This poor guy sounded so overwhelmed and on the verge of tears in this entire call. I’m trying to get out of that dark place now myself. I’m so sorry man.
@tsich32265 жыл бұрын
This makes me so sad. Money just ruins everything.
@hannam87055 жыл бұрын
Same here! I was in Dental school working my tail off. I failed twice and was dismissed.
@highlyfavored24345 жыл бұрын
Makes my 9k in debt look like a joke. I plan to pay it off in 8 months. Two RN jobs now, rice and beans
@boltoht5 жыл бұрын
This is so incredibly sad.
@user-ec2kd8sz3t5 жыл бұрын
So sorry RynRynRain, I didn't match the first time around so faced the very real seemingly impossible situation that you and the guy in the video are going through. Hope you find a way through.
@matthewblue62434 жыл бұрын
I’m glad he was brave enough to tell his story because others aspiring to be doctors need to consider this
@matthewblue62434 жыл бұрын
Lisa B tuition has grown exponentially since then too so I can just imagine those not on full scholarship affording school and that’s the point it becomes a lifelong burden
@Saltycures4 жыл бұрын
YES
@anitaknight39154 жыл бұрын
@Lisa B That is incredible awesome job!!! you were able to build a prosperous life for yourself without all the sacrifice and massive debt burden that comes with becoming a Dr. I wish your family many more blessings.
@insideoutsideupsidedown22184 жыл бұрын
I dont buy this guys story
@francistran4324 жыл бұрын
@Lisa B, you sound a lot wiser than most millennial women out there. Kudos.
@alexispineda50754 жыл бұрын
His voice sounds like wants to bust in tears of desperation. I truly wish him the best.
@andrew81683 жыл бұрын
I hear Vietnam is a nice place to live...
@cramsa10 ай бұрын
What’s screwed up is that even after doing the first 2 years of medical school, these students aren’t even qualified to get a RN job… or PA… or physical therapist etc. It seems like a sick joke…
@joshd0297 ай бұрын
One of the quiet stressors of Med School. We used to joke that each test was just another “career ending exam.”
@KB-wl4ip5 жыл бұрын
This is the first Dave Ramsey show caller that made me feel next level sorry for him. Wow... Speechless.
@CrackberryMe5 жыл бұрын
K Black totally agree with you about this call 😞
@staciezimm5 жыл бұрын
and where dave really didn't have a decent solution for him!
@leilanidru75065 жыл бұрын
Stacie Pihonak he really didn’t🧐 just vague platitudes.
@donnamakingherstory20845 жыл бұрын
@Bella Femme thought the same thing. I've been grabbing the tissues. Hope he has family or friends that could help him and he starts doing a lot of side jobs to at least get something in his pocket. Heartbreaking. Definitely praying for him.
@melissathompson48845 жыл бұрын
Me too 😞
@starwoors53435 жыл бұрын
I am HEARTBROKEN for this man... He's NOT the only one... People are leaving school MORE BROKE than EDUCATED...
@starwoors53435 жыл бұрын
@SeasonedGamer That's SAD!
@highlyfavored24345 жыл бұрын
Yeah its truly a shame. These guys have good intentions to get an education, be independent and contribute to the economy. A first world country where kids go broke because of getting an education
@MynameIsnotforsell5 жыл бұрын
I feel bad for him but he should have grabbed an understanding that a medical degree would recall retaining knowledge because no one wants a doctor in real life that can't be able to recall basic information without a textbook and use critical thinking to be together. This is planning and understanding weakness and strengths. Again, my heart aches but this is an example of knowing your strengths and weaknesses and attacking it.
@fjalls5 жыл бұрын
Thank "God" that education is free where I live
@Connetification5 жыл бұрын
Not really. EDUCATED and BROKE. Look on the bright side though. I might be broke but hey at least I am educated. When people ask me why I am homeless, I can dish out an educated speech.
@YummyFood4544 жыл бұрын
This man did everything that he could to better his life. The stupid program sets people up to fail, if you fail the end exam 2-3x you lose the whole program? That’s ridiculous
@erimei84784 жыл бұрын
I have never understood why there are so many things in this country that are designed to punish those who are actively trying to improve their life and contribute to society. You're telling me there's NOTHING this man has to offer after all of the schooling he's received? At this point he's more educated than 95% of the population and it's all worth basically nothing to him because he doesn't test well. Truly a shame. I rarely feel bad for people who call into this show, but this one really got me.
@bjkarana4 жыл бұрын
Nah, something else is up here because if he didn't flunk out in his first 2 years, it's really odd to not be able to pass your boards.
@TedJesusCChua4 жыл бұрын
Let him be your doctor and let’s see how it goes.
@mrburgermaster4 жыл бұрын
@@TedJesusCChua I'd let him be my family doctor; I'm not kidding, all I really do there is get the most basic of physical exams and blood tests, and the go ahead for prescriptions that I've used for years. If something is serious enough for me, I'd just go to urgent or emergency care.
@sergegutierrez30194 жыл бұрын
The medical field is rigorous field. I used to see my sister go days without sleeping because she would be up all night studying, go straight to school in the morning, come back home take a nap, and then go back to school or work. She repeated that for years. The people who study medicine have the peoples lives in their hand so if you can't cut it in school they're not gonna let you become a doctor. Its crazy stuff.
@vadim63854 жыл бұрын
The poor guy did nothing wrong. He didn't buy cars, houses or go on vacations he couldn't afford, he went into debt for all the right reasons, and got chewed up by the system that set him up for failure.
@texasstuff12813 жыл бұрын
"for all the right reasons"? SMH
@thebustosfamily3 жыл бұрын
If he can't afford it $430,000 loans are not the answer. I grew up poor couldn't afford college, I joined the Military for them to pay for it. He did not do it for the right reason. He gambled and lost now time to pay the pipper.
@johne5403 жыл бұрын
@@thebustosfamily just because you grow up poor doesn’t mean the military should be the ONLY option. Just like college the military isn’t for everyone. If you force the poor to join the armed services that’s forced conscription based on class. Higher education should not be just for those that can pay. If you do the work get the grades pass every test then you have proven yourself worthy of higher education. The guy that’s poor and gets straight As has proven mor than the guy that barley shows up, skates by with a D average and still gets to go to college because his parents can pay.
@thebustosfamily3 жыл бұрын
@@johne540 I never said the poor should join the Military. I said "I did" he did not so now he has to pay the bill. We all make our choices and have to pay the consequences.
@IramCoercere3 жыл бұрын
@@thebustosfamily blame the system, not the people. There exist much better systems in various different countries
@nihilarv23035 жыл бұрын
34 years old with 430k in student debt without a degree. Wow. Leaving the country might be somewhat of a joke in these comments but in this case i can't really see a better solution
@timeactor5 жыл бұрын
@@peters5090 that is a really hateful thing to say
@mac1bc5 жыл бұрын
Agreed. This isn't working out for him. He should move to a cheaper country and live there.
@elegancworld44525 жыл бұрын
@@peters5090 😔 evil!
@jordanwright19165 жыл бұрын
NihilarV he has a degree. He is a school biology teacher. He just did not pass medical school.
@kchannel53175 жыл бұрын
This country is lost anyways
@lpz36655 жыл бұрын
Im an uneducated truck driver. With zero debt . 5 paid off houses. And an income over 200k. It's not the education it's a plan.
@gagegreen53845 жыл бұрын
Holy cow man. That's incredible. Congrats!
@JonnyBeoulve5 жыл бұрын
I'm so proud of you even though I don't know you.
@YPEFFLE5 жыл бұрын
@Momo doctors have it that much better ??
@myobdatt5 жыл бұрын
How long have you been in trucking?
@Riac0075 жыл бұрын
Me too! Well, I finished pharmacy tech school but I don't do that. Still only a couple years into living on the road but I'm saving so much money I started doing research on how I should be investing my money and planning to buy a house. 😅
@aladdincatubig58463 жыл бұрын
It’s rare when even Dave is unable to help someone.😭
@Emma_madison3 жыл бұрын
That how you know how bad the situation is
@anaadventures76694 жыл бұрын
he can do a one year accelerated Bachelor's of science in Nursing degree that would get him to his goal of being in the medical field. then he could become a nurse practitioner which most hospitals will help pay for it and be making over 100k easily.
