IS CITROEN AMI INSURANCE EXPENSIVE? - AMI COMMUTES (EP3)

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Modern Heroes

Modern Heroes

Жыл бұрын

SO MANY people ask about insurance, so let's answer this really common question!
Also... something's not quite right.
#CitroenAmi #NotACar
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Пікірлер: 82
@ModernHeroes
@ModernHeroes Жыл бұрын
I did it again! Forgot to switch to 360 mode for the journey home. Apologies.
@Hayles6677
@Hayles6677 Жыл бұрын
Not good enough Gary. Just not good enough 😂😂😂😂😂😂 Great video as always.
@briangriffiths114
@briangriffiths114 Жыл бұрын
Didn't notice, great video again!
@johnsteel6601
@johnsteel6601 Жыл бұрын
Never notice, was too busy listening for your squeak
@sib4897
@sib4897 Жыл бұрын
Although unique to us I’ll throw the figure in for our insurance; £197 for fully comprehensive for 2 drivers aged 60 & 65 both with clean licence, no accidents, nil no claims (currently being used on 2 other EVs), £400 excess (£250 covered by GoCompare free excess insurance), insured with Privilege.
@scottishcarenthusiastsandtrain
@scottishcarenthusiastsandtrain Жыл бұрын
Great little video as always mate, love these commute videos.
@timw1971
@timw1971 Жыл бұрын
Excellent camera work at 6:40. Really showing how this vehicle can glide around urban traffic. Loved seeing you pass the turning cars on the left!
@maverlk7
@maverlk7 Жыл бұрын
Loving the ‘Ami commute’ videos! Looks like reasonably quiet traffic conditions where you are too!
@ModernHeroes
@ModernHeroes Жыл бұрын
Early start and relatively late finish on a Saturday skews it a little - it’s much busier when I’m actually working!
@user-iy6bp9gc3t
@user-iy6bp9gc3t 5 ай бұрын
Thank you so much for these videos. They have been invaluable and helped guide my decision. Ordered mine last week with an 8 week lead-time. Insurance quote is similar to my 15 year old renault clio so all good there. I asked the Ami team about numbers and they reckon there are currently between 800-900 out ther in the uk as of mid Feb 2024.
@terencehook6958
@terencehook6958 Жыл бұрын
Biggest issue this time of year is fogging. Looking forward to product reviews. Shaving foam if you have a spare can is pretty good though.
@deltafoxtrot2
@deltafoxtrot2 Жыл бұрын
I had a similar issue when I bought a Dacia Duster back in 2013 when they first came to the UK. The year later when I renewed the insurance it wasn't a problem.
@Jamienomore
@Jamienomore Жыл бұрын
Another Good Video. This might interest you, if you go to Poundland you can but a Pack of Two LED Push Lights. Don't forget to buy the Batteries. Once you put the Batteries in, find the best position for you to put it on the inside of the roof. Then remove the cover on the back and stick it on the roof. It is very bright and lights up my livingroom. Because they are round and have a small height, you could use the other one as a torch and keep it where those three pointless containers are on the top of the Dashboard.
@johnsteel6601
@johnsteel6601 Жыл бұрын
Thank you for info on insurance, Ami arrives tomorrow, believe I'm 186 in country if that helps. Keep us informed of your problem, where you go we follow, And get the decals on 😂
@sib4897
@sib4897 Жыл бұрын
And the ‘Modern Heroes 28’ sticker; ours is proudly affixed above the rear window Ami graphic.😊
@shedworks3196
@shedworks3196 Жыл бұрын
New belts stretch the most in the first few months ,so it could need adjustment
@gaznicol5020
@gaznicol5020 Жыл бұрын
Maybe the belt is damp with the weather change but definitely get the dealer to check it out to be sure.
@paultodd9301
@paultodd9301 Жыл бұрын
Another interesting video and the Ami sounds a whole lot better than Ferrari's F1 cars have this season - they are horribly whiny!
@thorbjrnhellehaven5766
@thorbjrnhellehaven5766 Жыл бұрын
How far is you dealer? Just being curious as you mentioned pickup for possible drive belt issue. I am used to having dealers and service centers within 3-5 km I sometimes just bring my bike, to go back home, or some other place in the neighbourhood.
