How to Calculate your Return on a Property Investment

How to Calculate your Return on a Property Investment | Property Investing

Рет қаралды 21,455

3 жыл бұрын

How to work out your property investment return on investment. This is all that matters. You buy a property and you need to know how much return on investment you're going to receive. I've been asked a lot about how I calculate my return on a property investment and why I don't use yield.
ROCE is the BEST way to work out how to calculate your return on a property investment. Over the last 10 years I've built a system on how I work out quickly my return on investment. Sometime I don't need to even visit the property.
If you want to learn more about what I do and fancy a chat about other things then message me on Instagram @JamieYorkAspire and put "KZfaq" :)
Make sure you Subscribe to this channel to not miss out on all thing property investment, business and MORE property! / jamieyork

Пікірлер: 84

@sully2776 2 жыл бұрын

Not going to lie, I've been deep in watching lots of property videos and refinancing has always had me lost until now, perfectly explained I even had that light bulb moment 😃

@ip372 2 жыл бұрын

Great video 👍 Viewed. I'm still learning the basics from you. A lot of great knowledge we get from you, thanks

@voiceoverguyharris 3 жыл бұрын

I love how you explain this stuff, thanks Jamie!

@JamieYork 3 жыл бұрын

Glad it was helpful!

@Riazanitoni 2 жыл бұрын

Best video I’ve seen in the subject!thank you 👍🏼

@JamieYork 2 жыл бұрын

No worries. Glad it added some value

@roberto0474 3 ай бұрын

Brilliant thanks JY

@alisonnorcross951 3 жыл бұрын

So well explained I ll have to listen to it again as there is so much valuable info.

@JamieYork 3 жыл бұрын

You're Welcome!

@SerYoga1 Ай бұрын

Good man thank you 😊👍

@Matthew-yb5sl Жыл бұрын

love your no bs attitude💯 great vid 👍👍

@JamieYork Жыл бұрын

How its got to be, isn't it!

@igniteignite6800 3 ай бұрын

Hi Jamie love your videos always , thanks mate.

@JamieYork 3 ай бұрын

Glad you like them! Thanks for watching!

@dwjudd 3 жыл бұрын

Great videos, clear concise and no bullshit - well done

@JamieYork 3 жыл бұрын

Cheers David!

@realkliment Жыл бұрын

Brilliant video!

@brianreynolds9931 10 ай бұрын

Thanks Jamie! Great explanation.

@JamieYork 10 ай бұрын

Glad you enjoyed it! Thanks for watching!

@topgunjon 3 жыл бұрын

Excellent video as usual

@JamieYork 3 жыл бұрын

Thanks again!

@SILVIATHEGIRLS Жыл бұрын

Jamie, you are a genius!💡 Even though I could be your mum and I have been in this business for many years, I am learning so much more and precious tricks and hacks from your videos ! 🤩Thank you so much !!!!

@JamieYork Жыл бұрын

Haha thanks! Im glad the videos are helping you! Keep watching there is so much more to show!

@AlexPlaceDeal Жыл бұрын

Blow my mind 🤯

@JamieYork Жыл бұрын

Cheers mate! Thanks for watching!

@bakieliacik5949 3 жыл бұрын

Thanks for the explanations. we should think about inflation rate and rent increase rate too .They are affecting net income level.

@JamieYork 3 жыл бұрын

Yes, exactly

@bg-fl5kr 3 жыл бұрын

I have a maths degree and even I was impressed by that last bit! The final figures are £5,368,709.12 and £48,196.86

@JamieYork 3 жыл бұрын

Haha! Thanks!

@jamesbaz28 3 жыл бұрын

really informative video once again, one thing i got lost by was the refinancing part. Do you have any videos specifically on refinancing?

@JamieYork 3 жыл бұрын

I've got one coming soon!

@marilynhayat6455 2 жыл бұрын

Also do you consider the additional payments on the refinanced mortgage and factor it in? or is ir just covered in the anticipated rental income

@SerYoga1 Ай бұрын

Can you make a video please whether it is better to build portfolio via ltd or trust? Thanks in advance

@ryanread1281 3 жыл бұрын

Hey Jamie great video have a couple of questions around was there any reason why no value increase in renovations was accounted for, and is the mortgage based on repayment or i/o would be great to hear back from you

@JamieYork 3 жыл бұрын

Always Interest only! It was just an example to explain the working out! :)

@sarahwennostephensonofficial Жыл бұрын

Hey Jamie, Great video! Thank you for sharing your generous knowledge and helping others. I definitely gaining knowledge, especially with the tax subject. I have 1 question to ask though if you wouldn't mind. So I bought my first buy-2-let property off plan in Liverpool L1 mortgage free( outright) and rented. My next move is to purchase another or two to build a portfolio, taking a first-time self-employed mortgage down the line, any word of advice you could share? Thank you for all the help and spare time in advance.

@JamieYork Жыл бұрын

Thanks for watching! Glad the video helped you! Keep it up sounds like you're doing great! Keep going at it, it'll be hard but think of the benefits in the long run!

@theounto 3 жыл бұрын

How can 1 dislike this video? It’s literally free money😂 Great videos...keep it up!

@JamieYork 3 жыл бұрын

Hahaha, there always seem to be one person that immediately dislikes my vids 😊

@theounto 3 жыл бұрын

@@JamieYork I’m 17 turning 18 and your videos have given me a lot of useful knowledge...great content!

@LJ-be8cl 3 жыл бұрын

Great content Jamie, please keep them coming. Can I ask how you deal with your rent increases over time? Do you try to increase them in line with inflation or just when you change tenants etc?

