First Time Home Buyers: Signs You Are NOT Ready To Buy a House

Рет қаралды 4,748

11 ай бұрын

I am licensed in 48 states and I am happy to be your mortgage lender 😁 707-478-0637
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⭐ Call Me: My cell phone is 707-478-0637 I am happy to help. Let’s get you home!:)
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Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender
For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2022 www.zerostressmortgage.com
NMLS 247743 Guaranteed Rate NMLS 2611
To access Guaranteed Rate:
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My State License Numbers:
AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
In this video, we'll discuss when it's time to start thinking about buying a house. We'll talk about some common signs that you're not ready to make the jump, and how you can overcome them.
If you're thinking about buying a house, then this video is for you! We'll discuss when it's time to start thinking about buying a house and how to overcome common obstacles. We'll give you tips on how to identify when you're ready to buy a house, and how to make the purchase process as smooth as possible!
#jenniferbeeston#firsttimehomebuyer #housingmarket2023

Пікірлер: 27

@brianlovelady6517 11 ай бұрын

A major lie I was told was that if you switch jobs it has to be in the same industry. Thanks for clearing that up for people.

@billredding2000 11 ай бұрын

...or maybe in the same company, just transferring to a branch they have in another city/state? -- BR

@sansara700 13 күн бұрын

I have a credit score over 800, low income, no payments lateness ever, no dependants, working in the same industry for over 20 years, a kind a estable cash gig(unreported) and today I was told a need a cosigner because I don't qualify for more than 100.000.

@JenniferBeeston 12 күн бұрын

It’s because your income is not reported. Lender has to be able to show ability to repay so we have to go off of income

@sansara700 12 күн бұрын

@@JenniferBeeston Actually my gigs are not reported but my FT salary is.

@wakeupstylellc 11 ай бұрын

So helpful as usual!!!

@JenniferBeeston 11 ай бұрын

Thank you!

@leslietizcareno3707 11 ай бұрын

We prepared by following the baby steps from Dave Ramsey. We close escrow in two weeks! 🎉

@JenniferBeeston 11 ай бұрын

Congrats that is fantastic!

@MiaBellaxOx 9 ай бұрын

Yay!!! You are licensed in MI!

@JenniferBeeston 9 ай бұрын

Yes:)

@barbettenaj 10 ай бұрын

You so called out my life right now lol

@andrewbelen7377 11 ай бұрын

Hi Jenn!! My partner Miguel and I are obsessed with your videos! We purchased a house in Wonder Lake, IL, in the Stonewater community back in February of this year. Our interest is locked in at 6.5%. When would you suggest considering a refi? We don’t get hit with our property taxes till March of next year since it’s a new build and we’ve prepared for that but we wanted to try to level out our payment with a refi but don’t know when the right time is to consider it! Much love!

@JenniferBeeston 11 ай бұрын

Thank you! I appreciate. Don't refi now. If rates stop dropping, I will scream it from the mountaintops:)

@caitlindevoe3502 11 ай бұрын

Hi neighbor! We are in wonder lake too!

@andrewbelen7377 11 ай бұрын

@@caitlindevoe3502hi neighbor!!!! Small world lol

@MrKeithhector 10 ай бұрын

Hi Jenn!!!! How do you factor end of the year bonuses, that are different yearly?

@TheItachai 11 ай бұрын

If people talk to you before, don’t you basically drill into them.

@JenniferBeeston 11 ай бұрын

Yes We try to make sure they have all their questions answered etc:)

@shaunsmith8780 10 ай бұрын

So, I just started building my credit around March of this year. I started as unscoreable because I've always paid cash for everything. I followed all of the advice and got an installment loan and a few credit cards. Somehow, I was approved for an unsecured AMEX card, Lowes and Capital One. I've been keeping my utilization below 5% by the statement date and paying it completely off by the due date. In September (6 months later), I finally got a score and it's 717. I've saved about $5,000 so far and I'm hoping to have $10,000 by December and a 760 score. Do you think I'll be able to by a house by then. I've had the same job for 18 years and I make around $52,000 a year.

@cathymankin4340 10 ай бұрын

What if someone is 70 years old. Is that a sign you should just forget trying to get a loan for a house? I mean a person could live to be 100 and get a 30 year mortage. But again, what are the chances a lender would even consider you for a loan? Also they are a veteran drawing compensation from the VA. Thanks.

@JenniferBeeston 10 ай бұрын

I have done 30 year loans for 90 year old people. We don’t discriminate on age. So no prob on that. A veteran drawing comp from VA? This is no prob. I have a video on that. Call me 707-478-0637

@user-pw4cy7vp8v 2 ай бұрын

Hey your phone number has a 707 area code. Are you near Napa Valley?