@ModernHeroes
@ModernHeroes Жыл бұрын
The dealer’s
@StevieTyrrell
@StevieTyrrell Жыл бұрын
I have notice an intermittent squeal on initial acceleration. Just about covered 200 miles in 3 weeks. Also my display seems darker on right hand side so maybe the backlight (if applicable) isn’t working correctly. Not contacted my dealer yet.
@Brusselpicker
@Brusselpicker Жыл бұрын
It's amazes me that French 14 year olds can drive these on public roads. How great is that.
@northdevonwildlifewithandy788
@northdevonwildlifewithandy788 Жыл бұрын
I just tried a quote with direct line. My wife and I in rural Devon, both retired. No no claims as we have another car. £161. Not bad really.
@knackeredrovers
@knackeredrovers Жыл бұрын
My quotes were coming back around the £160 mark too. I’m 53 and, like you, I have no no claims as that’s tied up with the main cars. The rest of my collection of battered old junk is on a “fleet” policy, but they couldn’t add an Ami as it doesn’t yet appear on their database. I suspect that come renewal time next year these things will be more commonplace and adding it to the fleet policy will be straightforward.
@CampGareth
@CampGareth Жыл бұрын
On rain X and other window treatments, please either remove it before selling or put a note somewhere. I tried to clean my car windscreen the other day and made it a lot worse, couldn't figure out why (clean microfiber cloth, auto glass cleaner) until I remembered those products. One kitchen roll later and it's all clear.
@leediffusion
@leediffusion Жыл бұрын
I looked at getting an Ami for food delivery, but couldn't get a quote for hire & reward. Indeed insurance quotes for hire/reward for second hand electrics (such as Renault Zoe) were astronomical compared to hybrids and diesels.
@terencehook6958
@terencehook6958 Жыл бұрын
Still haven't found the best way of getting in & out of the Ami yet with the front opening door. Any tips I'm 6'2.
@ModernHeroes
@ModernHeroes Жыл бұрын
It’s certainly not the most graceful experience 😆. I don’t think there’s any particular knack to it.
@rayand007
@rayand007 Жыл бұрын
I paid £198/mth but when I wrapped it, I had to switch insurers to one costing £441/yr!
@johnsaunders1945
@johnsaunders1945 10 ай бұрын
Maybe mainly because of my age, the cheapest insurance that I've been quoted is around £500 a year with Direct Line over £600. I have a clean license with a no claims discount for many years. The insurer that I use for my Clio, LV, don't insure an Ami. Insurers, as part of the quote, stress that it includes such things as get you home, an alternative car in the event of an accident and even stays in an hotel, which are irrelevant for an Ami with a range of 45 miles. Either the insurance companies just can't be asked to analyse what an Ami is or, as you suggest it's new and they are being ultra cautious.
@tomo8910vids
@tomo8910vids Жыл бұрын
To give an idea for gthe ami insurance, for me it's the same as insuring a 1.2 TSI polo hatchback
@kevinhamilton132
@kevinhamilton132 Жыл бұрын
I investigated whether the Ami can be insured for AM licence holders, as publicity & the Citroen website say it can be driven on an AM (moped) licence. Insurers would only quote for a full or provisional car licence and that included specialist quad insurers. Citroen then confirmed to me that insurers will not cover for AM holders. So this means it is not ever going to be driven by 16 year-olds and makes the 28 mph limit (a moped speed limit) needlessly restrictive. I would love to know how many youths are driving these in France. Love the look and the idea of small electric vehicles, but the Ami has too many restrictions at the moment.
@ModernHeroes
@ModernHeroes Жыл бұрын
It’s still type approved as L6 which requires the 28mph speed limit so it’s not needless at all. So many people seem to want Ami to be many things it isn’t, forgetting that the only reason it’s even being sold here is because of demand.
