Is Starbucks Really a Bank in Disguise?

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George Kamel

George Kamel

Күн бұрын

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Is Starbucks Really a Bank in Disguise?
George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.
This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.

Пікірлер: 397
@GeorgeKamel
@GeorgeKamel Жыл бұрын
ngl this was a good video
@donovankean
@donovankean Жыл бұрын
Very good video indeed. The host is a little snarky though 😂😂
@tduck828
@tduck828 Жыл бұрын
Yesss I like George the finance guy!
@James-qt9dj
@James-qt9dj Жыл бұрын
“Come at me bro” love this content and delivery
@James-qt9dj
@James-qt9dj Жыл бұрын
If your target demo was male 40 and on baby step 7 but looking for motivators to keep improving- then you nailed it. Much thanks and love to all at Ramsey… made huge impact on life for our family.
@Zell101
@Zell101 Жыл бұрын
True, just not sure about the host
@Dan51320
@Dan51320 Жыл бұрын
man. George's videos are on point. The production value is on another level. I watch just cause i know its gonna be funny lol.
@GeorgeKamel
@GeorgeKamel Жыл бұрын
Thanks Dan! We’ve got an insanely talented team over here! And glad you connect with the humor!
@darrenruben2981
@darrenruben2981 Жыл бұрын
Thanks gk
@JakeTerch
@JakeTerch Жыл бұрын
@@GeorgeKamel the videos on this channel have quickly become my favorite from Ramsey Solutions! They are hilarious and well edited!
@livinwiththeedges8283
@livinwiththeedges8283 Жыл бұрын
Same, even if I don’t care about the topic I watch for the references and jokes. 🤣. And add Rachel’s innocence, and not getting George’s references and facial expressions and Smart Money Happy Hour is golden.
@Sim1Designs
@Sim1Designs Жыл бұрын
George you are a hoot! 😂 I was excited to see you now have a channel. Looking forward to all the content you will put out!
@justin.carlson
@justin.carlson Жыл бұрын
George Kamel is the Ramsey personality you didn't know you needed! 😆
@MsRuthie
@MsRuthie Жыл бұрын
I’m so glad George has a channel - one of my favorite personalities on the Ramsey show!! 🤩
@karihosny9420
@karihosny9420 Жыл бұрын
George is so smart. He took a back seat, learned and then shined after other personalities didn’t work out so well. His videos are amazing.
@AbidingHopeMentalHealthCoach
@AbidingHopeMentalHealthCoach Жыл бұрын
Yes he did!
@Newbster312
@Newbster312 Жыл бұрын
I think we have a new KZfaq star 👏🏾 these videos are great George!
@anonanon3007
@anonanon3007 Жыл бұрын
George is perfect for this channel! Humor, relatability, wisdom - can't wait for more.
@tishwinchester19
@tishwinchester19 Жыл бұрын
I love that George has his own channel now. Can't get enough of his videos and humor!
@lindadorman2869
@lindadorman2869 Жыл бұрын
People need to realize the goal of ALL businesses are to make a profit, even Ramsey Solutions. That's what enables businesses to grow and invest in future development. The trick is being able to ascertain how much you benefit from their offer, and be able to choose the offers that help you the most with the least risk. If you want a Starbucks, get a Starbucks. But don't do it for the rewards. Just keep your money and pay with your debit card.
@Cesar_1935
@Cesar_1935 Жыл бұрын
George Kamel is the Bill Nye of Personal Finance.
@BagsNBaguettes_327
@BagsNBaguettes_327 Жыл бұрын
Agreed! The Millennial Bill Nye
@acebragg5559
@acebragg5559 Жыл бұрын
That's actually an insult to George.
@HannahRooks
@HannahRooks Жыл бұрын
YES!
@JimmyMiller31
@JimmyMiller31 Жыл бұрын
Greatest analogy ever
@PraveenSrJ01
@PraveenSrJ01 Жыл бұрын
Definitely agree
@EmilyAllan
@EmilyAllan Жыл бұрын
Loving your content George. Will you cover why companies like T-Mobile literally did open checking and savings accounts for customers? Its weird. What do they get out of it? Thanks!
