This is so true! I changed my life now at 28. I have 3 cars (including my dream car a mustang) all paid off, 0 credit card debt, no student loans, 791 credit score (which I don’t care much for) the only debt I have is my mortgage. I achieved all of this by applying this principle you are teaching here! It definitely works. I plan on paying my house off way before 30 years.

I'M NEW TO YOUR CHANNEL.. DON'T LIVE ABOVE YOUR NEEDS. I LIVE WITHIN MY NEEDS...

Am 19yrs old,Gonna turn 20 next month and even as a student am soo proud of what I have achieved so far in life.All thanks to my parents especially my dad who battled me into accepting the challenge of investing in stocks..

"Money makes you more of what you already are." 👌

I am not black, neither am I religious, but you make sense, thank you.

I’m so lucky god blessed me with a wonderful blue collar man. When we had nothing financially we still had love and respect from one another. The money came afterwards.

I eat out a lot. I withdrew my monthly dine-out budget and household expenses and put them in separate envelopes. So far so good but it’s only been 10 days and I’ve only eaten out once.

I hate to loan people money and then ask for my money. So I cut those people out of my life. I don’t lend money out, co sign for no one.

I love how she breaks things down in Real Life ......Every time I think I'm doing better with my finances...she shows me something else in which I can improve.....Constant learning and growth....thank you !

Indeed, we must gain control over our money or the lack of it will forever control us 🖖

Jesus, “I say money walks away from you quietly, and you don’t know where it went”🙌🏾

I have learned self control. Paid off two major credit cards to a zero balance. To keep the accounts active I only charge gas ⛽️ on one. Pay it in full every month, before the due date...the other card I use it to pay my phone bill every month. I also pay that in full. The key is to keep the accounts active with purchases I would have to make anyways with my cash. I need gas for my car & I need my phone for communication. I pay with cash for everything else!!! I only want credit cards to build my credit, not to put me in consumer debt. 2020 Opened my eyes 👀. Thanks 🙏🏾 to God I got the message loud and clear! Save, save, save & Stay out of debt!

It is my season to win!!!

Successful people don't become that way overnight. What most people see at a glance-wealth, a great career, purpose is the result of hard work and hustle over time

And let the church say AMEN!!!! I and possibly some others really needed to hear this. This is me currently. I emotionally spend. Finally admitting that to myself. Thank you Lynn!!!!

Amen my Grandmother always said don't worry about the Jones you don't know what what they did to get it take care of your own business

I totally agree with you. I would rather be with someone that is hardworking, faithful, and respectful than someone making seven figures, but lack integrity and respect for me as well as himself. I refuse to walk on egg shell to be comfortable. I would rather walk the face of the earth alone and with, PEACE ON MY MIND, than with someone that Iam always second guessing.. Thank you.

When she started talking about what a real woman is I wish I could give a heart instead of like to this video!! Love this video

Money makes you more of what you already are.....wow

You better say that. My husband is too.He is the best thing that happened to me and he takes care of me and his family on his blue collar funds.

My husband is a blue collar and he holds it down financially, prays with me and fir me. But I need your financial coaching for myself! My husband is so patient with me. 😩🙌🏾

Yes!!! I needed to here this sister Lynn🙌🏾🙏🏾👌🏾

Wow! That's so true. Money isn't emotional. Thank you Lynn!!

My contribution to this video is,"SAVE MONEY TODAY AND IT WILL SAVE YOU TOMORROW!!!

Amen!!!!!!!!!!!!!!!!!!!!!! Thank you for the sermon we need some truth up in here lolol🙏🏼

It's the first time I see your video and I have appreciate it cause all you said is true,I want to congratulate you.

Um, um, um when da girl knows you and you never met a day in your life. Y'all know what i am talking about! 😂😂😂😂😂

This was on the 1 not the 2 👌🏾Thanks you! 💚

Come on now and preach this thang girl. Yes!

Thank you so much for this. Love you

I am new here i subbed i have nothing to loose but so much knowledge to gain!!!! Thank you for your advice Dr.Lynn Richardson everything you said was on point & true👍🏾👍🏾👍🏾

Thank you for dropping these 💎💎💎

Ase Sistah🙏🏾, I haven't had money issues till I start hanging around ppl. So I removed miself and stop the "give give give" to those who aren't supporting me. I agree everything goes back to energy/ emotions that we must deep dig, acknowledge it, admit it and change the situation for the better. Ppl who I thought was Familia isn't and I'm learning to be content to happy with the decision of being in peace with Bam (me ).. Thank you..

How in the world did I miss this??? Truth.

Wow!!! I love this lady!!! Speaking some wonderful wisdom!!

Love this woman!

Thank you, that’s good words!

Thank You my Sis!

Thank you Ms. Lady Lynn!

I cannot like this video enough! Thanks so much!

Thank you for your words of wisdom and encouragement. 👍🏾💯🙏🏽🙌🏽❤👑

Wise, sage actionable knowledge.....Thank you.

