How a Mortgage Lender Qualifies You For a Mortgage In 2022 🏡📝

Рет қаралды 36,807

Күн бұрын

#mortgagelender #loanrequirements #mortgage #mortgagequalification
WHY is the most important question you can ask when you are denied a preapproval or a mortgage . Assuming all lenders qualify the same and have the same skill level is like assuming all hamburgers taste the same regardless of who makes them. Let's dig into it.
Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me:
1) Book a call with me: calendly.com/jennifer-beeston
2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637
3) Call me 707-478-0637
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Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2020
More Helpful Content:
Home Loan Basics: www.youtube.com/watch?v=Qfbvd...
Loan Programs: www.youtube.com/watch?v=iSuov...
VA Loans: www.youtube.com/watch?v=qejJO...
Real Estate Breaking News: www.youtube.com/watch?v=FTFXc...
Mortgage Rates/Refinancing: www.youtube.com/watch?v=GUOnv...
www.zerostressmortgage.com
NMLS #247743 Guaranteed Rate NMLS 2611
www.guaranteedrate.com/discla...
www.guaranteedrate.com/licens...
Equal Housing Lender - www.nmlsconsumeraccess.org
State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.
All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.
Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
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Пікірлер: 151

@deetor5551 2 жыл бұрын

I love her flow and open door energy, nothing like talking to people in any business that is so difficult and puts invisible wrenches in your way instead of unfolding things slowly and efficiently. I really like her.

@JenniferBeeston 2 жыл бұрын

Thank you!:)

@maiyang1987my Жыл бұрын

Thank you for this video. I'm in the Bay Area and it is scary here with my dream of owning a home is so far away. Your video and info is so comforting. And I hope all this will help me prepare in the future.

@barnabycarion3247 2 жыл бұрын

Absolutely amazing! Thank u.

@Outrageousevil2010 2 жыл бұрын

Love the video. I'm on track to close this wk.. my loan officer and everyone else involved were awesome.

@michellemerritt3729 2 жыл бұрын

I love your solution-oriented thinking!

@JenniferBeeston 2 жыл бұрын

Thank you Michelle!

@summerbrz7461 Жыл бұрын

I am so glad to hear you say that you don’t agree with everything Dave Ramsey says. For the longest we avoided credit until we needed a house. We had to practically increase our credit scores in order to qualify for a home since we don’t have $1 million sitting around in an account.

@kalleyminnick14 Ай бұрын

I’m in the process of underwriting, have had my realtor negotiate closing costs into the loan and working on getting the full down payment prior to close. Praying the lender/underwriter approves me without having the down payment until closer to close.

@evangelistaalbertomercedes7905 Жыл бұрын

You are absolutely awesome! Keep it up the good update.

@JenniferBeeston Жыл бұрын

Ty!

@daniellemgarcia4476 11 ай бұрын

Thank you for more great information it's got me excited to work on my finances and credit.

@JenniferBeeston 11 ай бұрын

You can do it! Here if you need our help!😊

@pamelafox5882 2 жыл бұрын

Jennifer, this is the second time I watched this and I'm so happy that I did. I really appreciate the fact that you'll help me even if I don't qualify for what I hoped for. I'm a realist in this strange market, I know that there's so many factors to consider. I really enjoy your videos 👍🏻👏

@pamelafox5882 2 жыл бұрын

My check doesn't come for 10 business days, should I just wait until I put in the application? I sent you a text message to your phone number a few days ago.

@pamelafox5882 2 жыл бұрын

Btw, I hope you have an amazing 4th of July 👍🏻

@nadinajones9672 2 жыл бұрын

Amazing 🙌🏾 I just subscribed to your channel after binge watching 😀 great info very informative👍🏾I've never felt very confident about purchasing a home until now. So thank you 🙌🏾

@JenniferBeeston 2 жыл бұрын

Awesome! Thank you! Glad its been helpful!

@user-by6io6qu4b 2 жыл бұрын

i have been trying to fix my credit and getting funds till i was recommended to john and he boost my score also got me huge finance .. check him out he will do the same thing to you that you can never imagine.! mail john

@renestarbuck4322 2 жыл бұрын

This video gave me some relief.

