One crucial aspect of earning profits from stocks is to avoid being frightened and selling them prematurely. It is vital to understand that stocks should not be treated as mere lottery tickets. Consider acquiring the assistance of a financial advisor to navigate your investments.

Indeed! With the help of a skilled coach, my investments transformed from $321k to over $850k, largely through stocks, ETFs, and bonds. I expect housing prices to remain steady until more homes become available.

@@mariaguerrero08My partner’s been considering going the same route, could you share more info please on the advisor that guides you.

My advisor is *Camille Alicia Garcia* . You can easily find her online. She has a wealth of experience in the financial market gained over several years and offers valuable insights, including entry and exit points for the securities I concentrate on.

She appears to be well-educated and well-read. I just ran a Google search for her name and came across her website; thank you for sharing.

You are right. I’m in my mid 50’s now, my wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with profits over the years, but at least I’m earning more. I’m making money even before retiring and my retirement funds has grown way more than it would have been with the 401k.

It’s unfortunate most people don’t have such information, I don’t really blame people who panic cos lack of information can be a big hurdle. I’ve been making more than $25k passively by just investing through a financial advisor, and I don’t have to do much work. It doesn’t matter if the economy is crashing, great CFA will always make good returns.

@@angelicstennett Please do you mind sharing more info on the advisor who assisted you? I'm 35 now, and i would love to grow my investment portfolio and plan for retirement..

Renowned for his proficiency and expertise in the financial market, 'John Desmond Heppolette' my financial advisor, holds a broad understanding of portfolio diversification and is recognized as an authority in this domain. Just research the name online, you’d find necessary details to with a correspondence to set up an appointment..

@@angelicstennett Thank so much for sharing. Your advisor was simple to discover online. I did my research on him before I scheduled our phone call. He appears knowledgeable and well accredited based on his online resume.

oh we do! there's just so many of those comments i thought this shd be a topic to be discussed. Kinda tragic for those people who think retirement = no work forever to work so hard to get there... only to find that their paradise mirage doesn't last beyond like 1-2 years

That's right

Exactly!

ahaa! The elixir of (relative) longevity!

yeah. Its nice to be free, young and engaged. Happy for you mate. It's a fortunate way to live. It's very sad to see the other kind of retiree that we often see in SG, older, lost, a little at loose ends cos like you said, their days are long just looking at time go by.

Hi there! thank you for leaving this suggestion, i really appreciate you sharing your story and I hear your request. I actually have some notes jotted down for a video about this topic - it's still thoughts in formation though - but essentially, first, i wanna say kudos to being brave and started to walk down an alternative path to stay true to yourself. About the social points - I faced a lot of flak and criticism too - i've mentioned in other comments & during interviews before - you know the accolades n positive comments blah blah only came now, 11 years after i started my journey, cos of this YT channel starting to look somewhat successful and me getting some positive news coverage back in SG - but for most of the 11 years mostly ppl look askance at me and ask condescendingly "what is it that you're doing again? Not a lawyer anymore huh?" People out there are like sheep. They just kinda flock to where most others are standing. So for me the positive and supportive comments now that i get - it doesn't really signify tbh. It's kinda ex-post-facto for me already. And the important thing is that we were good ppl, we worked hard and we got lucky, everything worked out well till now. If we had been unlucky or stupid and things went bad, ppl would just look at us and brand us that cautionary tale instead of "success story". I think what others say has very little value - it does not make or break your journey - what you do actually does. So mostly I ignore. I seek counsel, when Im in quandaries, from ppl i trust who do not condescend and whom i feel has valuable input and insight. If there are none, I try to make my decision based on logic n finally what i feel. Loneliness is always present on this path i feel. I always have felt it since young cos i feel i see thing differently from most ppl n from my family so i've always been somewhat alone. On the journey out here you find some likeminded persons to make friends with, but the loneliness never really leaves. My husband is the most likeminded friend i've ever encountered and I married this guy. Now he & my dog make me feel "un-lonely". But i do miss friends from my old conventional life path. But its hard to hang on to them too cos they really (esp after 11 years) don't understand what my life is about and their lives are about taxes and maids (SG context haha) and children and SG politics. It's just the reality. U find more likeminded new friends on your path eventually. I hope this helps.

