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Learn INIFINITE BANKING CONCEPTS with the one and only CHRIS NAUGLE!
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Christy Vann and its affiliates do not provide financial, tax, licensing, legal or accounting advice; the information presented on this web site/KZfaq channel are presented for information/educational purposes only, and following the advice in this video is the responsibility of the viewer and not the video creator. By participating in this KZfaq page, you agree to comply with the following guidelines. In any case, the information provided is “as is” with all faults and without warranty of any kind, expressed or implied. In no event shall Christy Vann, or any affiliate organization be liable for any damages, lost profits, or lost data even if we have been informed of the possibility thereof. Linked Items may create a financial benefit for Christy Vann. Christy Vann is an affiliate of Unstung Marketing LLC and United Financials and may receive compensation for referring you to their services at no additional cost to you.
@WellDressedCaveman 3 ай бұрын
Did this...just loaned myself $11k. Buying a boat, some gifts for my wife and taking care of a little bit of taxes. I'll pay the loan back using Velocity Banking. I also bought a 2007 Freightliner, to start a trucking business. Thank you Christy...my family's life has changed for the better, thanks to you!
@vallang4832 3 ай бұрын
When did you start.
@WellDressedCaveman 3 ай бұрын
@vallang4832 few months ago...I pay a pretty large premium...10% of my gross.
@bryanviar4961 3 ай бұрын
This is awesome I’m excited to get started at age 57 and enjoy retirement with no stress about retirement
@flip1980ful 3 ай бұрын
Im 53 and wondering if its too late to start whole life
@VanntasticFinances 2 ай бұрын
@flip1980ful. I just started another new one this year and I’ll be 53 soon🙃
@caba32503 Ай бұрын
I am 60. Am I too old?
@vislander3214 3 ай бұрын
I would like to know what your commission is for setting up the policy and how long would it take for me to take out money to pay off my CC debt , car loan, and part of my mortgage? Also would I need to put a lump sum into the policy to start or is it just the monthly?
@boydaston9325 3 ай бұрын
So helpful Chris and as always Christy such a blessing . God is good
@TheReviewPigeon 3 ай бұрын
very cool, nicely explained and broken down for my confused brain. Personally dont think i'll need the Whole life setup like that, but cool either way
@solarjudgement4575 2 ай бұрын
Everyone needs it
@cherriethomas9538 3 ай бұрын
Perfect timing i have credit cards an now the interest is going crazy. I was thinking of doing consoldition but i dont like losing my good credits. Thank you
@JCBinder7 3 ай бұрын
Christy - this is absolutely genius. I do need to hear this in “your words”. PLEASE do more videos elaborating on this topic!!!
@dalecovercomedy 17 күн бұрын
This guy sounds like QVC
@dreamcreationmedia4000 3 ай бұрын
Thanks so much Christy.
@NikLyons 20 күн бұрын
I wish I understood this. I just don't. I've always heard about being your own bank, setting up a "Trust" or "Whole Life insurance". It's just very complicated
@EyeLukMusic 2 ай бұрын
I've watched countless videos on this, and have been wanting to start, yet not one person says anything about which companies offer this type of policy, only selling a program or course. Can anyone actually recommend where to shop an actual cash value whole life policy thats set up this way?
@SplinterFarmstead 3 ай бұрын
Would one make monthly deposits (payments) or is it better to pay a chunk at one time for an infinite banking policy?
@juliem2538 3 ай бұрын
So sad I didn’t know to set this up for my kids. But, trying to get policies started for my grandkids. But my kids will need to have policies in place (at last term insurance) first.
@RolandoGayo 3 ай бұрын
What company should I use for infinite banking?
@gabycam 3 ай бұрын
Thank you Christy and Chris, I just got my first bank. Thank you for sharing this amazing info.
@mariaines4508 3 ай бұрын
This one was awesome guys. I am glad you spoke a little bit about the cheapest policy for older adults. I am 57 would like to know if it better for me to get one on my 21 or 29 yrs old boys to get a better deal. Also what is the approximate cost of getting one of those properly designed Whole life insursnces? My max is about 10k per year. Is that even possible?
