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Living on a 24 Lakhs Package in Bengaluru | Fix Your Finance Ep 2

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Anshuman Sharma

Anshuman Sharma

Күн бұрын

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Hey Guys, In today's conversation we will look closely at the finances of Shobhit (Business Analyst). We will look at his income, expenditure, loans, investments. I'll also be talking about Mutual Funds, ELSS , Financial Independence , Analysing stocks and much more. Enjoy :)
#fixyourfinance #personalfinance #moneymanagement
WAGMI💪
About me ►
I Help Finance Brands Grow their Digital Presence | Honestly By Tanmay Bhat | Stocktwits India | Tickertape
This channel is an attempt to make finance a part of pop culture :)
Connect with me ►
Instagram: / anshhuman
Linkedin: / anshuman-sharma-20452b148
Twitter: / anshuman_306
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Disclaimer: Neither the guest nor I am a SEBI registered investment advisor. Information shared is only for educational purposes and not investment advice.
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Пікірлер: 271
@nvm3172
@nvm3172 2 жыл бұрын
please do a video on someone who earns 3.6 LPA to 5LPA please as many people watching this content is from this area. i beg you
@anshumanfinance
@anshumanfinance 2 жыл бұрын
I have shot a video for you today ;)
@dhanushnair2226
@dhanushnair2226 2 жыл бұрын
if the income is in those brackets, people should focus more on increasing the income, investing in self growth. Don't invest in stocks. Invest what is left on index funds in SIP that will maintain a discipline .
@nvm3172
@nvm3172 2 жыл бұрын
@@anshumanfinance thankgodddddd
@nvm3172
@nvm3172 2 жыл бұрын
@@dhanushnair2226 i wanted to know how to save rather than investing! Yes im investing on myself rn. but kya yaar i joined couple of months ago thoda tho time lagega na yaar
@nayaksandeep2001
@nayaksandeep2001 2 жыл бұрын
Ideal investment for ppl in this slab is SIP investment in a good low cost index fund + ppf and nps(80c) Eg : 5k per month in index fund and 1lac in ppf and 50 k in nps annually..ppf might look uninteresting but trust thr power of compounding plus a safe tax free return asset. As ur salary increases and ur career stabilizes step up ur sip andadd a good mid cap fund and flexicap fund to ur portfolio .This should give you a really good head start . As u mature in ur investment start picking direct stocks (large cap at first )
@Lakshmanan_raman
@Lakshmanan_raman 2 жыл бұрын
The fact that when people mention their guilty pleasure expenses, they are not getting judged by this guy, instead he appreciates them! This is the reason, why I watched this video after watching the previous one right away
@ajitmenonm
@ajitmenonm 2 жыл бұрын
He works for a crypto but has not a single rupee invested in it 😂
@rajeshkumarjha1536
@rajeshkumarjha1536 Жыл бұрын
He knows the dark reality 😂
@ameyjoshi938
@ameyjoshi938 Жыл бұрын
He's the smartest of us all...
@HhbjNhhn
@HhbjNhhn Жыл бұрын
He knows how to create shit, and also knows how not to get into shit 😢
@prajvalm8796
@prajvalm8796 Жыл бұрын
Alcohol manufacturers don't drink
@suki_2.0_
@suki_2.0_ 26 күн бұрын
​@@prajvalm8796 they do😂
@paramsk7770
@paramsk7770 2 жыл бұрын
Earning 24L at 25 has to be rare man! Even people outta of IIMs start at this range
@princeofheaven19
@princeofheaven19 2 жыл бұрын
Very common salary in Bangalore
@homeat103
@homeat103 2 жыл бұрын
I have a bachelor in Commerce degree from GNDU in Jalandhar, Punjab. How much salary I'll get in Bangalore without prier experience.
@homeat103
@homeat103 2 жыл бұрын
@@princeofheaven19 I have a bachelor in Commerce degree from GNDU in Jalandhar, Punjab. How much salary I'll get in Bangalore without prier experience.
@RR-jt6vp
@RR-jt6vp 2 жыл бұрын
i doubt its common, coz evry1 assumes it...i tink t average yr salary is around 8L....bt nearly every1 inflates....also tis kid is in a crypto....no guarantees of a stable job
@shivammaheshwari5519
@shivammaheshwari5519 2 жыл бұрын
@@RR-jt6vp common in product based IT companies and startups.
@maheshchalva1796
@maheshchalva1796 Жыл бұрын
This boy is 25 years younger to me and his level of understanding of the finances is way too good for his age and experience... he should only grow from here on, provided he keeps moving on the same path
@evilrise9456
@evilrise9456 2 жыл бұрын
I'm 24 and also earning 25lpa, currently living with my parents because of wfh so my spending is even lower, only 5-10k per month. My investments are in bad shape right now 50k loss in stock and 30k in crypto, so only investing in MF right now. Planning to become freelancer so that I can start earning international level salary.
@kumarvs66
@kumarvs66 2 жыл бұрын