@EleanorPeterson
@EleanorPeterson Жыл бұрын
Insurance? Of course, people LOVE to hear actual prices. Schadenfreude is a great way to keep warm and cheer yourself up as winter bites.😁 The last time I insured a car (T-reg Nissan Micra 1.0 a decade ago) it cost me £160 for the year with Admiral, fully comprehensive. The year before it was £157 with Churchill [Ohhh yusss]; the year before that, £149, also with Churchill. I live in the north of England. In Little Britain terms, I'm what they'd call 'A Lady' of a certain age. I have a clean licence. Never been in any kind of trouble. Nobody needs to know that I used to be an amateur rally driver and completed the East African Safari twice in the Group-B era. I sold the cuddly little Micra and gave up driving altogether after 2012 because I wasn't doing enough miles to justify owning a car. By way of comparison, also ten years ago, a friend's 19 year-old son (who's not a lady) was quoted £2,185 by Churchill (😲Bad dog! Get in your basket!) for a year's third-party cover on a second-hand Citroën Saxo. I think he got a motorbike instead. Young people, eh? I've sometimes wondered what the insurance premiums are like on today's ultra-sophisticated EVs, but only vaguely. It's a different world, and I don't really care. Not REALLY. Let's be honest: the typical EV owner will just pay whatever's asked because paying is good and only poor people shop around trying to save money, and part of the lovely EV deal is that owners are soooo busy banging on about the zero servicing costs and the negligible Vehicle Excise Duty (road tax) and the piffling fuel expense ("The electricity's FREE, darling! My home's £28,000 solar array charges my car for absolutely nothing! Hooray!") that paying thousands of quid to insure - or service or repair - a £50,000+ car must seem quite reasonable. Something to laugh about at the gym or pilates class or golf club.🙄 Meanwhile, the likes of Tesla zealots will never, ever, EVER say anything negative about their EVs, so insurance costs and electricity prices and service deals and those (alleged) colossal accident repair bills are PERFECT, all right? They're PERFECT! Now SHUT UP! Red faced, dewy eyed, speaking in tongues and filled with the holy spirit of their blesséd saviour Ego Muskrat, Tesla owners will gladly pay through the nose to insure their cars because hey, it's only money. Give till it hurts, guys. It's a GOOD pain. Mmmm. Fitting a 'hair-shirt' seat cover will remind them of how the Prophet suffered when wandering in the wilderness before - But that's not important. The joy they feel when spending all that Earthly dosh means that their transformation into a higher form of life is progressing according to plan, and soon they'll be ready to set out on the journey to Mars, 'way up in the middle of the sky'... Or not. Who cares. Driving in Britain was, is, and remains an expensive rip-off.
@carlarrowsmith
@carlarrowsmith Жыл бұрын
Driving in Britain is pretty cheap all in all. It must be because a considerable number of people seem to burn loads more petrol/diesel than they need. Keeping their engines while waiting, accelerating to a stop on there way to a roundabout or traffic lights and speeding. "Meanwhile, the likes of Tesla zealots will never, ever, EVER say anything negative about their EVs" You must not many reports by Tesla owners as there are loads complaining about their cars. You'd need a massive house for £28,000 of solar. A 4KW system on a house will be around £4.5k - 8k. If you had the solar installed 6 + years ago, it was more than paid for by the FIT, i.e everyone that pays an electricity bill, so some of us are getting free power 😉
@subevo35
@subevo35 Жыл бұрын
You didn’t answer the insurance question.its half of that car .its 25% more than this . Can you not just state I’m paying X amount .very Annoying. We don’t need a lecture on how insurance works and all the variables. Is the real reason it’s bloody expensive compared to mainstream cars. I do enjoy some of your content.i think the ami is too slow for uk roads .my Twizy done at least 50mph and I didn’t hold traffic up.ins was £400 and as I say bloody expensive compared to £250 for a golf . You made me laugh when you said I don’t think the Ami is down on power.it never had any in the first place.
@ModernHeroes
@ModernHeroes Жыл бұрын
As I said, my premium is utterly irrelevant to anyone else’s so what use would it be? It’s cheaper than my other EV and my diesel car so clearly not overly expensive 🤷‍♂️
@carlarrowsmith
@carlarrowsmith Жыл бұрын
@@ModernHeroes Quite right, your quote won't help other much. It's like those people that say x insurance company is cheapest. Insurance is based not only on you, you're vehicle, location, miles, employment but it's also based on the type of risk the insurance company is after to balance the books.
