Living On $112K A Year In Brookfield, Illinois

Living On $112K A Year In Brookfield, Illinois | Millennial Money

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Gabriela Ariza, 27, earns $112,000 a year from her full-time job as a cybersecurity specialist, working part time in the IT department of a library on weekends, and renting out space in her house and garage. Ariza lives in Brookfield, Illinois, nine miles outside of Chicago and has two big financial goals: to purchase an investment property and retire by 55.
This is the latest installment of Millennial Money, which profiles people across the U.S. and details how they earn and spend their money.
Read more about Gabriela’s budget breakdown here: cnb.cx/2Xk1Jn5
On a quiet suburban street nine miles outside of Chicago, Gabriela Ariza is showing off her dream car, a ’91 Ford Mustang. It could use a bit of work - the convertible top needs to be replaced and the A/C is broken - but the 27-year-old couldn’t be more proud.
She also owns a 2016 Subaru Impreza, which she rents out via Turo, an online car rental platform. Ariza has a lot of experience making the most of her possessions: Not only does she earn extra money renting her car, she also rents out part of her garage to another classic car owner and the second bedroom and basement in her house.
Ariza doesn’t necessarily need the extra money - she earns over $100,000 pre-tax between her full-time job as a cybersecurity specialist and her part-time job working in the IT department of a library on the weekends - but it’s part of her plan to accomplish her two big financial goals: buying an investment property and retiring by 55.
Ariza already owns her own home in Brookfield, Illinois, has been building up her emergency savings account, and invests aggressively in a 401(k) and Roth IRA. Her own upbringing taught her the importance of financial stability: While she was growing up, her parents were fairly well off, with good jobs and some successful real estate investments.
“One day, my dad decided to take all the money,” Ariza tells CNBC Make It. She says he took her college fund, her mom’s retirement savings and all of the couple’s investments. “My mom had to file for bankruptcy, and we were pretty much out in the streets.” Almost a decade later, her mom is doing much better - she has a good job, Ariza says, and will be able to retire soon - but seeing her struggle changed how Ariza relates to money.
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Living On $112K A Year In Brookfield, Illinois | Millennial Money

Пікірлер: 2 100

@CNBCMakeIt 4 жыл бұрын

What’s your budget breakdown? Share your story with us for a chance to be featured in a future installment. cnb.cx/32TYZ2K

@StannisBaratheonOTK 4 жыл бұрын

Invite Graham on the show please!

@myrcella8084 4 жыл бұрын

Id like to share mine! Clarksville, TN! Voted the best place to live in the U.S. in 2019!

@donsterr 4 жыл бұрын

Hope Dallas is close enough to Austin.

@brittishcapelle6508 4 жыл бұрын

What about Memphis ,Tn come here❗❗❗

@lu881 4 жыл бұрын

Have a reality show where Graham Stephen lectures everyone of them on the show after reacting to them!

@goku540 4 жыл бұрын

I don't think her location should be exposed. This world is crazy

@Yonick1999z 4 жыл бұрын

Agreed

@Mr1234antonio 4 жыл бұрын

Respect her choice.

@cookie22100 4 жыл бұрын

Shes fine, relax.

@MrMoraltv 4 жыл бұрын

Thats not really her house its just something like it

@DjCopl3x 4 жыл бұрын

I only clicked on this because she lives like 5 mins away from me

@hap.8302 4 жыл бұрын

This girl HUSTLES for her money she works weekday and weekends and she deserves every single penny that she make!

@abesapien9930 4 жыл бұрын

There are people who hustle very hard and work weekends who don't make a fraction of what she does. Effort truly is irrelevant. She has a highly in-demand skill set, that is all.

@gavip24 4 жыл бұрын

Abe Sapien i agree with this. That’s why I don’t complain when I work as many hours as I do. I know this guy who is 70 yrs old and works everyday just like me. I feel really bad for him because he is in debt up to his eyeballs and will probably work like this until he dies. So sad.

@abesapien9930 4 жыл бұрын

@@gavip24 Thank you for your comment, Gabriela. I was a small business owner for 8 years and recently had to close. It was very painful to transition from comfortable independence to blue collar work (pizza jobs, housekeeping, etc.). Two years ago I even lost my car and lived entirely by bus for 7 months. Now I have a '98 Buick that I take care of. Anyways, I feel I work just as hard now--maybe harder--than when I ran my six-figure publishing business.

@abesapien9930 4 жыл бұрын

By the way, I lived in Schaumburg IL for 30+ years. Good to see another Chicago entrepreneur.

