Interest FREE Education Loan

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Interest FREE Education Loan

Рет қаралды 578,213

Жыл бұрын

Interest FREE Education Loan || #bekifaayati #youtubeshorts #educationloan
Central Sector Interest Subsidy Scheme provides full interest subsidy during the moratorium period on modern education loans without any collateral security and third-party guarantee, for pursuing technical/professional courses in India. Students whose annual gross parental/ family income is up to Rs.4.5 lakhs are eligible under the scheme.
The Scheme is adopted by all Scheduled Banks. Subsidy is admissible only once either for undergraduate or post graduate or integrated course. Under the scheme, education Ioan is provided without any collateral security and third-party guarantee and for a maximum amount of Rs. 10 Lakhs.

Пікірлер: 361

@priyankaram4353 7 ай бұрын

Education must be free.. Even after 76 years of independent we can't accept free education

@scswagat53 4 ай бұрын

Its free, jaake padhaye Govt Schools me. Par Usse social status kharab hoga na 🥹

@scswagat53 4 ай бұрын

@@RayGod1 If you get good grades and get admission in a Govt College. Fees are much less. We cannot expect Govt. to give freebies and we as citizens are not willing to study hard

@substancialscale 4 ай бұрын

@@RayGod1 chhor bhai inhone kabhi apne bubble se bahar hi ni ana anpadh gawaro ne

@Dhrumilpatel9457 3 ай бұрын

@@RayGod1kuch bhi matlab, mera dost govt college mai hi btech kr rha hai 5-6k rs hai per semester itna sasta to hai 10 lakh kaaha se aagaya isme

@Dhrumilpatel9457 3 ай бұрын

@@RayGod1mai private mai btech kr rha hu per sem its 50k , to 4 year ka 4-5 lakh hua, isme bhi 10 lakh nhi ho rha, agar boht mehngi mai jaaoge to shayad ho sakta hai

@mkushwahag.4196 11 ай бұрын

But intrest rate is 11.15%

@drnaishadhjivrajani7077 5 ай бұрын

Kya baat hai.... thanks...may God bless you

@himansuyadav4510 8 ай бұрын

ये योजना पहले आ जाती तो मैं आज सी ए बन गया होता

@shashanksaran100 Жыл бұрын

Har bank batata hai , subsidy ke papers bhi fill karwaata hai, bina vidhyalaxmi portal ke loan de nhi sakte ye bhi mandatory guideline hai bank ki

@technicaljaykumar6806 3 ай бұрын

Acha bhai

@ishanlashkari 2 ай бұрын

Bhaiya please iss line ko explain kijiye " bina vidhyalaxmi portal ke lon de hi nahi sakte " 🙏🙏🙏

@AnandYadav-vc6yg 16 күн бұрын

@@ishanlashkari bhai sabhi banks me mandatory hota h isse wo direct payment kr pate h college ko but de to skte honge shyd iske bina bhi but jaha bhi pucha sab ispe apply krke kehte h humari branch ka ifsc dalna or aa jana fir yaaha docs leke

@yogendrasinghrajput1 Жыл бұрын

Please keep helping students ...kyuki sarkar to karne se Rahi...

@adi0406v Жыл бұрын

Bhadwe schemes toh ministry of education nai chala rakkhk hai bolra hai goverment toh kerne sai rahi.

@piyush9961 Жыл бұрын

scheme sarkar he laayi hai bhai

@letsstudy6904 Жыл бұрын

scheme tumne nikali hai

@imsheep123oinkoink 8 ай бұрын

@@letsstudy6904😂😂😂

@imsheep123oinkoink 8 ай бұрын

Scheme toh Elon chodd ke gya tha hain? 😂

@sonalikarn5571 Жыл бұрын

8.4% interest and minimum income 25000 monthly. Bhai itna salary agr hota to koi kyu loan dekhta 😅😅

@chikkuuuu 5 ай бұрын

25k or 25l

@scswagat53 4 ай бұрын

Kaha se aate hai ye log. 25k per month me kuch nahi hota. Loan lena hi padta hai

@Priyanshu_here 4 ай бұрын

Bhai mere 25k monthly income se konsi engineering karwa skta h koyi?