@oojimmyflip
@oojimmyflip Жыл бұрын
i think id buy a 2kw diesel heater from amazon and they are remote control to , you can heat the ami up from the house 20 mins before you get in the car and some have a timer so you can get in a warm car after work. you would need a decent battery to run it though.
@ModernHeroes
@ModernHeroes Жыл бұрын
I don’t see the logic in either adding a load of weight nor burning diesel though I do know quite a few people are looking at doing just that.
@petesims
@petesims Жыл бұрын
I just did a quote on line and the cheapest i could find was 400, I've also got a porsche mecan and thats 550 a year!
@davidsworld5837
@davidsworld5837 Жыл бұрын
really this car really suits very short trips. it is more better aim would be an elderly person transport, to shops, or bingo, or church trips.
@ModernHeroes
@ModernHeroes Жыл бұрын
🤷‍♂️
@MyKharli
@MyKharli Жыл бұрын
stop waffling and just say what you pay and how that compares to other vehicles you have had and how many years ncd you have .
@ModernHeroes
@ModernHeroes Жыл бұрын
What I pay is irrelevant, that’s the entire point of this video!
@MyKharli
@MyKharli Жыл бұрын
@@ModernHeroes its what everyone wants to know and is probably watching to hear
@ModernHeroes
@ModernHeroes Жыл бұрын
🤦‍♂️
@peebles2012
@peebles2012 9 ай бұрын
Quoted £300 - less than £1 per day. Still 50% too dear.
@nathangraham4886
@nathangraham4886 Жыл бұрын
I live in London, and I only have CBT. Can I buy and drive one of these ?
@ModernHeroes
@ModernHeroes Жыл бұрын
No. It needs a full licence.
@garyfarnan1
@garyfarnan1 Жыл бұрын
Do you know anything about the first 2000 buyers who get their car delivered getting free electric charging for 3 months. Only just saw this on the website, but never been ex0lained during the buying process.
@ModernHeroes
@ModernHeroes Жыл бұрын
It’s an offer in conjunction with Ubitricity - who have a fairly small network mostly in London. Of zero use to me so I never looked into it any further.
@garyfarnan1
@garyfarnan1 Жыл бұрын
Do you have any information about putting on personalised number plates, as they seem to be pre registered and the customer has to sort this out themselves and change the reg and numberplates and insurance which would normally be done if you bought it direct in a showroom.. i have emailed Citroen ami and trying to get it sorted before they register car now I have paid and it’s due for delivery in a few weeks.
@ModernHeroes
@ModernHeroes Жыл бұрын
That’s right, it’ll be centrally registered and delivered on a B*72*** reg. You’ll need to transfer the reg onto it after delivery - it’s really easy to do this online though these days.
@rayand007
@rayand007 Жыл бұрын
My v5 arrived 2 days after delivery. I then went online and swapped to my retained plate within minutes. Then got plates made using form provided online.
@garyfarnan1
@garyfarnan1 Жыл бұрын
@@rayand007 do you know what size the plates are for the front and back on the blue AMI not the ones with the blackout bumpers. Just trying to get some made up. Was told if there’s black on the front back they have two different sizes. Just wanted to try and get plates made in advance with retaine dplate form or what did you get possibly in inches as I am not sure as most would be like motorbike plates. No real guidance anywhere and Citroen replied eventually saying they wouldn’t sort it out, or no way of doing it. Wanted to find out so others may want help in future
@briangriffiths114
@briangriffiths114 Жыл бұрын
I think you've clarified the likely insurance cost for most people, especially the explanation about the Ami being aimed at the commuter market. I wonder how the future implementation of £165 annual road tax on a zero-emissions quadricyle will affect sales, especially when low mileage commuters will be able buy an older zero rated small ICE car that will only be charged £20?
@ModernHeroes
@ModernHeroes Жыл бұрын
I think it’s utterly absurd that it’ll be taxed the same as any other new car. Shows how behind the curve the UK treatment of quadricycles really is.