@ftse07 4 жыл бұрын

*"I never want to rely on anybody"* I just wanna give her a big hug and cry together;she's been through some sht

@yodatwinkie 4 жыл бұрын

32ways that’s the best feeling is you know you did everything yourself that’s something nobody can take away from you

@ElTokeMaestro 4 жыл бұрын

32ways why you feel sad for working hard in life lol

@shredspectrum356 4 жыл бұрын

She’s obviously had schooling. And a way to pay for it

@cutienerdgirl 4 жыл бұрын

@@shredspectrum356 Ummm...scholarships exist.

@cutienerdgirl 4 жыл бұрын

@@shredspectrum356 Also, she could've changed her mind about relying on people, she obviously had a bad childhood.

@hy890 4 жыл бұрын

"I don't want my possessions to own me, I want my possessions to work for me." This hit home for me. I am the definition of house poor. I need to re avaluate my life.

@babomamalon4161 3 жыл бұрын

May I ask what your income was at the time of your situation and your monthly mortgage payment?

@celinediaz3668 3 жыл бұрын

that reminded me of the richest man in babylon, one of the lessons was making your income work for you.

@Sonny1065LV 4 жыл бұрын

She is absolutely incredible, these are the type of friends people should want to have in there lives.

@alexanderdelarosahidalgo3092 4 жыл бұрын

I totally agree with you she is also inspiring

@Sonny1065LV 4 жыл бұрын

@@alexanderdelarosahidalgo3092 Yes definitely, always great to see millennials doing well, most of the older generations don't think we stand a chance but this incredible women is proving them wrong.

@akin242002 4 жыл бұрын

But she works too much to have close friends in her life. She has 3 jobs.

@Sonny1065LV 4 жыл бұрын

@@akin242002 That's ok maybe she has day one friends, I work nearly all the time as a 3rd year resident physician but I still have close friends I keep in touch with who are understanding of my work life and respect it.

@Sonny1065LV 4 жыл бұрын

@Ricki G Of course, I'm assuming you mean what specialty? Currently I'm a General Surgery/Oncology Resident in Seattle :)

@isaacannanjr2371 4 жыл бұрын

That’s messed up her dad did that.

@brittishcapelle6508 4 жыл бұрын

Mane , he took the money and vamped❗ I wonder did mom see that coming sometimes women can be naive to that

@gavip24 4 жыл бұрын

Brittney Jackson she didn’t. They were married 22 years, she trusted him.

@LoveGigi99 4 жыл бұрын

Brittney Jackson, looks like you’re reaching for ways to blame the mom for what the dad did. Whether or not she saw it coming no one deserves that type of treatment from their spouse and parent.

@eamcbmsc 4 жыл бұрын

Brittney Jackson what do you mean?

@jennywinter3025 4 жыл бұрын

Karma

@maxwellcharles640 4 жыл бұрын

I want y’all to feature someone with a $25K a year salary please!

@leedezern6862 4 жыл бұрын

Maxwell Charles me too

@JCizzleSoCal 4 жыл бұрын

Jesus Christ OK so you would rather see a feature on someone who works full-time at McDonalds or Popeye’s? Yeah that’s a goal everyone strives for.

@JCizzleSoCal 4 жыл бұрын

Jesus Christ I must’ve really struck a nerve. Since you clearly work at a fast food joint, why the heck would you want your life replayed on KZfaq? Go back to playing video games in your mamma’s basement.

@Bullish_Lauren 4 жыл бұрын

Jesus Christ 99% of millennials? There’s a lot of us making decent incomes

@shachede6828 4 жыл бұрын

@Jesus Christ no not 99% but people who are making bad choices or are on their road to success. we need positivity

@chinastub 4 жыл бұрын

She literally deserves everything good coming her way. I’m so proud of her and i don’t even know her. Lol ✨ I’m inspired.

@avide4 4 жыл бұрын

Amazing story. She makes so much but drives a basic car and prefers 2nd hand clothes.Her prioties seem to be in the right places.

@profitwages9625 4 жыл бұрын

David Mangwana her taste will change when she moves into a downtown city condo like she wants to. Because she will have to keep up with the city girl Image

@profitwages9625 4 жыл бұрын

Amazing nonetheless. Most people her age in the area probably make half of what she makes

@FaithandNova 4 жыл бұрын

She has to have another car cuz it says she makes 200 renting her car on Turo

@profitwages9625 4 жыл бұрын

Justin P what you mean player?

@jpain97_ 4 жыл бұрын

Profit Wages I meant I hope she doesn’t get pressured into financing an expensive car.

