Three children under five. Can she even pay for daycare?

I worked as a CNA on and off for two years because I believed it was my calling working with the elderly. I loved that job but I was broke. The pay is just terrible in that field. I couldn't pay my bills which took the joy away from the job. I lost my car because I couldn't afford to keep up with it. I was like it's not God's will for me to struggle like this. I finally left that field. Maybe in the future I can go back once my finances are better and I can afford to take the paycut because that's honestly a job I would do for free. Like he says it's just not the right season. It's was a hard lesson to learn.

I have met some great companies and great owners and people and I had to leave cause the pay was too low. And my family comes first over a company period

$60K when one works in oil and the other is a principal. I wonder if they understand just how bizzarely low that is.

Wife is better off working private sector and volunteering for church on personal time. It's nuts that a principal makes minimum wage and fast food pays better.

This lady is being scammed. Minimum wage is NOT the pay scale for any Christian school for the principal. It sounds more like she’s the office assistant and he’s confused or overstating her role.

He needs to buck for better oilfield jobs and overtime, with some serious hustle he could be pulling in 150k. Just don't inflate lifestyle and you're set.

$7.50/hr as a principal!? That's seems wrong especially since that role has people reporting to them. Which makes me wonder how much the teachers make...

I thought people who worked on the oil field made “ bank”. that’s what a lot of people say.

Wife needs a real job. She’s a volunteer with gas money.

Reminds of this story i heard where this family was having trouble paying mortgage and was questioning paying tithe and pastor told them to pay the tithe and trust God. Then they lost the house and the pastor told this story like it was a good thing.

>This is quite an interesting and informative video. Are you the type of person who will read as much as possible about potential investments and ask questions about them? If so, maybe you don't need investment advice. But if you're busy with work, kids or other responsibilities, or feel like you don't know enough about investing on your own, then you may benefit from professional investment advice.

Can't use faith to justify a pay cut when you have large debts to clear. That's not wisdom, that's high risk.

Man, there are a lot of poor people out there.

Unless her role is part time, that is just straight up taking advantage of someone's spiritual devotion.

Do Americans understand how unreal it sounds to the rest of the planet doing 80K per year and calling yourself broke?

Yeah the wife's gotta pull her part and get a different job and help and he needs to work some overtime

Always crunch the numbers before taking another job or making a life change. I've taken significant paycuts a few times in my career, but I was still able to pay my four walls* and whatever debt I had at those times. *At these times of change, I also changed living situations. Which meant I was looking for a room to rent which is cheaper. Point being, not only do we need to budget, but we gotta run the numbers when considering change. (But considering the number of people who still have trouble budgeting, why am I not surprised.)

His wife has a hobby not a job; also why is he not working overtime?

$600 ever two weeks is less than minimum wage! Assuming she works 40 hours a week.

600 every two weeks 😲 even I earn more than that and I live in a third world country.

Why do I have the feeling that the pastor/leader of that church is doin’ jussss fine?! 😅

Get a Budget! You have to have a budget.

It's not how much you make it's what you do with the money you make. When a man has kids he needs to prepared to bust out the work to get that money.

Attn Everybody: Stop having kids you can’t afford!

This call makes me happy im childfree and agnostic. These ppl need to apply logic to their everyday lives.

I have friend whose faith is so strong in God he doesn't work believing that God takes care of those who believes. He's been living in homeless shelters ever since. This is coming from a millionaire who has all of his properties and home mortgage free since I believe God helps those who help themselves.

They don’t have a money problem, they have a budget problem. Two people in the household working is better than one.

Kids keep you broke when you're not financially well off and stable. Maybe don't have children if you can't afford them? It means they have to suffer living in poverty. :(

I'm in Dallas. There's all kinds of jobs here that pay well.

I totally agree with Dave, God usually isn't going to put you in a situation like that and God doesn't do that. I've experienced that myself, He make sure we're covered

I can't believe people do not understand this simple thing - the church doesn't want you to take a pay cut and put yourself in a bad place. Take care of yourself first. Stop playing the God or church card.

I took a pay cut and no insurance but God said do my work. I watched God perform miracle after miracle financially. I lived like no one including living in a home that I had to keep temperature 60 or below. I went from 500,000 in debt after a divorce to a net worth of 1.3 million. God can and will do the impossible. I never stopped paying tithes and additional. I am now debt free and a generous giver. GOD CAN!!!!

Well, the problem is still there: pay check to pay check

It blows my mind how many people don't have a budget

What poor oil job is this? Even the frack hands make 100k

God's calling to take a lower-paying job???? My god, some religious people are INSANE.

20. Hour in an oilfield sounds like hot garbage. I load trucks in a warehouse on a sit down forklift for 25 and I’d gamble oilfield jobs are exponentially harder and more dangerous

Some people got their priorities all messed up. Smh.

"Perpendicular" is also known as "normal"

Don't pull the God card lol Dave crazy

News flash, she is losing money going to work. Do the math Sonny.

Im atheist , but I'm thankful people like dave exist, he is able to convince other religious people to not sacrifice their lives for the church. You have to put feeding your family over the church. Dave is right about people using the God Card.

I’m another person that has no clue how to manage my money. Throw in the fact that I only make $20k a year and I need help. Would love to take this class but just don’t have the money to spare.

Sounds like if she could recruit more kids they will give her a raise.That's still weird through. The school director needs to figure out a plan before they go bankrupt.

