Exactly

100% lol

Right!! I was thinking the same thing! How often has that EVER happened? How often has a person's home insurance premium cost been willingly lowered by the insurance company!? 🙄

I was laughing from the start, what does this company think insurance is lol

That's like the US Government declaring the price of food and gas will go back down :D that never happens

Looks a lot like Gavin Nuisance.

Narcissistic individual

He looked absolutely slimy

all CEOs no matter what they invent are still corrupt

They did him dirty though. I'm sure he said a lot of good things too but they only showed you the 5 seconds of him saying the technology could lead to people getting dropped or rates going up 🤣

😂 No government in the history of human civilization has ever been concerned with stopping the invasion of privacy. But I'm sure that the US government, which operates the largest and most sophisticated surveillance apparatus ever, is rushing to stop drones from filming from the air.

​@@wavejumper86They'd stop it, only to make another way to gain more information. Always a cover-up for something else entirely.

You don't own the airspace above you. But, I feel, just as there is a legal limit to the resolution of satellite imagery, there should be a limit to a drone filming your home. They will still be able to do it since completely banning it would impede on other aviation rights, but there needs to be a limit of how detailed the footage can be.

If anything they'll encourage this behavior since they're allowed to access companies information profiles on their customers. Just like Facebook, Twitter, Google, apple etc, the government would love to have private businesses, in this case insurance companies, collecting data on their population for them. ​@@wavejumper86

​@@wavejumper86Of course. How could the US government allow another entity to spy on what it is spying on. "National security" as they say.

You can only put up the sign if you get written permission from the HOA Karen first

It's not illegal to not have homeowners insurance. Plenty of people go that route. But if you have a mortgage, your lender requires you to have it, to protect their interests. That's a condition you agreed to when you obtained the mortgage.

No mortgage and you don’t have to buy insurance

Anti drone missile launcher might be called for.

You can get a insurance rider for a trampoline for $8-10/month. Most policies by default exclude trampolines specifically because of the increased cost of massive payouts. The lawsuits that can come from a random neighbor kid using your trampoline or pool & getting injured can be massive. I wouldn't want to have a trampoline or a pool without a rider attached to my insurance.

Lets not forget States mandate auto insurance... But then its said to be unconstitutional to have mandated health insurance ?

@@damham5689Not that I am on the insurance company or the governments side but auto insurance is so you can pay if you have an accident. Health insurance is a personal choice. But like I said I am not on any side here. I am also very much against most all government.

​@@mikepalmer2219The ACA makes you have health insurance and you have to prove it yearly.

This country's leadership has such contempt for it's citizens.

@@MichelMawon4982 The ACA? What is that and what country? It’s not in America.

Shut up click your seat belt put your helmet on and open your wallet.

Corporations in general, have too much power.

That's not going to happen you're too scared to do that

These are the MAGA rich corporations supporting what it’s beyond comprehension.

​@@RBzee112Fascism

Even our president is scamming us.

It feels like that... But if everyone was I think we'd be deeper up a creek than we are right now

@@flyte707 :(

It wasn't always like that, but it sure is now!

US propaganda spawned a group of people who will use and abuse anybody to make a buck. That's the consequence of brainwashing generations of people that being poor is entirely one's own fault and that it never has to do with bad legislature or bad luck.

Free drones? Don't mind if I do. :)

Yeah I laughed when he said that. Insurance companies are NEVER going to lower your rates, only increase them.

I want whatever he is smoking.

That should be illegal for them to do that in first place

Notice how he said to raise the price then he said “potentially lower”…they are money seeking not seeking to ease financial pressures on their neighbors. Think about all the elderly they’ll rip off and it will be easy because the elderly are tired and don’t like to take the time and mental space to fight it.

100%

sue the government too

Actually the "Right to Privacy" only exists so slow down government investigations. You know, like illegally hiding guns and ammunition at Concord. They can get a warrant, but we know that there is no penalty for lying on an affidavit, all it does is slow things down.