@JenniferBeeston 2 жыл бұрын

I am glad it helped!:)

@MrKelvin2230 2 жыл бұрын

Finally a video from you that actually gave me hope of buying hahaha

@JenniferBeeston 2 жыл бұрын

I am glad I brought you hope

@russlea6383 Жыл бұрын

Income needs to be significant, steady and sustainable --- past, present and future.

@LendPro Жыл бұрын

Good info!

@sapphire6107 2 жыл бұрын

I subscribed to your channel because you explain things plainly and clearly. Thanks so much. It helps a lot. Do you have an office in Washington State?

@JenniferBeeston 2 жыл бұрын

Thank you for subscribing!:) I am licensed in Washington state and would be happy to help 707-478-0637 if you have any questions:)

@noelmagdael8954 Жыл бұрын

Hey love your videos, I am getting back in the lending side of Real Estate, you are great at explaining, I would love to work with you, Noel

@kaitlinmcintosh5272 2 жыл бұрын

I love the way things are explained because the home buying process especially in Arizona is really confusing. I’ve been denied in the past due to down payment, I admit I’ve looked into assistance programs but they scare me a little due to the second mortgage thing. After seeing several of these videos I’m thinking about just calling you instead. Is AZ one of your licensed 48?

@JenniferBeeston 2 жыл бұрын

Happy to chat. Yes I am licensed in Arizona. I do not specialize in DPA but can act as a sounding board. 707-478-0637

@jbrake19 2 жыл бұрын

i love your videos thank you so much for your help im looking to start the process of buying a house soon in atlanta would love your services

@JenniferBeeston 2 жыл бұрын

Look forward to working with you. When you are ready call me at 707-478-0637

@KC-fd9sc 2 жыл бұрын

Great video as always! Can you give us a formula or a real life scenario for what you look for percentage wise for debt to income? Thank you!

@JenniferBeeston 2 жыл бұрын

It 100% depends on loan program. For overall financial health stay under 43% but in certain circumstances higher can make sense like if we are not counting certain portions of income etc. check out this video where I show how to calculate debt to income kzfaq.info/get/bejne/nLGnp818ycqWdGg.html

@KC-fd9sc 2 жыл бұрын

@@JenniferBeeston you are amazing! I am literally just waiting to see if my hubby’s re-enlistment goes thru to call you. Talked to you a year ago and you gave me the TRUTH I respect that!

@LonestarGypsi Жыл бұрын

Haha I love your mixed feelings on Dave 🤣 I feel ya.

@JenniferBeeston Жыл бұрын

He can have some interesting views for sure

@LonestarGypsi Жыл бұрын

@@JenniferBeeston I feel like most people in the world would be doing better if they at least listened to his general ideas, but not everything is actually practical.

@JenniferBeeston Жыл бұрын

@@LonestarGypsi agree

@ER12 Жыл бұрын

Man idk how I feel about lenders I make 126k a year for several years now my credit is meh I think 618 or 620 I got 8k to down pay and I always make my rent and pay on my credit cards multiple times a month and all I wanna do is buy a damn house so I can stop giving large quantities of money to what some people call “ rent “to some giant company who owns the house I live in and put it to something for my family but unfortunately I gotta convince some lady like this that I’ll pay something I already pay now it just sucks man so bad cause here I am already affording 2500 in rent plus all my other families bills off just my income but I can’t get a loan to get a house it just sucks that’s all I can say

@zerovisibility1191 Жыл бұрын

I’m in love

@kennethandshawnaleebooker3575 2 жыл бұрын

Great advice, thanks for all the info you are sharing. I've looked at other platforms you are on but cannot tell if you are licensed in Texas, sorry if this is listed somewhere I just could not find it. Quick question though, when trying to work with FHA is this a good option for 2022 as I know lenders have gotten a bit more strict. I believe my husband and I would qualify for a conventional loan, it's just the down-payment requirements that is an issue. Thanks in advance.

@JenniferBeeston 2 жыл бұрын

Yes I am licensed in Texas:) I would look at both fha and conventional. We would be happy to help 707-478-0637

@kennethandshawnaleebooker3575 2 жыл бұрын

@@JenniferBeeston thanks for response. My husband and I will be reaching out soon.

