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Let's save for Christmas in July!

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Cash Budget Retiree

Cash Budget Retiree

Күн бұрын

Join me today as I save with Christmas in July challenges! (Stay tuned for a Giveaway Announcement, just as soon as I iron out all the logistics.)
♥ I am on the road to becoming monetized so if you would, please watch my whole video until the end to add to my watch time hours, and please like, comment, and share! That all helps the algorithm and my channel. Thanks so much! ♥
Let's have fun together using the cash budgeting system and savings challenges to establish an Emergency Fund, pay off debt, and save for the future! We'll keep it simple while we improve one baby step at a time! We can do this friends, and together we will! Stick with me and I'll show you how!
♥ YAY! Woo-Hoo! Thank you for helping me reach 500+ Subscribers! I'm now on my way to 1K! Check out my Ko-fi shop where you can download my new Freebie that's been ready and waiting for you to enjoy! ♥
♥ ♥ ♥ Check out my Etsy shop for fun savings challenges and games! ♥ ♥ ♥ www.etsy.com/s...
Thanks so much! ~ Valerie ~
FEATURED ITEMS IN MY ETSY & Ko-fi SHOPS
IOUs GRUMPY BIRDS
www.etsy.com/l...
ko-fi.com/s/e0...
IOUs - SUMMER IS MY JAM
www.etsy.com/l...
ko-fi.com/s/43...
ROLL & SAVE - LAND OF THE FREE
www.etsy.com/l...
ROLL & SAVE - SUMMER FUN CARDINAL 1
www.etsy.com/l...
ROLL & SAVE - SUMMER FUN CARDINAL 2
www.etsy.com/l...
GAME - PEPINO & PAPAYA
www.etsy.com/l...
GAME - SNEAKY PETE’S DICE GAME
www.etsy.com/l...
MY FREEBIES FOLDER:
This now contains all of my previous freebies, including the ones that were in my previously shared Google folder.
ko-fi.com/cash...
PLEASE CHECK OUT THESE CHANNELS!
Please subscribe to these channels and give them some watch-time! They are also trying to become monetized.
Sunshine ‪@SunshineChaosbudgeting‬
Lora ‪@TinyBudgetCo‬
CHANNELS OFTEN MENTIONED IN MY VIDEOS:
Nikki ‪@Dragonflysaves‬
Lisa ‪@lisagratefulme‬
Valerie ‪@CashBudgetRetiree‬
Carly ‪@budgetwithcarly‬
Sunshine ‪@SunshineChaosbudgeting‬
Sara ‪@SimplySaraSaves‬
Kathy ‪@Chatty-KathyBudgets‬
Tiffany ‪@Girlmommabudgets‬
Nicki ‪@rocknrobudgets‬
Dee ‪@deeplansandbudgets‬
Jeannie ‪@PoorOwlShop‬
Nita ‪@TheALMOSTOrganizedOwl‬
Jenn & April ‪@2SisterBees‬
Marlene ‪@SnowGardener307Budgets‬
Grandma ‪@GrandmaBudgetsUS‬
Mary ‪@MisfitsOfBudgeting‬
Wren ‪@MischiefManagedBudgets‬
Donna ‪@DonnaPoweredbyCreativity‬
Lora ‪@TinyBudgetCo‬
Nicole ‪@CBWithNicole‬
Janet ‪@mymodernhomestead‬
Camilla www.BudgetbyCamilla.etsy.com
#community #savingschallenges #cashenvelopestuffing #countingmoney #moneychallenge #daveramsey #emergencyfund #financialfreedom #cashenvelopessystem #cash #cashbudgeting #cashbudgetingsystem #financialfreedom #howtosavemoney #learntosave #sidehustle #cashflow #cashflow101 #savings #savingsgoals #400subscribers #roadtobeingmonetized #thankyouforwatching #thankyou #grateful #valerie #valeriecashbudgetretiree #minimonday #twodollartuesday
#thankyougod #thankyouforwatching #moneygames #freesavingschallenges #cashstuffing #payingoffdebt #etsy #etsyseller #etsysellers #communitysupport