@JamieYork 3 жыл бұрын

Every year if I can then there is no big jump down the line. If a Tenant is in a property for 5 years then I bump their rent an extra £100 then they are going to be shocked where as £20 a year is easier to deal with

@LJ-be8cl 3 жыл бұрын

@@JamieYork thanks for the reply. Is it something that is included within the tenancy agreement which they sign? Prices increases every year and so on?

@matthewedmondson2713 3 жыл бұрын

@@LJ-be8cl yea most AST templates have a clause for increases

@LJ-be8cl 3 жыл бұрын

@@matthewedmondson2713 thanks.

@zer01PropertyGroup 3 жыл бұрын

Thank you Jamie for explaining this in a clear concise manner. Once again a great video.

@JamieYork 3 жыл бұрын

My pleasure!

@TERROR-FPS 2 ай бұрын

Jamie how do you work out ROCE when you have no money left in?, would you just do your yearly expenses, accountant, insurance etc?

@spookspwkspwk307 3 жыл бұрын

Hi Jamie, thanks for an amazing vid as always. What's your opinion on investing in a holiday home in 2021? Somewhere like Spain for example Edit: I mean for purposes such as renting it out to international tourists

@JamieYork 3 жыл бұрын

I'd be massively researching the area and looking what restrictions/tax/legislation there is and work out if the profit margins are worth the added risk :)

@VinayDholakia726 3 жыл бұрын

I LOVE YOUR CHANNEL. I'm 15 yrs old in the UK and I'm really interested in investing. What would you recommend I do to get as much knowledge as possible e.g. Books, videos etc. Also what should I do to get started as soon as possible. Thanks

@JamieYork 3 жыл бұрын

Keep doing what you're doing. Get educated with all the free videos on KZfaq!

@aliciae3369 3 жыл бұрын

I am 15 too and am interested in property. :))

@CharlieForder 3 жыл бұрын

When it comes to Voids, is there a rule of thumb when budgeting for them?

@JamieYork 3 жыл бұрын

10% of your income

@jaspal6383 2 жыл бұрын

You are fucking amazing mate!!! 👍👍👍

@JamieYork 2 жыл бұрын

Why thank you 😉

@marilynhayat6455 2 жыл бұрын

How can i see an index of all youtubes and keep up with the recent ones

@JamieYork 2 жыл бұрын

Subscribe my friend :)

@loteatonio6241 Жыл бұрын

"You need to learn to think of tax as the most sexiest thing you come across""🤣😆🤭 Will try my best to learn that😆🤑. Thanks for the video

@iaink95 3 жыл бұрын

So helpful. The only thing that scares me away from property investing is the idea that I put so much money into my portfolio then house prices nose dive and I’m financially crippled and I can’t pay off all the interest only mortgages I’ve taken out. Is there any protection for property investors in this regard?

@JamieYork 3 жыл бұрын

I completely understand. There is risk in every investment. Long term property is pretty safe. We're an island and there is only certain areas we can build and the demand for property will continue to rise. My best bit of advice is to educate yourself and make smart decisions!

@iaink95 3 жыл бұрын

@@JamieYork Thanks for the advice and all these videos, truly appreciate it

@olanrewajuadeoso7973 3 жыл бұрын

@@JamieYork Thanks for this fantastic information. Please can you refer me to any Competent Tax Accountant specifically for Property Investment?

@cjbrad2582 3 жыл бұрын

If I had £100k would it be better to start with one house with a very low LTV or no mortgage, or buy two or three with high LTV.

@JamieYork 3 жыл бұрын

Buy two or three with 75% LTV :)

@VinayDholakia726 3 жыл бұрын

if you did a interest only mortgage then of that £27,628 in capital growth, wouldn't you only own 25% of it, as your equity will always remain the same?

@JamieYork 3 жыл бұрын

I've got a video coming out soon about remortgaging so you can understand this better :)

@matthewedmondson2713 3 жыл бұрын

I've being looking for an account with a rate of 0.fuckall% but can't find it. Which bank?

@JamieYork 3 жыл бұрын

hahaha

@suhail45678 3 жыл бұрын

Brilliant content. How do you find a good tax accountant?

@JamieYork 3 жыл бұрын

Get some recommendations!

@VinayDholakia726 3 жыл бұрын

Is ROCE the same as when people say ROI ?

@JamieYork 3 жыл бұрын

In a way yeah!

@natashapeprah8302 Жыл бұрын

@@JamieYork Very clearly explained but it sounds the same as ROI. I have joined the AFL family now.

@danielmorley6715 3 жыл бұрын

When you mortgage are you fixing for 25 years?

@JamieYork 3 жыл бұрын

Depends on the deals I can get at the time

@Ericohanmu 5 ай бұрын

I bought a property cash got no mortgage, voids,maintenance and management as the tenant are supported living tenant they are doing any maintenance in the property. All in the property is 255k renting outside 2.5k a month.

@JamieYork 5 ай бұрын

Nice. Not too shabby eh!

@Ericohanmu 5 ай бұрын

@@JamieYork yeah haven’t remortgage yet as I don’t need the money until i am ready to invest in any property. End valuation is 370k to 390k which is good i only spent 255k in all.

@LeePhillipson 3 жыл бұрын

Jamie your videos are very informative. I am in your locality could you pm me with a contact to a decent Property tax advisor. I have a few properties and am doing everything myself and am looking to retire in the next 10 years so could really do with making sure my plan is the best option going forward.

@JamieYork 3 жыл бұрын

Hey Lee, thanks for reaching out. I t very hard to PM you on KZfaq