LIC New Jeevan Shanti Plan 2023 I Best Pension Plan 2023 I LIC न्यू जीवन शांति प्लान I LIC Best Plan

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Күн бұрын

This video is made to help and understand you about the New LIC New Jeevan Shanti Plan (LIC न्यू जीवन शांति प्लान) (Table No. 858) which has been introduced by Life Insurance Corporation of India. This is the best Annuity plan for those who are looking for Higher Return on there Investment for Pension. Also, in this plan you can save for your child and grand child both in single plan. There are two Annuity options available in this plan.
1 - Annuity for Single Life
2 - Annuity of Joint Life
In LIC New Jeevan Shanti plan, customer will get upto 14.5% return as pension. This is the Highest return in the market and industry. LIC New Jeevan Shanti gives you the opportunity for lifetime annuity to the policy holder. In this plan annuitant get the opportunity to choose from wide deferred options in which return of purchase price are also available.
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LIC Jeevan Shanti plan (Plan No 858) is an deferred Pension plan for you and Your second annuitant and this plan gives you the opportunity that your nominee will get the return of Purchase price to the Nominee.
With this plan you will get the guaranteed pension for your life.
Basic requirement to buy this policy:
This is also the best plan for the parents & you, who wanted to secure the money for their Pension.
Eligibilty Criteria
• Premium Paying Term: Single Premium paying Mode.
• Minimum Entry Age: 30 Years - Last Birthday
• Maximum Entry Age: 79 Year - Last Birthday
• Mode of Pension: Yearly, Half-Yearly, Quarterly & Monthly
• Loan: Available after 3 Months
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This disclaimer informs readers that the views, thoughts, and opinions expressed in the video belong solely to the creator, and not necessarily to the creator’s employer, organization, committee or other group or individual. Information on this video is based on my opinion and experience. It should not be considered professional financial investment advice. The ideas and strategies should never be used without first assessing your own personal and financial situation, or without consulting a financial professional. My thoughts and opinion will also change from time to time as i learn and accumulate more knowledge. Fair use copyright disclaimer under section 107 of the copyright act of 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research.
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If you are interested in LIC product or looking for any financial advice (Free of Cost) -
You can contact on 8595757292 or click on the below link to submit your query wa.link/3sv2ld
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Tags:
#LicnewJeevanshantiplan #manojjaiswal #licnewJeevanshantypensionplan #licnewJeevanshantiplan2023 #licpensionplan858 #licbestpensionplan #licnewJeevanshantypensionrate #Jeevanshantinewinterestrate #bestpensionplaninIndia #Bestplanplanof2023 #bestpensionplanin2023 #bestannuityplanof2023

Пікірлер: 145

@whiteroommenace 11 ай бұрын

Basically buying smaller say 20% 5 yrly fd with nbfcs with quarterly payout can yield better yield , guarantted with much less hassel.

@mithileshkumar9727 Жыл бұрын

Nice video sir

@chiragkalani6866 10 ай бұрын

I like this plan

@lakshmikanttripathy3906 3 ай бұрын

I like this plan.please repeat this video.

@frmfrm-id6od 10 ай бұрын

if you take deferred period then the returns for any time frame will not exceeds more then 6% ... pls recheck your calculations

@mallinathkambale4477 8 ай бұрын

👌

@santoshkumarvyas-kb7qb 8 ай бұрын

रिटायर्ड मेंट के बाद NPS मे जमा राशि का 40% अमाउंट इसमे जमा कर सकते है क्या बताइए।

@dhananjaikandari2808 Жыл бұрын

Sir aam logo k pahunch se bahar h ye palan minimum 75000honi chahiye j

@a7gaming773 Жыл бұрын

Share bazar m invest kry. Lic valy khud share bazar m invest krty hy

@guptasushma620 Ай бұрын

Agar beti ki Sadi nahi Hui h kya baad me namkin bana sakte hai

@sunderj4774 11 ай бұрын

Any sr citizen who applies in L.I.C. long term pension plan must understand he will have to produce existence certificate after five years of the policy which is very cumbersome processes which no tube channel report.