@holly52ful 3 ай бұрын
You can do it with IUL’S!! The insurance company has a provision that allows one to borrow from their policy. If you don’t pay it back?, it they deduct it from the death benefit!! Also, all your gains are tax free!! There are many ways to put these policies together!! You can be the owner of the policy on your sons!! Away, it can be done!! The wealthy have been using life insurance for financial gain and tax free.
@americanmambi 3 ай бұрын
Thank you for all these golden nuggets!!!
@lesliemaness999 Ай бұрын
I just love this concept. Amazing 😊
@user-ct2id8xy4e 2 ай бұрын
My grandparents bought a life insurance policy for me as a toddler. When I was in my late 20's I cashed it out for $796.00 What went wrong?
@amolano74 2 ай бұрын
WOW!!! this is awesome! Christy, have you tried combining this with Money Max?
@TheFxhound 3 ай бұрын
So much value in this amazing video!
@kaitlinbeste 3 ай бұрын
My car payments are required to be paid through a checking account as well as credit cards/personal loans. Does anyone have this problem and is there a go around?
@hangemhigh3578 3 ай бұрын
Your personal line of credit is hooked to your checking account.
@rajrai4086 7 күн бұрын
I have a New York Whole life but i wonder if they expire like the other life policies?
@MikeAffholder 3 ай бұрын
What is the difference of doing this versus using margin on your investment account? Better rates?
@Jesus-kt5dc 3 ай бұрын
Take this with a grain of salt. I think the key difference might be that investment account fluctuates and can decline in value. Whereas a whole life policy can never go down, the death benefit is guaranteed. Again take this with a grain of salt, I can be way off. Have a great day.
@Jesus-kt5dc 3 ай бұрын
But the function of borrowing against the asset is the same idea.
@MikeAffholder 3 ай бұрын
@@Jesus-kt5dc 🙏 thanks brother
@tomv1335 2 ай бұрын
Question-he said in his exsmple the death benefit is 500,000. And said that if he would pay off his 5000 loan. Then he subtrscted it ftom the desah benefit. My quedtion is, can you take loans in the 1st yesr based on your death benefit you signed up for? Or is it bssed on the balance of what you deposited? So if ive deposited 2500.00 6 montgs in 1st year can i only take 2500 or can i take up to whatever my desth benefit is? Thanks
@FanaticalMom 5 күн бұрын
You can only take a percentage of what you put in. So if you did a 90/10 whole term you would be able to borrow the $2500-$250. I believe that is how it works.
@SplinterFarmstead 3 ай бұрын
With the whole life policy would you still carry a life insurance policy like you'd take out with an employer?
@VanntasticFinances 3 ай бұрын
You can, but this is a life policy as well.
@stephzinsmeister662 16 күн бұрын
But what if banks go down? Are your insurance policies/money covered? We have something called “bail ins” in Canada and our money is “insured” up to 100k in bank accounts
@paulyrockstar2833 3 ай бұрын
Can I use my Variable Universal Life policy for infinite banking? I can borrow from the cash value.
@kristilopez864 3 ай бұрын
When I click the link it tells me it’s broken?
@piedpiper7051 3 ай бұрын
I don't even see a link related to this video.
@VanntasticFinances 3 ай бұрын
Just Updated it! The link is in the description below, should be the first one! 😊
@piedpiper7051 3 ай бұрын
@@VanntasticFinances Thank you Christy!
@nathankohuth8364 3 ай бұрын
Where is the interest cost of the loan being factored in here? I understand that the cash value is growing based on the non-loaned amount but when I see the total loan amount, it’s not growing year to year nor are there extra premiums being paid annually. The net cash value is shown as the total cash value minus the loan, which is accurate, but nowhere on here do I see interest. $80k loan at 5% is $4,000/yr interest costs and it’s not clear where that’s factored in the spreadsheet. Thank you!
@firehorsewoman414 2 ай бұрын
Would this work for someone who has a poor credit rating?