Its funny how dave says don't get a new car unless you're a millionaire. But will never tell you to become a millionaire then have kids. Kids are just as expensive as a Rolls Royce if you count for your children going to college.

She got called into debt. I find a lot of wives/gf have this calling

Same, Sonny, Same.

Saul Goodman likes to post multiple times on one video just to troll people.

im the type of person that needs to be told what to do , when to do it , and how to do it , i think everyone should be like that .

When people say “God” speaks to them, they are either crazy or depressed.

But Christ also says to not worry about tomorrow that he will providem

“She needs to get a real job, and that will solve most of your problems” There I’ll say it since they wouldn’t.

Family first young man! Provide food, clothing and shelter is the priority. Certainly living within your means is important. There may come a point in the future that she can take up a role in the Christian school but right now it is not a priority. God understands.

Yeah god doesn’t help you pay rent brother

God doesn't force anyone to take a pay cut. She needs to take a better job.

DR said "don't use the God card to justify bad math" - amen. Know your financial worth and go get it!

We have no money let’s have a load of kids and then go crazy when we have no money at the end of the week, kids having kids never works get financially secure and have no kids until you’re at least 30

It’s almost like religion doesn’t make sense

How are you making so little working in the oil fields?

27 is so young. They have children. I think they do fine considering the age and children. I can't imagine anyone doing better in similar circumstances

MOM NEEDS TO GET REAL JOB BESIDES GETTING PREGNANT

Maybe this man’s purpose from God is to show the rest of us how NOT to become wealthy. Wouldn’t that be sumthin? The lord works in mysterious ways.

Insanity. Good luck with that.

Working in the oil field and he’s not even making $60K combined? dude is getting ripped off

lol - gods calling🤡 . i hope they tithe 10% of their net take home, too.

She needs to change her job before budgeting. Period.

His wife is simply volunteering.

How much the preacher making???

It blows my mind, how people keep having babies, with this low income????¿??

That's not god calling it poor calling. 1100 for a principal? Please

"She can't throw the god card" ❤❤❤❤

Sometimes it isn't God that people can't say no to, but people...needs... situations... Be sure it's God before you say so.

I believe that man when he said God called his wife to Christian teaching. I wasn’t clear or not as to whether it was that particular school or church that she must be at. I do think that we are in situations sometimes so we know when we come out of it, there was no doubt it was God who brought us through. I think once this couple gets on a budget they will be okay.

Why do I get the feeling she felt called by god bc she overheard staff saying they couldn’t find anyone to take the position for that rate 🤔

Dave Ramsey fails that scripture of provision which is for the Husband to be a provider. I love the dedication to the Lord this family is doingZ their true treasures will be in heaven. Prayed for yall.

God may have His reasons for her being there now. Money may be worth nothing next year but she and her family survive that season by being plugged into that job God brought her to. Or there is somone that family needs to meet there. Best not to put ourselves before God as we dont know the true plans, no matter how successful and famous we are. We are not Him. Our ways are not His ways. You gave good advice but if she feels the place she is at now IS where HmThe Most High wants her, best not to talk her out of it. There are other ways they can make it work. I wonder if she fasted and prayed about it. Very little Christians fast for answers these days. And not many pray and wait for God's answer before they make huge decisions in their lives. May God bless this family. May God bless us all.

Wife needs a better calling. I’m sure there are some Christian schools paying way more.

Grifters, conmen and scammers have plenty of morons to take advantage of. Truly sad.

Religious people can say some nutty stuff 😂

gods calling 🤣🤣 I'm glad I'm a realist

SELL THE CAR! 😄

Complaining about not havng money but had all those kids? tf!

Make 225k year. Probably 575k in debt. Cares? None.

He sounds super scared and shaken which doesn't match what he's saying, he's about to receive a significant raise, he should be overjoyed, I don't get it

God didn’t tell her to do that.

Those car/recreational weekend getyups will drain your life long goals

She needs to quit that job right now. It really makes me mad that Dave gives people a pass when their religion is involved. Some of these callers are drowning in debt but Dave is fine with them continuing to pay a 10% tithe to their church. These people flat out said they're living paycheck to paycheck and yet he doesn't tell her to find another job. She could go to McDonald's and get a huge pay raise. If religion wasn't involved both Dave and Ken would be screaming at her to get a better job by yesterday. Religion is damaging these people's lives and Dave won't call them out on it.

Too many people use God as an excuse to be fiscally irresponsible. That's wrong.

Too many kids to soon. Financially stains you. And of course the wife does something that feels good other than practical.

Wow....gods calling is expensive.

This is one reason I am not religious. Logic and sound decision-making take a back seat.

The good lord won’t pay your bills

I’m going into Orthodox Christianity ☦️ I’m only 18 😫

Sounds like an excuse to do a rubbish job. Come off it. Ridiculous

Hold on for the raise! :). The Lord does lead you to the edges before reaching out to help sometimes...

So why would god's calling be to take on a job that doesn't even make enough for three kids' daycare, and on top of that being away from her children each day, while she could literally be better off financially staying home with her kids? Why couldn't God call anyone else to educate those children, like somebody without kids who is not broke and struggling!

working for that organization is not Christian its evil good for them ! and there is plenty potential to expand that church school with opening up to homeschoolers.

Jesus Christmas. A 1000 a month?

Perhaps Dave is lacking in faith..