@shivashankarjaiswal4384 5 ай бұрын

Plz elaborate details of jeevan dhara 2 plan, single premium investment with return of premium of after death of annuitent to nominee for 10 lakh investment for 10 yrs defferment period what is annual pension to invester

@frmfrm-id6od 10 ай бұрын

if you take deferred period in your calculations for return calculations then the returns for any time frame will not exceeds more then 6% ... pls recheck your calculations

@ManojJaiswallic 9 ай бұрын

for personalise query please on 8595757292

@Mrigajpal 8 ай бұрын

Purchase amount one time me bharna padta hai

@Yehpublicsabjantihai Жыл бұрын

Sir jiii pls make video Lic Comparison of 3 pension plan pls

@ManojJaiswallic Жыл бұрын

video published on the channel, please check

@mohitmittal247 Жыл бұрын

10 lakh 12 saal tak fd mai investment krne par... value 2430000... uspar 10 percent saal ka pension plan ke hisaab se 243000 banta hai.. bt Lic approx 143000 de rhi hai.. jo approx 6% percent ban raha

@Harshal- Жыл бұрын

Aur upper se vaapas bus 10 lakh hi milenge.... Death benefit.... Baki k 10 lakh company nigal jayengi

@ManojJaiswallic Жыл бұрын

Thank you so much for your valuable comment and calculation.. just wanted you to please mention the Pension option of which you are talking about in your comment in which you will get the Guaranteed 10% return after 12 years or even today because 10% return is not available in even PMVVY yojana today.

@ManojJaiswallic Жыл бұрын

also, you have to understand that this is not an insurance plan - it is a pure Pension/Annuity plan in which you are getting the benefit of return of purchase price to the nominee..

@shyambaboo692 11 ай бұрын

Mohit Mittal ji aapne Jo fd10 lakh 12 salki bataye vistar se bataye

@ankurchopra1184 11 ай бұрын

@@ManojJaiswallicgalat kyo bta rahe ho logo ko 14 percent kaha se mil jayega??

@rajendrakulkarni2095 Жыл бұрын

Pl confirm... Investment amt eligible for deduction U/C IT..80C....pl inform

@ManojJaiswallic Жыл бұрын

Yes, invested amount in Jeevan Shanti are eligible for Rebate under IT section 80C but Pension is taxable

@princemdn3 10 ай бұрын

Sir, agar annuity start nahi hui toh kya deferment period change/reduce karva sakte from 3 yrs. to 1 year ? please guide..

@ManojJaiswallic 10 ай бұрын

for personalise query please message on our whatsapp number 8595757292

@viditkumar8441 Жыл бұрын

One time investment kr k next month se income milte rahe waisa plan bateai age 29yrs hai

@ManojJaiswallic 10 ай бұрын

any query please message on this number 8595757292

@JagdishTripathi-ye9ui 3 ай бұрын

I want to purchase a policy for my son who is not very mentally all right there fore there should be no surrender option is it possible to make a clause in policy to this extent

@ManojJaiswallic 2 ай бұрын

for any personalized query please message on this number 8595757292

@mohitmahajan3995 Жыл бұрын

Sir pls jeevan Akshay par bhi video banao

@ManojJaiswallic Жыл бұрын

Thank you for your comment, Jeevan Akshya video is also in pipeline and it will be published this month only... stay connected thanks.

@ramraolamture6573 Жыл бұрын

@sindalajju6278 Жыл бұрын

@@ManojJaiswallic Bhai pahle barabar bolna Sikh lo Aur mobile ko silent rakha karo samajh mein nahin aata kya bhashan de rahe ho

@SB-vu4kv Жыл бұрын

How to calculate the rate of interest? Pl give calculations.

@ManojJaiswallic Жыл бұрын

you can visit the LIC website for the same..

@bharatkandpal5210 Жыл бұрын

How I apply online for LIC jeevan Shanti plan 2023 and also narrate if a central govt servant retired from service wef 30/6/2023 wants to take the plan with Rs: 15 lac then what will be the return rate for 12 years and return rate.

@ManojJaiswallic Жыл бұрын

for any customized or personalized query, please connect our team on 8595757292

@drnareshkumar6005 5 ай бұрын

Comment me answer kyo nahi dete bhai...

@souradipdas8825 Жыл бұрын

Sir lic life certificate lic branch office attested kar dati ha sir plz reply 🙏

@ManojJaiswallic Жыл бұрын

yes

@gorachowdhury8311 11 ай бұрын

Please give example of age 60yrs and def.period 1,2, .....

@ManojJaiswallic 10 ай бұрын

any query please message on this number 8595757292

@ankeshanand8463 Жыл бұрын

Sir Esme one time invest kar sakte ha ki yearly invest kar sakte ha

@ManojJaiswallic 10 ай бұрын

For any query, you can connect our team on whatsapp (8595757292). they will happy to assist you.

@hemrajgupta2709 Жыл бұрын

Sir g Maine 152000 ka 5 saal ka defferd plan liya h .sep me 5 saal ho jayenge.agar main isko sarender kru to mujhe kitna amaunt milega

@ManojJaiswallic 10 ай бұрын

For any query, you can connect our team on whatsapp (8595757292). they will happy to assist you.

