Yes! Multiple income streams are the way to go, including during retirement.

They do that on every single financial related video/channel…pretty sure all you can do it manually delete them…but hopefully people aren’t dumb enough to fall for it.

if people werent falling for it, they wouldnt invest so much time and money talking to themselves on every video posted.. clearly its worth it. i hate scammers

Report the comments, mass reporting gets the accounts banned.

Excellent work

I'm a little late but congratulations, you're doing great

Truer words have never been spoken.... 😂😂😂😂

Yeah, what's up with that? If you're going to buy him a car, buy him a used car that runs for cash, don't saddle him with a car loan.

@@mplslawnguy3389she’s paying it currently. But I disagree with mom giving car debt to her son as she said this was a graduation gift.

😂😂😂😂

Bot comment spotted

BOT SEX SPOTTED!

Be sure to report these scam comments, they’re on every video.

@@taylor.g.deloye doesn't do anything

LOL! Feels like you're living paycheck-to-paycheck, but you're not, and you'll feel the real difference when you get to retirement.

It’s it just you, you’re taking care of?

Never forget the importance of retirement. It feels like a black hole right now, but when you hit 50 and all of your colleagues are sweating and freaking out, you'll be doing the math on how many (very little) more years you'll have left before you can call it quits.

You need to stop investing and spend more on video games and partying.

@@LouThaEnergy I preordered College Football 25 😂😂😂

Yes well done!

Not to rain on any parades, but unless you're the next Angelina Jolie, there are some poor romantic choices that were made.

You are great keep going debt free is coming for you!!!!❤❤❤

I bet the father is paying her 10k in alimony every month and 5k in child support every month

@@sanshinobi3664oooor, just maybe, the dad walked out for reasons not specified on this call? That can be a possibility too, but who knows really. She did not give the audience anyyyy detail on why she became a single mother. So no one including myself can really come up with a definitive reason as to why. Correct?

A hero? For what? Being financially irresponsible?

but not for single dads

@@corey407wocthat part ! He needs to give the same praise to father’s too

The first step to attaining wealth is figuring out your goaIs and plans - either on your own or with the heIp of a financiaI pIanner, and foIIowing through with an inteIIigent pIan, you wiII gain financial growth over the years and enjoy the benefits of managing your finance.

I am fortunate I made productive decisions that changed my finances (gathered over 1M in 2years) through my financiaI planner. Got my 2nd house in Feb, and hoping to retire nxt yr.

Whosoever tries this sureIy acquires wealth. Get to her. Elizabeth Green Hunts

Great info..

They should get jobs

Only 1 of them is a loser it sounds like

Wow I am surprised you mentioned her name here. She helped me recover all I lost trying to trade myself.

Please how can I get in touch with her?

To get a legit trader is very difficult to find

she's active on What's app

英꧁ᨖᨖᨖᨖᨖ࿅🇺🇸╋𝟭𝟯𝟬𝟱𝟱𝟳𝟰𝟭𝟲𝟲𝟲🇺🇸👍🏿👍🏿👍🏿👍🏿👍🏿👍🏿👍🏿👍🏿👍🏿👍🏿👍🏿👍🏿👍🏿👍🏿❤️❤️ 大家都這樣“複製”，“KZfaq”令人沮喪

kids should never have to pay for the parents' mistake. Shame on the mom for not saying "no" when she could have but chose not to

@@RCGuitar982that’s such a stupid pov

The daughter is not responsible for her parents' financial stupidity.

​@@Coryraisaso why is her son responsible for it

@@JasonGroom The son is not responsible for the parents' dumbness either.

BBBOOOOOTTTTTSSS HAVING SEX!!!!!

Sounded like daughter had her own student loans that she was paying (and waiting for them to be forgiven). Mom took out an additional parent plus loan for the same college.

@@MaxGrey03 Oh, thanks for the clarification! I am from Germany and we do not know the concept of student loans, as most of the cost is paid for by taxpayers. I think the U.S. system is basically a scam. You pay an enormous amount of money (and then create laws that does not allow to discharge the loan in a bankruptcy filing), sometimes for decades (with often the loan getting larger, if you only pay the minimum, keeping you an eternal debt slave), up into retirement. And, in many cases, you get a "junk" degree for all that money, that does not get you a job to pay off said loans. You are better off to learn a trade!

At least pay the interest every month. That would help a ton.

The mom is responsible for it. It is in her name.

​@@adamsartjourneymy interest is half of my monthly payments.. lol fk me

Tob!!! STOB GNIVAH XES!!!!!

​@@thedude5040ti troper os

Says a KZfaq commentator. 😂.

@@miketheyunggod2534it was objectively stupid. If the daughter got into NYU she probably got into a cheaper state school that’s not 80k+. The mom got played by her daughter.

