The rumours are true

@@kristinabraly dun dun DUNNNNNNNNNNNNNNNN!

@@eliotopian I like your username

Kristina Braly aaaaaah thanks so much! ✨💛🤗💛✨

Kristina Braly Hi I’m Ryan can you please explain more in depth of taking call as a doctor and does it differ between specialties

That was my original thought but it’s not her

😂😂😂

Different voices but I wish

she’s Asian

No, the woman in the Glamour vid is an Indian-American woman. I remember finding her Instagram page at one point. Can't remember the name now but if I find her page again I will link it here

Charllee Dodson love your name. Also my parents too! They make a lot less as teachers in Alabama.

she has multiple streams of income

No wonder why health care in the us so expensive.

41ace are you seriously that dumb??

No! The rents and cost of living is ridiculous. Forget it. There’s no space there

Definitely, my boss is an internist primary care physician (by all means a "lower" earning physician) but because she owns a large individual private practice her income is $436000 per year and growing (she's only 48 years old). This doesn't include her savings and investments and definitely does not include how much she could sell her practice for lol

Yes, that's what I recalled from watching that video.

It’s not unusual. If you’re reputable, you can own multiple practices and have income sharing agreements with doctors. I’ve met doctors who make way more than 1.3 mill but have like 7-8 locations.

you can earn that amount, but you have no life

@@Scarsofevil Not medical but I once dated a dental-aspiring student at undergrad. He interned for a dentist with 3 practices in our school area. He said that was his dream. To make money from having multiple practices. I don't know what his current situation is but I do know that he did end up becoming a dentist. I forget what kind but it is something specialized, since that's where the money is at.

#truth 😑

But there's only 1 per hospital, vs the many, many physicians it takes to keep that hospital running

Honest question. How does one normally become a hopsital ceo? Is there a school prpgram?

Most hospital CEOs are MDs though ...not a requirement to be a CEO

Tomi O that is true. my friends grandmother owns a hospital and is currently the ceo. but my friend is showing interest in becoming the heir to that. he graduated IT but never worked on that field. he just finished a course as a pilot. not going to pursue a career on that either lol.

Which field

It's the tough part. Most of my friends who are in the medical field opted for "easier" paths. Not to say ANY job or education in the medical field is easy. But most of my friends decided to forgo becoming a doctor and went towards nursing degrees instead, or midwifery, etc. Still gives them some financial freedom, they can pay off their loans in 1-2 years if they double-down on their shifts and sacrifice A TON those initial years of working, and then they are able to move forward with their lives faster (buying a house, getting married, having kids). Whereas my physician friends are all still in the same boat you are. That said, you're playing the long game. If you play your cards right and have a good head on your shoulders, you will most definitely win the financial freedom game, big time. It's hard to go nearly a decade or more in this boat of debt and low income, but once you are done, you can really go far. Keep at it!!!!

Physicians are not known for being financially savvy, any more than they are known for being good aircraft pilots. Their comments on financial things are usually a bit panicked and off base. Most people in their twenties (in all lucrative professions) do not make good money with two significant exceptions: software and sex work. In business and law, the big money arrives in 40s-50s after a long, relatively lower paid apprenticeship after graduate school. This can last over 10 years. Medicine, overall, pays better than any other available jobs. There is a myth that other jobs easily pay 200-400k... other than big 4 software, that is a myth. Particularly in rural areas or 2-3 tier cities. Doctors often act like their work is a financial sacrifice. Sometimes true; usually untrue, and poorly researched.

@@777jones not to mention to work in the Big 4 companies you'll likely have to move to an area with high cost of living such as the Bay Area. So while they earn a lot, the cost of living is a big chunk of that income. They'll still be able to save a lot in the end tho.

@Kaila K. All the best. If you have and MAINTAIN a decent bedside manner, you should do well.

Namaah Allechy 🙋🏽‍♀️

What medical school are you going to?

Hows it going?!!!

@@Gdsoldier1 Probably a premed lol.

Mujtaba Alam lol in which case I admire the confidence. I’m an entering first-year med student so I was curious

It's that kind of weight that I could never do this sort of job. I'm emotionally sensitive so I would just be a mess and you can't have that in the medical field. Kudos to everyone who does this line of work for sure! Everyday heroes.

How about the rest of the world healthcare doing it for a pretty normal salary because we think us healthcare is disgusting.

Michelle Baker all I got for my surgery was “hey I’ll be your anesthesiologist. Can you open your mouth? Tilt your head around so I can see. Do you have a sore throat? Ok. I’ll see ya in there”. I mean.. they did a great job so I’m not complaining lol

@@jasmineleopard7593 That sucks. I've had 8 brain surgeries and never the same anesthesiologist twice so I've had less than personable ones but they were all polite and kept me alive so even the ones not as great are acceptable to me!