@bellabella78994 жыл бұрын
He only had one under grad program that can transfer to RN school he would still need to take loans to do the rest. This poor man 😢
@anaadventures76694 жыл бұрын
@@bellabella7899 with ABSN they accept any degree. my friend had a bachelor's in History and was able to do a one year bachelor's degree in nursing. yes he'll have to go into 10-15k more debt to get his degree but at least then he'll be making good money. with nursing you can work as much as you want. I actually don't feel sorry for him at all. make lemonade, man 🍋
@dwilkins11894 жыл бұрын
I swear i was thinking the same thing. Its like he ignoring AND underestimating what nursing can do.
@EarlyBirdCraft4 жыл бұрын
Exactly. But sounds like he’s too good to become “just” a nurse. His ego is bigger than his student loan
@jennzifur4 жыл бұрын
Leila Adams yeah, I noticed he jumped over that suggestion. He could do a community college route for cheap if he had to go low cost.
@kittikatz7774 жыл бұрын
I feel so, so sorry for this guy. There are too many ignorant people in these comments that have no idea what a soul-crushing, mind-breaking experience medical school is.
@HelloThere-xs8ss4 жыл бұрын
Yet they want quality healthcare 😂🤣😂🤣
@benjaminknotts7454 жыл бұрын
I went through a Physical therapist assistant program and it was absolutely awful Medical school sounds like a big mess. As much as it takes, doctors hardly know anything about nutrition or exercise
@bigchungus9204 жыл бұрын
@@benjaminknotts745 somehow I believe you
@thunberbolttwo39534 жыл бұрын
I dont. He was the fool that racked up $430000 in student debt.
@evilerroryt84484 жыл бұрын
You gotta use a life to save a life. This is why most people don't become doctors it's basically a life time commitment which many of us can't do so early in our lives.
@cactusben7315 жыл бұрын
You can't drink before you are 21 but at least you can go into crushing debt because of our school system when you are 18
@suitedbastard34065 жыл бұрын
Accumulate churching debt before you are 21, become a depressed raging alcoholic after 21.
@andy_1825 жыл бұрын
Africa by Toto 2 y r u blaming the school system? Nothing wrong with the price of college being six figures
@derekortiz36635 жыл бұрын
@@suitedbastard3406 what's the solution?
@derekortiz36635 жыл бұрын
@@andy_182 are you being sarcastic? You must know that their rates are only a result of oligopoly and advertised nepotism, which is artificially inflating them.
@Elliott_Elliott5 жыл бұрын
Free College... just saying, I know not one friend of mine who is in debt, whats wrong in America?! I am from Germany btw. study over here
@tailorforeman70824 жыл бұрын
I’d be lying if I said I wasn’t scared for myself and him. Dear God this will not be me!
@user-lu6yg3vk9z4 жыл бұрын
Well if you don’t flunk out you will be replaced with machine or mid-level provider. Salary and Job Growth for Physicians is on the decline.
@tailorforeman70824 жыл бұрын
Filmon Tewolde That is HIGHLY dependent on your specialization.
@user-lu6yg3vk9z4 жыл бұрын
MelaninDoc MD Nope it is targeting all Physicians. Hospital C.E.Os and Board of directors are trying to find cheaper alternatives, so they can increase there Bonuses.
@MugiwaraPiratesLover3 жыл бұрын
Ok? Good for you.
@fakeapplestore47103 жыл бұрын
By God’s grace, it will not be you.
@isabellaw.75704 жыл бұрын
I feel so sad for this young man. It brought tears to my eyes. Where are you now, James? Please let us know. As a mother of four adult children, it would be absolutely crushing if one of them was going through this. The thing about medical school is that you have to keep plowing through because of all the money invested along the way. Sometimes it does not end well. Don't judge this person. I am praying for James. Help him find a way, Lord! Give him hope and encouragement. (And our educational system is criminal.)
@chhungteinternationalazl833311 ай бұрын
Amen 🙏🏼 I feel sorry for him too, his voice sounds in so much anguish, may God have mercy on him and help him come out of this mess
@turtleanton65398 ай бұрын
Yes
@corybuffaloe57135 жыл бұрын
Man, I got anxious just listening to the phone call. I can't imagine what this guy feels like.
@NaturallyLluvme5 жыл бұрын
Pray for him.
@StudentLearning7375 жыл бұрын
Yeah. His best is to go into research.
@StudentLearning7375 жыл бұрын
@@alp.9672 no way he seems calmer than most in his situation. Sad irony, is that suicide and burn out is a high rate in that field, or so I heard.
@boleslawkrzywousty79455 жыл бұрын
What if he just didn't pay his loans - what is the worst that will happen to him?
@freedom92405 жыл бұрын
Paul at PMSHomes When he works, his wages will be garnished, some jobs check your credit history, even if he filed bankruptcy, his student loans still has to be paid...
@CobraHigh5 жыл бұрын
You can hear the fear and terror, and Misery in his voice
@SuperSimpleasthat5 жыл бұрын
Bohooo
@eitkoml5 жыл бұрын
He should get out of America, just run from the debt since he will never be able to pay it off. Just start over somewhere else.
@hamonryehd5 жыл бұрын
Yes. I'd leave the country. He doesn't owe grandma half a million, he owes billion dollar companies who spend that much in office supplies.
@gopet4004 жыл бұрын
he's tying a noose as he's talking
@Ronfosh4 жыл бұрын
someone start a gofundme page for this man
@Ces9999198224 жыл бұрын
I’d look at pharmaceutical sales. He has the biology degree, and he seems like he’s got a descent personality.
@Elizabeth-yg2mg4 жыл бұрын
Yes, good money but I did it and just about died of boredom.
@CNT5363 жыл бұрын
You gotta be a hot chick to do that, bruh
@nofurtherwest34743 жыл бұрын
Yeah that or biotech or something in that arena. A lot of startups too looking at stuff like genetics, fertility, etc... many options today.
@melissa81994 жыл бұрын
This was one of my fears that made me decide against medical school. I’m a nurse now
@percyastronautstatus.87803 жыл бұрын
U made a great decision ....
@run4cmt3 жыл бұрын
Me too, I went into engineering
@Sharkbayt10257 ай бұрын
Yep. I graduate next summer with a biology degree and I’ve already completely shifted gears away from Med School. Going for PA, RN, or NP now
@ericpeterson91103 ай бұрын
Even going into a 3-4 year engineering degree I was terrified at the prospect of failing and wasting all that time and money. And that is in the UK where I was borrowing paying 3k a year tuition (plus living costs 6-7k per year total) and the student load system is a lot less predatory. I cant imagine the stress American medical students have, spending all those years and getting into unfathomable debt with the prospect fo it all just ending at nothing.
@scarlettoslapas20845 жыл бұрын
He should become a pharmaceutical rep. With his knowledge of medicine this could work well. He will be working with doctors everyday and the pay has 6 figures potential. Just my 2 cents.
@kaycemoe5 жыл бұрын
@Dave 1977 Pharmacy Reps are not Pharm. D's
@danielrn1335 жыл бұрын
What knowledge? He failed out.
@greg26635 жыл бұрын
Trust me guys, he has plenty of pharmaceutical knowledge. Not to mention he has a lot of physiologic and pathophysiologic knowledge. Most Pharmacy reps have a business degree. Sincerely, a doctor
@yankeemockingbird49855 жыл бұрын
Yep Great RX Rep can easily make 6 figures just like Dave said
@glcharlie5 жыл бұрын
I agree this is what my sister is doing and she's making 60k plus per year
@nat-natc.81425 жыл бұрын
My heart breaks for this man... I am sending prayers over on his mental and emotional health.... I pray for deliverance...AMEN!