@MikeAffholder 3 ай бұрын
What is the best bank to get a heloc on?
@d.carveth8703 2 ай бұрын
I keep asking same question and Never get an answer!
@VanntasticFinances 2 ай бұрын
Your local credit union usually works best with community.
@tomv1335 2 ай бұрын
First lien heloc, try FSB. First State Bank in TN. THEY HELP YOU WITH A 1ST LIEN HELOC. For judt any heloc (2nd lien) you can go anywhere. Try your currrnt mortgage bank or any credut union. Its the 1st lien helocs that are harder to find.
@pedrocarrasco5576 2 ай бұрын
I started a whole life and abandoned due to job changes and life events. I am 60 now and which I would have known this concept 20 years ago. Do you think concept can still help
@user-ct2id8xy4e 2 ай бұрын
Yt wouldn't post my question regarding actuaries and their data post CV.
@user-io4ze2nc9c 2 ай бұрын
Does the Money Max Account do the same concept with Chris’ IBC?
@magical1717 27 күн бұрын
How do you book a coaching call with you? Yesterday I was able to look at the calendar to make an appointment for a call and today its not there for August? Is there a link or different website its a 404 error when I click on book a call
3 ай бұрын
The infinite banking link is no longer available. Seems like a scam.
@jaimeLopez-kt4kp 3 ай бұрын
Hello Chirty what is the link . I want to get this beautiful life insurance.
@VanntasticFinances 3 ай бұрын
The link is in the description below, should be the first one! 😊
@julieescher1574 3 ай бұрын
What about fees for HELOCS?
@marshallwise1763 2 ай бұрын
Do you pay the interest on the insurance policy?
@leepressley7456 2 ай бұрын
What's the age cut off. I am 65
@mountainlovingmomma6341 3 ай бұрын
Question; I found this concept late into our mortgage. I’ve been paying extra principal payments for years & have brought our balance from 380K to 170K @ 3.625%. Our payment is $2550/ mo, escrow is $660 of that. This month we paid $550 in interest. Do you think it’s still worth it to do this when we’re so deep into our mortgage? Our income is 10k, expenses about $6000 which includes the mortgage & paying off the CC’s we use for our expenses. We have an untapped $125k HELOC available. @ 9%. We also have an agonizing $125K home repair that we’ve been dragging our feet to start. It’s like a slap in the face after working so hard to pay down the mortgage & feeling so close then to have this required repair. Ugg.🤦🏼♀️ Any advice would be super appreciated!! 🌷
@cynthiamerryman 3 ай бұрын
Watch more of Christy's videos. You will understand it more, remember it's not about your emotions, it's all about the numbers!
@denisebarker9288 2 ай бұрын
How can I contact you to start the velocity fir myself? I have an adult daughter and granddaughter. They live with me and I want to change things financially.
@manifest.natasha1987 2 ай бұрын
How about an IUL?
@LisaJackson198 3 ай бұрын
How do most of you guys still making profit? Even with the downturn of economy and ever increasing life standards
@Mark_lee567 3 ай бұрын
Well, I picked the challenge to put my finances in order. Then I invested in cryptocurrency and stocks, through the assistance of my discretionary fund manager
@Mark_lee567 3 ай бұрын
Mrs Caroline Arnold
@-lz3lw 3 ай бұрын
The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional
@AlexCarter569 3 ай бұрын
Yeah that's right I think it's right to invest with professional at least it saves the trauma of too much loses
@PeterStevens25 3 ай бұрын
~Mrs Caroline Arnold was my hope during the bear summer last year. I did so many mistakes but also learnt so much from it, and of course from Caroline Arnold. She is my number one when it comes to crypto and TA.
@Chris-bp1ks 3 ай бұрын
Will age affect getting this type of policy? I'm in fairly good health but now a senior.
@jfj794 3 ай бұрын
Age and health will impact.
@xoxoitsagirlthing 3 ай бұрын
so where do I apply for a policy?