@@JeanVoronkova Thank you so much for your reply Jean, I really really appreciate it. You have no clue how much this helps to someone who is on the beginning stages of walking that path. Could you please elaborate on how you dealt with FOMO about your earlier friends? The friends keep living the same life and seem to be enjoying while you are figuring out the basics and struggling, how did you deal with this? I appreciate your candor so much!

Great question and perspective. Once I started to 'veer off the path' I found out quickly who my real friends were and that was fine because it helped 'thin the herd' so to speak, revealing who my true friends were who were positive and encouraging, even if they did not understand. Peps in 'recovery' have to do this because they're old friends will take them back down to destruction, so become your own best friend and you will find others like-minded to share good times and plan a happy future🙂

Second that ✌🏼🌸 whatever floats people’s boats 😍 I just don’t want those with that whole no work retirement mirage to finally get there after many years’ struggle only to be disappointed 🥴

Haha hey so surprised to see u here! Tx for stopping by hope things back in MN are all good! Kisses to Anna and baby!

Thanks for watching! 🤗🌸❣️

thank you! 🌻

So glad u got that as takeaway from this vid! Thank u for listening ✌🏼🌸😍

yeah that's a nice life innit? I actually only recently realised that in my huge extended asian family there's quite a few people who are living this way - not working but hving enuff to get by whilst getting the freedom to spend time as they choose. They won't typically be considered wealthy by SG standards but i think they hv a diff kind of wealth!

Enjoy what you’re doing now with an eye to how you can continue enjoying if the job retires you ya? That needs some planning but is definitely achievable w some time! Stay safe happy and healthy 🤗😍✌🏼

absolutely agree. The paradigm which we all live within has changed so fundamentally we gotta keep up so we can keep on top of things to actually live the way we want, not the way we were bred and controlled to do.

school govt and society - our current system - are just bred to churn out endless supply of 9-5 employees. Thats why they don't teach financial literacy and business etc in school as core curriculum.

yep definitely!

thank you so much for sharing your story - it's so inspirational. The pandemic turned many things on their heads for many people - sounds like for you and me, it both worked out for the best. Its wonderful to hear how many interesting new things you are engaging with now that you are semi-retired. So happy for you!

never too late to get started - n passive income is definitely a good direction to head in :)

Thanks for your reply :) I am stuck in a boring a in American life Your video make my day :)

So true! Freedom, doing what you want is the key!

hi Josep! Happy Saturday!

absolutely on point - good luck with your own planning! The earlier the better. And may you be the one to retire on your own terms, ASAP :)

hullo Abs! Happy Saturday!

Oh wow didn’t realise the time lag was so massive! I think when I replied you we were just done having a nice brunch w bagels bacon and eggs down here in Bali 🤗😍

@@JeanVoronkova No worries, Jean. 🙂 👍 Bali is about … 14 hours ahead of Seattle. I have a world clock on my phone which tells me that when it is 11:00 in Seattle on 2 July, it is 02:00 the next day (3 July) in Bali, for example. Reply when you want. I will pick up when I can.

actually technically a lot of resources out there define retirement as "leaving the work force permanently" - which kinda ties the concept to the idea of leaving "a job" - which has little to do with work nowadays since work is such a different creature these days due to digitalisation. But yes. agree that if you need income to survive n therefore still work, not yet retired. Fortunately that's not the case with us. We are well settled with our passive income.

yes that almost exactly echoes our sentiments. Its nice to live this way :)

exactly! That's why I thought that view of the big R is so naive....

Yes flexibility is indeed the key that’ll help us be more resilient and last thru the marathon, hopefully happily till the end 😊✌🏼

all the best with your journey :) what's the Core Pursuits plan for your big R?

I'm with you mate. I basically did the gig economy for many years until we started our surf sch biz n it took off good. I was happy!

Then you just U-turn and go right back to what you were doing before if that works better for you. At least now you'll be doing what you were doing in the first place, but without those niggling doubts about whether somethign out there is better for you and gonna make you happier. I do actually know people who have tried alternative lifestyles and u-turned cos they found they liked the stability of their original life better. It's nothing bad. And it's never a setback or a failure. Whatever you did during your time out ususally teaches you a heck load about life and yourself and is never time wasted.

You’re so lucky to be doing work that you don’t see as work at all and already have comfy work-life balance arrangements! Wd u be happy still doing life like this even if past 65?

@@JeanVoronkova i would not mind it all, I could do this until I am 100 :) I love everything with computers so.