@bellabethany9 4 жыл бұрын

This girl is killing it at life

@sixteen.candles.4644 4 жыл бұрын

@@user-eu2me4bp7j jealous?

@user-eu2me4bp7j 4 жыл бұрын

C W 8 hours ago A lonely life

@user-eu2me4bp7j 4 жыл бұрын

@@sixteen.candles.4644 someone having a diff opinion does not equal jealously. Are you 10 years old?

@person8641 4 жыл бұрын

i'm getting killed by life

@abesapien9930 4 жыл бұрын

No, she's just making a lot of money. Is that all "life" is to you?

@michaelglusko1024 4 жыл бұрын

Is nobody going to mention “Fetty Hop”?

@ATMDrums 4 жыл бұрын

Michael Glusko I was about to comment this that name for a pet bunny is genius

@TheMsCJohnson 4 жыл бұрын

That name is genius!

@TheVintageRomance 4 жыл бұрын

Mannnnn. I had to pause the video and laugh. Sooooo hilarious and smart hahaha

@soulspirationgoddess 3 жыл бұрын

I cackled out loud.

@MartinRodriguez-gx9cs 4 жыл бұрын

112k a year is good money, there’s no struggling when your bringing in 112k a year. With 2 incomes in my house we don’t even make 112k a year. Your doing good girl keep up the good work!

@redscorpion9325 4 жыл бұрын

Martin Rodriguez Exactly,if I was making $112K a Month,I would be super happy

@person8641 4 жыл бұрын

@@redscorpion9325 even $80K would be the dream life for a reserved and lone person like me

@samantharowell9733 4 жыл бұрын

@@person8641 😂 right? Im a single parent bringing home only $31k a year. Altho, i get raises yearly, i would still never reach THAT much

@person8641 4 жыл бұрын

@@samantharowell9733 just keep doing the great job you're doing

@ivangarciaramos3940 4 жыл бұрын

Two income households. We earn over 120k combined. Our focus is to pay off debt and save to buy a home in cash.

@empirestate8791 4 жыл бұрын

That's why you should work in tech. Salaries are insanely high! She's not yet 30, but she's in a six-figure job!

@balthorpayne 4 жыл бұрын

Insanely high if you have the credentials. A lot of people end up in a low-end support role and burn out.

@bigbiggie3642 4 жыл бұрын

If everyone work in tech, who is gonna buy the products or the services??

@EmpireTextbooks 4 жыл бұрын

Empire State shout out to you! My name is Empire Textbooks (I guess we have the same first name)

@FaithandNova 4 жыл бұрын

@@balthorpayne too many ppl think low of themselves. Many work hard not smart

@amdl270 4 жыл бұрын

I work in financial technology and have quite a few certifications and awards but have a crappy pay and struggle to find a new job... connections > skills and field

@sarcasm176 4 жыл бұрын

I like her. Shes smart and humble

@JelaniB28 4 жыл бұрын

Fleur - This is the kind of woman you date or marry if you’re into marriage. Not some shopping spree idiot that can’t save a nickel

@aahsimovieprojects 4 жыл бұрын

she makes more than she owes in loans and its gonna take her 13 years to pay off? That makes zero sense.

@guestiestguest4048 4 жыл бұрын

Andrew generally speaking investment interest > sl interest

@Takeonm 4 жыл бұрын

She’s smart. Cyber Security careers pay very well. There’s not enough supply of people going into this sector. The demand is high

@elmaster091 4 жыл бұрын

Exactly....very high,there’s a lot people that don’t know that. I see too many students asking if that degree is good. I don't know where they at because that degree in high demand as you said.

@mellonpatchmedia 4 жыл бұрын

Exactly why I'm heading that direction 👌

@SAnderson54 3 жыл бұрын

very true!

@MyMusiqueLive 3 жыл бұрын

This is what I was going to college for at first...but some of the math and programming classes got to me. I knew I wasn’t going to be a competitive candidate in the Seattle area and so I switched majors.

@helfulvids 3 жыл бұрын

@@MyMusiqueLive You had to take advanced calculus?

@zanequillen3244 4 жыл бұрын

She’s gonna be a millionaire she’s smart with her money

@chickenricesteak541 4 жыл бұрын

How is she going be a millionaire when she doesn’t talk about investing but focus on a 401k plan or starting her own business.

@zanequillen3244 4 жыл бұрын

Moon 401k is a type of investment. She’s already good with money so starting a business on top of that would be great for her

@itzelmontalvo6645 3 жыл бұрын

@Win From Within That is what I am thinking on doing

@texasgirl5787 4 жыл бұрын

Girl my dad did the same thing when I was 16! It’s because of that I worked 10x harder and was super careful about money. We’re stronger and better because of it. 💪🏽

@FaithandNova 4 жыл бұрын

Some suffering in life is some of our greatest lessons. Keep up the good work

@lafemme4u 4 жыл бұрын

That’s insane! Why would he do that?!