@janae09
@janae09 Жыл бұрын
Wait what? I have T-Mobile. Tell me more! Lol
@CleanAndShineInDfw
@CleanAndShineInDfw Жыл бұрын
Im quitting Starbucks after 17 yrs. Thanks for a great video 🧡
@janae09
@janae09 Жыл бұрын
I don’t even drink coffee but I’m here for any and all George Kamel with a K content.
@JWhitlow22
@JWhitlow22 Жыл бұрын
Bro these little shorts in between some of talking points are hilarious 🤣
@elicastle93
@elicastle93 11 ай бұрын
They also get loyal customers from former baristas. Sure drinks are free while your at work but when you leave your already hooked
@criscristofferson7381
@criscristofferson7381 Жыл бұрын
How much is it to hire George to come to my birthday party? 😂 Man, I love the sarcasm, info and inserted clips. That Miley clip got me 😂😂😂😂
@intelon3
@intelon3 11 ай бұрын
“Sir this is a Starbucks” 😂
@stevenporter863
@stevenporter863 Жыл бұрын
What George is describing isn't something Starbucks invented. Mass transit companies have been doing this for 30+ years (just I am aware of) since they started fare cards for payment only. You can't withdraw from them, they instantly recognize the revenue and they encourage auto reload too.
@The_SeoulJourner
@The_SeoulJourner Жыл бұрын
Actually, they reduced the stars from 400 to 300 stars to purchase a bag of coffee. I buy my bags on double star day so it's one bag free for every 6 bags I buy (use to be 8). I only load my card with money from points I earn on grocery apps like FETCH. I only cash out when I go to Starbucks, so the amount of money I have on my starbucks card is less than a few dollars at any point of time between purchases.
@jordanporter4518
@jordanporter4518 Жыл бұрын
..."just an egg McMuffin with a Masters Degree". 😂😂😂
@MyFavouriteMusicandMovies
@MyFavouriteMusicandMovies Жыл бұрын
I have never ever in my life been to Starbucks... Anyone else? Just watched the video because they are all very entertaining. Love it, George!
@EGfocus33
@EGfocus33 Жыл бұрын
🎯
@Zachs1999
@Zachs1999 Жыл бұрын
I worked at starbucks as a side job to pay off some debt. One of the best part time jobs and the free drinks were so nice. I wouldn't pay full price for the drinks unless I was really really really craving it.
@RealAmarSheth
@RealAmarSheth Жыл бұрын
The points system is like a drug...crazy addictive! I absolutely advise you to avoid the hot chocolate if you value your dollars :)
@algoflush1430
@algoflush1430 Жыл бұрын
I've never been to Starbucks....however, I drink too much beer.
@cesaravegah3787
@cesaravegah3787 Жыл бұрын
Only had visited it once, at the nagging of a friend who on her words "was married to the brand", I found the place and it's products just mediocre and overpriced, never came back...my friend is broke drowning on debt and moved to an small town trying to escape from debt collectors...maybe there is one lesson to learn there.
@sharondube1101
@sharondube1101 Жыл бұрын
I love your reaction to the sound of your cold brew being popped open and poured. I don't drink coffee but am addicted to Diet Pepsi and I feel the same way when I hear the top being twisted open. And the delightful dancing bubbles as it is poured over ice in my cup. 😂
@RealAmarSheth
@RealAmarSheth Жыл бұрын
This video is so timely and good. Well done, George & crew. Echoing others: great production & writing. Keep up the great work!
@truthseeker6370
@truthseeker6370 Жыл бұрын
Jeezus Pete, most of my coworkers can't even get to work on time- but can spend time getting coffees etc...while complaining they're broke. Smh. WELL Done George!
@Matt_in_TEXAS
@Matt_in_TEXAS Жыл бұрын
Dude, you are killing it- Keep up the GREAT Work George Kamel with a K! Love the drive thru part of the video. I'm glad you are exploring these topics, I link my friends, family and my FPU members to help explain.