@Mags7655 жыл бұрын
Amen 🙏🏼
@priscillasimon74535 жыл бұрын
Amen. For strength and wisdom that God opens new paths
@Thronsohn5 жыл бұрын
Well god is Not going to help. He has to Take measures into His own hands.
@indiaxlovee5 жыл бұрын
Denckler Podcast i think she was referring to having peace while going through this
@EmpressBlackIris5 жыл бұрын
Yes, you can hear the distress in his voice 😥
@hrobbins3 жыл бұрын
A college buddy of mine was accepted into med school early and started after his junior yr. He did 2 yrs fine then in his 3rd yr both his parents passed within months of each other. He was depressed and couldn't finish med school. Academically dismissed. No medical degree, no bachelors degree, and all the debt that goes with it. :( he did leave the country to start over.
@mabelw7 Жыл бұрын
Did it work? What does he do in other country
@meggrotte47602 ай бұрын
He most likely taught english.That's what I did twenty years ago I tell I made my payments the first thirteen years. Then there was illness, Covid, unemployment Thank god I found another teaching in the country I stayed in I start in august. If all goes well I should have my loans paid off in twenty nine months. I've been acquiring interest the last four months. It's about a thousand dollars I might owe two thousand and interest Try the time I start working I'm going to set try to save some money to pay off the interest as soon as possible If I make two payments, I can finish it off
@lgmarquez54694 жыл бұрын
I'm so glad I chose to attend a community college. I get everything for free, tuition, and books. I was accepted to Princeton but decided to opt-out and go to a CC after highschool. I will graduate in the Fall and will transfer to a State University that isn't as elite as Princeton but a great school none the less. They offered me a great scholarship that will cover my junior and senior year. This will result in me graduating we $0 debt. I did miss out on all the freshman parties tailgates but in the long run, saved me money. I know many of my friends that are already thousands of dollars in debt and I'm grateful I made the right decision.
@MJ_M4 жыл бұрын
uh what major?
@maybeiam33674 жыл бұрын
That was just stupid. Princeton has the prestige, you can basically get a job anywhere based on going to Princeton and not only that you make better connections in a school like Princeton.
@lgmarquez54694 жыл бұрын
@@maybeiam3367 Trust me I made the right choice
@sallyibrahim91354 жыл бұрын
@@lgmarquez5469 yes you did!
@lgmarquez54694 жыл бұрын
MJM Petroleum Engineering with a minor in computer science.
@MBurns-gk8th5 жыл бұрын
My heart hurts for him. I could hear his voice shaking. I hope he finds a way out.
@katwillny5 жыл бұрын
M. Burns Jesus. That’s horrible. I feel the angst on his voice. God help him.
@catvishplans5 жыл бұрын
Same here. I am so sad for this man.
@Hosteyy4 жыл бұрын
Colleges shouldn’t be able to take this much money from a student
@joshualaughlin23854 жыл бұрын
its med school.
@mohammedal-ahmadi80454 жыл бұрын
do you think they care about students ? its a business for them
@AaronHollander3144 жыл бұрын
90% of student debt goes for lifestyle expenses...not for education.
@rajab41874 жыл бұрын
@@joshualaughlin2385 in EU its $500 a sem
@stancj74 жыл бұрын
@@AaronHollander314 Thats not true. Look up tuition and cost of attendance breakdowns for medical and dental programs. Tuition usually accounts for 60%
@ikeybobby95709 ай бұрын
Hey James and Dave, I am from the Lexington Kentucky area and I might be able to help with this. I have seen people do this in the past. So, Lexington has 2 VA facilities, while working for VA you qualify for Public Service Loan Forgiveness after you have made 120 payments from an "accepted" repayment plan. That means after working 10 years in the VA system (not as a doctor) you can have these loans forgiven. One accepted repayment plan is the income driven repayment plan. This will have him paying less than what the interest is occurring. After 10 Years your debt will have increased, so you will have paid nothing toward your actual loan balance, however you can have them forgiven. This is the route I would take. I know it is a little against Dave's teaching, but abnormal circumstance call for different options.
@just2genders6688 ай бұрын
This is a great option.
@aidanmccormack54438 ай бұрын
I really hope that he sees this if he wasn’t able to get the help he needed, thank you for writing
@joshd0297 ай бұрын
I was thinking the same thing when I heard his story. PSLF would be a great option.
@jeneuweenlaf9487 ай бұрын
This is a reason why the comment section is so useful.
@youngfinance63193 жыл бұрын
So pretty much this is how it is Student:can I take a 300k loan for a home Bank:NO Student: can I take a personal loan of 10k Bank:NO Student: Can I take a 430k student loan Bank: YES OFCOURSE
@Zordiak3 жыл бұрын
Why is that do you think?
@youngfinance63193 жыл бұрын
@@Zordiak because it is the truth. I have many student friends who tried to take loans of 200k for a home investment and they were denied. And I have my broke student friends who the bank lent them over 500k for student loans
@dr.anthonyfauci52803 жыл бұрын
@@Zordiak because it’s bankrupt proof
@charles5973 жыл бұрын
Ridiculous considering the home loan gets you an actual asset so your net worth isn’t actually changed. These student loans are the main cause of negative net worth nationwide.
@jaqueitch3 жыл бұрын
You can't blame the banks. You should be at least smart enough to realize you're not cut out for it at some point
@esthermluv5 жыл бұрын
This call breaks my heart 😞 I’m so sorry James, you can tell he is hurting.
@sissyboislut38395 жыл бұрын
He's a loser.
@lexis198415 жыл бұрын
I really hope he is ok. What this probably does to him mentally. Praying 🙏
@kennethkirkham10245 жыл бұрын
Subscribe me back
@grecooo235 жыл бұрын
This was my biggest fear the entire time I was racking up student loans in medical school.The system is so broken and ridiculous. The fact that at the end, you can fail a board exam, not make it, and still owe hundreds of thousands of dollars. Hoping this guy gets some help and figures it all out.
@JayP-vh9wc5 жыл бұрын
CaN you not retake the exam???
@shannon27484 жыл бұрын
@@JayP-vh9wc He said he failed twice and that was the end...so sad. I hate standardized tests anyway. There must be tutors you can get to help you learn how to take these tests. Poor guy.
@AWesker19764 жыл бұрын
@@JayP-vh9wc If your patient dies - you don't get a do over.
@JayP-vh9wc4 жыл бұрын
@@AWesker1976 fair enough, but these are students a just a tiny bit of leeway should be given. a second attempt and you are out type of thing.
@RevPerdueJosh4 жыл бұрын
Exactly, the entire lead up is a joke. The school didn’t do right with him, how do you pass their classes and then fail their subjective end test? He’s using the knowledge THEY taught and said he did well in! Says more about THEM than anything else. He showed competence by passing their courses.
@johnjordan47264 жыл бұрын
Medical sales, that's what i'd suggest for this dude.
@tacticalcrusader37094 жыл бұрын
Yeah don't those pay like six figures?
@VituKhonje4 жыл бұрын
@@tacticalcrusader3709 It's sales. You reap what you sow.
@SuperPerfectMan6 ай бұрын
But make it and you’ll easily pay it back and then some.
@Beast800013 жыл бұрын
I understand this guy completely. You can be really good at any level of school one minute, and the next be falling behind. Even if you are trying your hardest, sometimes it's just not enough
@farahhussain2405 жыл бұрын
Jesus! 430k for medical school! American student loans are insane
@Stoneface_5 жыл бұрын
Rodrell Green the average is around 200k for medical school
@robber985 жыл бұрын
@Rodrell Green 80K out of 430k was for undergrad. It's not 430k for Med school.
@NatJac-gg3mv5 жыл бұрын
It should be against the law to charge that much for education. So let me get this right....When you think about it, you have to pay extreme fees for "YOU" to sit in class, you to study all night long, you to miss sleep, you to not eat very well while in school/ be a broke and starving student, you to do home work, you to take test and midterm/ final exams ect? Wow...why charge so much!? Land of the free...I wonder if this guy would call it "free" when he is struggling to pay 430k to exhibit his own brain power? I wonder why Ramsey didnt inform him about the many loan forgiveness and discharge programs that are available to health care providers (medical staff), and Public Service loan forgiveness PSLF, and so many more not to mention the income based repayment plans? Maybe because many people consider them socialist programs and they equate socialism to some evil deed. I like Ramsey but I question why he did not advise this man to these programs. I didnt hear any real advise other than asking him if he could become a nurse and earn a higher salary versus a teaching job. ?????