You’re still thinking it’s the 80’s…in 2024 there is no privacy or pushback allowed on this terrorist regime.

Technically it’s not illegal. What needs to happen is legislation, but guess what? Legal bribery via lobbying and campaign donations is perfectly fine in this country and until that changes nothing is going to happen. Our government is run by private corporations and the problem is systemic. I don’t see any major change happening until a breaking point is reached, and until then, the everyday citizen is along for the ride with zero control.

Various court cases through the years have ruled that privacy is not violated as long as the photographed subject is in public view (e.g., outdoors in this case).

Actually I just did a little research after watching this and it would appear that in most places it’s legal to take drone images from a distance. It’s a very grey area, which is creepy. Insurance companies are evil.

​@@ronswansonsdog2833 ​ @ronswansonsdog2833 Yes, can you fly a drone over over personal property but the catch is you cannot film or video without the landowners permission. Even drone images at a distance are illegal if they film a private space because it's a violation of an individuals privacy rights. The catch would be that if you can reasonably view the same content from a public space its not private but if a home has a privacy fence, any breach of that fence line with a filming device is a privacy breach. These are civil rights laws, not criminal statutes, unless one violates a peeping tom law or something similar. Every citizen, regardless of State laws has a reasonable expectation of privacy. Law enforcement cannot even film in your yard without a warrant. In Texas, home owner rights are even greater than most other states. In Texas, your vehicles are also an extension of you home and the same rights apply. There are also criminal statutes that would apply if for example your kids where running around your private back yard without clothes.

@@ronswansonsdog2833 ​ @ronswansonsdog2833 Yes, can you fly a drone over over personal property but the catch is you cannot film or video without the landowners permission. The same regulation also makes its illegal to shoot down a drone. Even drone images at a distance are illegal because it's a violation of an individuals privacy rights. The catch would be that if you can reasonably view the same content from a public space its not private but if a home has a privacy fence, any breach of that fence line with a filming device is a privacy breach. These are civil rights laws, not criminal statutes, unless one violates a peeping tom law or something similar. Every citizen, regardless of State laws has a reasonable expectation of privacy. Law enforcement cannot even film in your yard without a warrant. In Texas, home owner rights are even greater than most other states. In Texas, your vehicles are also an extension of you home and the same rights apply. Additionally say for instance you children where running around your private yard not fully clothed, that filming now becomes criminal.

​@@ronswansonsdog2833 ​ Yes, can you fly a drone over over personal property but the catch is you cannot film or video without the landowners permission. The same regulation also makes its illegal to shoot down a drone. Even drone images at a distance are illegal because it's a violation of an individuals privacy rights. The catch would be that if you can reasonably view the same content from a public space its not private but if a home has a privacy fence, any breach of that fence line with a filming device is a privacy breach. These are civil rights laws, not criminal statutes, unless one violates a peeping tom law or something similar. Every citizen, regardless of State laws has a reasonable expectation of privacy. Law enforcement cannot even film in your yard without a warrant. In Texas, home owner rights are even greater than most other states. In Texas, your vehicles are also an extension of you home and the same rights apply. Additionally take for example you have young children running around your backyard and they aren't fully clothed, the issue now becomes criminal.

Yeah, ok

They really weren't. The totality of things were worse.We were just oblivious to it.

​@-.._.-_...-_.._-..__..._.-.-.- yes, the 80s were much better. I could call you a toggaf and not get canceled.

@@-.._.-_...-_.._-..__..._.-.-.- mentality has changed us a lot , this is enough for it to be a tad better than today's world times

@@-.._.-_...-_.._-..__..._.-.-.-indeed

​@@-.._.-_...-_.._-..__..._.-.-.-hahahah there were no lgbtq crazies indoctrination children in the 80s. Kids could pay off their college loans after college. We were far far less racist and didn't have BLM in the 80s. LIFE WAS WAYYYYYY BETTER!!!

