I'm glad to read that. 😄

😘😘😘

We all are, Queen. We just need someone to wake a specific part of our brain up.

O yes, that saying ... a prophet is not known in his land. Daalu for helping spread the word.

Think of all the money you would have made with all that money you were not using. 😉

You are welcome Chibuike.

Yes First Bank has a whole subsidiary set aside for Mutual.Funds: FBNQuest Asset Management. And yes, everything is done online these days. The only prerequisite is that you must have an operational Nigerian bank account (in ANY bank, must not be First Bank). Then contact FBNQuest (links in the description box) and say you want to invest in this fund. There are other funds which you can read up on on their website. But this one is the most attractive to me based on past yield and how affordable it is.

@@FloFinance Wow! You took your time to fully respond to me in details, I do not take this for granted Aunty Flo. Thank you so much. I will definitely read more about it on their website and do the necessary. Am extraordinary grateful ma.

Sorry to ask,is it monthly or annually?

I don't know why Nigerian account officers are not trained to market these investment opportunities to customers. All they know is "come and pay money into your account" 😂 So it's not just your account officer Nne.

exactly......

@@FloFinance 🤣🤣🤣! "come and pay money into your account".... nothing else ooo.

All the details are in the description box but I saw your other comment where you said you need to open an account. It is best to wait till you have opened the bank account before investing in this so you have an account to include in the registration form.

@@FloFinance ok my sister God bless you i really appreciate

Please is send wave not working in Germany.

@@blessinggloriatv not yet.

If you have an account in any Nigerian bank, you can do it online..Check the description box, the link is there

Thanks so much my role model, both in kitchen and money matters

Every country is affected by inflation at different rates. The most important thing is investing where you are HAPPY investing in.

Better to invest in foreign investments stocks ,u will always have your money in dollars and it will protect ur money against naija galloping inflation

@@tayokarate Dollar inflation is approaching double digits

😂 Ije bikokwe. I think this simple interest is the most used formula in all these investments. So now that you know how to calculate your money, you are covered. 🤣

Please take action o. 😃

@@FloFinance Soon :) One more thing please: any difference in commission charges between mutual fund managers and stockbrokers?

@@chimereh.achilefu9176 the charges for all these are always quoted in percentages which typically is around 1.5% in the industry. For this fund, the management fee is 1.5% and they quote the NET yield which means they have already deducted their management fee before telling you the yield. For instance with that 2019 yield that was 20.6%, that's what YOU the investor will get because they have already deducted their fee. For stockbrokers, you ONLY pay them commission when they buy/sell shares for you and usually their commission is about 1.5% on the value of the shares you are buying, a bit more if you are selling. Then you pay SEC or NSE fees depending on whether you are buying or selling, CSCS fees, stamp duty, VAT. All these are tiny amounts. For instance looking at one of my contract notes for shares I bought sometime ago, I see that I paid 1.57% in stockbroker commission, 0.7% in SEC and CSCS fees, 0.07% for stamp and 0.07% VAT. I will get into all that in future videos but these fees are usually a small amount compared to the principal amount. For instance 1.57% of say N100,000 worth of shares is N1,570, and N15,700 for N1,000,000 worth of shares.

No.

In the history of my being a shareholder with Nigerian companies, NOBODY working with registrars can divert your dividends. Only your family members who can accurately forge your signature and know other information about you can do that. The time you did not receive dividends may probably be because you did not activate eDividend payments (linking your shareholder accounts to your bank) so when they (Nigerian stock exchange) stopped the issuing of paper warrants, you did not receive anything. But as you saw, you came back and all your unclaimed dividends were there for you.

@@FloFinance ,thank you,but how do I know what gets to me is what am due,like how do I track it??

Each company you invest in releases financial reports ever year. And in that financial report, the amount paid out in dividends is stated there. Then use that to multiply the number of shares you hold with the company and you will get the amount of money you should be paid by that company. Repeat for every company you hold their shares. The organized companies upload the financial report on their websites. Watch these two videos. I explained how to fish out this information in these videos: Part 1. kzfaq.info/get/bejne/jOBodZNyt9fMpn0.html Part 2: kzfaq.info/get/bejne/rMuJm81317inpmw.html

Send me an email (address in the description box).

Flo Finance just did Ma

Hilda so far I've received 3 emails from you. 😊 It seems you have not received my reply to your first email which I sent since yesterday. Please check your spam folder to see if it went there.

Flo Finance just checked and I saw it..Thanks so much Ma

@@FloFinance please answer this question here.

Yes, those in the diaspora can invest in every investment I talk about on this channel. But you must have a bank account in Nigeria.

Scammers that clones my account are on this page. Do not chat anyone on whatsapp oo. It's not me.

Check the description box for their contact information. Sadly First Bank may not have an answer for you because though they are sister companies, I find that they do not intermarket their products.

@@FloFinance thanks so much I will check the description box.

She said from 50k

🤣😂🤣

@@nnekaafam9820 ogini ñ ato gi

😂 Action woman! Everything is in the description box, links and emails.

@@FloFinance 😊😊 I like this kain tin o

Yes, based on the assurance they gave me, it's safe as long as the investor does not liquidate during a downturn. For instance some bonds dipped at the peak of the pandemic this year March/April but they are back in the positive territory now.