@kirkmo1666 4 жыл бұрын

I'm a father and I say that in "deed". I never knew my dad but his absence sprouted resilience. 10x is biblical you keep praying for those who treat you bad because God gets the glory.

@ladybanks9766 4 жыл бұрын

My favourite "Millenial Money" so far!

@Contra010 4 жыл бұрын

Me too! By far

@jreid2171 4 жыл бұрын

I agree very proud of her

@Zebrowsky79 4 жыл бұрын

Graham Stephen is going to be hard pressed to find any mistakes with this young woman, she’s crushing it 💪🏼

@Wablestomp2 4 жыл бұрын

J yeah. Depending on the interest rate on her student loans I’d maybe pay those off first. Can maybe get a return investing that outpaces the interest, but maybe not (student loans can be pretty high). Also the weight off your shoulders of no more student debt is awesome. Besides that I can’t find anything else to nit pick

@amya7066 4 жыл бұрын

I think she needs to work harder on paying off her student loans. Only $300 a month? She could easily do 600 - 1k. If she did 1k a month she could pay it off in under 5 years.

@Earthy247 4 жыл бұрын

I would think that Graham would say she can pay off her student loan sooner than 13 years. Especially making over $100k per year.

@Zebrowsky79 4 жыл бұрын

@@Earthy247 great point Jenn :)

@Zebrowsky79 4 жыл бұрын

@@Wablestomp2 well said I agree

@sarab9337 4 жыл бұрын

$112,000 a year for One person is not Struggling. She is doing Exceptionally well for being a Single person with no children

@candy2325 4 жыл бұрын

Her father is absolutely disgusting for doing that! I agree with her, you absolutely can NOT depend on others as a financial cushion. You have to work hard and save your coins and make sure you’re looking out for YOU.

@aprilchow-chee5281 4 жыл бұрын

Exactly. Don't pool all your monies together and don't build your life around anyone that when they leave they take your whole lifestyle with them

@sixteen.candles.4644 4 жыл бұрын

What did he do?

@kirkmo1666 4 жыл бұрын

She took the "Lemon" that life gave her and she's making lemonade with it. It's a beautiful thing isn't it...

@candy2325 4 жыл бұрын

olumide orindare regardless of why he left .. she made sure she’s taking care of herself and her mother. So you close your lip 👄

@sharonguyton9119 4 жыл бұрын

Her father did her a favor, otherwise she could’ve ended up broken and dependent on another.

@itstatilol4392 4 жыл бұрын

Wow, she makes more than she needs but still has a weekend job because she enjoys it - that’s what I call winning at life

@claudiavasquez-smith2914 4 жыл бұрын

Smart, don't have kids! You can accomplish a lot by taking care of yourself first! It's not selfish.

@eyekandy3000 4 жыл бұрын

I could supplement my income working weekends but I’d spend less time with my kids, so Pass! But yeah take advantage of all that when you’re single

@igrifftv6633 4 жыл бұрын

“I don’t want to depend on other people for money I want to make sure I’m well off” FACTS!!

@POTBOYSTV 4 жыл бұрын

This is a beautiful person god bless this woman that’s a real goal getter

@taniarivera2293 4 жыл бұрын

13 years? Making $100,000 someone call Dave Ramsey.

@boxfox1239 4 жыл бұрын

My favorite to date is the utility lineman from chicago land. Im pursing the same career and hope to make 300k in cali invest in RE.

@Antilleslucayan 4 жыл бұрын

i speed dialed him......

@TB-vb3ov 4 жыл бұрын

@@boxfox1239 300k is possible. I work for a energy utility in CA. Most linemen for pur company make 160-260k a year. 160k is barely any OT compared to 260k which is a lot of OT. 300k is pretty steep unless you work for a utility and union in socal or bay areas but cost of living is much higher.

@boxfox1239 4 жыл бұрын

@@TB-vb3ov how is it out there alot of down time between calls? Thinking about PG&E. Hows their saftey protocol?

@TB-vb3ov 4 жыл бұрын

@@boxfox1239 Pg&e is alright, but they recently have received a lot of backlash due to all the fires here. Pg&e has been faulted with some of the large fires here. The camp fire being the biggest and most damaging one. The company's future isn't looking so bright at the moment but given time they can reverse the popular opinion about them right now. As far as downtime, it depends. During good weather things are slower paced hut during the bad it can be very busy and faster paced. But at any rate usually a crew will work on any one pole or project so no one is alone having to slave away. You will have plenty help and safety is paramount. So don't worry it's a pretty good and safe job these days. Plenty of OT available. Good luck to you.

