Living in Chawl to Owning 4 properties

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Living in Chawl to Owning 4 properties | Passive income

Рет қаралды 49,287

Күн бұрын

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Meet Dhirendra Tiwari is a Finance Manager at Saama. Today’s episode will delve into his journey through money and finances.
In today's exclusive episode, we delve into:
1. Dhirendra's journey through the Consulting Industry.
2. How and when did he become Crorepati?
3. How Dhirendra Managed to build a Real Estate Fortune
4. How Dhirendra invests his money
5. How to Invest in Commercial Real Estate Smartly
This is a must-watch for anyone eager to unlock the secrets of financial success!
Watch the full video and join the conversation in the comments below. 🗣️👇🏻
Timestamps:
00:00 : Highlights
00:04 : Introduction
00:15 : Dhirendra’s Net Worth and Asset Allocation
00:34 : At What age did Dhirendra become a Crorepati?
02:00 : KPMG and Dhirendra Journey.
05:34 : Dhirendra’s smart Real Estate Decisions
05:58 : 3 Things that helped Dhirendra’s Journey to Financial Independence.
06:42 : Dhirendra and his Real Estate Investments.
08:21: Mathematics of Rental Income in Commercial Spaces
10:15 : How to Research while investing in Commercial Spaces
12:20: Total Rental Income on Dhirendra’s properties
13:20 : Is Dhirendra Financially Independent?
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Sharan Hegde:
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LinkedIn: / sharanhegde95
Twitter: x.com/financew...
Dhirendra Tiwari:
LinkedIn: / dhirendra-tiwari-a261859a

Пікірлер: 109

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sincerely speaking. I will continue to trade and stick to expert Ms. sylvia's daily siignals and guides as long as it works superb for me explicitly.

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I will forever appreciate this channel and Mrs Elizabeth Frankel, you've helped my family alot, your videos, advice, lessons and funny words are inspirational and helpful to us. My Wife and I have been able to be minimal, conscious in spending, saving and investing wisely, you saved me from huge financial debt with just a small investment , I now earn every week. You're such a blessing to this generation. we all love you😘.

@WrightFletcher2 18 күн бұрын

Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

@FlorenceHazel7 18 күн бұрын

The very first time we tried, we invested $1000 and after a week, we received $7500. That really helps us a lot to pay up our bills.

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She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.

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This sounds so good and I would like to be a party to it, is there any way I can speak with her?

@SquireMiller 18 күн бұрын

I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much

@DrKallalPramanik Ай бұрын

I would say Dhirendra is exceptionally lucky and didn’t get ensnared in real estate frauds, which are very common in Delhi NCR, where builders are abandoning projects after siphoning off a major chunk of money. Also, it would be imprudent to account for the primary residence’s value under the FI corpus. Furthermore, the market values people are stating are often very difficult to obtain, and let’s not forget the taxes. For practical purposes, I discount the real estate value by 50% while accounting for the FIRE amount estimates. As a matter of fact, I have entirely discounted my real estate from this calculation and only account for them as buffers toward unplanned expenses.

@Mahesh99777 Ай бұрын

Yes.... I feel the same. Real estate not a cup of tea to all😮😮

@t00862 Ай бұрын

Exceptionally lucky in terms of being a CA, having a CA friend who did filing for the builder himself. So yeah, he is more street smart than most of us. Chawl life will make you street smart by default.

@SingaporeBuilds Ай бұрын

Sad to hear about your loss brother. jai shree Ram🙏

@VivekGunda-ro2dt Ай бұрын

Guy is smart, humble and hardworking

@PriyankaBanerjeee Ай бұрын

Sharan have some empathy man - you could have expressed some condolences when he mentioned his brother passed away.

@sbid1 29 күн бұрын

Agreed

@sghsjsrxz2481 Ай бұрын

He has not disclosed everything..he is talking of multiple properties - lodha , vasai, chawl, kharghar, thane, mulund etc. and when his brother expired unfortunately, he must have gotten around 1.5-2cr as insurance payment

@anandmishra3934 Ай бұрын

Unfortunately he has got only 20Lakh , because term insurance claim was not settled on the ground they have bought term insurance few months back prior to the incident.

@sanrock21 Ай бұрын

@@anandmishra3934 you mean to say term insurance has some grace period and after that they are supposed to pay full, you say they did not pay full and paid only 20L or what, I have term insurance but want to take one more.