@Sarah-eh7bw5 жыл бұрын
It’s completely insane that he was even allowed to borrow so much in the first place. No one would have ever authorized that much for a mortgage, and a home is far more tangible than a degree.
@harvardvillegas44705 жыл бұрын
My uncle became a certified financial planner as a side job during he was in med school. He finished paying off his debt when my oldest cousin started college.
@kamrankambang79535 жыл бұрын
My 20k student loan feels so much better now
@andrea20k5 жыл бұрын
Kamran Kambang lol I know right. I’m going into travel nursing next month to pay the rest of my $18,000 off in 4.5 months. Thank god for those options.
@JediOfTheRepublic5 жыл бұрын
If you are worried about 20k in debt then you really have some problems.
@kamrankambang79535 жыл бұрын
@@JediOfTheRepublic some of us is jot born in a country where 50k is the average pay. I'm only making 40k annually and I'm quite happy I manage to pay off 22k debt a year.
@Kikigreentea5 жыл бұрын
I just dropped 10k on a $32,000 loan 2 weeks ago and was complaining. I don't feel so bad now. I'll likely be out of debt in 2 or 3 years. This guy will likely die with his debt.
@notorious14605 жыл бұрын
andrea20k you and that other guy are smart you chose the right school not like idiots that go to big name school and get the debt
@Bleyluige Жыл бұрын
Stay as a teacher for 10 years and your loans will be written off
@mickaelalarkin53824 жыл бұрын
If he did a one year nursing program, he could work as a nurse then go back into anesthesia to make around $200,000
@a-a-ronbrowser14863 жыл бұрын
Ah, something like that would be good
@yoleeisbored3 жыл бұрын
but that's more debt..
@francistran4323 жыл бұрын
@@yoleeisbored, that debt is pocket change compare to 200k salary.
@JohnRodriguez-xi5wt3 жыл бұрын
Easier said than done. CRNA school is equally as hard as med school
@francistran4323 жыл бұрын
@@JohnRodriguez-xi5wt, that's true
@john14254 жыл бұрын
If I was this dude I'd probably leave the country.
@Flourish_today4 жыл бұрын
Me too
@MBarberfan4life4 жыл бұрын
Yeah, he needs a fresh start
@chaosdig41434 жыл бұрын
id leave the face of the earth
@heathj77944 жыл бұрын
Literally wont help. I had friend move to germany after college and sallie mae still found him
@SomeLazyDr4 жыл бұрын
@@heathj7794 Did Sallie Mae garnish his German wages?
@michellebachellet89924 жыл бұрын
Dude, leave the country to start over and never come back. Canada, England or Australia are good options. This is not a joke
@YPEFFLE4 жыл бұрын
Provably the best advice for this situation so far!!
@gcass874 жыл бұрын
I know you're not joking. We feel his pain.
@SaifAli-kq9bv4 жыл бұрын
How does this work legally? Can debt collectors still come after you if you’re in a different country?
@Rayden4404 жыл бұрын
@@SaifAli-kq9bv No they can't come after you for debt if you're in a different country. But if he's 430k in debt I doubt he can afford to move anywhere.
@sailexw64144 жыл бұрын
American Capitalism ruins yet another life.
@ComOneMaybe4 жыл бұрын
I have all the sympathy in the world for this man. You cannot imagine what this pain feels like unless you've been through it. They should make a rule that if you don't complete your degree for these expensive programs, your debt is erased.
@rsafree11392 жыл бұрын
Who do you want to pay for his failure? The tax payer?
@ILovePancakes24 Жыл бұрын
@rsafree the educational system should be on the hook. If he couldn't pass it and they taught him then it's their problem.
@Boc3phu5 Жыл бұрын
@@rsafree1139the banks that we bailed out in 2008
@Thanatossssx8 ай бұрын
@@ILovePancakes24thats dumb on so many levels. 430K is even dumber but giving free professional education isnt realistic either
@sprint74128 ай бұрын
I don't think that would be a good idea. It punishes the ones who passed. Really, I think universities are charging way too much to begin with and letting students continue to get loans at insame amounts. There should be a limit.
@lizitis4 жыл бұрын
My heart just sank. I’m so sorry this has been a road block for him. I have test anxiety and it took me some time to pass my state boards in nursing. I had to see therapy for my failures as it lowered my self confidence and identity, but was able to make it through and passed! I knew the material, but kept second guessing. It’s embarrassing to explain to families why he didn’t make it as a doctor, yet facing the logistics of all these debt and fin dung a new path. I feel you, man.
@elizabethfigueroa68114 жыл бұрын
If you dont mind my asking how many tries did it take you? I failed a board as well but not for nursing.
@shaynae.worrell20103 жыл бұрын
Hey lizitis I am a RN too and took my boards twice! I feel u sis it was tough
@wiiiz35 жыл бұрын
this was 1 of the saddest vid because even Dave didnt have any tips for him 😢😢
@CaptainBuggyTheClown5 жыл бұрын
I got a tip, vote.
@KindaRustySocks245 жыл бұрын
Captain Buggy and how will that change his situation even in the slightest?
@CaptainBuggyTheClown5 жыл бұрын
@@KindaRustySocks24 That's like asking how does replacing your engine in your car change anything.
@KindaRustySocks245 жыл бұрын
Captain Buggy I’m talking about James specific financial situation. He can go ahead and vote but that won’t change his debt.
@frankyflowers5 жыл бұрын
@@KindaRustySocks24 if someone like bernie Sanders becomes president then maybe they will let people declare bankruptcy. im for trump though.
@Shineldove5 жыл бұрын
Take an accelerated nursing program at a local community college. Work while taking classes. Then become a traveling nurse, they get paid twice as much! Living expenses are paid for & he gets to travel the world, while also knocking out his student loan debt. There's hope at the end of the tunnel!
@Piwork695 жыл бұрын
Shinel Yes traveling nurses make very money.
@danielsanders27635 жыл бұрын
Hi Shinel. As a travel nurse I can tell you your expenses are not paid for by the hospital or recruiting company employing you. You receive a tax free stipend as part of your weekly salary and if you choose to take their housing (as opposed to finding your own on airbnb or somewhere else) they will reduce your stipend considerably which often makes it not worth while to travel nurse. It is in your best interest not to have your living expensive covered by the company. But you are 100% correct that you do make twice as much and it's a fantastic career! I love it. Are you in nursing?
@Brooklyn_Muse5 жыл бұрын
It sounds so simple but that would involve having to set the clock back and start all over with pre reqs. From the sounds of it he doesnt have the funds to even take those pre reqs at a community college. I'm pretty sure that the undergrad science course are all expired by now so he can't even use them to apply to the nursing programs. It can be a very discouraging process.
@aquamarine00235 жыл бұрын
Excellent suggestion - he can get this degree at a community college very cheaply and yes, traveling nurses can make over 100k!
@NSGLiv5 жыл бұрын
Shinel you just gave me an great idea
@user-yr3uj6go8i4 жыл бұрын
This is my first time ever having sympathy for someone being in student debt... I swear, our schooling system in America is an enormous joke.
@mcsmedia80814 жыл бұрын
There's quite a few people in that boat. I knew a lot of people in my university who triple majored and double minored on top of that. They basically worked their rear ends off to maximize their chances of work after college. Few of them have been able to land jobs within their fields of study. Basically, if you didn't take something related to business, data analysis, or computer science; you're in for a pretty hard time landing work related to your field of study. But Universities tend to advertise every major program as if they are all equally marketable on your resume despite the fact that not all majors are equal. I walked away from my original fields of study when I found out that getting a job in any of them would entail paying for Masters and PhDs before I actually get to start seeing some career opportunities come from all the money and effort that would have to be invested. Hard Pass.