Amen! You are telling the whole truth!

Always powerful gems being dropped! We appreciate you Auntie Lynn 💞💞

Thank you Sista Lynn, For this message.

Thank You! You have reminded me of what I should not have been doing.. you just brought me back where I need to be!

Dr. Lynn done said 'If it ain't free, it ain't on sale for you' and 'Your boo... your boo done turned into a who, what, when, where & why... or how much?!' 😄😄😂😂🤣🤣❤❤👏🏽👏🏽👏🏽🙌🏽🙌🏽❤❤🙏🏼🙏🏼 #wehavetofocus

Good ole Facts of Life. I've been there too. Thank God, I am dropping those CHAINS.THANK YOU, Sister Lynn Richardson.I needed this eye-opener.👀🙌🙌🙌

Thanks Lynn!

Thanks for the wonderful advice.

Ohhhh! your on fire with this topic, but you speaking the truth. Amen!

Money is a tool, and tools are used to build, but tools can also be used to destroy. You determine how the tool is used. You can use money to destroy your life, or build it up, but it’s all in your control. Money is like a seed. I must put the seed in the ground for it to grow, but if I eat my seed, then there will be no harvest, because nothing is in the ground. Use your jobs, income tax, stimulus checks, as seeds to grow a better future. Jobs were meant to be stepping stones to get you to the next step in your life, not for you to trap yourself in them with negative money management choices. (This was for me)😅 Don’t eat your seed! I loved that you put paying the tithe in there. That’s beautiful! Awesome video! As a single man in Christ you definitely “learned” me something. Keep going with the content!

Great words Mrs Richardson!!!! Thank you for all your wisdom!!!!

Thank you for everything you do my beautiful Queen.

Hey sis Lynn. I must needed message for teens about to enter college and international high school trips. 💚💜💙. Money walks LOL.

Powerful message. Thank you.

I've never heard of her but thanks be to God I stumbled upon this channel! I'm all ears! ❤

Thank you Lynn!!!

I have no problem buying only what I need but I did learn the hard way🤔

Thank you for sharing all your words of wisdom so greatly appreciate it Time to leave broke with 2020 time to move forward if this ain't a Godly wink I don't know what is this video came right on time!

Thank you

Thank u I needed to hear I’m going to save this message I’m going through something like that today the money there just spent on the wrong things I am so ready to change the cycle amen .🙏😊💯

I really needed to hear this,it is a tough pill to swallow. Thanks for the medication.

Preach!!!

Your channel and wisdom have shown me sooo many things. Thank you!

Somebody say Ouch. Lynn you are hitting the ball out of the park.God bless you for all you do.🙏🙏❤❤😃

I truly thank God for you. It's my season to be blessed and not to be bond by nothing.

Preach! Truth hurts. Learn Better, Do Better, Teach Better, Repeat!

Lord love all the videos. Thank you and i share with family and friends (18). I plan to watch many as possible the day after thanksgiving.

Preach!!

Yes your right

Thank you so much for that well informed insight and better decision making understanding!!!💯🙏

Real talk!

I Love the raw truth! New subscriber.

Love this video

Real Talk Mrs Richard

I truly love this lady like she's my mom because her videos really encourage me when most needed.

Very smart and sassy lady. You are so good!

Oh my God I just fell in love with this woman

Thank you for the pep talk. I needed it.

Thank you!!!

Thank You for this Greatful knowledge

I loved this one! I seen myself most definitely. I'm a giver by nature. But I've since taught myself how to be more selective when doing so. I stopped giving to all and I give to those I know need and deserve it, and that would do the same for me if I was in need of it. Game changer indeed for me!

Lol not the devil being the accountant 😂😂😂 but it’s true anytime it comes to doing the right things we feel resistance. I love how you added the relationship advice, my blue collar husband is a blessing to my life, and my children that’s not his. He added value to my mind set and we’re growing in grace, family and finance, yes and learning how to say that complete sentence “NO” especially with our kids.

Thank you so much

You dropped golden gems and wisdom.

Yes indeed! Speak Lynn!💕

Yea mum will work on ma emotions cox money is not ! awesome stuff

This is good!!!

I always remember what my mother said:" A fool and his money will part".

You betta talk that talk!😎😎😎

Teach and education us, please. Continue to tell the truth.

I never heard this explanation before but I’m glad I heard it on payday!!

Thank you for sharing!

This is sooo accurate:

I am a new to your channel, but I love your advice and I truly live within my means but I loved your secluded advice, AWESOME 👏🏽

yes, speak my sister!!!!!!!As Jazmine Sullivan says "Pick up your Feeling"

@lynnrichardsonI love your advice such a mom vibe thank you so much I can always count on you to help me get my thoughts in order🙏🏽

Thank you for your wonderful insight!

WOW!!! This is profound knowledge, thank you 💛🙏🏼✨🙌🏼