@2301kamal 11 ай бұрын

भाई, जो उसका 1 साल डेफरमेंट में 1 month ka interest mil rha hai, that's the actual return...i.e 6.6 इसमें 2nd year से इनफ्लेशन को भी माइनस करना होगा।

@ManojJaiswallic 10 ай бұрын

For any query, you can connect our team on whatsapp (8595757292). they will happy to assist you.

@joydeepmukherjee3774 11 ай бұрын

Bhai 10 years deferment means your 10 lakh will become minimum 20lakh. So on 20 lakh LIC is giving pension. Now you can calculate actual how much % LIC IS GIVING pension.

@ManojJaiswallic 11 ай бұрын

Please calculation and share in the comment section that what is the guaranteed return you will get after 10 years when you have 20 lakh in hand.. please update.

@bharatchad2314 10 ай бұрын

After 10 years bank interest was 2.5 percent

@shivshankarsingh8232 Жыл бұрын

Age limit बताएं क्लियर।

@ManojJaiswallic Жыл бұрын

Already mentioned in the video, Minimum entry age is 30 Years and Maximum entry age is 79 Years.

@MUKESHKUMAR-hp7jo 6 ай бұрын

Plan n. 852 siip me compound interest h ya simple interest?

@ManojJaiswallic 5 ай бұрын

for any personalized query please contact and message on this number 8595757292

@dalchandjaiswal4901 Жыл бұрын

Sa Esme kab se lagu hota h

@ManojJaiswallic Жыл бұрын

matlab, kya lagu hota hey... please thoda detail mein apna sawal mention kariye.

@GauravSharma-xn8ic 11 ай бұрын

Sir tax k bare me b btado

@ManojJaiswallic 11 ай бұрын

Taxable.. no rebate or income tax free

@rishirajtripathi4807 4 ай бұрын

50 साल उम्र में 10 लाख जमा करने पर 12000 प्रात माह कितने सालों तक मिलता रहेगा।

@surjittripathy7536 11 ай бұрын

ସାର ନମସ୍କାର, ଯଦି ମୁଁ 10ଲକ୍ଷ ଟଙ୍କା ଏକ କାଳିନସେପ୍ଟେମ୍ବର ମାସରେ ଡିପୋଜିଟ କରେ ତେବେ ମୋତେ କନ ଅକ୍ଟୋବର ମାସରୁ ପେନସନ ମିଳିବ?

@rajendrakothari5046 Жыл бұрын

Sir maximum age kya he

@ManojJaiswallic 10 ай бұрын

For any query, you can connect our team on whatsapp (8595757292). they will happy to assist you.

@devendrajain3138 Жыл бұрын

Surrender value me bhaut amount kata jata hai jabki post office scheme me only १persent kata hai

@ManojJaiswallic Жыл бұрын

10% of principle amount in Jeevan Shanti.

@pveerendra8144 Жыл бұрын

I Hava one doubt, if the parent died during the deferment period in joint life option, is his daughter or son will get pension amount immediately or they have to wait till deferment period over for the pension amount.? Please explain.

@ManojJaiswallic Жыл бұрын

Pension will start after the deferment period only in case of joint life.

@ManojJaiswallic Жыл бұрын

No, in that case Nominee will get the Death Claim amount i.e. Purchase amount + Interest accrued per annum.

@pveerendra8144 Жыл бұрын

@@ManojJaiswallic Hi sir How much interest will be add to that policy every year for death claim settlement? . Please explain.

@sx6iz 11 ай бұрын

Sir life Insurance kitna ka milta hai

@ManojJaiswallic 10 ай бұрын

any query please message on this number 8595757292

@ashwanigupta2316 Жыл бұрын

P0licy lene ke bad se interest Milna start ho jayga.pl.confirm me.

@ManojJaiswallic Жыл бұрын

iss policy mein deferment period complete hone ke baad pension milna shuru ho jaati hey

@mPa-ex5ej 11 ай бұрын

It is wrong that return is 14%. You have to double the money incase of 12 years of defferment. That means after 12 years your money will be doubled so actual return is 7% only. Agent assehi bewakuf banate hai sale

@chiragkalani6866 10 ай бұрын

Are bhai tab ka bank ka return 1 % hoga

@alokesardar9684 6 ай бұрын

Bank ka return 1% hoga, lic 3 % dega or vagega।

@tridevsahu1844 5 ай бұрын

Agent bewkuf nahi bnate balki jo LIC ki scheme h, wo yahi hai.