Don’t you think she knows that now, Betty?

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

Exactly my solution too, even though I'm not retired. As a contractor with limited time to analyze investments, I've relied on a fiduciary for the past seven years to manage my portfolio. This strategy has helped me navigate market fluctuations effectively and also increased my porfolio by up to 300%. You might consider a similar approach.

@@ThomasChai05Mind if I ask you to point at how to reach this particular person assisting you? Seems you've figured it all out unlike the rest of us.

*Gertrude Margaret Quinto* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

Thank you for this. I'll send her an email to reach her, and I hope I'm able to reach her.

Yes, I do currently practice modest living and prudent money management. My investments have increased by 43% over the past 19 months. But I'm nervous because I've lost money in the last month. I can't decide if I should sell everything now or wait.

It's important to speak with a financial counselor prior to making any decisions on investments.

Yes true, I learnt that in 2023, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.

I'm new to this space and i've been getting suggestions to use one for a while, how can i find a decent one like the one you use?

Leah Foster Alderman is the licensed advisor I use. Just search the name. You’d find necessary details on the web to set up an appointment

Right.. poor kid is going to be heartbroken

Agreed! Getting a head start on building wealth is crucial, and having a solid strategy is key, personally I think having a coach is the smartest move in today's stock market.

What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my 300k stock portfolio

There are strategies that can yield solid gains in any economic situation, typically implemented by a portfolio strategist with a lot of experience. My friend introduced me to a financial advisor in 2022 and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream

Most folks downplay te role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve not with ...

Talking about advisors, do you consider anyone worthy of recommendations? I have about 100k to test the waters now that large cap stocks are at a discount... Thanks

That woman totally changed my life for good. I have come across individuals but none is as honest as Leah. So surprised you know her too.

I've seen different people talking about this Leah, she must be very amazing for people to talk this good about her.

Please I'm new to this, how can I get her assistance?

Leah Foster Alderman. You'll definitely find out more if you look her up online

Got it. Thank you so much for this useful information.

She's paid all but 12k. What could he have bought himself? Usually the parent picks a better car and gets a better deal.

MAKE? They don't need to take the payment. She can just sell the car and they can buy their own car.

Yea, she said she gave him a car as a graduation present. Can you imagine getting a car as a gift and then a couple years later the person says, "Just kidding, either you pay for it yourself or it's gone." That stinks, even if she decides it's necessary. Better not to give such a gift. It's really a broken promise. Like, you think you are in your first job with a car your parent paid for, and then surprise, you should have been saving for one all along, because it's gone.

@@CM-sy3to 12k is a lot in loans. it turns out to be like 14 or 15 in debt after the interest. Imagine taking about that much debt overnight?

@@ClaxtonBay123 Imagine thinking you had a secure form of transportation and then you wake up the next day to find out you are either $12k in debt with interest or you don't have your car anymore?

We didn't have parent loans. I wonder what year they started

Yeah no lie!!!!

I think it's worse that she is footing the bill for her daughter's college debt! Her daughter went to NYC so I can't imagine how much debt she must be in for that!

savage lol

Well, the daughter didn't take out the loans. Her idiot mother did. And buying her son a car that has payments on it IMHO is a bad gift. She could have gotten him a much cheaper car if she wanted that was totally paid off.

@@carolr7823 I agree, but... on other calls, Dave has ask if people made a verbal agreement that would cause them to be morally obligated, even if they're not legally obligated. She said it was a graduation gift, but Dave's saying she's not morally obligated to it. I find that somewhat convenient.

​@@BrianW211 I think it's because she raised 6 kids on her own and really only had debt from the kids as adults.

Yes. Dave is ignoring the potential fallout between son and mother since this car was gifted to him. Unless he is a really understanding and forgiving son, this could cause problems.

​@@BrianW211 without going into a lot of details it's hard to say if she can really do that. If the guy is acting the fool and wasting his money on frivolity, debauchery or booze when he has no income, then, yeah she has a DUTY to take the car back. She IS the legal owner. But if he's out looking for work or using the car to drive uber eats or something while he gets his feet under him, i think it would probably wrong to take his car. She made it sounds more like the former though

He was paying it. She started helping him when he lost her job. Sometimes you have to be a parent and set expectations and boundaries. It's fine to help your kids out of a tough situation. Bit at 21 if you cannot handle your own stuff... the problem is you.

We don’t know if she is

She said the daughter has some loans too but yeah it’s not cool to sink your parents into 80k but she was irresponsible enough to take out the loan.

Living in the USA is inherently irresponsible.

Those kids didn't ask to be born, also she decided to gift the son a car loan and is going to take it back, wow great job genius. Why even give it in the first place? Maybe she needs to learn to say no more often

Jesus, some people. The father of the kids could literally have died or left her for the secretary. She sounds like she has her own life together and is just trying to put her kids through college.

