Hey girl! Happy Sunday! Just another reminder that please DON'T FORGET TO VOTE FOR ME TO WIN VLOGGER OF THE YEAR 👇🏿 - Click the link below, Enter your email, Vote for me, I'm on PAGE 3! >>>>>> bit.ly/3xnrvbt

I don't know who needs to hear this! You're saving a day off work.

Can we get a collab with you and Patricia Bright, The Break??? Black women educating on WEALTH will forever be important!

And THIS is why we love you!!!! Taking notes right nowwwwwwww

I wish I had a big sis like Lydia, she has actually been such a light in this YT space 🥺

This is EXACTLY WHAT I NEEDED THIS MONTH! I keep spending money on ubers & impulse buying I’m getting it altogether as I plan to buy my first property next year by the Grace of God🙏🏾🙏🏾🙏🏾

I get so excited when I see women creating, saving and using money as a tool in their lives to design life on their terms. I'm super excited for your future, and know even more blessings are to come. Great video and thank you for a great conversation starter for many people!

Can we just acknowledge the fact this lady gets more beautiful day by day ❤️❤️I just love her glowing skin✨❤️ I love you Lydia.❤️

Can we have a video about travel finances? How to save for travel/ how to spend money well while traveling etc etc

Yesssss to the BLACKETY BLACKED OUT JEWELRY and a full run down of how to snatch our finances back!!!!! Thanks for the continuous valuable and highly informative info!!!

You spoil us Lydia, you spoil us!!! The gems, the beauty, the rich content; thank you ♥️

This is exactly what I need RIGHT NOW. I’m listening sis 🤓

I love how passionately she speaks. I can tell this is her real life and not bs ❤🇧🇸

NEEDED THIS. Over lockdown I was on my gameeee. Now, I can't even look myself in the error. :'( Time to get back on track. Thank you Lydia, needed someone to put myself in place lol!

Loved how you broke down every tool you used to save those coins. Definitely will be looking into them. Thanks Lydia!

Great advice!!!! Tools? Honey, you got them! Absolutely phenomenal!!!! You might be a young new home owner but you have budgeting down to a T. Thanks so much for sharing!!! I used almost all of these tips and your suggestions are dead on. Each person’s necessities differ. You hit gold when you took us to a good sermon teaching the difference being fixed and variable expenses. Not only did you train us on where it’s most lucrative to save, you also help us to identify mismanagement of funds. Ouch! (lol) Let’s be real. We don’t like to acknowledge non-fruitful spending habits. Good rule of thumb for impulse buyers. Question if it’s a need or want. Give yourself a few days to properly evaluate the use or value it will add. IMPORTANT. Be honest!!! As a recovering shopaholic, I could ultimately find a need for anything. So, I had to truly dig deep and really pull out the pencil and paper to perform a real-time analysis. Yeah. Deep. (smirk) However, it was so true and well worth every stroke. If I entered a store. I came out with a bag. Best believe! Now, I’ve learned to not only manage my means appropriately but remove expenses that no longer yield a return. Be it monetary value, self-esteem, self care or routine maintenance. You too will find your balance. Remember, these changes are not permanent and can be adjusted as necessary to accommodate the things important to you as you grow. So don’t give up!!! It could very well take months to master your goals. Be patient with yourself. Emergency situations will arise. Thank God because so will provision. Amen. Amen. Blessings BIG BIG L❤️VE - 🌺InspirationByB

I was about to go take a shower, but nope, that can wait, let me watch Ms Lydia Dinga first! 🥰

This video came at the perfect time. Just got a new job and need to actually learn how to budget. I will be downloading “money dashboard”💃🏽 I want a new car and to save up for my own place his willing 🙏🏽

Loveee the look Lydia!!!

You look really lovely. I believe im financially disciplined. I dont spent money on just anything and ive managed to save half my salary for 2 years now and i think im ready to build out of my pocket. I always budget before i buy,and i save for whatever i intend on doing.

I loved this!! 😍Especially the savings pots tips, it's helped me save so much especially when Im saving for Christmas and Birthdays. I always like to use a lock feature if possible so 'It's out of sight out of mind!'