@mayloop123 4 жыл бұрын

Wow shes doing amazing! That multiple sources of income is an inspiration.

@FaithandNova 4 жыл бұрын

Great girl but she's working hard not smart.

@JCizzleSoCal 4 жыл бұрын

Faith Kings She’s only 27 years old and has two jobs in the tech industry that she enjoys, bought a house, has 3 real estate rental income streams (spare bedroom, basement and garage), rents her car out, has 2 Roth IRA’s, a high yield savings account and plans to buy another property. Sounds like she’s working pretty smart to me!

@gavip24 4 жыл бұрын

Faith Kings any tips?

@airops423 4 жыл бұрын

@@JCizzleSoCal She doesn't have two Roth IRAs, that wouldn't make any sense. She has a Roth 401K and a Roth IRA. She's over the income limit for a traditional IRA so a Roth IRA makes sense, but at her income it makes a lot more sense to invest in a traditional 401K, or at least split between a traditional 401K and Roth IRA.

@joshuarunt5664 4 жыл бұрын

@@JCizzleSoCal And she's working her butt off, missing out on life. Sorry but she's working, not living. In her later years she will regret having spent her prime years of life working two jobs, and not doing something more meaningful. I don't understand people like you and her. When you're old you're more likely to be plagued by health problems etc and won't be able to enjoy money as much as when you're younger. Idiots.

@cirquedumaiquel 4 жыл бұрын

She named her bunny Fetty Hop... I’m done lol I love this girl!!

@eyekandy3000 4 жыл бұрын

666oddess another reason not to have a cat. That cold uncaring little monster runs me about $70/mo 😡

@themightywarriorspiritofgo4275 3 жыл бұрын

What is the three 6s to you?

@allxmllr4111 4 жыл бұрын

Her heads on right, but I would pay my loans off quicker then anything else.

@dothedeed 4 жыл бұрын

Mistake. You can deduct the interest from your taxes and invest what you would have payed. Also she works for the govt so there might be loan forgiveness after a certain number of years of service.

@andrewlillys3486 4 жыл бұрын

dothedeed interesting I need to look into that. Thank you

@chigasaki06 4 жыл бұрын

@@dothedeed Loan forgiveness doesn't apply to tech jobs. It's for public interest roles. Even that is hard to come by nowadays because of this administration. Less than 1% who apply actually get their loans forgiven.

@sjpublishing7596 4 жыл бұрын

dothedeed Betsy Devos removed that for most people.

@gavip24 4 жыл бұрын

absentminded219 mmm honestly Im glad I saved the amount I did a month. Especially in times like these of uncertainty!

@nikkireign8805 4 жыл бұрын

I admire her drive and her hustle. She isn't frivolous with her money and invests very wisely.

@josuethomas1 4 жыл бұрын

I think she needs to add more money to payoff her student loans faster.

@kdilli6426 4 жыл бұрын

Agreed! Even if she halfed the amount of money she put in her savings, she'd still being doing amazing.

@LKevin213 4 жыл бұрын

I think she’s paying off her loans over time because her interest is super lower and whenever you can borrow money for almost no money it’s better to pay it back in small amounts and keep more liquidity for investments where her money will grow faster

@lacrymosa777 4 жыл бұрын

@@LKevin213 she does not know what would happen in 13 yrs....job loss. Medical problems, bad economy etc etc. She has the money to axe it now. You shouldn't bank on the future stability for something that can easily be taken care of now

@avenuetrading7193 4 жыл бұрын

Kevin D I was hoping someone would make your comment, clearly you’re financially aware. Kudos my friend.

@redunicorn7760 4 жыл бұрын

@@lacrymosa777 true but I think cyber security is as safe as it gets, if she stays on top of her game. Paying off debt would be my number one goal too but maybe she has a loan where she's charged a fee if she overpays her rate

@colorkouture_llc 4 жыл бұрын

I was literally writing a paper for school I needed some motivate to complete it Thank you !

@bryanpereira112 4 жыл бұрын

This is the type of videos that should be pinned in the trending tab , the motivation it gives me and the little bit of motivation that fuels my desire to make my money work for ME ! thanks for the inspo

@ChristianAviles 4 жыл бұрын

Love to see a Latina making it. She’s doing very well 😍

@profitwages9625 4 жыл бұрын

Christian Aviles especially in Chicago. Most her age have 3 kids by 3 baby daddies, on LINK and section 8.