@dorothyquinones4486
@dorothyquinones4486 Жыл бұрын
I just really appreciate how you deliver your messages. I'm fan of George! Thanks for your dedication
@smithraymond09029
@smithraymond09029 2 ай бұрын
George was what the Ramsey brand needed to reach the younger viewer. Great addition to the team. Great videos and message!
@Yo_soy_Annna
@Yo_soy_Annna Жыл бұрын
I laughed so much at this and learned a lot! ✨ Thanks for the quality uploads. You guys are doing it.
@justinhatfield123
@justinhatfield123 9 ай бұрын
Hilarious! That makes the information so much better. Kudos to y’all!
@aleshahagerty7227
@aleshahagerty7227 Жыл бұрын
Enjoying this channel immensely! Keep up the great work!
@lindseynanney5091
@lindseynanney5091 Жыл бұрын
George, I’m so glad you have your own channel now! I love watching Smart Money Happy Hour so I knew this would be a hit too! The production and video clips you insert are top notch…keep them coming!
@joeowings4843
@joeowings4843 3 ай бұрын
Thank you for the info.
@FernandoSucre
@FernandoSucre Жыл бұрын
Great content! Love how you break down complex context into simpler one.
@ycardenas8679
@ycardenas8679 Жыл бұрын
You're crushing it, George 👏🏼💪🏼
@evandavis2362
@evandavis2362 Жыл бұрын
This might be my new favorite KZfaq channel! Great job man! 🔥🔥
@withonestonechannel
@withonestonechannel 4 ай бұрын
George, this is the one. Power packed with all the vitamins and minerals one needs to be financially healthy. This has always been your recipe for success. I'm talking about adding humor to a dull subject. This video was like a perfect game in bowling; 12 strikes in a roll and you walked away with 300 points. Excellent job.
@cashflow68
@cashflow68 Жыл бұрын
Liked & Subscribed. Love your videos! Starbucks shareholder here. I love the free promotion.
@angeliamarquis6721
@angeliamarquis6721 Жыл бұрын
Everything you have worked for, George, has brought you to this time and place. Each Ramsey personality is so incredible in their own unique way. Dave has got the people-pickin' MOJO!!! You are on perfect point. Love your energy and your sense of humor! Keep bingin' it. And, huge CONGRATULATIONS to you and Whitney and the Frenchies on Baby Girl Kamel coming soon. You're in my prayers for a healthy and uneventful pregnancy and delivery.
@jonkrispeterson6678
@jonkrispeterson6678 Жыл бұрын
I have been involved with Sbux for about 20 years. Trainer, supervisor etc. when I started we joked about “5bucks”. A tall drip would be under $2, and a grande flavored latte was $3.80. My Starbucks trips now are about once a month, and usually only while traveling. I am a BSM, and brew at home now.
@richarddugan-starr6364
@richarddugan-starr6364 Жыл бұрын
Great content! Your channel is off to a great start George.
@randlekyle81
@randlekyle81 Жыл бұрын
I am absolutely LOVING your videos. Definitely my favorite Ramsey personality. (Brenda)
@The_Canadian_Dollar_Holler
@The_Canadian_Dollar_Holler Жыл бұрын
Omg George I am obsessed with the new channel!!!!!! Thank you
@arelismargarito5283
@arelismargarito5283 Жыл бұрын
This channel is amazing!!! 🤩 sooo much fun 🤑😇🙋🏻‍♀️
@jasonzapata536
@jasonzapata536 Жыл бұрын
Really great meeting you at the event center! You interviewed my parents my moms the one with ring story😂 Great Video!
@GeorgeKamel
@GeorgeKamel Жыл бұрын
Ha yes!! Great meeting you guys. That video should be out in the next week or two!
@JoeLanthier
@JoeLanthier Жыл бұрын
Love these videos! Nice editing too!
@spencerchilson4013
@spencerchilson4013 Жыл бұрын
Great video George and team!