This video is thorough and helpful. Budgeting is super important . Monitoring your expenses is very key. I really like the spending tracker it helps keep you in check monthly , weekly. It keeps you accountable.

Spreadsheets are life 🙌🏼 I use excel I want to go over to google because you can make it cuter but can’t get my head around it. I also use the cash envelope system as if I don’t have the cash on my card I don’t get tap happy with my card 🙈 Good tip is when you come to the end of your phone contract keep the phone and downgrade to sim only can save £20+ a month or Check you’re average data usage to see if your paying for 100gb but only using 20 to decrease your plan.

this was so helpful thank you Lydia!! I spend the most money on travel. I'm a flight attendant and I am blessed to live with my parents right now until I have gathered the money to purchase my own place- such is the plan. So I have found that I spend the most money on traveling when I am out and that can be in the form of hotels, Airbnb, as I love luxury.

You did a great job on this topic! I’m an Accountant 🙋🏽‍♀️

I feel like i am still trying to understand what career path is truly for me. Every job I have done has not been more than a year, granted I am two years out of college. So i am just still trying to understand what I enjoy and what will give me the most income doing it.

Firstly you look STUNNING!!😍& cutting out on non essentials is sooo right, no more nails for me yikes!!!!

Hi Lydia, I love love love your vlogs, they are so inspiring and refreshing, I have watched almost all of them, I'm from Zimbabwe and my name is Chiedza. I would love to watch your credit score tips as side hustle tips, or starting a business. Thank you for the content you create and God bless you abundantly.

Okay, I need to rewatch this video. I was totally distracted by how good you look😍! It’s the glow for me sis!

Lydia thank soo much for your transparency and teach people things that schools don’t 🥰🥰🥰 I appreciate you! Also you look absolutely stunning 😍

Don’t close ALL your cards, nor run credit checks too often, these can actually hurt you. Also, if to start simple/get ur feet wet, separate accounts; House vs. ‘Play’ Money 💰

😫 My issue is the lack of impulse. After 4 weeks I'm still here wondering if I need the dress or the rug! I need a dash of impulse because I'm not treating myself, when I need to!

Yes please more vids on credit score. Been so scared to get a credit card coz I totally don’t understand 🙆🏾‍♀️🙆🏾‍♀️. Love this content.

Always right on time with the important topics!! 👏🏾👏🏾 .... Where's my pen and paper chile 📝

This was absolutely quality content!! So here for it💣💣

Wow, you look amazing! Joy is glowing off you

Thanks for sharing! Going to use the money managing tools!

Most helpful and transparent KZfaqr out there!

Let's see. Lol. Unnecessary downs in items I have are: coffees" Perrier water, 🍪 or biscuits, lottery tickets, eating out . U can save a little 💸 here and %here by cutting out those wxpensitures .. Thanks Lydia for your help..😊

Yesss we need a credit score video pleaseeee

whewww thank you Lydia for this video 😭💯 Honestly Uber and Skip got me in a chokehold that I desperately need to free myself from 😬

I was literally thinking about starting to budget! Wow perfect timing

this video is soo helpful, literally june & July has been such a cashloss month! August my ass is cracking down on my spending will defo be using the budget template you recommended. Thank you 🤗❤️

THIS is the content we need & deserve 🙌🏾

Love this! Much needed reminder to slow down my spending! Besides overspending on takeout/food, I spend wayyy too much on hair products! its shameful how many half used products that are just sitting around collecting dust! smh

Love this, and yes we'd love a credit video

Was happy to see this! Thought when I saw this "loves me some Lydia Dinga videos *click*" Has me going to reassess my financial planner worksheets. Thanks hun! May we all glow up responsibly financially🤎

I can’t budget if I don’t have money.. 😅😂

Great video, immediately added to my favorites! You're very wise & sensible for someone in her 20s :) xx

I really liked watching this, it was very informative, clear and easily understood. 😁 Please could you do a detailed video on credit cards?