Yep why

yep still here, still marvelling at the life we live everyday. Just had nice bagels with bacon egg and cheese for brekkie earlier and its raining now! pretty :)

Wich area of bali do you live near ubud?

wow, “when the job retires you”. powerful statement, like a wake up call 👍

hit the nail on the head mate! I fully agree. I am just starting to go thru comments and startin to realise i think a lot of ppl in the audience out there think V& I rely on the YT income to survive here in Bali, which is categorically untrue and inaccurate. We are comfortably set from our investments and passive income. But i have a lot of motivation to do the Tube. I have ppl coming up to me in Bali all the time saying they're here cos of my videos, or that my videos helped changed their lives. I think what i do is meaningful.

I just came across this first comment from you. Hey man you really do spend a lot of time commenting on my videos! Again, I repeat - where did this idea that we depend on our youtube income come from? I assure you - I'm still a lawyer in my brain despite having left 11 years ago. You think I'll hang our existence and the dog's on some silly online venture which income we can't control at all cos its just some algorithm doing its own thing out there? That's just naive and silly and for those impressionable young ppl out there I specifically said I do not recommend this at all as a livelihood in my old videos (I think the extra monthly income ideas one). Word definitions only work within the paradigm they were born of in the first place. The paradigm now has changed my friend. And your point off which you keep banging out these comments is not even factually accurate - we do not in fact depend on YT income for our lives here. We are actually very comfortable set from our investments. I have a lot of fuflilment from putting out these videos. You know why? For 9 years before i started doing YT and putting all this stuff online, I keep gettin asked to do coffees with random ppl from all over. Cos they're all unhappy. They're looking for a way out. They wanna hear about it. I just got tired of repeating my stories and my thoughts mate. Plus I am fundamentally a structured and disciplined person. I committed to this weekly video thing 3 years ago and so its been 3 years. We r cutting back now. But I'm proud of the channel. I"m proud of how far we've grown and i wanna see where it can go. If it was all about the money i can assure you that 1. this channel would not be putting out varied types of content (cos it messes w the algorithm promoting the videos), and 2. you'll be seeing a heck of a lot more sponsorships, cos I got sponsorship offers coming in from everywhere. But no, I make a conscious choice about what we're doing. And i'm happy with what we have done.

I'm likin your silly comment cos i want people to see this exchange - i'm so tired of this silly argument which was the whole starting point of the above video. SO SILLY!!!!!

@@JeanVoronkova Emotionally charged, perjorative attacks like this are totally unwarranted. Yes I think retirement does not = work (by defintion) and I explained why. It's not a subtle distinction, and you're chosing instead to posit your own self-styled definition. You keep harping on how you don't rely on YT income, great, but that was just an illustration that your taking issue with way too personally and literally. Yours is an alternative lifestyle that suits you, calling a alternative working lifestyle a form of retirement suits your narrative but no one is delusional or "silly" for disagreeing with you. Learn to handle disagreement with a bit more poise and grace.

thanks. I just see this space as an ongoing conversation with some ppl online about retirement, minimalism, life etc 🌻

yeah exactly right! It's so unrealistic - these ppl holding onto the perma-vacay mirage...

You don't have to work in order to avoid doing nothing and becoming a vegetable, you can just focus on more important and meaningful things like spending time with loved ones, building relationships, strength training or a sport to maintain health and mobility, having a hobby, etc. Thinking we have to do some sort of work for the rest of our lives is a mental trap that keeps you a slave.

If she can comfortably liquidate the properties and stops making videos just to have the coveted label of being retired, who cares.

yeah exactly! But so many people still hold onto that view that retirement Must be just that everyday which is so unreal....

@@JeanVoronkova like myself before, I think many people haven’t really thought about retirement, so they just say whatever. Perhaps retirement to some is having enough money to be on vacation permanently till death, meaning no work whatsoever. To me, this isn’t realistic. I would want to still do things, things I enjoy, things that are meaningful to me, things that would give value to the world before my days are done. If I still have the energy to provide value, but I chose to focus on increasing my dopamine levels. I don’t think I would feel good about myself.

I live on the coast and I don't drink:)) I would be lost in retirement:))

@@NadiaDubininaValues you’d jus be sitting there looking at the waves … haha

Ahaa I think u r still young no? Never too late to start!

😂🤗