@asaeterntc
@asaeterntc Жыл бұрын
Congratulations on your new KZfaq channel, now I'm justing waiting on the book!
@sir-vengeance
@sir-vengeance Жыл бұрын
Nifty new videos George, I'm impressed. I have therefore liked and subscribed to this splendid channel.
@theresamoore2436
@theresamoore2436 Жыл бұрын
Love this 😊! Thank you 👍🏽
@user-pe2bo8te2t
@user-pe2bo8te2t Жыл бұрын
Swaggy G…love the content…just subscribed 👌
@Davefitz04
@Davefitz04 Жыл бұрын
These videos are so good!!!
@brentsmelser
@brentsmelser Жыл бұрын
Great editing! Nice work
@jamesgamesx13
@jamesgamesx13 Жыл бұрын
I like your attitude George! Keep up the good work!
@user-ho2cx3wb6s
@user-ho2cx3wb6s 8 ай бұрын
You're awesome, George!
@bigmeany1184
@bigmeany1184 Жыл бұрын
Loving your content George!
@Joenzinator
@Joenzinator 2 ай бұрын
One opportunity George missed is to talk about automating your investments instead of automating your Starbucks reloads. Take advantage of 401(k) , and HSA automatically coming out, so you don't have a chance to spend it. If you are already maxing out tax advantaged accounts, you can even have your employer direct deposit a % of your pay into an after tax brokerage account.
@shelll.342
@shelll.342 Жыл бұрын
That Mr. Deeds clip made me laugh out loud, perfectly timed 😅 Great content George and Ramsey team, keep it coming! 🎉
@annab524
@annab524 Жыл бұрын
George, I love the comedy and the short clips in between, genius. Congratulations on the show.
@chrisvarelabenitez4690
@chrisvarelabenitez4690 Жыл бұрын
Loving the content! Keep it up 🙏🏼
@CharlesAvilaMeasInst
@CharlesAvilaMeasInst Жыл бұрын
Ok…I am so glad I listened to this video. Thanks for the info!
@p.sherman3158
@p.sherman3158 Жыл бұрын
You totally crack me up. Thanks !
@Superhyperaktive
@Superhyperaktive Жыл бұрын
Another great video by the one and only George Karmel!
@KnittingmommyArts
@KnittingmommyArts Жыл бұрын
I've seen Georg on the Ramsey show, but I had no idea how funny he was until I saw this video. :)
@dangreen717
@dangreen717 Жыл бұрын
George Kamel aka Mr. KZfaq! wonderful job to you and your production crew
@NicWolfer
@NicWolfer Жыл бұрын
Your channel is gonna blow up, glad to say I was here at 2.5k … go George!
@brendalua6525
@brendalua6525 Жыл бұрын
I feel like I should have paid for this video my goodness!! He explains everything so that I understood it all to easily. Love this guy!
@JCtheComicGeek
@JCtheComicGeek Жыл бұрын
Starbucks was once upon a time going bankrupt and closing stores!....Now look at them!😂
@jeffkline9191
@jeffkline9191 Жыл бұрын
And I didn’t buy the stock…😢
@FernandoSucre
@FernandoSucre Жыл бұрын
George low key flexing his Tesla 😂🤣
@ericaknutzen4787
@ericaknutzen4787 Жыл бұрын
My favorite video of yours yet
@ChueyRodriguez
@ChueyRodriguez Жыл бұрын
This is the best Ramsey content out there for us millennials! 👏
@BoostAndRedline
@BoostAndRedline Жыл бұрын
Lol the clip from Graham Stephan making coffee at home 😂
@angeliamarquis6721
@angeliamarquis6721 Жыл бұрын
George . . . YOU ROCK !!!! Plain and simple. You rock.
@onebillionmillionstockloss
@onebillionmillionstockloss Жыл бұрын
Love the math George! Smart strategy, keep it coming.
@vhol93
@vhol93 Жыл бұрын
Great video
@UberPizzaZombie
@UberPizzaZombie 11 ай бұрын
I haven’t pulled out my physical card to pay for Starbucks in many many years. It’s such a habit to pay with the app that once I deleted it i stopped going to Starbucks.