@NTHINGPRO Ай бұрын

Mai@@Priyanshu_here

@D_Parmar20 Жыл бұрын

Thanku so much didi. Aap ek dum perfect time par ye video lekar aai ho. College admission koi aur bhi important information ho to vo b bta dena.

@bekifaayati Жыл бұрын

Sure, Welcome 😊🙌

@ankitsharma5449 Жыл бұрын

Bro Please help Ist year ke pese kya khod he pay karna hota hai? Mera bank bol raha ha Ist year ke 1 lakh rupay aapko khud pay karne honge 2nd year se aapko loan milega?

@D_Parmar20 Жыл бұрын

@@ankitsharma5449 Haaa bhai. First ywar ki fees khud deni hoti hai. Phir admission proof aur fees payment slip ko dekhkar bank loan deti hai. Aur bhai bank first year ke liye b loan deti. But pahle vo first year ki fees khud hi pay krni hoti hai Bhai kis college me lia h admission?

@ankitsharma5449 Жыл бұрын

@@D_Parmar20 DTU

@D_Parmar20 Жыл бұрын

@@ankitsharma5449 Okay...Which branch?

@Sanju_samson_1 11 ай бұрын

Thank you mam

@ARMDAgamerz Жыл бұрын

Wow didi good job

@bekifaayati Жыл бұрын

Thank you 😊🙌

@Randomworldindia Жыл бұрын

The main problem is , now a days avg family earn 6lakh a year.. so that doesn't benefits anyone

@Ani.1105 14 сағат бұрын

Middle class with male off spring suffer the most

@imdjaid Жыл бұрын

9.3% intrest PA😮

@koushikkundilya1650 Ай бұрын

Kis bank main bhai

@user-du6et6ek4n Жыл бұрын

ISPE DETAILED VIDEO CHAHIYE

@HrishikeshAgarwal 9 ай бұрын

If I do any prepayment during the moratorium period, is it adjusted towards the amount of simple interest accumulated or the principal amount disbursed?

@awareness-9759 Жыл бұрын

Thank you❤

@bekifaayati Жыл бұрын

Welcome 😊🙌

@hemantkumar-wv3fq Жыл бұрын

Thank you so much

@sooryasubhash6226 Жыл бұрын

This scheme is not available for abroad education loans. It was active before, but government will not pay a single penny to people who took loan.

@Anuj_bairagi 3 ай бұрын

What are u doing right now I mean did u get the loan

@ScholarStream_25 3 ай бұрын

So if anyone takes a loan for abroad studies then the person will have to pay an interest???

@sooryasubhash6226 3 ай бұрын

@@ScholarStream_25 yessir

@nancymishracs7873 7 ай бұрын

Please tell more about this ,

@jeetutandan4960 Жыл бұрын

Thank you

@bekifaayati Жыл бұрын

Welcome 😊🙌

@tiwariayush2 Жыл бұрын

Kya general category ko subsidy milegi agar income 4.5 lakh se kam hai....pls tell me

@shreyas8991 Жыл бұрын

JAN SAMARTH

@krishnadevotee1494 2 ай бұрын

Mere parents ki income to jyada hai lekin mujhe education loan lekr course Krna hai to kya me le skti hu loan ??

@Kuldeep-Maurya Ай бұрын

yes but sbsidy nhi milegi

@mohitrawat4352 8 күн бұрын

Subsidy keya hota hai?

@Zoro_913 16 күн бұрын

But can the loan be applied for abroad studies

@Cartoonlovers717 3 ай бұрын

This portal is Also for abroad study loan

@HarshitPadaliya-or9tm Жыл бұрын

4 lakhs se upper security mang raha hai vidyalalshmi portal.

@sheebutiwari Жыл бұрын

Nil dal do upto 7.5 lakh collateral or third party guarantee is not required

@DevKumar-oz1cg Ай бұрын

❤❤❤

@piyushraj8458 Жыл бұрын

Wow didii love you bhut shi time p aapne ye btaya Lots of love from bihar and very nice video

@bekifaayati Жыл бұрын

Thank you 😊🙌

@DivyaRaj-df2ri Жыл бұрын

Aapne kaise loan k apply Kiya h csis scheme k liye I am also from bihar.