@paulinaa.3919 4 жыл бұрын

@Please Clap 😂🙄

@icecreamcake6238 4 жыл бұрын

@Please Clap how can they be lazy and at the same time have ppl worried that they'll take all the jobs? Sounds to me like people just want a scapegoat, but ok.

@rgdssd 4 жыл бұрын

Please Clap load of crock. Latinos are some of the hardest working people on the planet. It's normal in most Latin American countries to work minimum of 50 hours per week.

@rgdssd 4 жыл бұрын

Christian Aviles there's many Latinas in high profile jobs making it. I work for Health & Human Services, most of the top managers, directors, chiefs here are Latinas. They worked hard to move up the chain. I have two Masters degrees. 😎

@KevtechITSupport 4 жыл бұрын

Love to see woman in the IT field. It's very rare to see female techs in IT. She's doing good for herself.

@Burningredroses 4 жыл бұрын

I'm going back to school and as woman I want to study computer science.

@johnames6430 4 жыл бұрын

if you are a woman applying to an IT position they have to hire you, I heard this myself from a hiring manager who hires for a lot of companies, they hire minority and women if they apply even if they are not as qualified. This is 100% true.

@ImenBen12 4 жыл бұрын

@@johnames6430 fully agree this happens too in London !

@tam6011 4 жыл бұрын

John Ames ALL LIES

@ViratKohli-ke6pt 4 жыл бұрын

Affirmative action at its finest

@LewisPike 4 жыл бұрын

She’s doing an awesome job. I love that she did not let her circumstances become an excuse but instead used it as motivation. I think she should go ahead and get rid of that student loan debt especially with the salary she has saying this from experience.

@MoorishBrooklyn 4 жыл бұрын

This was a good one. She has a good vision for herself, career, finances and community. That bunny name is amusing.

@emilywhite1118 4 жыл бұрын

13 years to pay off her student loans?! girl you can get rid of them in under two years with your income.

@redunicorn7760 4 жыл бұрын

Maybe she got a loan that charges you a fee if you pay off more than agreed upon

@184rama 4 жыл бұрын

The interests rate is probably low. If that is the case there's no point in paying them off right away

@jerseynurse6878 4 жыл бұрын

Red Unicorn - nah. She should listen to some Dave Ramsey videos. He has good tips for people with student loans.

@redunicorn7760 4 жыл бұрын

@@jerseynurse6878 what does this have to do with my comment? If the penalty fee for overpaying your loan is higher than the interest, it doesn't make Sense to pay it off too soon

@msbeautyboss3784 4 жыл бұрын

No she cant pay off student loans in two years. She have to pay federal taxes, state, city taxes, her monthly bills, and so forth.

@anthonyk9431 4 жыл бұрын

Gabriela, thanks so much for doing this video. I have a similar upbringing. If it wasn’t for this video, I would have never went back to school at 35 years old to pursue my career in software development. This video changed my life. Thank you again, Gabriela, from one Chicagoan to another. Proud of you and all you’re doing! Super inspiring!!!

@InterestingExplained 4 жыл бұрын

Good luck!

@oco987 4 жыл бұрын

She is doing absolutely wonderful. She really is. Such an inspiration

@irisxkae 4 жыл бұрын

This is awesome. She’s doing good. That masters degree was worth it. She’ll double her current salary sooner than later!

@SeanLei 4 жыл бұрын

Graham would be mad at her budget allocation because she's doing everything right.

@SeanLei 4 жыл бұрын

@Wraith Wraith Everyone can always do better! Saving 50% of her income is already much better than most people

@blackamericanlesbianprofes4357 4 жыл бұрын

Thank you for posting this interview.

@Extreamkarioke 4 жыл бұрын

Gabriela is my favorite new random good person and hard worker! Thanks for sharing!

@mlbmachine99 4 жыл бұрын

My only issue is that she should focus more on paying off that debt with that great income.

@investingwithwilliamtherob2834 4 жыл бұрын

The debt could have a low-interest rate, like three percent, and maybe she wants more cash on the side, just in case she loses her job.

@itsk3v 4 жыл бұрын

Why is it an issue? You don't have the whole picture. By that I mean you don't know the terms of the loan or interest rate. Aggressively paying off the loans may not be the best decision for her right now.

@Mr1wd 4 жыл бұрын

If the interest on her saving and investment is higher than the interest of the debt there is no reason to pay off early, also not to mention the tax deductions she can claim annually.