Ive had an anesthesiologist say that to me and my mother as well before. Very interesting how true that really is.

All of them have been very nice to me, ive yet to meet one with a bad sense of humor or a bad attitude.

I used to do physiology research and one of the things we measured was inhalation/exhalation of volume/composition etc and tied it with a whole bunch of other measurements. But we rarely controlled it, as it was an outcome measure. I was at an OR for a vascular case and was chatting it up with the anesthesiologist about how perfect the tidal volume curves looked and I asked why it looks so textbook. He was like "Oh you mean this?" as he slightly changed the tidal volume. I quickly realized that they have full control of the respiratory function. Which...obviously makes sense but never quite realized.

Ever heard of retail therapy?

@@AZ-wr3dh I hope it was one stop shopping. 😂

@bihbhkjbnlk no, that's a waste. If you have really high interest rates then yes. She has a super low rate. If she was going to blow that much in one go, it would have been more beneficial to invest the money. It would be money that made money. Not money that could be gone in an instant if a careless dry cleaner has an "oops".

bihbhkjbnlk look I’m not agreeing or disagreeing with your statements. But I feel like you really missed the tone of my original comment. Paying off loans, investing, none of it matters if she’s unhealthy. In general I feel like if something is “in the budget” spend the money and don’t fuss about what other people think. But even she notes the behavior/purchase was unhealthy and extreme as she’s a vegetarian now sleeping under dead rodent. So yep, that money would have been better spent on therapy. Cause her overall mental health is worth more than anything she has in the bank and all she’s done is spend a boatload of money on something that clearly doesn’t sit 100% right with her.

Sounds like a classic Mid Life Crisis

Same!

I'm dead lol

😂😂😂😂

😆😂🤣

Just divorced, no kids. You will get the picture ;-)

I was thinking the same thing, they are very cute animals too.

Well, how do you think things are created? Yeah! That's right, nature and ANIMALS!

Tolu I’m pretty sure they skin the animal

@@QueenVictoria26 No. They are killed. It's not like wool where you shave the sheep and spin their fur into thread. Chinchilla fur is pelt. It's created by killing and skinning the chinchilla. And probably over 500 chinchillas had to die to make that comforter

@@SjofnBM1989 I hate humans, to kill 500 chinchillas so the can mess around that confor .

I agree!

She doesn’t need that peace of mind. She could easily pay it off with her savings if she needed to. She’s better off letting that money make more money.

As counterintuitive as it sounds, having debt is beneficial in some cases. Closing accounts could actually HURT your credit score.

@@meganamos8543 Mathematically you are correct but practically I would disagree. If that $80,000 has an interest rate of 4% then she would guarantee herself a profit of $3,200 in saved interest this year alone and get to claim the large payment of her student loans on her taxes. Now, if she invested that $80,000 and had a really good year and she made 10% on that money , she would gain $8,000. This $8,000 would be taxed at 20% ($1,600) due to her incredibly high income. So, to me, if I had a net worth of over $6 million and had an income of over $1 million a year, keeping the student loans around for a chance (remember she could easily lose money if she invested in something that went down in value) to profit an additional $3,200, is borderline insanity. That's just how my mind looks at it.

Joshua Thurman your speaking facts, Literally having that hang over her head in the event she can no longer work or investments went south. Especially when justifying it because of interest rate difference, while spending $75k on a blanket, she earns high income her and that advisor seem to not grasp the knowledge of debt. Interested in how much she has in other debts.

I actually live in that zone daily 😂

That's so stupid of her

@@guadalupecruz4412 its actually really smart. In the video she explains that the interest rate on the debt is really low (I thonk 1.4%). So by investing the money she would havr spent getting rid of the debt actually makes more when invested

@@Ethan-gm5og but the money for that useless comforter could've gone to paying off her debt

@@Callisto_52Hz ths

Sab we know lol but she can afford it just fine and is better with money than 99% of ppl

Lori Albrechtsen Good job Mom! I bet your whole family is proud.

Huge congratulations!!!!!!

Congratulations to your son!! Best of luck to him and his career!!!

Wow Congrats! My match is not until March 20th. Wish me Luck!

B Hi! Well, his official match day is the end of March as well but the program director called him and told him they ranked him to get a spot and since he ranked them #1, the director said “see you in June!”