@sheebutiwari Жыл бұрын

Mila tumhe bhai

@Gurpreetsingh-os9uw Жыл бұрын

Is it valid for abroad study ?

@shorty-_- 9 ай бұрын

Depend karta appko padhna kya hau

@sachinkumarkushwaha1498 Ай бұрын

apply kab karna hai addmission lene ke baad yaa addmission se pehle

@geniusank7353 4 күн бұрын

which bank has lowest interest rate?

@RamRoman-hl8gb 19 күн бұрын

Widow one

@keerthiulthi140 Жыл бұрын

Are we eligible if my parents annual income is more than 5 lakhs ?

@shashwatpandey5763 3 ай бұрын

To lena hi q hai

@SurjaDas-du3ke 3 ай бұрын

@@shashwatpandey5763hai bhai tum Nehi samjhoge

@GurpreetSingh-bw2py Жыл бұрын

Agr latest form 16 k according family income 4.64 lakh h to kya subsidy milegi interest par?

@Kuldeep-Maurya Ай бұрын

@hindisanskarikkahani7025 Күн бұрын

Please solve this it's important Kya 4 saal tak har saal 7.5 lakh ka education loan paas ho sakta hai kya

@mittukamalpurwala5911 Жыл бұрын

My parents are not in this world so it is obvious thing that I have not any income source. So please tell me how I can get the education loan for study in canada through this website

@Hadee.Chowdhary 3 ай бұрын

Didi abroad education ke liye to btao kych

@vadlamudikrishnaprasad5726 4 ай бұрын

Hi,is there an option for orphans to apply for education loans? Please suggest.

@deepakjaat2583 2 ай бұрын

Bhai apka form fill ho gya kya

@AshishT-lp4zl Жыл бұрын

Mam CFA course ke liye education milega?? Please reply mam

@syedfaizali8948 6 ай бұрын

You can go for Access Scholarship of CFA Institute.

@deepakjaat2583 2 ай бұрын

Mam institute search krne pr no result found bta rha h

@equation0356 Ай бұрын

To aapka college listed nahi hoga

@KhemrajPegu 18 күн бұрын

Vidya Lakshmi portal

@Anjalikargeti Жыл бұрын

this scheme is not for study abroad. Please tell us about the post grad loan for study abroad I guess there is less interest rate on girls for loan I want to know much more please make such informative vedio about that particular topic 🙏🏻❤.

@adarsh_005 13 күн бұрын

Yarrrr csis me eligible hone kw liye college ka Naac ya fir Nba accrediated hona chahiye..

@amangamingpool3519 18 күн бұрын

Details video chaiye

@SatyaKarmamokshaBhoomi 7 ай бұрын

Maine 2021 mein vidyalakshmi mein teen loan apply kiye the aur teenon ab close ho chuke hain jismein se State Bank of India ne yahan Tak jhooth remark de diya ki maine loan kisi aur bank se le liya hai ab main IGNOU MA Hindi mein admission Lena chahta hun aur IGNOU wale roll number dene se pahle paise fees Lena chahte hain aur SBI ke pass jata hun to SBI wale roll number mangte hain tab paise loan Dena swikar karte hain aisi sthiti ma8n jya karoo?

@ishanlashkari 2 ай бұрын

Bhaiya apne phir asiii situation ko kase deal kiya ,,,,means fees kase bharii ??

@SatyaKarmamokshaBhoomi 2 ай бұрын

@@ishanlashkari main aaj tak enroll nahin kar Paya aapke pass kuchh upay hai to bataiye

@param590 Жыл бұрын

Abroad study k liye b same method h ??

@Priyanshu.Gupta. 11 ай бұрын

Are you preparing for abroad?

@param590 11 ай бұрын

@@Priyanshu.Gupta. yss bro

@Priyanshu.Gupta. 11 ай бұрын

@@param590 for undergrad?? Or masters??

@param590 11 ай бұрын

@@Priyanshu.Gupta. undergrad

@Priyanshu.Gupta. 11 ай бұрын

@@param590 do u want a proper guidance, free prep materials and roadmap to succeed?