Your content is king ♥️💯🙏🏽

I love this woman so so much. So inspiring and transparent ❤️

Budgeting Queen 👸🏽 here for this ✨ Spread the knowledge 🤎

Food is my biggest struggle 😞🤦🏾‍♀️ I will drop some stacks on food alone man smh

Honestly so inspiring! Love to see it!

OMG, Lydia, this is exactly what I needed, I am trying to work on my budget, thanks for sharing, love the video👍💯.

Thank you so much for sharing your tips and advice! Can't wait to use the management tools you suggested Would love if you could share more about credit scores and improving it in a future video

Yeaaay the video is finally here, have been waiting for this for a while now💃💃💃

You look stunning you’re glowinggggg

Who clocked the DIY side table in the back 👀, love seeing it in use ❤️

Can’t wait to use these tips soon! Thank you Lydia ❤️

thank you for the tips. Love this video. You are one of my favs because you are real. What you see is what you get.. I am so sorry I was not able to vote for you. I just saw this video (been offline for a few months now) and on the website, it says the voting is now closed. I hope you win because you deserve it, hun. xoxo God bless,,,,

Gold!!!! Lydia is a gem. 💫

Love this content. Keep it coming sis!

Currently working on my budget sheet now - haha wish me luck! Thanks for the tips Lydia

As always, great content and video quality! Definitely insipring me to start my own channel!

This was so helpful ❤️❤️

Absolutely live for you and your content!!! 😍❤️ Sending love from South Africa 🇿🇦

Just on time, got off from work... Watching on my way home. 💕

Yasssssssss sis!!! Black excellenceeee right here!!! Yo gooo sis!!!

I needed this , thank you girl❤️

There is something very likeable about you. Great video, moved the money budgeting app. Genius

Great video, so informative and helpful! I would love to see a video about credit.

Hi Beautiful Lydia love this Fascinating tool of budgets your income and style of living that you do and show us and learned at front yoj a deliver everything's 🧡 and enjoyed the channel and have a great rest of your week Beautiful 😍and much love 💘and have a wonderful week sweetie ❤🤩😤😘🥰🥳🌸🌸🌸🌸❤💖

Thank you Lydia this was soo useful🥺🥰 Can you make a video on Credit score?

Yaaaaay I’m early 💃🏽💃🏽. This right here was very much needed!!

Thank you girl This was needed

QUEEEN TINGSSS ❤️❤️ Hey Lydiaaa 🌻🌻🌻🌻

I thought about freelancing with a skill I have and I have realised I have absolutely no skills. Great.

It’s the clothes for meee😭 They’re my weakness 💔 WHERE DO I EVEN GOOOO???? I literally don’t leave my house. And I hate returning things so if it doesn’t fit properly it just stays there in my wardrobe until lit I can’t return it 😭😭😭 Naaaahhh Lydia is actually my big sister because these tips are PRECIOUS ✨🤩🥰❤️

👏🏾👏🏾👏🏾 Can we just clap for our Internet Big sis! Thank you Lydia! My biggest expense is food and I could definitely cut down!

Thanks for sharing these tips because a girl has been struggling to keep up with my budget. One thing that is really expensive for me is spending money on outfits to create content especially as I haven't started getting paid brand deals. 😭

Your content is just amazing! Thanks so much for this :)

Such a helpful video! Thank you ❤️❤️

I am all ears babe Lets go! 🙌🏾

Thank youuu so much I really need to hear this 💕

Notification gang ❤️❤️❤️

Love you for keeping it real!

Online shopping and ordering out is the black hole I fall down sometimes but I usually cook. And I follow a set budget savings plan so the money I need to save I already taken out anyways

This is the type of video I will NO MATTER WHAT be the first to click.

Every time I get a notification from you saying you posted it’s always you doing something positive and productive and I just wanna say I’m proud of you ❤️

Great video! Yes to the credit video please!!

So helpful, thanks x

This was very informative. Thank you.

I should be finishing my essay, but first Lydia's video 😎

Notes on notes on notesss. Thankyouuu❤️❤️❤️❤️

I’m so excited for this video

Why is she so beautiful omg 😍😍

This came at the right time!!! ⌚😍

This was so so helpful.