Look up Dave Ramsey

@@YPEFFLE I dont have debt. I want investing advice

@@vanessa91614 financialsamurai.com & jlcollinsnh.com may be helpful What I have learned : Fully fund your 401k, or at least up to your employers match to lower your taxable income, after that fund your ROTH IRAs, 529 plans If you have kids. I have vanguard accounts and just buy the vanguard total stock market fund & the farthest vanguard target retirement fund in my 401k

YPEFFLE Dave ramsay is a moron who prays on idiots

@@Souflay1 troll.

the skin tone ain't matching up

More than you ever know...

Doesn’t med school debt have lower interest than UG debt? Not trying to say you didn’t go to med school, but it crossed my mind that you were conflating UG interest rates with Med school ones

@@anti-gravityseal7162 No way. UG is 5.05% and Grad (med school also) is 6.6%. This is direct unsubsidized loans. Medical school student borrow absurd amount of money in comparison to UG (no other grad program comes close except law school). These loans alone don't cut it. You need to borrow grad plus on top of these loans which has an interest rate of > 7%. That absurdly low interest rate is most likely due to loan consolidation with a private lender. However, I've never seen loan consolidation percentages that low, they are usually 3% if you are lucky!

Mine did.....8% student loan was considered a good deal. Things are a lot harder now, though I really think it's relative; we had double digit interest and inflation, gas shortages, and no internet.

If you have multiple lenders, you can save a lot when you consolidate,

Anne Harrison but she owns her our medical business too.

Bruh then healthcare will be stagnated

Everyone’s very busy and working under shit conditions in medicine and restricting that would be stupid

*laughs in Indian*

I believe... if you work in a hospital, there are some limits, but honestly those limits are shitty. You'd have to be working a super duper crazy number of hours before someone says, okay, go home, go sleep. It's a terribly stressful work environment and I hope someday someone can figure out a way to make it all work without doctors and nurses having to work around the clock on really long shifts that seem neverending. It's not good for the patient or the medical staff. Nobody likes being sleep-deprived.

She has a lot of investments so maybe not actually multiple streams of income help

Simple math tells you she makes just over 900k per year.

The more you make, the worse it gets.

Truth Serum not unless you know how to do your taxes 😂

@@truthserum5855 the proper term is more money more problems

Dongdinger it’s not as easy as your making it out to be lol

Kay Flip for her hèll yeah lol

Short answer: 😳😳😳

what's her name ?

Rebecca Williams Nina Radcliff

That would probably explain the bulk of it though if she can draw an audience wouldn't surprise me if she can get other speaking engagements too, that can pay literally thousands of dollars per hour depending on the size of the venue too pack out some of the larger venues and north of $50k is possible. Funny that being good at getting tons of people to part with their money tends to make you kinda valuable. Also there is that $4.6 million portfolio reasonably well managed that is several hundred thousand per year on it's own 10% ROI before tax isn't unheard of.

Yes a black doctor 😍👍🏾 love to see it!

@Ann Z I'm talking about the lady name "Adebimpe Oyowe" who I'm pretty sure is African or married into an African family. I''m not sure why that isn't clear because I posted that under her comment. Additionally middle eastern people can be black. Race and ethnicity are two different things.

Lauren Michelle awesome crush your USMLE step 1 test !

Yes! CNAs are so essential and not given enough appreciation because it’s kinda considered like “the bottom of the food chain”. Most medical facilities could not run without them!

Sarah Williamson My ex is an ED doc and that's exactly what's happened to him!

And it's possible that the hospital sees your husband more than you do. He's married to the hospital and you are the side wife. I mean that in humor and positivity. Please don't take it the wrong way.

When I first met my boyfriend, he was surprised I didnt care that he was a physician. Likewise, I know he works long hours and deserves every oenny he makes and then some. He does a lot for our community. Barely anyone gives him enough appreaction. Icing on the cake is that Im in the nursing field. Somewhat of a toxic combo. Not towards each other but people make really weird assumptions. But hes a great guy! Im so lucky.

@@dwoollery married to the job haha

Angela M, I found that nurses and nurse techs are the hardest on both myself and my husband due to his job title because of the assumption of “rich doctors” and “nurses work harder and more hours,” both not true. Nurses work hard and long hours, but so do the doctors. My husband would have to bring work home with him, non-paid work, many times.

Melany Abreu the process will not be that easy for you as an international graduate

It will be hard for you to practice in USA :-/ they essentially make it difficult for everyone who doesn’t have a degree earned in USA

As a person who has lived on one of outer islands, doctors who come to Hawaii have the wrong perception of "location." They think of it as sunshine, clear blue water, palm trees etc. However, they get a rude awakening to how isolating it can be, not many good schools for their kids, not many places to shop, not many things to do. I knew multitudes of doctors that come and go. A large part of it is the above mentioned reasons. Its also worth mentioning the cost of living is nuts. They are paid the same as mainland doctors which is adds to them not staying there. The need is dire on the islands and the best way to recruit docs is to get those who were born on the islands, they have the highest chance of practicing on the islands.

