Talking about credit scores thank you!! This really gave me a push at paying them off faster, but also thank god for student loans bc when I first applied for a credit card my credit score was already high due to paying off student loans 🙏🏼 Also with that credit card my 1st "big" purchase was a brand new xmas tree in 2018, my little sisters wanted a big and fluffy one, we had the same xmas tree since i was 12, im 25 now 😂

Letty !