@sumantkamboj324 2 күн бұрын

@@anandmishra3934 his brother also was working in KPMG, at the time of his death he was a KPMG employee, every company provides term insurance to its employee, which is minimum 50 lakh rupees.

@kcpatel10 Ай бұрын

Wonderful session to learn young can do if he has good planning. Thank You Very Much for sharing your journey, you are really doing great 👍

@dave1142 Ай бұрын

I have devoted to my financial expansion this year, started with ETFs which has given me 12 percent growth so far but I recently diversified into Forex which has made me over 70k with a 100k capital

@Rya1122 Ай бұрын

Nice, are ETFs stable? I want to consider them for long-term investment and forex for daily income

@Rya1122 Ай бұрын

Can you teach me how to get started and what to do

@dave1142 Ай бұрын

Trading isn’t really easy so I employ the expertise of a pro Benjamin Ravies, he handles that aspect with his skill

@dave1142 Ай бұрын

I don't know enough to teach anyone, I am also using the guide of a successful trader Benjamin ravies to make gains

@dave1142 Ай бұрын

I can't teach you because I barely know how rather I use an expert for it

@anandmishra3934 Ай бұрын

Great learning & experience share by Dhirendra ji 🙏

@abhirajmaisnam4574 Ай бұрын

Thank you Sharan I learn a lot of knowledge about real estate from this video

@Traderharsh23 Ай бұрын

Are all his properties debt free? There are no EMI? How did he covered the first 1 cr loan?

@vivekanandsingh2381 Ай бұрын

Yes, thinking the same. He didn't mention EMI in expenses. Unless he paid it through Qatar earnings

@Arvindpatel-bt1jx Ай бұрын

Its pure luck , that he is riding upon , he is a independent because he already had a good captial.

@VRFIT-GAMERCISER 25 күн бұрын

Did u watch full video ? He clearly mentioned in the end that how to use mortgage loans as debt on properties to invest

@VRFIT-GAMERCISER 25 күн бұрын

Nobody wanna reveals their entire personal data mainly involving numbers due to privacy issues n confidentiality

@sumantkamboj324 2 күн бұрын

He got a minimum of 50 lakh of term insurance money from KPMG because his brother was also working in KPMG at the time of his death.

@omprakashmahawar5686 6 күн бұрын

Thanks

@sbid1 29 күн бұрын

While i understand that this podcast is focused on financials, please don't take the human aspect away. You're gonna have to work on your empathy with people.

@111badbrad Ай бұрын

He's earning 50lac a yr. In 3 yrs he can buy any property in cash In India most PPL make his 1months salary in a whole year, But hey he's struggled for it no disrespect in any way

@Sh1v4_._ Ай бұрын

how is he earning 50 lac per year? 1.5 lakh per month means around 24 lac in a year right?? yeah if you assume his salary to be 2.1 lakh as well than maybe he is earning around 50 lac

@sanrock21 Ай бұрын

@@Sh1v4_._ man listen to the video again his salary is 50L per year and monthly rental is 1.5 L extra from property

@omkartiv8223 Ай бұрын

@@Sh1v4_._ He said he got 50L per year without Tax in Qatar

@t00862 Ай бұрын

He was employed in Qatar, tax free 50 lakh

@Harshbhardwaj1311 Ай бұрын

What about the debt ?

@teja787 Ай бұрын

Congrats to him ...

@ali_edittz7 Ай бұрын

Great informative and valuable video keep going sharan💯🙏🏻

@thomasmene6559 28 күн бұрын

Very informative

@duderocks6483 Ай бұрын

I don't think cycling to office is a takeaway towards financial independence. It needs to be interpreted that he doesn't really care for the opinion of others, basically the society at large. Most people who are far away from financial independence are due to the fact they try to keep up with the society and try to impress others.

@ssandeepdesai7 Ай бұрын

Smart guy ! Enjoyed the conversation.

@t00862 Ай бұрын

Inspiring brother 🎉

@WalterWhite-og6wj Ай бұрын

His combined rental yield is quite low. 1.5 lakh per month for 4.2 crore real estate which if put in even in bank FD will fetch 2.5 lakh per month.

@sujalyuvraj5101 Ай бұрын

But FD will not appreciate in value here property will give rent and appreciate over time

@WalterWhite-og6wj Ай бұрын

@@sujalyuvraj5101 his property appreciated but rent still is 2-3% yield and what benefit of property appreciation when you cannot sell it? You can only get one thing.. either rent or sell it for profit. Else just take 2-3% return and stay quiet. This is what Warren Buffett says Asset rich and cash poor.