@rameshchalla938 11 ай бұрын

it is a misrepresentation. you should also calculate the notional interest erned in secure investments like fixed deposit in a bank etc. and calculate the amount of principal at the end of the differement period and on it the pension should be calculated as a %, this % as explained by you is much much less than the bank fixed deposit rate.

@ManojJaiswallic 10 ай бұрын

Please recalculate the bank fix deposit after 12 years and revert with the figures so that viewers will also get to know about the same

@anandvastrakar4330 Жыл бұрын

Sir after 10 year surender karne par 10 lakh pe kitna paisa wapas milega

@ManojJaiswallic Жыл бұрын

Depends on your deferment plan

@Harshal- Жыл бұрын

80 to 90 percent of it... No compounding interest benefit to investor hard earn money

@user-bb9nc6lx3e Жыл бұрын

When will get pension I want to take in 2023 which year pension start

@ManojJaiswallic Жыл бұрын

depends on the deferment period, agar aap next year se chahte hey to 1 saal ka deferement hoga nahi to upto 12 year tak option available hey.

@ManojJaiswallic Жыл бұрын

if you want pension from this year means you want immediate pension then you should avoid Jeevan Shanti plan, - Please go for Jeevan Akshya plan in which you will get the immediate annuity/pension.

@sandeepshirodker9629 6 ай бұрын

What is surrender value

@ManojJaiswallic 5 ай бұрын

for any personalized query please contact and message on this number 8595757292

@SushilKumar-ny2iz Жыл бұрын

Life complete means kya?

@ManojJaiswallic Жыл бұрын

death of policy holder (Annuitant/Pensioner)

@user-no9ec8uu4z 7 ай бұрын

Sir eska cometion kasa hai

@ManojJaiswallic 7 ай бұрын

for any personalized query please message on this number 8595757292

@ramnathsaini3086 11 ай бұрын

मनोज जी ये आप वास्तव में ही लिख कर देते हो या बोल ते ही हो

@ManojJaiswallic 10 ай бұрын

no, it is mentioned on bond too.

@Wonderer1356 Жыл бұрын

These u tuber's real motive is to promote viewership by catchy heading! Financially not beneficial.

@ManojJaiswallic Жыл бұрын

Thank you so much for your feedback.... Rest, it would be great if you also elaborate that why it is not beneficial financially.

@ghanashyamjog8913 Жыл бұрын

Pension amount is tax free or not?

@ManojJaiswallic Жыл бұрын

No..

@Harshal- Жыл бұрын

Bhai pension aaj mil rahi hai tho 12 ya 14 percent interest likho.... 12 saal bad k compounding interest k saamne milni wali pension 4 to 6 percent hi aati hai... Upper se 12 saal baad compounding interest ka paisa jo ja ma honga uska kya bhai... Wo company kha jayengi... Ye tho purani sawkari se bhi jaada lootne ka dhanda hai... Pension bhalehi 6 percent do par compounding interest ka kuch tho paisa beneficiaries ko do..... Ye LIC ... Agent ki jebe bharke ek din dub jayengi .. 25 percent tak agent ko milte hai.... Sub online direct kardo... Investor k paise uskohi benefits k saath vaapasi karo....agent ko bus service charge do .. Tabhi Lic jinda rahengi... Nahi tho aajkal k mutual fund k jamane mai.. Ye dub jaayengi 🙏

@ManojJaiswallic Жыл бұрын

It is really Appreciated that you have seen the complete video and share your valuable review on this hot topic... Thank you so much again. Now coming on your points. Point 1 - (12 saal bad k compounding interest k saamne milni wali pension 4 to 6 percent hi aati hai) - Answer to this point - I would request you to please check the same on Excel with IRR rate and then confirm what Interest you will get after 12 year if you will invest the amount in FD and what is the amount you will get as return, because in Jeevan Shanti plan you will get higher return then that and that too guaranteed from today .. but on that time when you will get the FD return - we are not sure what will be the pension rate. Point 2 - (Pension bhalehi 6 percent do par compounding interest ka kuch tho paisa beneficiaries ko do..... ) i think apne video puri nahi dekhi ya to dhyan se nahi dekhi, because with 1 year defferment, pension rate is approximate 6.97%.. Request you to please check the video ... Point 3 - (Commission to Agent) - you can buy this plan online tooo.. to avoid that things too... and at last about mutual fund, we are not at all saying that mutual fund are not correct... - mutual fund sahi hey or bilkul sahi hey.. Rest, thank you for writing.