@Reet974 7 ай бұрын

Jansamarthn me bhi ye scheme h kya

@dhroovjindal9629 Жыл бұрын

Unsecured loan interest free thodi hota h?

@bekifaayati Жыл бұрын

Kindly refer to description of the video for more information.

@dhroovjindal9629 Жыл бұрын

@@bekifaayati ok thx

@siddhiteli Ай бұрын

documents kya lgege ... or didi ye fake to nhi hoga na

@technologicalaman Жыл бұрын

This feature is for premier institutes only

@XPOSER6949 Жыл бұрын

who told you lol dont spread fake info if u dont know or expereinced with

@thearmygirl6915 Жыл бұрын

What if i need loan for abroad study and atleast 25or 30 lac...?

@D_Parmar20 Жыл бұрын

Abroad ke liye to itna aaram se mil jaega. Bank mei jaakar baat krke dekho.

@mihirbose12 16 күн бұрын

can Boy's also applied this

@Livelit634 Жыл бұрын

Uncle ji is lob❤

@BearTraderved Жыл бұрын

New Mutual fund video bno na

@bekifaayati Жыл бұрын

Sure, We will try to cover this in our future videos. Till then you can refer to this video for more information. kzfaq.info/get/bejne/j5uSZ5mH3Li9h4U.html

@creative_20 Жыл бұрын

Intrest nhi leta h lkin per month me repayment krna hota hai wo v muskil h qki per month repayment krna rhta to lete hi q education loan😢😢😢

@SouravKumar-rz4ls Жыл бұрын

Repay k rebate milta h ky

@Gogubillionaire 29 күн бұрын

Mam what if annual income is above 5 lakhs, please help

@s.m_creations 18 күн бұрын

Me- whose father's income is less than 1 lakh per annum

@gogetagaming8507 17 күн бұрын

unable to login beacuse i don't use any surname , and it is asking for a surname , what to do?

@pulkitjakhmola1121 Жыл бұрын

Mam par csis me to interest lagta hai?

@VivekKumar-ci8hq 2 ай бұрын

Coaching k liya koe loan milta h kya?

@Vishwakarma017 Жыл бұрын

Csis scheme pr jane ka trika btaiye

@mstradingzone_ 2 ай бұрын

How to claim This subsidy

@henilparmar9405 Жыл бұрын

Mam without itr file ke loan ho sakta hy

@himanshuhk3320 8 ай бұрын

kuch pata chala bro?

@kushubhamsinghkhamod7820 Жыл бұрын

To kya hmko intrest baad me dena rhega after completing graduation like we bought 4 lakh loan and 1 lakh is intrest to govt. Wo 1 lakh abhi degi to kya hme baad me dena hoga intrest

@chandan2275 Жыл бұрын

Aur vo 10lakh koi aur cheez pe use kare tho 😂😂

@athishvinay8945 3 күн бұрын

I had got btech seat in reva college for lateral entry by merit seat. I had gone for education loan in canara bank. I had applied in JanSamarth portal but bank is asking me to apply in vidya lakshmi portal and they are not even rejecting my application on JanSamarth. From past 17 days I’ve been daily visiting bank but also they not cancelling my application. So please me help Please 🙏

@rishitagupta6656 2 ай бұрын

First year ka fee included h kya ? Ya phir hume hi first year ka fee dena hoga?

@Kuldeep-Maurya Ай бұрын

First year pay krna hoga

@deepakatwal4188 11 ай бұрын

Can we get this loan for abroad study?

@poojapal4610 11 ай бұрын

Aapne liya ye loan

@user-fl8iv7qx8v 11 ай бұрын

Yes you can

@kishangaming1787 7 ай бұрын

Hum log ko nahi milega hum loga annual income 20 lakhs hai 😅😅😂

@mdajijsk2155 7 ай бұрын

Intrest in the loans 12%yaar😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢

@mdajijsk2155 7 ай бұрын

😢

@ishanlashkari 2 ай бұрын

Kya kiya phir,,,, liyaaa loan iss website ke through ya kuch our kiya ??? Please reply

@subhashgupta889 24 күн бұрын

Reply karo brother

@mdaazam2025 Ай бұрын

what if i want to apply for a education loan for abroad studies any suggestion

@Kuldeep-Maurya Ай бұрын

Same procedure

@user-cd8pn4sh5d 7 ай бұрын

Is this loan only for girls??