Пікірлер: 57
@ceci_gee
@ceci_gee Ай бұрын
You have no idea how lovely it is to hear you say ‘drop the guilt and shame’. It’s a heavy burden I carry for myself and my family, but your words do help and it’s why I am so happy to have found your channel. Wishing you success on your financial journey! 💰💰
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
❤ Hi Ceci! ❤ Thank you so much for watching and commenting on my video. I am a retired high school teacher. At various times in my life, I've earned great money, and at other times, I've earned not so much money. The same goes for the amounts of money I've saved. Then either unfortunate life circumstances or foolish choices caused me to spend my savings. The way I see it, Ceci, is that, given the longevity in my family, I could live 20-30 more years. So ... if I start now, I could have a substantial amount in years to come. So, my new friend, take heart. As long as your heart is still ticking, "do what you can, with what you have, where you're at." (Teddy Roosevelt) ❤ (Edited to add: And I'm thrilled you have found my channel! When I published this video, I asked God to bring it to the attention of the people whose hearts He wanted to touch through it. So Ceci, I believe God meant for you to watch it today, and for our paths to cross. I consider you a new friend. XO)
@savewithjudy
@savewithjudy Ай бұрын
​@@CashBudgetRetireeOh no, don't feel bad about that. I forget stuff all the time and when I think about it it is too late to add it.😊
@ceci_gee
@ceci_gee Ай бұрын
@@CashBudgetRetiree I wholeheartedly believe in God-incidences…. And this definitely is one. 🥰 Happy to count you as a friend!
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
@@ceci_gee ((Hugs!!))
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
@@savewithjudy Thanks for your understanding, and continued support! ❤️ 💙 💜
@ANDREAGUASTADISEGNI
@ANDREAGUASTADISEGNI Ай бұрын
I've seen the autumn leaves quilt, and it is beautiful! 16:11
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
I'm glad you have seen my Autumn leaves quilt. That quilt definitely brings back cherished memories with all my boys. ♥♥♥
@Chatty-KathyBudgets
@Chatty-KathyBudgets Ай бұрын
💜💜💜 Happy Monday my friend 😊. Here watching 💜💜💜
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
❤️ Thank you Kathy! I appreciate your support, encouragement, watch time, and kind comment! XO
@barbieamica2023
@barbieamica2023 Ай бұрын
I am running your playlist Wish you the best 👍🏾
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
❤️ Thank you SO much Barbie! You're the Best!! ❤️ 💙 💜
@kittyface7kat327
@kittyface7kat327 Ай бұрын
Great video Valerie. :) Your content is amazing! I hope you have a great week ahead. :)
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
❤️ Kitty, your comment means so much to me! Thanks for telling me that! XO ❤️
@moneywithjustliving5258
@moneywithjustliving5258 Ай бұрын
Here watching!
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
♥ Hi there, "Just Living!" ♥ I hope you are well. Thanks for watching! ♥♥♥
@SimplySaraSaves
@SimplySaraSaves Ай бұрын
It’s Christmas in July! 🧑‍🎄 🎄 people showed up with such amazing challenges this year for the July play! ❤❤ I have not used press on nails! But those are beautiful colors. I love the custom envelope you made for Liz. Thank you for making all of us feel so special, Valerie ❤❤ I want an autumn quilt 🍂.
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
❤️ Hi Sara! ❤️ Thanks for taking the time to watch and comment! As for the nails, if you see me wearing them in future videos, then I'll guess they work. LOL. Autumn foliage will soon be upon us, so stay tuned! 😄
@Bydgetbycamilla
@Bydgetbycamilla Ай бұрын
Thank you Valerie!!! It so fun to see my own challenge on youtube. 😊😊 Great video as always. ❤
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
♥ You are so welcome, Camilla!! ♥ I know what you mean about getting a thrill when you see your own challenge on someone else's video. I hope you liked the dashboard I made for you. I just printed a screenshot of your Etsy shop's logo, enlarged it, and use white out to hide your city and sales. It's the best I could do, so I hope you like it.
@Bydgetbycamilla
@Bydgetbycamilla Ай бұрын
​@@CashBudgetRetiree the dashboard was really Nice. ❤
@savewithjudy
@savewithjudy Ай бұрын
Hello Valerie! Here watching and loving your video.❤
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
❤️ Thank you Judy! ❤️ I feel bad that I got confused and didn't use your challenge when I meant to! So sorry.
@PansyBudgets
@PansyBudgets Ай бұрын
Hi Ms Valerie! That is such a beautiful memory of picking up leaves 🍁 Merry Christmas in July 🩷❤️💚
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
❤️ Hello again, Ms. Pansy! ❤️. Ahh, yes, cherished memories with my 3 boys when they were younger. They each helped me make that quilt too.
@PansyBudgets
@PansyBudgets Ай бұрын
@@CashBudgetRetiree wow that is just beautiful that they helped you make the quilt❤️
@BoopnBudgets
@BoopnBudgets Ай бұрын
Happy Wednesday, Valerie! ❤ Enjoyed your video 😊