But they “deserve it” 😂

How?

@@frankcb11buy needs, not wants

Yeah, I'm just around there and still feel like I'm splurging when I buy name brand ketchup

@@GAFB1122 I approve of this message lol

Agreed. She is amazing bt the fact they told her to give her debt back to the son was terrible. That’s a curse and not a gift

@GAFB1122 I approve of this message

@@krobdawg some ppl also are not single parents of 6!

Do you have six kids to raise? What are you even talking about?

She was ready....

@crystalstump8537 she can’t. They just be throwing out random numbers at times

​@reese85 Yep usually dave approximate 4k for two years is 96k. Odds are she has some wiggle room. Especially if the daughter helps with her college loans.

@pdxmusl1510 she’s only making 100k to wiggle 4k out that to pay off just debt, is almost impossible

Nobody needs you to feel sorry for them. It's their personal story and they call Dave for help on their personal story. Doesn't have anything to do with you. Focus on your story

@TMPS93 y’all really be over valuing some of these incomes, especially if kids are involved

@@reese85 and some of y’all undervalue that kind of income. 100k is a REAL income, anywhere in the country. If you’re paycheck to paycheck on 100k, that’s a big problem.

@tonytoni1150 it’s really not, especially if you have to care for others on that money. That 100k number just sounds good but it ain’t what you think

People that say this don’t have the ambition or skills necessary to make 100K themselves. It’s purely projection.

@johnniwa308 besides your self, who else do you take care of?

People don't want to live frugally or have a reasonable number of children.

It’s it just you, you’re taking care of?

Her only problem is the nyu tuition, not the cc, not the car

Being upset is weird. According to lending tree it takes $21000 a year to raise a kid, she raised 6. Looking down on people who aren’t doing as well as you is stupid.

How many kids are you raising?

Good for you. We make 110k and have five kids. It’s really freaking hard to save money.

I’m sure your hair is just dandy anna

@@BrandonVanZandt-nh4vi it is not, actually. Gotta get after it. Good thing im not a public facing personality.

No. Daves advice is to be an adult and a PARENT. She is his mom. She's not renigging anything. She's being an adult and fessing up to her mistake. And fixing the situation with her sons help. If he kicks his but into gear and can make the payments. He can keep the car. But right now she is for him. He was making the payments until he lost his job.

​@@pdxmusl1510Yes take back a gift from 1 child while ignoring the huge student loan debt you got saddled with from another 😂🙄

Should have had a tubal ligation after #2 or #3.

It’s weird to me how people are assuming she had these kids with like, six different men or something. She’s 53! Dad could have been a stable, good breadwinner who died.

@@silentnot4812 her (the mother) college is paid for by her employer.

yup - warrior princess. made daddy bear can take half of the daughter s student loan.

@@silentnot4812 !.job satisfaction ie. do you think Dave needs the money and; 2. her income will go up 3k month. Soon as 21 dude gets it together - mom s going to be balling.

It’s not the son’s debt. His mom literally gave him a “gift”. He could’ve just bought a cash car and now he has a loan

No he is not. I’m a single mom and paid off 2 houses recently. I’m 53 and loving life 🙌🏼👏🏼

@mmp495 single mom of how many kids? How much do you make and how much did each house cost?

When you have millions, yea you’re out of touch with reality.

​​@@miketheyunggod2534 No.... he's been poor. Like really really poor. Rachel cruze grew up in a normal home. Not in a rich person's home. You never forget being poor. I was poor. I don't have millions. But I'll never forget poor. Don't get me wrong. There were times back then that surprisingly were some of the best times in my life. But I will never forget poor. And I'll do anything to stay out of that state. Work 10 jobs. Whatever it takes. However if I were to be it again or put myself in that mindset. I can do it again. I still have all those skills I learned about it. His tunafish thing tells me he didn't forget it. For me. It's hamburger helper. I ate that with the cheapest side I could find. When I see hamburger helper I think poor. You do not forget it.

@pdxmusl1510 the more money you make, the more of of touch you become in comparison with the average American, it’s very natural. I can’t wait until I’m fully out of touch with the average American

Her kids are 21 or older. She hasn't gotten child support for many years. If she even ever did.

Truer words were never spoken

We ate 25 cent Mac and cheese with hot dog or spaghetti with sauce made from tomato paste

No. Should have cash rolled CUNY.

Yikes. I hope its in IT or medicine

@@georgewagner7787 bachelor's in directing and a masters in economics. He moved to portugal

2 or 3 is ok. I wish I had some

@Jules-916 tuna fish is cheap and a good source of protein. Rich ppl eat it all the time.

For me it was hamburger helper. 😂😂😂😂😂😂

I had tuna, peas, and mac n cheese for dinner and I'm not broke lol. 😂