@Harshal- Жыл бұрын

@@ManojJaiswallic 🙏🙏🙏 This means short deferred period is best for locking interest rate. But in long term deffered period (though interest rate of fd is 4 to 6 percent after 12 yrs) Interest came 4 to 6 of compounding money gathers.. So what is benefit of long deffered period.... Atleast company should give some of benefit of compounding money to customers while surrender after long term deffered period.. 💐🙏

@ManojJaiswallic Жыл бұрын

@@Harshal- in both cases you are locking the interest rate for the future.. in shorter term, customer will get his pension from earlier years and in longer deferment, he/she will get the pension from that year onwards only.. but the percentage he/she will fix today.. and it is not again 4%.. it is more then 6.5%...

@raghukul1466 11 ай бұрын

Original investment becomes double in 12 years and LIC will pay to the nominee only Original investment. How does this work ....😮

@ManojJaiswallic 10 ай бұрын

didn't get your query.

@raghukul1466 10 ай бұрын

In the differed period of 12 years, invested money becomes double. However, the benefit to the nominee is only the purchase price. I hope that's clear now

@SureshKumar-im7sp 11 ай бұрын

😢Save yourself from loot.

@harvinderpal4674 Жыл бұрын

Phle 10 lakh hum jma kravye fr pension milni started hogi

@ManojJaiswallic Жыл бұрын

yes

@aryakatkar6446 7 ай бұрын

Banane kaam

@aryakatkar6446 7 ай бұрын

12 saal me Paisa dabble hotai hai to konsa Naya hai Khali pili Mera time west ho gaya

@ManojJaiswallic 6 ай бұрын

For any personalized query please message on this number 8595757292

@seetharambhat7892 10 ай бұрын

In kannada please

@jstit12 11 ай бұрын

😢

@mukeshsedani7964 11 ай бұрын

Voice not clear

@ManojJaiswallic 11 ай бұрын

Thank you so much for your feedback and we will make sure that it will not happen in future videos.

@basavarajmadannavar9495 11 ай бұрын

Kanada me bolo sir ji

@ManojJaiswallic 10 ай бұрын

only english or hindi.

@sayanpaul9637 Жыл бұрын

Bina gold only good plan.. baki sab bakwas

@girishgawde4427 4 ай бұрын

Lic मे इन्व्हेस्ट मेन्ट एकदम बोगस है..😂

@akshayrathore5673 11 ай бұрын

Bhai sahab logo ko galat bata rahe ho.... 14 % ka absolute return to bata diya par 12 saal ka time value include nahi kiya...... jo loss hua un 12 saalo me uska kya !

@akshayrathore5673 11 ай бұрын

Iss scheme ka actual yearly return is only 4.02 % .. 10 lakh ki fd in 20 years will give more returns then this for the same time period ...aap log khud calculate kar k dekh lo

@akshayrathore5673 11 ай бұрын

Ye scheme 20 years me ( 12 +8 ) years me total 2144000 ₹ degi. 5% ki sadi se sadi fd bhi 26 lakh de degi

@ManojJaiswallic 10 ай бұрын

iss policy mein apko 1st year se hi Guaranteed return mention kar ke diya jayega.. matlab no loss.

@ManojJaiswallic 10 ай бұрын

it would be better ki aap calculate kar ke bata dete .

@ManojJaiswallic 10 ай бұрын

yeh scheme ek pension scheme hey na ki lumsum return wali FD.. isska difference apko samajhna padega.

@aryakatkar6446 11 ай бұрын

Koei murka naibanna chahega

@ManojJaiswallic 10 ай бұрын

any query please message on this number 8595757292

@SushilKumar-ny2iz Жыл бұрын

14.5%kaise jra Hume bhi bataiye, lic ki bewsite me to Aisa kuch nahi 150000per monthly 1000rupay kitna percentage hua?, chutiya bnana band kro logoun iski batoun pe dhyan mat do .ye bewkuf bna rha hai, sidhe l.i.c ki site me jaker check kero sach pta chal jayega

@ManojJaiswallic Жыл бұрын

Thank you so much for your feedback and comments Mr. Sushil.. Answer to you points, all the amounts which are mentioned in the video are taken from the LIC Software only. you are advised to please visit the LIC website and check the return and cross check with our video then confirm what is wrong in this video. Also, i feel you haven't seen the video and video thumbnail completely because in video we gave you answers of your queries too. Rest For Viewers, please ignore the bad words he used in the comment because may be he is not in that state of mind on that time when posting the comment on public network or he don't know what to mention.. elsewhere, his point is correct of which i answered above.