@VanntasticFinances 3 ай бұрын
The link is in the description below, should be the first one! 😊
@MariaMartinez-fg4nr 3 ай бұрын
Can we still do it at 65 years old?
@Muddface100 3 ай бұрын
👏👏👏 Excellence
@conniehurney9546 3 ай бұрын
can a 66 year old do inifinite banking?
@JCBinder7 3 ай бұрын
How do I get one of these Whole Life policies NOWWW!!!!
@mdotson4 3 ай бұрын
Where’s the link to get Infinite banking started? I May have missed it.
@VanntasticFinances 3 ай бұрын
The link is in the description below, should be the first one! 😊
@azstar5202 2 ай бұрын
Wow!! Just wow
@2BlackQQeyes 3 ай бұрын
So can you borrow from yourself the first year?
@VanntasticFinances 3 ай бұрын
Yes @2BlackQQeyes
@AHMEDALI-uw4hr 3 ай бұрын
Would you do a program on Whole life insurance vs IUL
@WellDressedCaveman 3 ай бұрын
You can't do what Chris is talking about with an IUL.
@holly52ful 3 ай бұрын
IUL are the greatest and most versatile policies one can have. Your gains are tax free- you do this through a loan against the death benefit. Your gains are much higher in an IUL vs whole life!! Give me a shout back?
@WellDressedCaveman 3 ай бұрын
@@holly52ful good luck
@AHMEDALI-uw4hr 3 ай бұрын
I'd like to see a detailed program on these two concepts and all the pros and cons they come up with
@flip1980ful 3 ай бұрын
Im 53 and wonder if its too late to start whole life
@VanntasticFinances 3 ай бұрын
Same age here and started a new one this year.
@alancosens 2 ай бұрын
Where they lose me on this is the 4% per year when our inflation is probably between 18 and 25% in reality. So OK I guess instead of losing 20% per year to inflation you’re only losing 16%.
@cryptohashman1495 3 ай бұрын
The link for infinite banking does not work. It says the link is broken.
@VanntasticFinances 3 ай бұрын
Just Updated it! The link is in the description below, should be the first one! 😊
@violaauvil2374 3 ай бұрын
Couldn’t find the link. I would like info
@VanntasticFinances 3 ай бұрын
The link is in the description below, should be the first one! 😊
@JohnnyParker-we4nf Ай бұрын
A healthy 30 yo whole life policy costs about 450 dollars a month. 200. 00 won’t cover your example
@carriewarren1260 3 ай бұрын
The link is broken.
@VanntasticFinances 3 ай бұрын
Just Updated it! The link is in the description below, should be the first one! 😊
@melindasmith2169 Ай бұрын
And Dave Ramsey says nothing but term life. I think we’ve been led astray.
@chriswood4510 3 ай бұрын
I’d need some numbers in front of me to see what they charge for the life insurance, I pay $56 a month for a million on term insurance. I’m 35. I bet they would over charge for the policy and then the benefits wash away because they collecting too much. Even $150 a month the. Your just buying a lending tool and your basically paying no difference than high interest loans. Either way. You can’t get something for nothing.
@celestinejewel 3 ай бұрын
Is there a age limit? 65
@contagiousreligion 3 ай бұрын
The link doesn't work.
@VanntasticFinances 3 ай бұрын
Go here… moneyschoolrei.com/christy
@type1veganmama154 3 ай бұрын
Can I assume that I will not be able to get a policy as a type 1 diabetic?
@grandpabuck213 3 ай бұрын
you can always take one out on a younger relative if they say no.
@reginasipes4248 3 ай бұрын
In my recent experience, my physical condition was a questionable factor. I still got a policy, but my base rate was greater than someone in better shape. So don't discredit yourself until you actually get an answer from the insurance company. I hope that helped.
@WellDressedCaveman 3 ай бұрын
Reverse your diabetes with carnivore diet.
@holly52ful 3 ай бұрын
You can still get a life policy!
@amaldonado8641 3 ай бұрын
You can reverse diabetic...! Watch Dr. Berg! Nothing its free! Work around your eating habits. Dont let your health ruin your happiness. 🙏
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