On a sloped roof, those discolorations are the leaching of zinc off of the roofing nails. Not a reason to cancel insurance. Very sad about this greed that has taken over our society.

They know what to look for, yes, discolored roofing and the age of the roof is clear indication of the need for a new roof.

So they are not doing Thier jobs while u pay them ok scam ​@@tonyburzio4107

@@tonyburzio4107 what a bs. Here in europe it's not unheard of to have 50+ year old roofs functioning properly. Sometimes a few tiles need changing, but redoing the entire roof due to discoloration is such a usa thing....

Right, like now let me see all of their rooftops on ALL of their buildings !

Install a new roof on your house and the perineum will go down.

It's always increasing

They just don't want to pay out

​@@bobroberts2371yep, they will.

GJW, my boat insurer lowered my premium this year. I was flabbergasted. It's the only time in my 52 years on Earth, that has happened.

yes exactly you would do the same if you were insuring 100 homes .

defeating the purpose of insurance.

Is that any different than someone selling a car before it goes through a major maintenance period .?

@@Matt-yg8ubyes. If they are get good enough at this, they never ever pay for anybody’s roof repair. … despite ostensibly providing a service known as insurance

@@Matt-yg8uban insurance company that never pays out is just a corporate thief

I think for some but not all. Some people can survive without it.

i say that too this is a Dystopian society now all governments CEOs are all corrupt & only care about money they dont care about citizens

we are using negative uses of technology

Humanity’s downfall will be lack of organizing and action

Nah, it's ALWAYS a lawyer nearby causing problems. Always.

Yeah. But at least when switching to another company they don’t have to tick the box “are you ever denied or stopped an insurance policy?”

It’s getting hard to keep any insurance company in California, it was probably either pay for the roof inspection or end up without any insurance at all.

@@SreyaIJpeople need to stop building in at risk zones.

Nobody charges for independent inspections if you pay for one that’s your losss and deserve to lose your money

@@SL-pg4dhWhat does dirt on a roof have to do with a high risk zone and the streaking/staining of roofing shingles on the ladies house in Virginia is total nonsense. I live in Maryland and due to particulate matter in the air from dust/dirt etc especially if you live near a high traffic road or interstate is absolutely normal. I had my roof replaced less than 6 months ago and the shingles are already getting some staining and they can stay that way because pressure washing them just decreases the life of the shingles. Lastly I dare anyone to show me a flat roof that does not have a few “bird baths” on them from construction inperfections and settling

Only if I go out for new quotes, including getting a new quote from the current carrier. I’ve never had them drop the rate themself.

Our rate drop about 200 from last year (found out when we got our renewal docs).

My insurance company stopped insuring in our area and my agent found an insurer with same coverage and lower rate. Only $100 but in 10 years that's a thousand dollars, so definitely a good thing (unless they raise their rates, which the other company was doing anyway).

never. we got dropped from our carrier over some B.S. like this but ended up saving a ton of money with a different insurer so i guess it worked out.

our rates dropped recently out of no where. Kinda shocked us but it's lower now. hope it stays that way

Its straining from bacteria - which has nothing to do with integrity of the shingles. ( which are there products that if treated will eliminate it.)

The streaking has nothing to do with integrity of shingles it cause by a bacteria - and can be easily treated.

Exploitations of the first amendment stating that you can film from public spaces, and not considering the space above your property YOUR PROPERTY. Also considering some drone operators to be "pilots" so interfering with their craft is highly illegal even if they are buzzing around you. Because government always helps.

Yup. But if you are allowed to drop them for another company, they should be able to drop them as well.

HOA's are not all bad . If you have a neighbor that is a slob and has multiple broken down cars supported by cinder blocks, you're going to have a hard time getting that eyesore cleaned up without an HOA.

​@@Mlogan11You are a nosy neighbour. Most people aren't, so they wouldn't care. HOS is high school all over again.