@sujalyuvraj5101 Ай бұрын

@@WalterWhite-og6wj but times comes when his investment makes 100% yearly as rent on total capital invested by him

@prvz8733 Ай бұрын

@@WalterWhite-og6wj swp in mutual fund is better

@WalterWhite-og6wj Ай бұрын

@@prvz8733 anything other than rental income is better in country like India which is in growth stage. People with black money often don't have much options that's why they deploy money only in real estate and physical gold.

@hemshah1567 Ай бұрын

What about the loans he has to pay to bank ?

@t00862 Ай бұрын

Loan to pay kar diya hoga, 50lpa qatar ki job se.

@storynarrator552 Ай бұрын

He just put his CA friend into trouble by disclosing he helped him get the insights of the builder which is a conflict of interest

@tejaswinin2957 Ай бұрын

Nice episode

@Bigbull683 Ай бұрын

Sharon acts over smart

@vibha3776 24 күн бұрын

Agree

@WhiteboardFoundation Ай бұрын

Interesting!

@ramavtarpurohit5013 Ай бұрын

brilliant

@Cricketkeda28 Ай бұрын

Amazing vedio

@rakeshkumarbhattacharjee8942 Ай бұрын

Most of the comments are like ANGUR KHATTE HAIN ......😂😂

@ImranKhan-rx3ge 24 күн бұрын

Still what is the EMI he's been giving out for the loan??

@personaluse1000 Ай бұрын

good one

@I_agree_with_you Ай бұрын

Genius

@Observer-p5s 13 күн бұрын

13:30 8️⃣ crore Net worth Goes Office on cycle

@dhawaljain3837 26 күн бұрын

he has lernt a lot abt stock market and has 90% in real estate lol

@ajaylokhande6287 2 күн бұрын

3 no. Khadi

@AbhishekGupta-nq4gq Ай бұрын

he looks 23

@navjot4025 Ай бұрын

Do it in hindi

@zorrionraj9610 Ай бұрын

A lot of things about this guy seems unclear, vague & doesn't add up. But okay whatever !

@RajatJain-h1p 23 күн бұрын

He is not married .... That's why he is happy ji

@johnm3938 Күн бұрын

All Qatar riyal nothing else

@Shinkansen22 Ай бұрын

5 crore is not impossible 😂

@limbiclimboo9660 Ай бұрын

dude fire at 5 cr is bull shii ..either his father has got money or some other paternal acres of land in some village crossing highway , my father is an acclaimed financial advisor in delhi , he deals with clients who are leaving india settling abroad , i showed him this video , he laughed and asked to stop living in delusions ...5 cr of invested money can only make sense if one desires a life of 25K income per month ...and remember you need to have insurance ...emergency fund ...a house etc etc at every point in time ...which is in addition to that 25k ....recent bull runs have instilled a lot of unwarranted optimism for their entire life ...with the advent of AI and subsequent crash of us economy ...the basic safe side amount for a secure life is at least...37.5 million dollar liquid money ...approx 300cr rest all immovable assets and insurance is separate . the fool is the happiest...knowledge is curse

@lispenAlGaib Ай бұрын

37.5 million dollar? this will not be enough if you want to live in Elon Musk neighbourhood. 2 million is enough to settle in India. 3 million for EU. 4 million in US. 5-10 million in tax heaven countries. AI is a hype it will burst soon but it will not go away. US economy will not fall anytime soon, UAE and US deal is expired and eventually they will have another deal, maybe they do not need any deal since world is moving away from fossils. with 37.5 million target you will never be Financially independent and will be working your lifetime with depression and no hope.

@limbiclimboo9660 Ай бұрын

@@lispenAlGaib i respect your opinion but the amount was for not thinking about for yourself and your children (2 in consideration) also that is not some arbitrary , some economist professor from london has come up with .

@user-wp4kv8tl6q Ай бұрын

300 crores to get Financially independent...How is this even possible for anyone ?????

@mrshiva0007 Ай бұрын

I want to know what adjectly happened to his big brother I am just guessing he did using phone for hours while lying on bed, I am scared

@WalterWhite-og6wj Ай бұрын

This guy is living in his bubble. When he actually going to sell then he'll understand the true value of these properties. Other part is that at least 30-40% money he will get back in cash which will be of no use and he will be forced to again invest that back in real estate.

@shannu1927 Ай бұрын

And get taxed