@Musicienne-DAB1995 Жыл бұрын
It's a criminal racket.
@Musicienne-DAB1995 Жыл бұрын
@@mcsmedia8081 Good on you for walking away. This is an absolute con.
@danielrn13311 ай бұрын
He fails out and you blame the "schooling system"? You want a doctor who can't even pass the classes because you "feel sorry for him"? Yes lets lower standards to zero so everyone wins. So stupid.
@Ibetala8 ай бұрын
JUST TO BE ACCEPTED this guy had to be extremely intelligent I guarantee you he is NOT STUPID. People are so judgmental when they have no idea what it took him to even gain admission!!! He sounds like he got burnt out and deserved an academic leave and then a chance to try again.
@adamavinger16884 жыл бұрын
I wanna see a follow up with this guy. I wonder what he ended up doing.
@salty-as-heck99154 жыл бұрын
Income sensitivity repayment for 10 years, paying next to nothing, and after 10 years as a teacher (his current profession) his student loan debts are forgiven entirely.
@RainbowManification4 жыл бұрын
Sallent almost nobody gets forgiveness under that. There are so many little caveats and if you have any unapproved breaks in employment or don’t hit all the requirements you have to start the 10 years all over. Only 2% of applicants for PSLF have gotten discharges for it.
@EarlyBirdCraft4 жыл бұрын
He committed suicide
@Kanal7Indonesia4 жыл бұрын
he dead
@cpolyalum3 жыл бұрын
He bought a one way ticket to Bangkok.
@chrishooshmand5 жыл бұрын
As a current medical student this is my worst fear in life. My heart sank listening to him speak and realizing I am only a few bad exams away from his position. Poor soul.
@soorajgijo74585 жыл бұрын
Its been a month. R u doing good? Also, i have a question: how often do cases such as this come up, is it really rare?
@orangesandlemons405 жыл бұрын
I'm applying now and this is also my fear. I should have really stopped listening to not think about it too much, but I couldn't.
@urbanistgod5 жыл бұрын
Please answer to Soorai
@adfadf97855 жыл бұрын
@@orangesandlemons40 No worries because you won't get in if you are here watching youtube
@derekroberts59315 жыл бұрын
@@orangesandlemons40 don'tdo it man. Do an accelerated b.s.n then nurse practitioner or just go physician assistant.
@Kostas19895 жыл бұрын
I admit , I cried with this call this call killed me
@starielife26805 жыл бұрын
lies
@certifiedfinest50655 жыл бұрын
Kostas aww sad your a good guy are you in debt yourself?
@stepheniaomehmba23805 жыл бұрын
It was very painful listening to this caller; I cried too because I could feel his pain from his voice.
@theunitedworldofworkers72745 жыл бұрын
Kostas I know, I wish I could donate the lil money I had to him
@primordialmeow72495 жыл бұрын
Me too.
@youngpatrick293 жыл бұрын
I would leave the country and start over, either Western Europe, South Asia, or Canada. That sucks man no one deserves to live in that kind of stress
@carlosgaytan66394 жыл бұрын
I don't usually see Dave stumped. I was ready for him to tell the guy to leave the country and start a new life.
@sunnyk36665 жыл бұрын
Consider 1 year nursing accelerated programs. He will have most of the prerequisites because he has a biology degree and medical school courses which include anatomy and physiology. Very doable.
@Aces1355 жыл бұрын
that's a great idea
@RubyCoughDrop5 жыл бұрын
Yeah when he's claiming none is transferable I'm skeptical
@aminaw86695 жыл бұрын
He may have to retake them because most accelerated/nursing programs don't accept prerequisites thats been more than 10 years. Also accelerated programs cost almost the same as PA programs which will lead to even more debt.
@trentmartin14205 жыл бұрын
LPN program 1yr. at tech school
@highlyfavored24345 жыл бұрын
Right?! Work in ICU for two years then apply to CRNA school. He already has the science and math classes needed. Then make $200k a year to start
@InvestingHustler5 жыл бұрын
Ouch , at this point get a new name new ID and move to a new country lol best of luck !
@thetruthunburied33045 жыл бұрын
Investing Hustler 😂😂😂😂😂
@latrice24915 жыл бұрын
Investing Hustler 😂 that's on my bucket list
@godseliteforever5 жыл бұрын
Nothing about that is funny that's a serious situation to be in
@msfsaint5 жыл бұрын
@@godseliteforever maybe he can get some credits for his studies and become a doctor somewhere cheaper? Half a million dollars is a lot of dirt with no shovel. Bailing the country isn't so unreal at that point.
@latrice24915 жыл бұрын
The situation isn't funny but changing your id is 😂 I think everyone with student loans can laugh to this
@dogan60704 жыл бұрын
What a scam that course is almost 500.000. Crooks. Those schools are crooks.
@jamesklimt4 жыл бұрын
That's the cost of medical school and part of the reason we're short on doctors here in the US
@farrenz33333 жыл бұрын
If everyone who watched this donated 50 cents, we could get him out of debt
@narutochan6203 жыл бұрын
@kl2j3423 Is a bottle of water that much worth it?
@savvydigipreneur75772 жыл бұрын
I would donate if he had a page set up
@monharris28 Жыл бұрын
i would help him too
@hannahmercer9311 Жыл бұрын
can we set up this page please
@eunicemeekins Жыл бұрын
Me too
@alvint44855 жыл бұрын
Why am I watching this I'm getting second hand anxiety
@jenniferreed16364 жыл бұрын
A Anon same
@SAYCHRISTISLORD4 жыл бұрын
Samee
@projectdan33694 жыл бұрын
Bro my balls started to hurt hearing this!!!!
@ryand91114 жыл бұрын
Same here lol! I'm having a panic attack for this guy
@abeizaguirre34174 жыл бұрын
Actually it helped me feel better about myself, since that guy is really in a difficult position. That’s crushing debt and is honestly a tragedy of our modern society.
@ChakaKhanian5 жыл бұрын
I hope Dave offered him free financial counseling to help him pay off this debt. Out of all of the callers, he needs to be taken under someone's wing. I am concerned for his mental health. He will really have to work hard to find happiness in any career he gets involved in because he may feel like a failure for not being a doctor. I know he said none of those classes he took in medical school will help him in other programs, but that's not necessarily true. Programs have it to where as along as your classes like Anatomy and Physiology/Medicinal Chemistry/Microbiology were taken in less than 10 years, you can transfer them into other programs.
@Connetification5 жыл бұрын
Even if he gets into one of those mentioned career, it will take him a life time to pay off his debt. I am a nurse. It costs me $200,000 to get a nursing degree (international student). After tax and living expense, I saved like 1.5-2k a month. It would take me 12 years to pay off 200k. Luckily I don't have to pay anything. He owes 430k. It would take him at least 28 years to pay off his debt. He has to be thrifty for the rest of his life. He he's sick...boom money goes to medical bills. If he's perfectly healthy for the rest of his life, he can pay off his debt at the age of 62-64 or so. That's pretty much at the end of a person's life.
@nealkelly97575 жыл бұрын
james c Physical therapists don't make much more than Chiropractors
@outfield2434 жыл бұрын
That’s so scary. Student loans are purely evil when they’re that expensive.
@joshuapardo61794 жыл бұрын
Its a medical school
@strattamatter4 жыл бұрын
This is a year old as I write, but I am praying for this man. I hope he is living out a good solution that get him on his feet again.
@isabellaw.75704 жыл бұрын
Thanks for praying, Jud. I am too. There needs to be a lot less judgment in these replies. It's heartbreaking.
@ItsDanny914 жыл бұрын
This is where I blame the schools. Where was the guidance and advice?
@cryptocovered47294 жыл бұрын
Danielle Shank Schools are a business. Wolves in sheep’s clothing
@JohnDoe-fg9ng4 жыл бұрын
The school gave him three years to complete his third year. Sound like he wasn't improving, they can only try and help him so much. Sounds like he had a mental break down or something. At some point people become a lost cause and liability and you have to cut the cord. This is incredible rare in medical school because there is a great filter to get into the program (unless we are talking about Caribbean med schools, those are high way robbery taking anyone and everyone who will sign the dotted line even if they are grossly unprepared).