@bwalto21 4 жыл бұрын

I agree

@justindchaney 4 жыл бұрын

I paid my loans off slowly over time because I looked at it like I could make more of a return on my own with throwing all that cash on low interest rate students loans. My 401k averages around 10% a year, so I’m already ahead of the game when I put a big chunk of money in there every week.

@enrichgrowth617 4 жыл бұрын

Aww.. she is so relatable. I'm sure great things will happen to her as she's warm, strong and hardworking. This would be my favorite episode of CNBC as well

@tovarproductions_ 4 жыл бұрын

such an inspiration! people from beginnings like hers to now is truly the best content!

@jakesalzman252 4 жыл бұрын

She’s worked at my local library for the last 3 years?!?! I literally just got home from that library. I need to go back and find her lol

@gavip24 3 жыл бұрын

@911WokeMe lol I wish 😄

@GratefulVisuals 4 жыл бұрын

god bless this hard working woman wish her and Fetty hop nothing but the best! Keep hustling people!

@jamalcole1985 4 жыл бұрын

ill get there soon. Just got into the Electricians union.

@MSW96 4 жыл бұрын

Dude you're gonna be making bank someday! Good luck!

@jamalcole1985 4 жыл бұрын

@@MSW96 Right on bro!

@usernamenotfound2898 4 жыл бұрын

My brother in law just got into electricians union a year ago and he’s making close too 100k a year and he’s only 26! Good for you Jamal. It’s an awesome career. Good luck 👍🏼🍀

@jamalcole1985 4 жыл бұрын

@@usernamenotfound2898 Right on bro! I appreciate your positive vibe! Live good!

@jamalcole1985 4 жыл бұрын

@Beach Boxing There is chance of danger for every job

@jeannettefranco5487 4 жыл бұрын

One of the most responsible budget breakdowns I have ever seen. Great job Gabriela!

@delvesdg 4 жыл бұрын

She is awesome. Intelligent, ingenious, and hard working.

@gerryo25 4 жыл бұрын

Another woman in cybersecurity you go girl!!

@kikiholland3695 4 жыл бұрын

super stoked to see this video!

@TiaraWordsfromGod 4 жыл бұрын

Love how smart she is with her money! You go girl, God bless you. ♡

@luist.121 4 жыл бұрын

“I don’t want my possessions to own me, I want my possessions to work for me” that’s GOLD! I hope my daughters have this type of financial discipline!

@ndnblack1 4 жыл бұрын

Blessings and Best Regards Gabby in all your endeavors! You are such an inspiration on so many levels! Thanks for sharing

@trina5044 4 жыл бұрын

I’m also in cyber security so this gives me a lot of hope! Graduating next year with similar debt.

@gavip24 4 жыл бұрын

Katrina U. Do you have IG to connect? I love connecting with other cybersec professionals. 🙌🏼 instagram.com/fab_millennial/

@lunadejoshua 4 жыл бұрын

2 years program in one year and 60 hour weeks 👀👀👀👀 wtf

@gavip24 4 жыл бұрын

Joshy De Luna yea it was a really tough year I still can’t believe I did it. I saved my planner from that year to remember how motivated I was.

@lunadejoshua 4 жыл бұрын

@@gavip24 thats not just motivated. Focused and determined as heck! You deserve every bit of it.

@paolabueso 3 жыл бұрын

I feel super happy for her! She’s overcome so much and done great for herself. Thank you for sharing this! 🙌🙌🙌

@sarahbiernat3630 4 жыл бұрын

really amazing to see a video like on this someone who doesn’t live in a big city. as someone who’s grown up in the chicagoland area, it’s always great to see someone local succeeding, especially when so may obstacles were overcame. good on her!

@TGMarketer 4 жыл бұрын

Gab you're amazing, i believe in you and i know you'll do great things in the near Future.

@crissoa 4 жыл бұрын

This is one of the more positive stories. She’s so smart, yet so humble.

@sophiasummer7339 4 жыл бұрын

Amazing story! I loved learning about her!

@arleysi 4 жыл бұрын

Wow, Gabriela. Your story is amazing, I'm a mexican millenial living in Logan Square. I felt the need to say that because I find myself relating with you so much! You're story is so inspirational. Latina girl Magic.

@kasiasmith2444 4 жыл бұрын

Awesome! I'm interested in learning Cyber security, I hope her business takes off 🚀🚀

@iGUYZ808 4 жыл бұрын

She is so amazing! Lord I need to change my job in the Army to set myself up for success when I retire. Keep up the good work! Hooah!

@Philip8888888 4 жыл бұрын

I'm just here from Graham's channel, come to give this a like. This episode really hit me in the feels.