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
♥ Hello again Ms. Boop! ♥ How are you today? Thanks for watching! I'm so glad to have along with me on this journey! ♥
@michellemckinney6587
@michellemckinney6587 Ай бұрын
great job on your video, enjoyed it.
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
Thank you very much, Michelle! ❤️ 💙 💜
@yolandareese923
@yolandareese923 Ай бұрын
Great job!!❤❤
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
❤️ Thank you Yolanda! ❤️ I appreciate you, and your time spent watching my videos!
@emtdispatcheronabudget
@emtdispatcheronabudget Ай бұрын
Hello Friend! Great Savings for Christmas 🎄 in July 🫶🏼🩷😻
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
Yes! Thank you, my EMT friend! Thanks to YOU for all you do to help people in such times of crisis. ❤️ 💙 💜
@sandrashomaker8094
@sandrashomaker8094 Ай бұрын
Great video
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
♥ Hey Sandra! ♥ Thanks for the visit! Thanks for watching!
@thedramaticpanda
@thedramaticpanda Ай бұрын
Hey friend, Merry Christmas in July!
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
♥ Same to you, Jenny! I hope you are well. Thanks for watching and for your comment! ♥
@CBWithNicole
@CBWithNicole Ай бұрын
Great video. As per press on. I was told to scruff up the natural nail with an emery board before applying the glue, for a better "connection' and clear off any 'dust' from the scruffing with rubbing alcohol: add glue, press down for a few seconds (like 30s) or even heat the glue with a hair dryer. and they should last about 1-2 weeks pending on daily activity. I love seeing how you budget 25:09
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
♥ Thanks for the great tips, Nicole! ♥ ☺
@barbieamica2023
@barbieamica2023 Ай бұрын
Merry Christmas 🌲🎄⛪️
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
🎄 Merry Christmas to you too, Barbie! 🎄
@lolethawoods786
@lolethawoods786 Ай бұрын
Hello, I Valerie 😊
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
❤️ Hi there, Loletha! ❤️ How's my sweet friend doing today? Enjoying a fresh squeezed lemonade or a sweet tea on this beautiful summer day, I hope! Thanks for watching and commenting! ❤️ 💙 💜
@jus4wd
@jus4wd Ай бұрын
Thank you! #ChristmasinJuly
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
@@jus4wd Thanks for your time watching! ❤️
@diannarivers833
@diannarivers833 Ай бұрын
Hi Beautiful It’s Dianna In my opinion don’t do the press on nails. Because it can take your nail off. Because it happened to me. I’m not trying to scare you. You can just get some nail polish and just polish your natural nails. This is just my opinion. Yes lm a master cosmetologist. Good luck
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
❤️ Thank you for your expert opinion, Dianna! I truly appreciate it!
@TheBudgetingIntrovert
@TheBudgetingIntrovert Ай бұрын
Love Christmas in July. Press ons are okay but just regular polish is good too. I go and get my nails done by dipped polish at the nail salon as my me time and I love it. I used to try to do it myself but I am no professional. My old videos show that 😂 Great video 💜
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
♥ Thanks for sharing, Estelle!! ♥ Does the dipped polish stay on for a couple of weeks? My nails like to chip or rip into the nailbed. Ouch. I usually just tim all of them off when one starts to chip because pretty soon, a few more will chip or rip and I'm left with all different lengths of nails. Ugh. ... I know. Keep it in perspective, Valerie. Many people have much worse troubles than this. Big sigh. LOL Thanks for watching Estelle! I love your comments too! XO ♥♥♥
@TheBudgetingIntrovert
@TheBudgetingIntrovert Ай бұрын
@@CashBudgetRetiree Yes the dipped method lasts a few weeks. I usually change my color every 3-4 weeks but it could go longer if I kept the same color. My nails are brittle too so I need something strong that won’t look like o chewed the color off, you know.
@gretchenzalenski7539
@gretchenzalenski7539 Ай бұрын
Great video ❤ santa Cruise box 24:34
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
♥ Hi Gretchen! ♥ I Love it!! You created your own secret term! Again, I totally forgot to say a secret word at the end of the video. Thanks for watching until the end! ♥♥♥
@ANDREAGUASTADISEGNI
@ANDREAGUASTADISEGNI Ай бұрын
You need to watch the paper with candle so close to it. 12:24
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
Yeah, I know. I was a little nervous about that, especially with this candle. The flames come up higher than my other candle. I even trimmed down the wicks but the flames are the same height. Thanks for the warning though. I'll keep it in mind. My plan was to just use that candle for July though.
@ANDREAGUASTADISEGNI
@ANDREAGUASTADISEGNI Ай бұрын
I didn't hear a key word to enter here. 25:11
@CashBudgetRetiree
@CashBudgetRetiree Ай бұрын
Thanks for watching all the way through. I think I forgot to add a key word. Sorry. (Just making sure you were paying attention. LOL) ♥♥♥
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