@christinewatson19894 жыл бұрын
Exactly. All my college told me was "well, you're getting an English degree so you'll never find a job." WRONG. Come to find out there are A LOT of high paying professions in writing. They should know this and tell their students to help them take relevant classes.
@Jacobthekid284 жыл бұрын
@Kazuya I wouldn't say wisdom as much as I would say experience.
@thelouster58154 жыл бұрын
C. Watson My school said the exact same thing. All my professors did was tell us that writers and English majors would never make more than mid 5 figures at best, and to be prepared to go for months without a paycheck. Even the counselors could only suggest dead end low paying jobs.
@LuckyDuckie1155 жыл бұрын
The most depressing call ever
@MrEveion6 ай бұрын
I can hear the pain in his voice. This is bad but i pray he sees this through to a better future
@birdseye223911 ай бұрын
Imagine the day you failed for the last time and your driving out of the parking lot realizing the mess your in and you whole life is about to change. After ALL that work. I can't imagine
@MrLegendra4 ай бұрын
Wow, yeah that’s just gut-wrenching. Hope this guy is doing well
@araineacutebrownnurse73155 жыл бұрын
This is such a heartbreaking story
@tombslasher5 жыл бұрын
Very sad. The pressure of life is crazy.
@costco_pizza5 жыл бұрын
Arainea CuteBrownNurse the new normal in Trump’s America unfortunately. :( Is it any surprise? His policies have gotten a lot of people like this caller in the mess they are in.
@npolite225 жыл бұрын
@@costco_pizza as much as I don't like trump i can't fault him for this. I think it's terrible that this person is in this situation and somehow the medial schools need to figure this out way before the end and have an exit plan for people who don't become doctors. I think the situation would be there had Obama or another president
@s_14085 жыл бұрын
The callers self admitted lack of recall during testing isn't Trump's fault. He started medical school way before Trump ran for office. Personal accountability needs to be applied in this case. He failed because he couldn't recall medical theory not because of Trump's policies. Not everyone is meant to be a DR. and not everyone should be a DR. At the end of day he holds someone's life in his hands...would you want him as your DR?
@jimroscovius5 жыл бұрын
@@costco_pizza His problems have nothing to do with Trump.
@terrellhensley42835 жыл бұрын
Don't give up man. You don't make it that far without being an intelligent individual. Things will turn around. Keep your faith.
@LilSebastian_5 жыл бұрын
So intelligent that he failed the board multiple times... yeah... ok.
@terrellhensley42835 жыл бұрын
@@LilSebastian_ as if it's easy buddy. Have a good day.
@TheRadiantPeachBudgets5 ай бұрын
He could become a nurse and after a year start travel nursing. In 6 years he could be debt free
@BlacksmithBets Жыл бұрын
The US is such a bizarre country to allow such young people to take on almost half a million dollars worth of debt like that. How is this not criminal?
@Sticky_Slick5 жыл бұрын
Medical Sales? Bio pharmaceutical sales? Amazing money here and with your familiarity with hospitals and its people, along with your biology degree, you should be able to get in the door. So sorry to hear about your circumstances.
@deekayvixen5 жыл бұрын
Mason Wagoner Those are really good suggestions.
@wyoradical64975 жыл бұрын
Agree
@msfsaint5 жыл бұрын
I'm guessing that his difficulty with the board is dealing with people in stressful situations. His psyche isn't the best right now (no wonder). Great suggestion, but you've got to get that desperation out of your voice and head.
@jason_v123455 жыл бұрын
@@msfsaint He said his difficulty is with knowledge retention.
@Spacemonkeymojo5 жыл бұрын
@C B Not only that but he said he did badly in the biology degree... so yeah.
@LaDeeDah5 жыл бұрын
You know it's bad when Dave is stumped
@AeroPiggy5 жыл бұрын
There are a couple options, but Dave said himself that he isn’t well versed in the career opportunities for the medical field. In all honesty, though, I would have left the country. I’ve got no business being here after that.
@UplifterMan5 жыл бұрын
@@AeroPiggy true. no way one person without lottery miracles can make though 400K of debt without high paid jobs. Leave is only option.
@callmeishmaelk7678 ай бұрын
I'm surprised you never really hear of anyone going ballistic on the medical board testing companies.
@rreagan0073 жыл бұрын
His only real option is putting the loans on income-based repayment, continuing to work as a high school biology teacher, and hoping for the 10-year student loan forgiveness if he qualifies.
@deborahjtellesones5 жыл бұрын
This is SO heartbreaking. I just finished law school (I paid my way through it) so no debt but I just took the CA bar and did not pass, so now I have to spend thousands to retake it. I feel his pain to a core. Thankfully I can try the bar as many times as I need to pass without having to repeat Law School.
@deborahjtellesones5 жыл бұрын
Thank you so much for saying that! Whoever you are... I wish you ALL the best. @Roy_Thousand
@alb123456725 жыл бұрын
@@deborahjtellesones I hope you pass your bar again but my ex was an attorney who just couldn't make money it in, was doing document review for McDonalds manager salary. I taught her coding and she caught on it. Made solid portfolio and a few years later she makes six figures, and enjoys it. I do very very well, been doing it for a long time. We both work from home too. It is always an option.
@Connetification5 жыл бұрын
Same for NCLEX. We have unlimited tries. Man, I can feel that guy's stress and sorrow seeping out of the screen. What a mess he's in.
@Raptors05245 жыл бұрын
I hope you pass the bar!! Good Luck!!!🍀
@sonyawilliams49895 жыл бұрын
The California bar is brutal so do not feel discouraged on not passing it the first time, it may take a few times but you will get it!
@flioink5 жыл бұрын
Isn't this how Breaking Bad starts?
@weeeeeeee9455 жыл бұрын
Nah he found out he had lung cancer and was a broke chemistry teacher..
@Nagy2kan5 жыл бұрын
Lol!!
@weeeeeeee9455 жыл бұрын
@uutuber431 nahh lung
@ElaineLoyd5 жыл бұрын
Breaking bad part two. So he's going to be paying that for life pretty much at least it dies when he does.
@MsJuliab145 жыл бұрын
pretty much! failed chemist turned broke teacher ... yeah! Hopefully this guy doesn't get cancer of course though!
@heterosapien84264 жыл бұрын
That guy is literally an indentured servant.
@Liuhuayue3 жыл бұрын
American medicine is like that...
@jamarnemcgill14004 жыл бұрын
Law, med, and dental will break you mentally and financially, especially at a Ivy or non-Ivy private institution. Don't do it. Originally, I wanted to be a Doctor of medicine myself, but I said "Forget about it" later on.
@elijahmccallister58024 жыл бұрын
Jamarne McGill We need more good doctors/lawyers/dentists so I don’t know that “don’t do it” is the best statement to make lol. Maybe “don’t do it unless you’re fully prepared and understand the risks of what could happen if you don’t pass”
@rosegroshek12184 жыл бұрын
If nobody did it, then we wouldn’t have those people in society. It’s a huge risk, but that’s why you need to be financially smart and mentally stable so you can pass your boards
@jamarnemcgill14004 жыл бұрын
@Micah Burns It's too late. I'm 26 years old lol. I am too old to start studying medicine, law, or dentistry now. I changed my mind about the medical field back in 2012 when I graduated from High School. Plus, it is hard to find scholarships for those programs too. A lot of these schools out here are downright stingy to the point that you may have to use a substantial amount of student loans.
@elijahmccallister58024 жыл бұрын
@@jamarnemcgill1400 You should watch the channel "Medical School Headquarters" they have a series about being pre-med when you're older. Some people don't finish medical school until they're well into their 30's. If it's something you really want to do you should do it, there isn't any sort of age cap
@philipduodu88674 жыл бұрын
@@jamarnemcgill1400 It's not too late if that's what you want to do. There are students in my medical school class in their 30s.