35 years without ever filing a claim. Had I invested that money from the start I surely could have rebuilt my entire house from scratch twice.

@@billl1127 This is what Im talking about. Its a freaking ripoff.

Where does that comment fit with this report??

@@koda3967because if you don’t like insurance companies doing this, who is going to stop them?

Do you think smaller insurance companies would fix this issue?

Deal.

Smaller insurance companies won't launch satellites.

hay bimbo, we don't need your permission to fly a drone over your house.

Your whole house is visible online through google earth and Zillow and prob have a smartphone(extreme security breach) so idk what privacy your trying to protect. The drone was at your house to help you after a hail storm not to drop an airstrike on your house. You don’t own the airspace above your house and it was prob looking from public view so u have no case. The insurance company does everything in there power to no approve your roof but you chose to be scared of a drone there for legitimate reasons u listed. Bot mentality

Amica does it. I called to get a quote and told me my roof is in poor condition. lol it’s a 10 years old home and two years ago I got people to clean all the moss out and is in tip top shape. I told them that there is no moss and is all clean. So he asked for a receipt of work. I don’t know about you, but I don’t save my receipts. So I had to ask the agent whether he wanted to know if I bleached by butt hole. Then I hung up. Avoid Amica!

How old are you? You should save receipts related to house.

You propably already gave permission to your insurrance company to look at your house when you signed the contract

He was just looking to avoid a bunch of hate mail for building a business offering this service to the insurance companies. He knows they will never lower premiums based on his drone footage. As a matter of fact I am sure the pitch he made to the insurance companies when selling them on his service was that they would most definitely be able to offset the cost of his services and turn even better profits by increasing premiums and dropping long time customers whose properties had increased risk over the life of their policy. I am sure that was literally his sales pitch.

😂​@@hskrgrad

Also the streaking has nothing to do with integrity of shingles it cause by a bacteria - and can be easily treated.

So then we are becoming socialist? We are capitalist. Choose another company and they’ll adjust.

How about just not invading peoples privacy by sending a drone without homeowners approval!

If insurance companies had to pay to keep a bunch of roofers on staff your premiums would be even higher

@@jav9069 unfortunately u dont own the airspace (or space space) over your home to infinity

@almondjoy123 how about an inspection prior to opening a policy? Needs to go both ways to work.

Don't act like you work for the FAA. You're a 107 operator and the FAA is the only way to get certified via a 1hr computer exam, that's it. "Certified drone operator for the FAA" LOL

@@andrettransformerThere’s a whole lot of studying that goes along with that test, curriculum which is updated constantly as new regulations come out and because of that needs to be passed every two years to maintain your license. Lawful, commercial drone operation is not an intuitive thing. There’s a shitload of things that are illegal which seemingly shouldn’t be, and a ton of things that are legal which seemingly shouldn’t be which anyone would hesitate to perform.

I’m also a drone pilot for the FAA. I’m gonna take TWO insurance jobs to offset this guy not helping insurance companies.

@@andrettransformer flying for comercial purposes requires a different license. If they’re making money with their drone it’s not a 107 🙄 “for the FAA” is a bit misleading tho - drone pilots are licensed by the FAA, not employees working for the FAA.

They will just hire someone else to work under them, or eventually AI will just be certified to do it 😅

What are you smoking? You don't own any airspace.

No you don’t.

Small hats

There should be a rule that says if u don't make.a claim within a certain period of time a portion of the money we pay is returned to us....is that a foolish idea.?

blame gavin newsom for it

Like everything, lawyers who advertise on TV drive up prices. They just realized that the scam they have working in medicine works in insurance. Billions being siphoned off while we saps blame the victims.

100% correct! Nothing but "legal" scam job!!

Scam to the 100th degree

Then don't use it. Just save up your own money in case of an emergency, instead.

Do everything you possibly can do stay out of the system.......

Don't give them any ideas.

Health insurance companies: note taken 😂😂😂😂😂

You gotta love capitalism

Great idea!!!