@evarsonazevedo5321 Жыл бұрын

Great video! Are you licensed in Minnesota? Thanks!

@JenniferBeeston Жыл бұрын

Thank you and yes I am! :)

@jaajayi 2 жыл бұрын

Hi @Jennifer Beeston how is the DTI calculated for a married couple? Are the incomes, debts, and credit scores of both spouses combined?

@JenniferBeeston 2 жыл бұрын

Yes just add it all together

@jaajayi 2 жыл бұрын

@@JenniferBeeston Thank you for the info & quick response!

@johnashby215 Жыл бұрын

Jenn I am under contract for a condo in fla.my lender is I think over charging me.the condo my score is average 799 with 20percent down. My dad is 33 percent.the condo cost 97.000 his fee is $4000 plus.rate is 5.99% with seven thousand with nineteen thousand plus.26,000 plus for closing.does the terms sound right?

@whitneypena3680 2 жыл бұрын

My boyfriend applied for a loan they called him back told him he needed to pay some of the stuff on his credit off. That pretty much all they said and they said once he took care of that they will get him into the buying process. I don’t know why she said it wasn’t a pre approval or pre qualification she said take care credit first that’s all that was said.

@whitneypena3680 2 жыл бұрын

So basically they ran his credit right ? And he needs to have some debt paid off or down. Then he’s qualified or how does that work?

@JenniferBeeston 2 жыл бұрын

It’s sounds like his debt to income is too high right now but the loan officer should have explained in detail. I would call the lender back and clarify as yes they would have run credit to come up with that. If you want to chat about it 707-478-0637. Also I have a quick video on how to calculate debt to income which may help as well.

@lamarcurtis1582 2 жыл бұрын

Man, I was approved for $450k. With a credit score of 790. But the market here in south florida with that type of load will get you a 2-1 800sq house🙄🚶

@JenniferBeeston 2 жыл бұрын

I mean less is more these days

@helenkotowske3829 2 жыл бұрын

@Lamar Curtis Sounds like most of California. I've seen of 400- 600 sq.ft houses and condos in Long Beach for about 400K. I used to live there 30 years ago. I remember some of the locations as being in high crime areas. But maybe Long Beach is totally gentrified now.

@tonyawooten559 2 жыл бұрын

Same in NC

@britaniachavez5243 2 жыл бұрын

I have a question my husband has good credit I have no credit we have no debt. Would I have to open a credit card or will it just go based off of his credit?

@JenniferBeeston 2 жыл бұрын

We can do non traditional credit with va, FHA and conventional. I do not have that option in USDA

@applejack2911 2 жыл бұрын

Are you licensed in Tennessee or Kentucky? And if we wanted to purchase a home in another state how would that work with employment history?

@JenniferBeeston 2 жыл бұрын

I am licensed in both and would be happy to help. 707-478-0637

@snakemadness1439 2 жыл бұрын

If I walk in with 20k down payment trying to get a house credit suks under 540 is it still possible or do i have to get that score up ? .Again love ur info

@JenniferBeeston 2 жыл бұрын

Thank you. You gotta get the credit up. Call Ken strey at Scorewell in CA. He is legit

@MrOmar0021 Жыл бұрын

This debt to income includes the current rent? I could see the current rent bringing them up to 80% easy, or is it debt as in only CreditCards/Loans? Sorry if question is silly, trying to get as ready as I can get to apply before end of year... Thanks,

@JenniferBeeston Жыл бұрын

no rent in debt to income. Just projected new housing payment when you do your front end ratio. I have a video on how to calculate your dtI

@pamelafox5882 2 жыл бұрын

How long does it take to get a COE in for someone who's had a previous VA loan?

@JenniferBeeston 2 жыл бұрын

Usually within 24 hours

@TT-dv9er 2 жыл бұрын

If I get a mortgage it will lower my debt to income ratio. Do I include my current rent in the calculation?

@JenniferBeeston 2 жыл бұрын

You would not use rent in debt to income if you were buying a home to move into as the rent payment will go away.

@aesthela 2 жыл бұрын

Do u get a high loan amount if your credit is a 700 rather that a 580 for a VA loan if ur debt to income is the same?