@ieattofu685 жыл бұрын
I am a believer in "you never know until you try" and this poor fella tried and is still trying...I wish him better days.
@msy70234 жыл бұрын
Yeah .. He tried and got 430k worth of loan and there going to be no better days for him
@KCKnowsBest5 жыл бұрын
I hardly ever comment but wow I honestly feel bad for this guy. I hope everything works out for him
@djtecthreat3 жыл бұрын
Ah yes... the "Everyone needs to go to college" trap snatches up another victim.
@djtecthreat3 жыл бұрын
@John Reagen I understand you can't be a doctor without schooling. My point is A: Not everyone should be a doctor. B: Not everyone CAN be a doctor. "Wanting" something isn't always the best reason to do it. That amount of debt is stupid regardless of career path.
@moehendrxx79644 жыл бұрын
This was 1.5 years ago. Im curious to see how things are going.
@tommasoamorosi45533 жыл бұрын
I hope he is better off than 2018. He never deserved this
@jazzymichael3 жыл бұрын
@@tommasoamorosi4553 He borrowed 430k and can't pay it back. It is entirely his fault, and he deserves this.
@kelvinsparky37453 жыл бұрын
Me too, It's been a tough year, I just hope he's doing a lot better.
@kelvinsparky37453 жыл бұрын
@@jazzymichael But he never set out to fail.
@spicyshizz28503 жыл бұрын
@@jazzymichael ?? No it’s the school system for being this costly and not being able to guide him. How can u even say that
@NRush20095 жыл бұрын
I owe $7,500 in student loans and it's tough. I can only imagine $430,000 😥
@calpolyca4 жыл бұрын
I hear ya'. Ten years ago I took out $10,000 for school and the whole time I kept thinking, "How am I going to pay this." LOL. I feel ridiculous now hearing all of these stories of people with over $100K in debt from school.
@alysha112264 жыл бұрын
I owed 40k at one point. As of today, I owe $878.59 because I was paying my deferred loans, while going to school. It’ll be done by the summer.
Tremaine Johnson same here I have $8500 you think $7500 is a nightmare and then you see a guy like this with no shot whatsoever and you just can’t help but feel better.
@joshuawebb33375 жыл бұрын
I get it. Guy is coming from a pretty hopeless place right now. Feels like he just flushed half a million dollars down the drain and nothing to show for it. Kinda hard to see a glimmer of hope after that. Just dont give up man. Sooner or later things will turn around. Gotta be careful right now this kinda thing can cause some very sever depression. Might lead you to do something you can never take back. Maybe some counseling might help too. It can be hard to think clearly through this when its so fresh. Eventually gonna have to eat this elephant. Take it one day at a time. Will help greatly if you can find some way to make 6 figures but its not necessary. Just easier.
@raventhorX5 жыл бұрын
@Brian Waller Well if you have a job in IT already you're doing objectively better than me lol. Trying to just get my foot in the door in IT but no one is telling me where I can improve and all my interviews I've gotten were bust. The end of this semester I will also have an associate's degree in computer technology with a focus on general networking. It was originally supposed to be an MCSA but my college dropped that starting this year and apparently they don't do a grandfathered in kind of program so I had to switch. Luckily the debt isn't too high yet and I know I will get it paid off but will be a whole lot easier with a career in IT.
@raventhorX5 жыл бұрын
@Brian Waller yea that's what I'm learning now. Starting to feel it would have been better money spent on education in something else. I still see all kinds of positions being posted but a lot of those positions are senior positions and I doubt i would pass their qualifications.
@pjob1235 жыл бұрын
Joshua Webb Well said!!
@contrarian24965 жыл бұрын
Well, the caller didn't pay half a million dollars from his own pockets, it was a loan, so technically he didn't flush anything down the drain. He can get his life back if the option of deserting to another country is still open.
@steeldriver53385 жыл бұрын
@Brian Waller I won't pretend to know anything about the IT field, but if you don't mind me asking: if the field is so competitive, then why are you trying to get in when there are other fields that are struggling to find employees? Sure, it might be your passion, but that doesn't guarantee anything. Go where the money is.
@JeffreyJohnson-ip4fy9 ай бұрын
Pharmaceutical sales; hospital administrator, being an RN would be a breeze after going to med school.
@asdax83114 жыл бұрын
This is a caller I straight up, emphasize with. It's one thing to dig yourself into credit or auto debt, but student loan debt is a whole different matter. You go to school in Hope's for a better career, but it could all fall apart & have all this debt & no credentials to show for it. I hope he can get his life around soon. Sincerely, Pharmacy school dropout
@etopeojo5 жыл бұрын
We are praying for you Brother. Our Lord will get you through this. Hang in there and don't give up.
@nobad61345 жыл бұрын
Amen
@beberlybrito47395 жыл бұрын
God bless you. Loved your comment
@kennethmoses43975 жыл бұрын
Thank you for the comment. I was praying for him too. May the Lord make a way out for him to be debt free.
@mandyschmidt71645 жыл бұрын
Zade Muhammad maybe his plan involves the lord🙄
@bobsacamano39245 жыл бұрын
Your lord seems to have put him into this situation. Now it's going to get him out of it. Seems like "the lord" has a real sick sense of humor.
@TheOHenry6665 жыл бұрын
Hearing this mans story makes me so angry. Deliberately setting up a system where a certain percentage of Med students have to fail, and at the same time leaving that certain percentage in a half a million debt. What pragmatically sadistic freaks run universities (especially Medical and Law schools). I hope they collapse under their own greed and weight!
@groartigegrammatik49975 жыл бұрын
Amen
@groartigegrammatik49975 жыл бұрын
It makes me angry and disgusted too
@hiitscourt5 жыл бұрын
It's just shocking to me that a university would let a student get THAT far into the program before stopping them. Letting someone go a half a million dollars into debt for nothing is criminal. They should have told him along the way to change course.
@aztekenen15 жыл бұрын
for a bank, debts equals their capital my friend. there have to be people in massive debts or there is no money to be made. this is basically the fate of ALL who fail college degrees. and the further you deepen yourself into any study, the worse it gets. welcome to the world. and especially America, where the debts go beyond human. so the loaning industry can keep profiting.
@bobsheridan39065 жыл бұрын
The system is not set up to fail a certain percentage of students. There are baseline requirements for everyone to pass.
@DarkKnightBruce6 ай бұрын
This happened to me but for $230k and with law school but I got out from under it finally. Schools need to be required to INSTANTLY refund the gov't. 50+% if this happens to their students. Otherwise they JDGAF and on to the next sucker. P.S. - Asking a wannabe doctor to be a nurse is a slap in the face.
@Invertmini12126 ай бұрын
430k in debt and no degree... Wow, just wow.
@ginay48784 жыл бұрын
I’ve seen this happen to a few people in my Med school class. Two of them went thru 2- 2 1/2 years of school unable to pass boards. They were both told they had an undiagnosed learning disability. The third had a test anxiety thing. I also know someone who worked as a doctor for 5 years and good not pass board certification. She had to resign. She can no longer practice as an MD. She has a decent job with a pharmaceutical company but misses practicing medicine. Boards are taken after M2 year, M4 year and in residency and if you do a fellowship. Boards are standardized tests unlike most course work exams in med school. Don’t judge this person too harshly. Who would ever foresee this outcome? Until you’ve been through it you’ve no idea the intensity or demand. He’s obviously smart or he would never have gotten into med school.
@insideoutsideupsidedown22184 жыл бұрын
My daughter went through med school, she said a lot of these people are just hitting the party scene and not concentrating on school...
@shanemcmahon43464 жыл бұрын
@@samysamjell3482 He said he has to be smart to get into med school. Not that med school is right for everyone. Learn to read
@LadyK0074 жыл бұрын
Exactly!!! The guy has the book smarts. I hope he lands on his feet
@TheBlackDorothyZbornak4 жыл бұрын
you dont need board certification to practice medicine though
@rreagan0074 жыл бұрын
And then we import a bunch of foreign doctors, and I know there is no way that most of the foreign doctors I've seen practicing in the U.S. are smart enough to ever pass U.S. medical boards.