@alimdaftab354 6 ай бұрын

Lai

@sakshijha2818 Жыл бұрын

Is ITR filing important for this loan please reply

@Kuldeep-Maurya Ай бұрын

family itr Or bank passbook statement depends upon bank

@niketamanjarekar6215 Жыл бұрын

50k tak education loan chahiye rahega Is bare me batao

@Jay-ue2tj 6 ай бұрын

I have applied educational loan through Vidya Lakshmi portal in union bank after two years when I fully paid my loan amt they asking me pay interest which is 11.5% isn't that high for a educational loan?

@manojmore760 8 ай бұрын

wo sb thik bt ye mucch lgana zaruri hai kya ?

@AliAhmod-fx2sl Ай бұрын

Didi me Bangladesh SE hu muje loan chahiye 8 lakh Ka without intrest time limit 😢Allah ki Kasam chukane ki koshish karunga chahe bukha rehna pare

@KushalSharma-ry9ro 11 ай бұрын

Ye scheme kebal ews balo ke liye hai

@revengeking2271 10 ай бұрын

Mam isme interest lgta hai

@stevephill466 Жыл бұрын

But these scheme available for boys ?

@priyankasoni3257 Жыл бұрын

If lgi to dena honga intrest? Aur kitna dena padega intrest?

@Kuldeep-Maurya Ай бұрын

depends bank to bank

@_.justsim7557 Жыл бұрын

how to apply didi?

@Aman_patel046 4 ай бұрын

Hello ma'am mene Vidya Laxmi portal pr apply kia tha loan confirm mel bhi kia 3Lakh ka pr Bank wale intrest rate 11% bole hai pade ga

@ishanlashkari 2 ай бұрын

Kon saa bank 11% interest le rahaa he ?? Please bataye

@Edbagulpawan Жыл бұрын

Me bank me gya toh woh bank wale bole ke tumhare account se nhi mil skta loan, father ke account se mil skta hai mtlb muje ab loan milga ya nhii.... Reply plz

@MrHandsup Жыл бұрын

Broh theyre talking about personal load told then that you want education loan or visit another bank

@Edbagulpawan Жыл бұрын

@@MrHandsupok dude I'll try my luck...... and first year fees bank wale denge ya hume hi deni hogii

@abhisheknarayansingh6245 Жыл бұрын

🔔 🔔

@Medical_students1234 11 ай бұрын

Muje study loan chahiye 10 lakh without intrust plzz btaye muje kiya kiya krna h

@kabiradityaa8603 5 ай бұрын

Konsa bank deraha hai internet free loan

@allover-edits923 Ай бұрын

Can we get education loan with job guarantee?(Without collateral)

@Kuldeep-Maurya Ай бұрын

Yes

@ripudamansingh9233 Жыл бұрын

Maximum 10 lakhs only

@sheebutiwari Жыл бұрын

With collateral or without collateral 😢

@shubhamborkar8810 11 ай бұрын

Hume pata hi hum loan pre payment krke chuka skte he toh hum Education loan me loan tenure jyada rkhhe Ya loan tenure kam rkhe....

@samarthyadav1042 18 күн бұрын

I think loan tenure jyada rakho

@surajkumarchowdhary4521 10 ай бұрын

U / s 80 E me apna interest claim krlo 🥱🥱..100%

@khushboo2522 Жыл бұрын

Mtlb job lagne ke baad dena pdega

@thearcherqueen4917 Жыл бұрын

Agar job nhi mila toh

@pareshpatil7513 Ай бұрын

Kuch nahi hota maine kiya tha. Or kuch bank walo ko to pata bhi nahi hai mai bank ki chakkar laga chuka hu or jinko pata hai unke to bohot nakhre hai 10th to Graduation tak sab result me minimum 60% or CET exam me bhi achhe marks hone chahiye sath hi bakike documents proper hone chahiye. College se letter leke tahsil setu jakar affidavit karna padta hai. Bohot jhanjhat hai phir bhi nahi hota.