@@austinhernandez2716 If you think that's the result of capitalism you are sorely ignorant. No one has the right to demand someone else's labor including doctors.

Voting with your wallet usually means less regulation, and less regulation is at the whims of human nature. Which means animal nature. And when the cat is hungry, he will eat the baby chicks, flesh more tender and easier to catch.

Nope, this is corporate greed. Pure and simple.

And you're not going to do anything about it anyway so who cares right

​@@dimcclungcorporate greed is part of Big Brother

@@dimcclung ITS BOTH.

File a complaint with the city or whomever for aerial trespass.

Shaftco?

Sounds like a blanket raise in the area.

This is the future. …”You will own nothing and be happy.” -Schwabb

​@@april-showers77I've been hearing that phrase a lot lately

That was my first thought. Their inspection should be declared ahead of time with proper notice.

We have long since passed that.

im not so sure outside in broad daylight qualifies as a private space.

Spot on!

make privacy great again this crap is gone political

@@mattburrito Something most of us pretty much agree on.

@@sfkeepay these politicians are not friends they are enemies all politician leaders are the real public enemies

vote red, blue politicians don't care about your privacy.

@@sfkeepayIt’s a drone Jesus Christ. At least mention smartphones if you gonna speak on security. Everyone tweaking over roofers getting an idea if a roof is damaged or not after a hail storm🤣

They do but we're the ones paying for it

Obvious no, they only force you to buy insurance if you are financing.

They are using Google Satellite view & street view. Everyone can see everything. Private Finance was deregulated and now owns everything, in every sector. They use technology to optimize profits in everything from our utilities to our healthcare. Our government abdicated oversight for our well being over 50 years ago. Now, we are an end of empire nation, that may not even hold on to democracy, if private finance has their way with us. We will own nothing. Private Finance controlled Business will own everything, that’s their actually WEF plan.

That's complete nonsense. I'm a licensed part 107 commercial pilot. The FAA has the sole authority to regulate airspace in the United States. Not some HOA, police department, county, military etc. The FAA. As such, as long as the remote pilot in command is licensed under part 107 and is in unrestricted (per FAA) airspace, he can fly over whoever's house he wants.

@@loudandclearmediaso true as no one owns the air over their property. They only own the land. Dates back to the chicken farmer in North Carolina. Hence why airplanes and helicopters can fly over any spaces. And you only need a declare flight path to fly in restricted airspace approved for those places.

M pretty sure the attorneys at the insurance companies checked those laws before flying the drones and appearing on national television.

Well my community has an ordinance and the sherrifs department will down the drone with a jammer

Do it with two shades of shingles, while/if they are being replaced. People have been spelling things on their roofs this way for ages.

They all do... that's how insurance works...

Too bad it's all of them, they all rigged it from the start

I've been with Travelers Homeowners for over 25 years. And they just recently sent a letter with the same BS

Sounds like it already is.

Robostamping worked so good in the GFC we're just going to Robostamp everything all the time - AI proponents

That is exactly what you are looking at here actually.

100% Truth!

You’re using it now.

​@@moonshoes11😂😂😂 right?!

@@moonshoes11and this exactly supports the point! Social Media is not our friend!

@@jtpalooki7757 That conclusion doesn’t follow. Using something for entertainment makes it unfriendly? If you think it is a problem, why are you here? That doesn’t add up.

Yes, they are. Just happened to me. After 25+ years with the same company. Never filed a claim. They are dropping my coverage for the same bogus BS

@@latoyadavis7 Did you check your contract? Most likely it allows them to come out and look at your property at all times.

I don't see the issue. Why should they need your consent? Should you need their consent to drop them?

Since 1984

And nobody will do anything about it because it's all okay to be a joke

💥💥Game changer💥💥

Why? Because the money that you pay in premiums isn't exclusively yours. Insurance is a pool of funds shared among a group of people for losses they may incur that they, as individuals, couldn't afford to replace/repair.... your neighbor or buddy that got the *free* roof from the insurance company? You paid for part of it. People just don't understand the concept of insurance.