@connorcoutant2059
@connorcoutant2059 Жыл бұрын
Awesome video
@jonquindiagan682
@jonquindiagan682 Жыл бұрын
Keep up the good work!
@tannermerritt7278
@tannermerritt7278 Жыл бұрын
Also, if you have ever heard, “your refund will process in 2-3 business days”. Guess what is happening with your money. Yep earning the retailer interest in the meantime.
@adrianhanna6577
@adrianhanna6577 Жыл бұрын
Starbucks regular customers might get offended with this video! Lol
@bloodofnumenor
@bloodofnumenor 3 ай бұрын
The benefit of the app isn't the rewards. It's the fact that, when you pay with the app, they don't hoist an iPad out the window and ask for a 2 dollar tip for a a black coffee.
@jbyaaaaa
@jbyaaaaa Жыл бұрын
That Jean Ralphio clip sent me lol
@clwest3538
@clwest3538 Жыл бұрын
I live in a rural area where SB opened - right before they closed a bunch of shops (ours included) - we were so excited but I only got to go once a week (on a budget, you know!) Got to know folks working there over a few months (smaller town) so when they closed I wore a black arm band when I went in. Got some laughs but really, they taught me how to make my favorite coffee (including little details) - I purchased some 'stuff' from them on close-out and promptly wrote up my Christmas list - little espresso machine and coffee grinder! Got them both from my parents and son and made everyone 'my' coffee that Christmas. Now, I make my 'star bucks' coffee at home every week for pennies of what they charge - plus I don't have to drive anywhere! 🤣
@alleykeosheyan4779
@alleykeosheyan4779 Жыл бұрын
Similar experience here -- small town, semi-rural, red state... Starbucks flopped.
@samn4718
@samn4718 Жыл бұрын
Excellent video!
@tonystaton7494
@tonystaton7494 Жыл бұрын
This was too funny. The eminem clip...🤣
@tressalewis7004
@tressalewis7004 Жыл бұрын
… Before you start grinding my beans!😅😅😅😅
@charitydigioia4429
@charitydigioia4429 Жыл бұрын
lol he’s so pleased with his drink haha
@bridgetnash638
@bridgetnash638 Жыл бұрын
This is the funniest thing I’ve seen in a while! Thanks, George!
@hylers1489
@hylers1489 Жыл бұрын
Sharing thoughts and feelings 😂 funny video!
@Zachs1999
@Zachs1999 Жыл бұрын
George's party in the usa might be better than Miley's
@Roxyfull_
@Roxyfull_ Жыл бұрын
Ima remember that yawn quote lol
@kathyklarfeld2971
@kathyklarfeld2971 Жыл бұрын
Thanks
@scotthendricks7813
@scotthendricks7813 Жыл бұрын
Man you just keep cracking me up! This is great!! How much net worth does Ramsey recommend before buying bougie overpriced coffee? makes sense
@sippingtea4743
@sippingtea4743 Жыл бұрын
Excellent
@r8alvar
@r8alvar Жыл бұрын
Hey George. I like the production value on your vids. Well done. I also don't respond to guys named Brayden lol
@tookule4skool
@tookule4skool 9 ай бұрын
Here I thought I was gonna learn how to swindle money away from unsuspecting strangers and start my own shady deregulated bank… how disappointing.
@pokedawg
@pokedawg Жыл бұрын
Bro you are crushing it!
@daniellellie12
@daniellellie12 Жыл бұрын
Egg McMuffin with a Master's Degree 😂
@chrisbrown18andup
@chrisbrown18andup Жыл бұрын
It's actually an UNEARNED revenue. Which is a liability
@chrisbrown18andup
@chrisbrown18andup Жыл бұрын
Which if youre a nerd, means less taxes and MORE cash to invest.
@readacts2389
@readacts2389 Жыл бұрын
Kamel... exposing the system ❤
@njones427
@njones427 Жыл бұрын
George is killing it. Great dude.
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