I learned a great deal from watching and listening to the video. I appreciate the simple breakdowns and explanations of key terms and responsibilities.

Thanks for the info! This type of stuff is so far out of my wheelhouse and this helped me break it down. Appreciate the vid 👍

Thank you so much! Your advice and knowledge, insight is so helpful.

I learned a lot from this video

This was a good video.

Great video and informative. However, the question remains about will there be any money from my income to live off of? If you're taking all of my disposable income, where's the money for food and such? Thanks again.

Can you speak on the( haven act) for veterans compensation being treated similarly to social security benefits

Hi, Can you keep a modest value ($25,000) brokerage account in chapter 13 if you have a low paying part time income?

I have to ask due to not finding info online. Is the base payment for the attorney depending on the attorney or is the payment set according to income/debt. I guess I'm asking if I shop around at different attorneys if I would be able to have a lower payment

you mentioned that unsecured creditors would need to be paid interest under chapter 13 if they would have been paid in full under chapter 7. How is the interest rate decided? If its the same rate as they were charging before, then you really aren't accomplishing anything by filing chapter 13, it would seem, other than to avoid late fees, correct?

I have a question, I just filed chapter 13 today my number 1 goal is to stop the wage garnishment. I send the case number right away to our payroll department requesting to stop garnishment. But I remember our cut off payroll was yesterday October 15 and I just filed today October 16 for our October 21 paycheck. What if they tell me that they can't stop the garnishment for this coming payday because of the cut off?

What if the collateral has been taken and sold already? (Car)

I talked to a lawyer recently, I was told my 5 year monthly plan would be 1800 for 100k in debt. I have mortgage at 1100 a month and I make 1100 per bi weekly paycheck. Not only will I not have any money for other bills, food, gas, anything, I don't even make that. Does this sound right or should I talk to a different lawyer? Or is it because I have equity in home to pay debt in full? I did try to refinance my mortgage but I can't because of my credit score. Is there anything to be done?

the amount of my remaining payments will pay off my principle balance in 54 months . my plan was for 60 months so I assume I finish early? All of the priority debts (2)are paid. The rest are unsecured debts and for unsecured I understand you pay no interest, correct?

Filed chapter 13 on our mortgage because we got behind on payments. We received a payment plan and paid the trustee and bank every month until plan was paid in full. Once paid off we received a discharge yet still required to make monthly mortgage payments. Is this correct or should payments have stopped once discharged? Thank you!

Suppose you take all your debt, 100% of what you owe today, plus attorney's fees, and divide that number by 60 mos. Lets say that amt is $100K. That's $1666/month. Now, suppose your disposable income is way more than $1666 per month. What then? Do you pay $1666 per month, or more? Assuming these are all not priority or secured debts.

What if all you have is just credit card debts and unsecured personal loans? And you don’t qualify for a chapter 7. What does a chapter 13 look like?

Not totally true. Since I have a lot assets I’m responsible for 100 percent of my unsecured Debt in my chapter 13 plan . I got a stiff one on this deal