd do doesn't make it wrong) then give them the permission to make the best call they can make. Always give more latitude for others to learn from mistakes. You're a mentor not a dictator.

i'm in the same boat. just a house payment for maybe another 9 months but all other expenses are ''handled''. the budget is good. so this week is completely empty in the budget except for payday. i get stressed sometimes because i think i need to do "something". weird but it happens.

Read the book mastery by Robert Greene

Goodluck averaging 12% on a mutual fund

Raise your goals!

Blessed to bless. Find someone to bless with what you have been blessed with.

Showoff failed

Yeah.... debt free is #1.... freedom from NEEDING to work is #2.

Dave always fumbles when he busts out the calculator

$6k are you kidding me!? I’ll gladly settle for $3k a month with my house paid off and no debt

I wanna be debt free and feeling bored, I’ll just keep saving and investing

Error 404, it doesn't make sense. How does a guy with ZERO bills needs $6000 a month?

Bravo. High quality problem

6% and 8% withdrawal rates are still too high. It shouldn't be higher than 4.5%.

Set new goals of helping people

He needs to get a Life, go to the beach, walk enjoy the simple things in life, he sounds older than 45.

I'm 23 and about to go through this.. my business will be sold in about 1 month.... idk what I'm going to do..

Are there any Dave Ramsey episodes where he gets the calculator interest calculations right on the first time?

He should get a cool hobby like RC or a car club, maybe teach a class on small business or debt class through church. Volunteer or foster dogs or cats.

250K plus 85K in IRA...still should be working...that is not much savings for age 45.

He should get a soul crushing office job. A few months of that after being his own boss for 20 years, and he'll have that entrepreneurial spirit and motivation to run a new business back in no time.

I love watching Dave do math!

I wish I could find the mutual funds that return 12% that Dave speaks of.

Move to Asia u can live on a lot less then 6000 a year

Oh how I wish I could be bored and debt free. 😂 close though, will be out of the trenches this year.

Im 25 debt free never had dept cashed my Home recently that was my goal for 6 working year Think im gonna slow down a bit and enjoy what i have now sometimes we just chasing the next thing without realising how far we have come