LPPSA for Government Sector Employees

Рет қаралды 6,785

Жыл бұрын

Rena FB page: / rena.choong
Link to join my team in property investment club: bit.ly/3DxoxWS
Use promo code: SEANTANMAKEOVER22 for property makeover: wa.link/0ea7rb
This episode will be all about LPPSA, a privilege for those who works in the government sector. What's great is Rena kinda shared strategies how to maximize that to increase our investment portfolio!!

Пікірлер: 26

@bernardtanpianist Жыл бұрын

Just found out from the LPPSA calculator that if a government servant is on KWSP scheme, then they can only borrow up to the retirement age (which is usually 60 years old). Only those on pencen can qualify up to 90 years old, but maximum tenure is still 35 years. So I guess if someone is on the KWSP track, they'll have to calculate which one is worth it - getting 100% loan or longer tenure with a commercial bank.

@lukenyanti Жыл бұрын

Great info, thanks Rena and Sean!

@amirulnasir1906 Жыл бұрын

Great sharing! Keep it up

@carrmennlee Жыл бұрын

Love all these interesting topic ! Especially those you can’t learn easily & efficiently online.. thanks Sean ❤ more new project full review pls

@tanchinkoon Жыл бұрын

Wow finally worth wait for this topic that I did ask u last time.....

@iherng Жыл бұрын

Yupe. It took a while to find the right person who really understand the subject beyond what's available online. Thanks for watching Chin Koon!!

@carrmennlee Жыл бұрын

Super useful for property agents too !

@raditzfarhan Жыл бұрын

Refinance topic after this!

@etor95 Жыл бұрын

im here from tiktok!! tq for this video 👍👍

@iherng Жыл бұрын

Appreciate it Vito. Thanks for watching!!

@johnctlun Жыл бұрын

Hi Sean, would like to have insights of using property as collateral if possible :D

@andyvel Жыл бұрын

The fixed interest Gov loan is one of the the most lucrative aspects of being a civil servant, especially is husband and wife both work there. Invest wisely with that money.

@abcdefu1373 Жыл бұрын

Why no more updates in this playlist anymore 😢 I find it very useful and alot of important tips to be learned about mortgage here. Im looking forward for ur next episode!

@iherng Жыл бұрын

Well if you have finished the series, pretty much you have learnt everything required for loan application:)

@daddyraffles7083 Жыл бұрын

LPPSA for government servant yang berjawatan tetap sahaja... Jika status Jawatan ialah kontrak maka tidak layak memohon pinjaman

@iherng Жыл бұрын

Thanks for sharing Raffles!!

@acgerlok1992 Жыл бұрын

So if someone is being appointed as a personal secretary or Political Secretary, or the politician themselves, can they apply for this LPPSA loan? Considering that Politician or their appointed official secretaries are also "government servants" per se right?

@judekhishensingh7225 Жыл бұрын

Is it possible to pay only the interest portion of your monthly installment? If your unit is untenanted and you're unable to bear the full cost of the monthly payments.

@iherng Жыл бұрын

There are banks that offer interest only loans, but usually it's for the first 5 years only. But if you cannot afford the monthly payment, how did you got it in the first place. That should be the main concern.

@judekhishensingh7225 Жыл бұрын

@@iherng Got it ! Thank you 🙏