@JenniferBeeston 2 жыл бұрын

Depends on how the computer judges risk. In theory you could get the same loan amount. If you are pushing really high on debt to income you have a better chance at 700 then 580. Really anything under 600 is hard to get through from what I have seen

@CoralinaMarrero Жыл бұрын

Can you know in advance the credit limit of a lender, so you will not waste time?

@JenniferBeeston Жыл бұрын

What do you mean by credit limit. Like the debt to income they will allow? Often it can vary based on credit and assets

@tonyawooten559 2 жыл бұрын

If im paying 1499 for rent with the same DTI that mortgage lenders use, credit good and bills paid on time, why cant I get a mortgage.

@JenniferBeeston 2 жыл бұрын

Great Question Tonya! Lenders have to show ability to repay and there are DTI rules and guidelines. Rentals do not have the same rules.

@vag4lvevo22 Жыл бұрын

Hello i got a question my sister and i are trying to buy a house together using both incomes. So my sister in 2021 gross $22,526.71 and in 2022 she gross $22,485.91. And in 2021 i gross $17,899.08. And in 2022 i gross 19,041.43. With this income we only got approved for 185k idk if thats correct of not. My sister only got 1 credit card so her dti i think is super low. I got 3 credit cards. Her credit score is currently at 691 thats what credit karma says. My is currently at 640. Idk why we got approved for so low. Like there are is no confortable house for that amount. And we can also add my fathers income in which it is $1107 per month from his ssi and pension. but he’s disabled retired and he depends on the state benefits for health insurance and idk if is true but somebody told him that if the state find out that he has a house then they can stop providing him with the benefits. Idk if thats true or not and he depends on that. Thank you. 🙏

@jaz499 2 жыл бұрын

Which states are you licensed in?

@JenniferBeeston 2 жыл бұрын

Everywhere but Rhode Island and Utah

@BG01234_ Жыл бұрын

Question I can’t find an answer for - I am looking to close my credit card and I have no debt. I do not know how long it takes for a “no score” to show up on my CR. So my score will likely be low for sometime. But I am looking to buy a house in 2 years. Can I look at manual underwriting to obtain a loan or am I going to automatically be declined due to a “low” credit score? Recommendations?

@JenniferBeeston Жыл бұрын

Personally I would not close the card. I would just put a tank of gas on it and pay it off monthly. A high credit score saves you $$ when you are buying a home. Generally after 6 months your score goes away unless you had bad credit. We do loans with no credit scores but the rate is as if you had the lowest credit score

@BG01234_ Жыл бұрын

@@JenniferBeeston Thank you. I appreciate the advice. I will continue to purchase pet expenses with it and keep my solid score going until a house purchase is secured. Thanks again!

@monicarenee7949 Жыл бұрын

Some people have to keep in mind that sometimes a no is the best thing. I watched my parents lose their house and have to have a foreclosure on their credit. This was right before the major financial crisis. Maybe lenders should have never qualified our family for a loan, sadly. I loved that house but losing it was even worse.

@tonyawooten559 2 жыл бұрын

This is my situation but I'm working on it.

@JenniferBeeston 2 жыл бұрын

You will get there!:)

@tonyawooten559 2 жыл бұрын

My credit score is good, my DTI just a lil High but thank you.

@pearlbrown177 2 жыл бұрын

Jennifer I bought a Car 6 months ago and it's definitely going to effect my DTI without question. How would it hurt to get rid of this payment for a smaller one that will fit with the back end of my DTI?

@JenniferBeeston 2 жыл бұрын

It will be a credit run and new trade line. It will help dti but will hit your score which may or not be an issue depending on where you are now

@pearlbrown177 2 жыл бұрын

@@JenniferBeeston Score is ready now but I'm sure it will take a hit. But after a few months while paying credit cards off I will recover you think? How would that look to get 30,000 plus down closed to less than half?

@JenniferBeeston 2 жыл бұрын

@@pearlbrown177 I don’t think I 100% understand the question.

@pearlbrown177 2 жыл бұрын

@@JenniferBeeston I know my credit will take a hit but this i have to do to get that dti down. I'm thinking about 3 or 4 months do you think I will recover that fast My score now is over 670 but when I take that hit what's your advise?