Amen 🙏🏼

True- I am a nurse practitioner & between my BSN, MSN (& time sacrificed when going back to school) the debt to income is unfortunate & discouraging!

💯

Elizabeth Adilee Wyman this actually isn’t true at all. Even if you can’t afford it (most can’t), you can borrow everything on loans, which is why so many physicians have crazy loan burdens. However, the salary is high enough to be able to pay them off eventually, even if it sucks. There’s a shortage purely because medical school spots are extremely limited, and so are residencies. People are killing themselves to get into schools, taking years off after college just to boost their applications. If medical school and residency spots increased, you’d have as many as needed.

Ben Braun umm the cost most definitely is the issue. Not everyone is willing to go 300-400k in debt especially if they’re low income

Yes , you're exactly right! I think that wasn't clarified enough in the original video IMHO

@@kristinabraly I would even hazzard a guess that it's her investments that are the bulk of her income hence her level of savings - $6m savings and over $5m in investments/retirement at 41 that's huge. She'll be set for life with what she has now lucky lady!

Hannkg not just lucky. wisely studying and pushing money aside to invest

Thanks chica!!

Hey linda!what made you switch from PT..currently PTA student

Congrats girl you do it.

Hey so I have a question, I will be a high school senior next year and I was wondering what classes I should take for college? I want to go into anesthesiology as well :D

@@CloroxBleach-nu8vo I'm not a medical professional but I went to school with plenty of aspiring doctors (this was 10+ years ago). There's no specific education requirement to go to medical school other than to have a 4 year bachelor's degree. Some undergrad schools don't even offer a specific pre-med program (mine didn't). But most people I knew took biology, chemistry and other health or life sciences majors for their undergraduate education. From Study.com (specifically about Anesthesiologists): "There is no official degree required for admission to medical school, and many baccalaureate programs can adequately prepare students for this endeavor. Some schools prefer graduates with a 4-year degree in natural sciences, which should include classes in physics, organic and inorganic chemistry, anatomy, and biology." From the Occupational Outlook Handbook (about Physicians and Surgeons in general): "Most applicants to medical school have at least a bachelor's degree, and many have advanced degrees. Although no specific major is required, students usually complete undergraduate work in biology, chemistry, physics, math, and English. Students also may take courses in the humanities and social sciences. In addition, some students volunteer at local hospitals or clinics to gain experience in a healthcare setting." Most universities can guide you to the types of majors that are best suited for medical school, if they don't have a pre-med program. You can also look for anesthesiologists on LinkedIn and see what their undergrad degrees were (if they have it listed)! Good luck! study.com/articles/Anesthesiologist_Education_Requirements_and_Career_Information.html www.bls.gov/ooh/healthcare/physicians-and-surgeons.htm#tab-4 The Study.com URL I provided above gives a great overview of what your education and training will look like so you can get a better idea on how you can prepare yourself for this career, and what you'll need to do in the coming years.

@@villada238 money..?

Girl what are you doing here

Being on call is not always fun, it can be exhausting sometimes.

Nah, you want the money. Don’t feel ashamed to admit it lol

I imagine daycare teaching would be fulfilling but neither wage nor the amount of children in local public programs are attractive... covering work trips or nightshirts might be sensible.

Never heard anyone say I want to be an anesthesiologist for fun. It's not fun lol. Im a nurse and know several CRNAs. You're on pins and needles during surgery. And call work sucks when YOU'RE ALWAYS CALLED. lol

That’s BS they don’t make that much

J Mich they do. In Canada, on average, the lowest they make is around $80 thousand, the highest being $600 thousand

@@jmich7651 anesthesiologists can definitely make that much in smaller cities and in the Midwest. It’s not even that difficult to find

Traditional families aren't right for everyone! I'm curious, how well-off are your friend's husbands.

@@mujtabaalam5907 not at all! In college taking out student loans.

It depends on what you want in your future there are sacrifices for both lifestyles and it depends what you and your partners decide we all have things we love and want. Also there’s this theory that having kids poor somehow is a bad thing for your kids. I find it’s the opposite they are more respectful if they learn how to struggle with you then have everything handed to them

@@rachelcrawford1977 ok that's interesting. My thought is, what happens if they're partner becomes disabled, dies, or divorces her? She will have no education, experience, or career to turn to. That is the main reason I am going to school. To protect myself and my future kids. It has nothing to do with being poor.

you can always have kids later lol. Get going and you'll be done in no time.