@lookoutleo
@lookoutleo Жыл бұрын
I pay 100% more for my 2016 leaf 30 than my 2009 panda active eco but panda is obviously worth 10 times less
@edenviews
@edenviews Жыл бұрын
There are so many petty ideas non-EV folk have. Suggesting higher insurance being one. As soon as someone hears of one high quote, it's just another item on the "why not to buy" list. It was suggested to me that my Zoe will just be freezing cold in winter, is that because nothing gets burnt? The heaters aren't dependent on the fuel burning, to warm up. My first winter experience of frozen rain last year showed me these folk just need an education. What is annoying is folk just sitting in their ICE cars warming them up, or because they want to hear the radio, or even because they think it will charge their mobile better? Folk simply don't know that modern cars should be able to cope without the engine on for a while. Do folk actually know how to use the car heater and de-misters? When they see you with Ami, they'll be able to back up some of their ideas? Keep it up and prove those EV doubters wrong, or at least get folk to doubt the carmakers like Citroen's commitment to EV driving. 😁😁
@sib4897
@sib4897 Жыл бұрын
How far is your commute to your delivery job Gary, and do you always leave home fully charged? The reason I ask is because yesterday it was cold and with a range of 18 miles when we set off it was painfully slow, and I mean REALLY slow to the point of embarrassment! Cold again this morning but fully charged when we set off and the issue didn’t repeat; perhaps the cold temperature and low charge is the culprit, we’ll have to see.
@ModernHeroes
@ModernHeroes Жыл бұрын
It’s only about 3 or 4 miles each way. Not experienced this issue but I am hearing more reports of it 🧐
@caldosan5823
@caldosan5823 Жыл бұрын
Interestingly LV= with whom I insure three EVs and the Citroen Ami appeared on their drop down menu said Sorry... ...we don't insure this type of car. Righto up to them I suppose 😂
@ModernHeroes
@ModernHeroes Жыл бұрын
Yeah it’s quite surprising to see an insurer that claims to specialise in EVs do that. Maybe they’ll change their mind once there’s a few more of them around.
@thelaserhive3368
@thelaserhive3368 Жыл бұрын
They covered my Think for 1 year and then at the year end in August they said that I’d need to go elsewhere. No idea why, my mileage is minimal, it’s constantly garaged and no claims made. However I easily found an alternative who happily took it on. LV make a big song and dance about being EV friendly but in practice…..not so much for anything out of the ordinary.
@marksmith3469
@marksmith3469 Жыл бұрын
The insurance for me is £302 with moneysupermarket I am 47 years old been driving 29 years full ncb and living in linconshire in cleethorpes parked on the road that's cheap
@daveforsey4899
@daveforsey4899 Жыл бұрын
I'm very surprised to hear the ami uses a drive belt? Surely in this day and age of technology it could use a direct drive system?
@ModernHeroes
@ModernHeroes Жыл бұрын
🤷‍♂️ it could be a lot of things but it’s not.
@chatters7969
@chatters7969 Жыл бұрын
Still waiting, no updates and 5 weeks past lead date…..
@snoopycharlie8718
@snoopycharlie8718 7 ай бұрын
Ah man, we all understand the variables in insurance but you could at least say "well, its the same/ more/ less / far less than a fiat 500 or picanto or something as a ballpark reference.
@ModernHeroes
@ModernHeroes 7 ай бұрын
Latest video on insurance probably gives you the answer you’re looking for.
@davidpiper3652
@davidpiper3652 Жыл бұрын
The insurance might be high (ish) because it is a left hand drive?
@petesims
@petesims Жыл бұрын
I think they are all left hand drive
@johnmulligan7609
@johnmulligan7609 Жыл бұрын
Get it back to the dealer.
@barrywelch8256
@barrywelch8256 Жыл бұрын
17 pounds month insurance ami
@AstonDB8
@AstonDB8 Жыл бұрын
The only insurance you require, is life insurance. You'd be safer on a bicycle.
@davidsworld5837
@davidsworld5837 Жыл бұрын
wonder what the cost would be for an electric motorbike for insurance.
@birdingbilly
@birdingbilly Жыл бұрын
You clearly have never cycled in the UK !
@chatters7969
@chatters7969 Жыл бұрын
After being run over at a roundabout cycling to work because I sold my ancient Volvo and am still waiting for the ami to arrive……I can categorically state your wrong my friend
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