@dencetrov70995 жыл бұрын
And me freaking out because of my 15k student loan...
@kbee2255 жыл бұрын
And that's not even USD
@FrauIndian5 жыл бұрын
Your logic is TOTALLY FAULTY. Asian Indians that take out the equiv of $30,000 US dollars in loans (But in Indian rupees) for school major in a computer science or related field or engineering (and aim to get an internship too)-no liberal arts degrees. The expected STARTING salary is $80,000 for undergraduate if you get hired in the US. There are good paying job in India too. I am originally from India. I studied liberal arts. But I did NOT go 30,000 in debt to pay for liberal arts programs like many Americans do.
@FrauIndian5 жыл бұрын
@Snow 123 Your logic is TOTALLY FAULTY. Asian Indians that take out the equiv of $30,000 US dollars in loans (But in Indian rupees) for school major in a computer science or related field or engineering (and aim to get an internship too)-no liberal arts degrees. I did neither field. The expected STARTING salary is $80,000 for undergraduate if you get hired in the US. There are good paying job in India too. I am originally from India. I studied liberal arts. But I did NOT go 30,000 in debt to pay for liberal arts programs like many Americans do.
@T12J75 жыл бұрын
The fact that someone somewhere is doing far worst than you isn't a reason not to freak out. You're not on the clear - stay sharp and keep your cool.
@aboubakr15275 жыл бұрын
Snow 123 actually in Australia it’s 320k aud for medicine for yous it’s 200k usd so yous pay less even with conversion
@ke62642 жыл бұрын
Man, I feel so sorry for him. I hope he's doing better now.
@imCurveee3 жыл бұрын
I wanted to be a doctor, and after my first year of undergrad I quickly realized it wasn't a path suited for me. Feel sorry for this guy. Gonna be a tough hole to climb out of.
@ChasingAndrewJackson5 жыл бұрын
It's not the end of the world🤦 Grab a CDL & come to Texas oilfield. $100k/yr. Save up for a used $20k semi truck. Lease onto an oilfield company. $400k/yr gross.
@oc45155 жыл бұрын
@Chasing Andrew Jackson It’s exactly what I’m doing now. Except I’m debt free. But I am behind on retirement savings because of losing everything in Hurricane Katrina and having to rebuild my life.
@kloves3lvandcckelli3155 жыл бұрын
Default User 😂 but he could try
@kloves3lvandcckelli3155 жыл бұрын
Chasing Andrew Jackson shoot! I’ll do it!
@vonksummer90995 жыл бұрын
Do CDL drivers really make that much money even if they have their own business?
@ChasingAndrewJackson5 жыл бұрын
@@vonksummer9099 It depends on the type of freight being hauled. The oilfield is considered specialized freight compared to hauling food & dry goods.
@Evelyn-pl3we5 жыл бұрын
I feel really bad for him. :( Imagine getting INTO medical school, than doing residency and not being able to practice. The time spent and also the embarrassment I'm sure is a lot for him.
@jjjsmith24975 жыл бұрын
Rachel Cilia Not so much embarrassment in 40-50 years when everything they have taught is outdated and proven to be wrong... The fda just approved a new marijuana drug..after millions of lives and billions of dollars were lost over the last 75 or so years.. but now they can make money of it, so its the greatest thing since sliced bread.
@crimansizers58405 жыл бұрын
He didn't go to residency. James couldn't earn his MD which precedes residency. Still Poor guy.
@Evelyn-pl3we5 жыл бұрын
@@crimansizers5840 You're right! So he spent 4 years in medical school and then couldn't pass boards which would allow him to start residency. Sad.
@mullner885 жыл бұрын
Rachel Cilia there are multiple “steps” to their boards. He didn’t even get to year 3-4 of medical school by the sound of it since he was dismissed from the program. He probably failed step 1 which happens in year 2
@Evelyn-pl3we5 жыл бұрын
@@mullner88 Oh that makes sense. I didn't think you could "fail" a Step exam- I've only heard of people getting super low scores, which limits what speciality they can get into. That sucks! I have a few friends that studied for Step for 6-7 months...yikes.
@melodyn64194 жыл бұрын
Anethethia nurse could also make 200-300k a year, with all your hospital working experience, you should be admitted. Take all nursing prerequisites in community College and transfer as many credits as you can.
@3241675894 жыл бұрын
I said the same thing!
@marklanger79654 жыл бұрын
My community college credits in the usa wont even transfer to a canadian college........
@christineehrbar24172 жыл бұрын
James If you’re out there man, hope all is well!
@jesussaves40605 жыл бұрын
if each person that viewed this video donated a dollar or two...this young man could be free. think about it!
@micheleD4984 жыл бұрын
Omg true!!
@insideoutsideupsidedown22184 жыл бұрын
Me too..when can you send me the money??
@Ryanbenitezfilms4 жыл бұрын
@Tobias Squibs When you stand before God, what are you going to say to him when he asks you why you cursed this man. I assure you, God loves him just as much as he loves you.
@edkennedy79524 жыл бұрын
Jesus saves....because he shops at Walmart.
@wowso44 жыл бұрын
JESUS SAVES such a kind hearted person you are yes people like this need help I wish we can all join a group where every month we all help each other pay off our college funds
@patrickhart89885 жыл бұрын
Five years in the French foreign legion and they will give you a new identity.
@mboaz47305 жыл бұрын
He definitely needs to flee this country, but he would have to have skills to offer in a new one. And he could never come back.
@pawsnotclaws27725 жыл бұрын
patrick hart he could move somewhere cheap like Mexico or Peru
@MrJamberee5 жыл бұрын
There ya go. A solution.
@javiermendoza51735 жыл бұрын
@@pawsnotclaws2772 this could be the solution, learn a bit Spanish and start again in a new country as English teacher.
@californiahandball5 жыл бұрын
Learn Spanish and become a doctor in Cuba. I would do it, except I don't have debt and I already know Spanish.
@muradshawar11 ай бұрын
Dave and team should call back these callers few years later to see where they are at in life it would make a very interesting serries
@engineered-mind Жыл бұрын
He saved a lot of people in the future thinking about going to med school
@evastood45395 жыл бұрын
Holy moly I read this number as $43,000 not $430,000😵😵
@Ave18215 жыл бұрын
I once failed something major and I know exactly how he feels. I usually don’t feel sorry for these people, but my heart aches for him. I pray he figures this out.
@Elizabeth-uj8vn4 жыл бұрын
You can hear the pain in his voice... I hope things turn out better soon..🙏🏼
@cko19924 жыл бұрын
He should get his MBA with a concentration in Healthcare Admin. 2 years, fairly cheap, and guaranteed 6 figures after graduation.
@anjudindyal57364 жыл бұрын
is it really that easy to get a job in the administration? I heard you have to start small like a nurse or something? Any insight? because I have finished my Master's in Health Administration halfway and not sure if I should finish because I heard it's hard to get a job.
@jenniferedwards87084 жыл бұрын
It is definitely not cheap or guaranteed. I have a MBA in healthcare. It takes experience to get six figure salaries which means you better either get into an internship that opens doors for you or start at the bottom and work your way up. My advice to others is to start somewhere and for your MBA while working in a health network so they can help pay your tuition.
@SM-fy2im4 жыл бұрын
Healthcare admin is a general masters, definitely doesn’t give you 6 figures after graduation you have to work your way up in administration
@jessical69444 жыл бұрын
I’m curious to know if it’s guaranteed too. I’m a medical records custodian transferring to different facility and a young lady with the MBA applied as my replacement. From the looks of her resume, she was struggling to find a position related to her career goals so idk... 🤷🏻♀️
@gsquared23944 жыл бұрын
LOTS of folks assume an MBA will buy a 6 figure income are absolutely wrong and end up with debt working at Hardees. If you’re not already on with a business where they pay for part of your degree, then look very critically at the return on investment of any degree.