@lilycave3232 4 жыл бұрын

My dad did the exact thing, he had 2 houses and an apartment building 😢 thanks for the honesty! 💙

@dadominos1078 4 жыл бұрын

Proud to see a Colombian

@Pearlygirl0 4 жыл бұрын

DA Dominos 🇨🇴 ❤️

@kevinarzola4781 4 жыл бұрын

LoganTheLionheart still Colombian

@JD-dh3yn 4 жыл бұрын

LoganTheLionheart Colombian American like me 🇺🇸🇨🇴🇮🇱❤️

@gavip24 4 жыл бұрын

Beach Boxing ignorant. My dad is Colombian. Mom is Guatemalan. Yes I was born in Seattle

@ElectricNikkiGames 4 жыл бұрын

This video gets recommended to me whilst i'm studying for security+. She is goals.

@imperialrf4058 4 жыл бұрын

Beat of luck! I'm thinking about trying to obtain that certification after I finish my degree.

@4ourty5ive 4 жыл бұрын

This series reminds me of Paolo in Tokyo's channel where he has a series called "Day in the Life" and goes through someones day and what their job involves. Thank you guys for taking inside their situations/lives. These are great!

@entrepreneurcity3317 3 жыл бұрын

U made a majorrr comeback girl u inspired me tonight thank u.💜💜🎉

@mizjazzegirl 4 жыл бұрын

girl, you can totally pay off your loans faster than 13 years. And , paying off your loans would free up more money to get you closer to your goals

4 жыл бұрын

Saludos de Colombia Gabriela! Sigue así!

@TheLillianYoung 4 жыл бұрын

What a great story. I’m glad I stumbled on this series.

@llsimpson17 4 жыл бұрын

I so needed to see this!

@MrSchneeblee 3 жыл бұрын

Mad respect to this woman. She deserves all the happiness and success in the world.

@RichReads 4 жыл бұрын

She seems like such a smart, wonderful person. This was great.

@JF-co8wj 4 жыл бұрын

This was an excellent story! She tore me up 😢 when she spoke about her Dad. She’s a smart girl and I like that she has a healthy balance of saving and spending. I hate when ppl claim to never buy anything.

@gf80096 2 жыл бұрын

I love seeing people working in the Cybersecurity field! I also work in this field and it is booming and thriving!

@iriemonmon 4 жыл бұрын

Big ups to her Mustang Foxbody! You go sis! 👏🏽

@donsterr 4 жыл бұрын

Facts!! I'm in love.

@NFSMAN50 4 жыл бұрын

I respect this lovely lady, very mature, doesn't live beyond her means, she drives an old car, and has a second car she uses for rentals. This gives me motivation to do well and go harder in life

@ceochala 4 жыл бұрын

I thoroughly enjoyed this! ❤️

@13Grneyez 4 жыл бұрын

Ariza you’re doing amazing! congratulations! 👏🏼

@carizzimo 4 жыл бұрын

So much respect for her! Also cybersecurity is a very smart move as far as career growth. I'm sure she will only be making more and more as the years go by. She has no idea how well she has set herself up for success early. She will someday though! You go girl!

@justmyopinion1551 4 жыл бұрын

I have one word to explain this girl in every aspect in life "smart"!

@atikah47 4 жыл бұрын

Such an inspiring young lady 👏🏾 wish her all the best

@jerseycaptive 4 жыл бұрын

Love, love, love this profile. My favorite so far.

@ChillyDunk 4 жыл бұрын

This gal is amazing. Bravo! The beauty, the brains and a modest living :)

@neiya8862 4 жыл бұрын

As the old saying goes, " you go girl"

@KaylaL830 4 жыл бұрын

You go girl!! This makes me step my game up!

@Rocioslane 3 жыл бұрын

this popped up as a recommendation, but I've already seen this one twice before and here I am again

@thelifeofnicx 4 жыл бұрын

Her dad is so wild wow. But she killing the game 🤝🤝

@MrDeezy314 4 жыл бұрын

Dude holy crap. Her and I are the same age and I feel so inspired and slapped in the face. She is on her grind like no other!! I was like why she dressed like a hot librarian and there it is! Level up up level up🙌🏾

@JaRosez 4 жыл бұрын

Loved the video

@theSkyeShepard 4 жыл бұрын

Ok, she’s awesome. I wish I could give her some tips to paying off her mortgage & student loans a lot faster to acquire another property. She’s doing the right thing by tackling her debt, but the slower you pay loans off, the more interest you pay in the end. Keep up the good work, Gabriela! Awesome comeback story.