@lfkatzke, thank you for your clarification. However, that is already understood. I believe the crucial concept here is that if they choose to terminate our business relationship at any time, they should refund the paid amount, as opposed to us voluntarily taking our business to a new company. In the latter case, they retain the money. Over time, a "blacklist" will naturally form, which will deter undesirable customers and maintain high retention with valuable customers.

​@@bullrunreadythat's an absurd line of thinking lol. You were paying for financial protection in case of an accident over a duration of time, and in the duration of the time you paid, you were given that protection. You aren't entitled to continuation beyond what you've paid, and terminating the relationship doesn't make the insurance you've already received stop existing. The only difference in your world is that rates will just be higher from the jump since companies know they can't drop anybody, and anybody who tries to recover damages will be accused of fraud. Because surely if somebody damages their own roof to get back their insurance money, that's not allowable and would be an exception to the refund, but then they could claim that anyone with an ugly roof wasn't doing proper maintenance as a homeowner and wanted their money back for nothing.

​@lukes9192 your reply is absurd. There's no protection guarantee with insurance. They can simply deny your claim just because and cancel you just because. You're paying insurance because you're not wealthy enough to pay cash for your home and therefore it's the law. It's legal theft. The whole system is a joke and it's clear you're married to it.

Yes exactly! Shareholders (ie Jane & John down the street) pressure corporations to do this BS so they can see continual growth and profits.

Don’t forget the executives.

@@TookAHikeNowWhatJohn and Jane??😂😂😂😂 you mean Chan and Shang and they don’t “Live down the street” Get real.

this is how corporations wants to be more greedy and wants more power to benefit themselves not the locals

Cops are using drones in US cities to patrol for crime and watch women get undressed through their windows. The dystopia is already here

Start? We've been in one for like 50 years

I should take that bet, mine was reduced. So there!

@@tonyburzio4107 I call bs on that one.

Ever price a lawyer? Easier and cheaper just to find another insurance company. There's no public defender for civil suits.

@@lfkatzke As a matter of fact I have, I have many who are close blood family. I know all too well what a GOOD lawyer costs, Public defenders are not lawyers, they are scam artists who work for the courts. If you are not paying your lawyer personally you cannot trust him/her... Period. My sister was convicted of conspiracy to commit murder, along with her 19 yo bf who is doing 42 years for Murder.

@@lfkatzke Oh.. and a key fact.. It was our mother they killed.

That won't even fly because why nobody's going to give a care about you since you don't care for yourself to be real citizen😂

Nope. Wear and tear or natural degradation are not covered.

well it’s capitalism we live a dystopian capitalist culture

Klaus Schwab- Hand rubbing intensifies... Mwhaa mwhaa mhwaa mhwaa!

​@willbooker6153 exactly smh idk how they aren't scared to be public

They will tell us that we will be happy. Sharecroppers weren't happy. Slaves weren't happy. I don't understand why they think we will be happy being those things. We won't and we're not doing it.

And be a joke of the world😂

thats what capitalism does makes life unfair

They are all in on it

Since when do you have privacy from above? I understand on your property but above? You can fly drones, news helicopters, and passenger jets over people's buildings or property.

@@j.a.3138 right, there is airspace that is dedicated to that purpose, however it's not typically used for the intentions of directly spying on people. In fact it's technically illegal here in NC to do what these companies are doing, not a lawyer but from my understanding. Flying a drone or what have you for the sole purpose of taking photographs of the house and occupants in some cases is considered peeping similar to a peeping Tom. I imagine it's much more complicated than that, because they love making laws unnecessarily complicated in some cases. All in all though it just begs the question of why even have insurance, if all they're going to do is soap dodge any chance they get. I understand reducing unnecessary risks, yet it's getting to the point where we pretty much need to live in perfect little bubbles at this point.