In this video we are going to learn about LIC New Plan Jeevan Dhara-2
if you take this plan option no 2 Life annuity with Return of Premium for Single Life, what are the benefits you will get.
LIC's Jeevan Dhara-II, launched on January 22, 2023, is a non-linked, nonparticipating
individual savings plan designed to offer deferred annuity options to
policyholders. This plan stands out for its flexibility, allowing customers to choose
between single and regular premium payments, catering to diverse financial
situations.
A key feature of Jeevan Dhara-II is its guaranteed annuity from the plan's inception.
Policyholders can select from 11 different annuity options, providing a range of
choices to suit varying retirement needs and income requirements.
What distinguishes this plan further is its age-based annuity rate system, offering
higher rates for older policyholders. It also includes life cover during the deferment
period, which ranges from 1 to 15 years for single premiums and 5 to 15 years for
regular premiums, adding an extra layer of financial security for policyholders during
this period.
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