@pearlbrown177 2 жыл бұрын

@@JenniferBeeston Do you think this is something I should go ahead and do if I want to purchase by summer?

@MarioMartinez-zk2wk 2 жыл бұрын

I just finish paying off my house. but my wife wants a bigger house 🏠. what are the steps or process to get a second loan. looking for 450k 550k loan. good credit about 40k in car loans and credit cards . thank you for your videos..

@JenniferBeeston 2 жыл бұрын

Hi Mario, Your wife and I are kindred spirits. Happy to help there are a lot of ways to look at this so best to start with a quick call. Happy to chat with you and your wife as often that will help us plan the best to meet your needs. Just pick a good time for you calendly.com/jennifer-beeston/preapproval-q-a

@yervaungh40 2 жыл бұрын

Can you use more then 1 Lender to see which loan is the best 1?

@FallenANGEL0001 Жыл бұрын

yes you get a time limit, it's like 2 weeks that you get to use more than 1 lender so you don't have multiple hard inquiries

@shantellpryor7596 2 жыл бұрын

Hello 👋🏾.. How do you improve your Mortgage Scores??

@JenniferBeeston 2 жыл бұрын

Same as improving credit scores. All tied together

@shantellpryor7596 2 жыл бұрын

@@JenniferBeeston 🤔 my regular credit score have increased but the mortgage scores keep dropping..🤷🏾‍♀️

@mikebrunson7519 10 ай бұрын

Hi Jennifer this is Michael Bronson I am a v a marine veteran and I live in Florida at this point in time my question is to you if my wife has a self-employed business how can she establish or shall I say we are planning to move to Georgia next year early and I want to know will her income would be okay to have for a secondary income or do she have to register in Georgia in order for that to happen

@JenniferBeeston 10 ай бұрын

Happy to chat 707-478-0637 so we can discuss. If you get vm just say Jen beeston to call me back

@ryne1226 2 жыл бұрын

Can i get approved if i been on a chapter 13 for three years now? Planning on buying beginning of next year

@JenniferBeeston 2 жыл бұрын

Depends on loan type. Feel free to pick a time to chat calendly.com/jennifer-beeston/preapproval-q-a

@kalinahenry2699 2 жыл бұрын

Do you offer assistance in the Florida state? I am considered low income.

@JenniferBeeston 2 жыл бұрын

Yes I do:)

@tfptravel.food.peace.3788 Жыл бұрын

Question: if I'm going to be the only one on the loan, but my husband will pay down payment and closing cost. Is this possible?

@JenniferBeeston Жыл бұрын

Yes your husband can gift you but you need to make sure it is down right. If he hands you a stack of cash(literal cash)that is a prob. Happy to discuss 707-478-0637

@JerryandJack 2 жыл бұрын

Any recommendations for a lender in Rhode Island ?

@JenniferBeeston 2 жыл бұрын

I am sure we probably have someone at Guaranteed Rate:) Now I gotta get Rhode Island for 2022 as you are the first person to ask about that state and that is my trigger:)

@cleronclarke5202 2 жыл бұрын

What about construction loans

@JenniferBeeston 2 жыл бұрын

I don’t do them so I stay away from as I never want to give anyone bad info

@jessgarcia1217 2 жыл бұрын

Im saving my down payment, I remove the money from my account and give it to my sister to hold. Will that be an issue or considered an unjustified funds or gifted money? Thanks.

@JenniferBeeston 2 жыл бұрын

Its not ideal as we will have to track and explain the money and it could be considered a gift from her to you which is fine. I would keep the money in your account. No need to complicate things.

@taticray1 2 жыл бұрын

Please let me know if there’s an office in Chicago

@JenniferBeeston 2 жыл бұрын

I am licensed in Chicago but if you want to go into an office to meet with a lender I know some really good Loan officers in our Chicago offices. Call me and I can intro you 707-478-0637

@lawrencewiley3104 2 жыл бұрын

Did you say your credit score for VA is as low as 580 Jennifer ? Thank you

@JenniferBeeston 2 жыл бұрын

Yes I did and we now do manual underwrites at 580 which is exciting. Will be talking about more on Wednesday

@lawrencewiley3104 2 жыл бұрын

@@JenniferBeeston thank you for your reply Jennifer and as always love your show and will be in touch. For a refi and probably a cash out but are score is higher than that thank you

@toma201. 2 жыл бұрын

Hey Jen I did a application on your website but my credit say 579

@JenniferBeeston 2 жыл бұрын

Hi Thomas feel free to give me a call 707-478-0637 if you have not talked to Jen or Sam yet

@amylewis6625 2 жыл бұрын

Do you have a business in bristol Virginia or Tennessee

@JenniferBeeston 2 жыл бұрын

I am licensed in both states:)

@roy4104 2 жыл бұрын

I have a question about VA loan. I’m a disabled veteran 70%, should be getting upgraded to 100% soon, I also am a student using the GI Bill. Can I use the monthly Housing allowance I get from the GI Bill as income for a mortgage?

@antonioreyes2692 2 жыл бұрын

If not mistaken, most likely not due to that it’s not long term payments like your compensation…

@JenniferBeeston 2 жыл бұрын

You cannot use GI bill income but you can use VA disability income;)

@JohnDoe-fz3nu Жыл бұрын

What can I do with a 797 fico 8 and 5k down 😅 looking at a connected 4fam connected townhouse group. 3 properties long term renters and want to stay. 4th might be my primary residence if required otherwise I would rent it out at market rate.

@JenniferBeeston Жыл бұрын

How much is the property and what state?

@JohnDoe-fz3nu Жыл бұрын

@@JenniferBeeston love your videos and appreciate your quality content. List price is currently 740k in North Carolina. I think I’m aiming a little high at this moment and will continue to build up capital until I am closer to 20% down.

@JenniferBeeston Жыл бұрын

How much is the property?

@JohnDoe-fz3nu Жыл бұрын

@@JenniferBeeston $735,000

@tishaniamorris8789 2 жыл бұрын

Are you licensed in Florida?

@JenniferBeeston 2 жыл бұрын

Hi Tishania! Yes, I am. If you need any help call me at (707) 478-0637 or schedule a call through this link linktr.ee/JenniferBeeston :)

@Justgabs-wn3vv 2 жыл бұрын

What about people with disabilities? What if that’s ur only income but very good credit score?

@JenniferBeeston 2 жыл бұрын

We use disability income every day to qualify. Super easy and no problem at all. If you would like to chat pick a time here:) calendly.com/jennifer-beeston/preapproval-q-a

@Justgabs-wn3vv 2 жыл бұрын

@@JenniferBeeston thank you for responding I will talk it over with the husband.

@maylerma1720 Жыл бұрын

Hi Jen, can you help me. From Cali

@JenniferBeeston Жыл бұрын

Sure, call me 707-478-0637

@alexiswilliams1197 Жыл бұрын

are you licensed in michigan?

@JenniferBeeston Жыл бұрын

Yes I am and would be happy to help 707-478-0637

@marionetousa Жыл бұрын

How do I get a hold of you? Please

@JenniferBeeston Жыл бұрын

707-478-0637

@penny_flippaholdthebag2429 11 ай бұрын

lender has to let borrower know why they got denied so how dont they know

@JenniferBeeston 11 ай бұрын

The adverse action forms buyers sent are super vague and not detailed

@rickyvivrette3484 Жыл бұрын

How may i speak with you ? I'm a vetran.

@JenniferBeeston Жыл бұрын

Hi Rocky! Yes of course, you can call me 707-478-0637 or schedule a mortgage consultation with me here: calendly.com/jennifer-beeston (:

@BANGINGBEATZ1 Жыл бұрын

Love your videos. Me and my wife are currently working with another lender the lender stated to us that my wife has student loans and that's preventing us from qualifying for a mortgage loan I do we have any alternatives is there anything that you can help us with. Can you also provide us more information about the California Dream for all program. Would that be an option for us to use? Any questions please don't hesitate to contact me.

@JenniferBeeston Жыл бұрын

HI I cannot advise on the students loans impact without seeing the full picture. I am not a fan of the California dream for all program.