Please don't invest without proper education.
@evilrise9456
@evilrise9456 2 жыл бұрын
@@kumarvs66 Yeah, in beginning it was going well I was in 50k profit but after Ukraine war it dipped a lot. Now I don't have time to educate myself about stocks so relying on MF.
@kumarvs66
@kumarvs66 2 жыл бұрын
@@evilrise9456 Oh ok. Fine. Since you are earning 25 LPA , you may not face much hurdles w.r.t money. Otherwise it would be good to learn and trade in options
@35mm_DREAM
@35mm_DREAM Жыл бұрын
​@@evilrise9456 from where will you learn ?
@jagotumi
@jagotumi 2 жыл бұрын
30-40 stock ka portfolio bana lia tha starting as a beginner is an overkill. Best way to start is to choose the NIFTY50 ones.
@pankaj-sindagi
@pankaj-sindagi 2 жыл бұрын
Surprising to see that he has not invested in Crypto considering he is working in a Crypto start-up as a Business Analyst.
@dinil5566
@dinil5566 Жыл бұрын
Exactly 🤣
@afridiwhatever6220
@afridiwhatever6220 Жыл бұрын
Drug dealers never consume
@aditi107
@aditi107 2 жыл бұрын
Bangalore expenses are higher than this I am in this city for 8 years now … not relevant… in fact rent is itself 32000 for a 2 bhk and average u can consider 22k-26k
@anshumanfinance
@anshumanfinance 2 жыл бұрын
he has a flatmate, all the recurring expenses are split
@aditi107
@aditi107 2 жыл бұрын
Thanks I understood…. So I would also request if we can have a video for a 2 member family in Bangalore and single person earning.
@anshumanfinance
@anshumanfinance 2 жыл бұрын
@@aditi107 if you are in Bangalore and want help, fill the form!
@1nilu1
@1nilu1 2 жыл бұрын
Where can I get a rental for 32000 in Bangalore? I am a foreigner living in hotels paying double. I want a 1bhk in Krishnarajapura area. Pls advise
@Hi-br3rm
@Hi-br3rm Жыл бұрын
@@1nilu1 a person named Shiva Shakti is a foreigner? xD
@Djinsoul
@Djinsoul 2 жыл бұрын
Sometimes even in a unicorn, your job is unstable because the firm is not experienced enough to take proper future decisions and then employees get laid off. So if it’s below a unicorn then even riskier so it’s important to save and invest when you can.. I work in education funded by Facebook etc and times still get tough..
@shivanshdhaker8992
@shivanshdhaker8992 2 жыл бұрын
bro this is actual quality content i watched these videos at CNBC make it but hats off to you to bring this to india looking forward for more videos of this kind
@ankit6872
@ankit6872 2 жыл бұрын
Anshuman Is Sitting like a Cnbc Expert 😂😂😂
@karanpanjrath1319
@karanpanjrath1319 Жыл бұрын
One suggestion ,Don’t invest in EPF because we already have investment in PF ( by default from salary)and it’s giving 8% nowadays which will get lower in the next 20 years for sure , so move that 24k from EPF to Mutual fund ( total 49 k ) ✌️
@pankajrathi
@pankajrathi Жыл бұрын
When he meant 24k invested he meant the PF which gets deducted by the company not to at he is keeping separate I think
@pacifikx
@pacifikx 2 жыл бұрын
Jo 1.5 lakh kama ra hai.. Uske finance ko fix karne ki zaroorat nai hai jo 20-25k kama ra hai usko hai
@applepeel1662
@applepeel1662 2 жыл бұрын
Hi I'm 22 and make 6.5 lpa, these numbers are quite high for me ;.; It'd be great if u talked about ppl with a lower salary Also would love to see videos on the basics of investing etc as I'm starting from 0
@rhishikeshpingle1151
@rhishikeshpingle1151 2 жыл бұрын
What u do ?
@applepeel1662
@applepeel1662 2 жыл бұрын
@@rhishikeshpingle1151 I work in software sales for an AI company
@yogirajbeknalkar8730
@yogirajbeknalkar8730 2 жыл бұрын
@@applepeel1662 could you tell how you got the job & how can I land it to ?
@applepeel1662
@applepeel1662 2 жыл бұрын
Have enough technical understanding to explain it in detail, have enough communication skills to sell it to people and learn how to build a sales pipeline. I don't like hard-core programming but I can speak tech. I am currently taking the steve jobs approach to tech I'm not an engineer, I've done my undergrad in business with a specialization in marketing
@harshpatel105
@harshpatel105 Жыл бұрын
I earn 25lpa at 22
@sunitkumarswain5786
@sunitkumarswain5786 Жыл бұрын
Great Videos!! One way it looks so good when I see bachelor people saving a good amount and on the other hand it scars a lot seeing the expenses which will increase after marriage. Your videos will inspire to people who want to secure their future before getting married like me.... 😀
@chaitanyashinde7700
@chaitanyashinde7700 2 жыл бұрын
These both are sorted out at age of 25 wow. I think back at my time we had no clue.
@shobs4464
@shobs4464 2 жыл бұрын
you have only 44k subs? surprising. you have amazing content man, keep going
@sumeetchoudhury
@sumeetchoudhury Жыл бұрын
Par Portfolio toh RED mein hai !!! Same Story everywhere ! Bas rukna nai, keep investing. Ache Din Aayenge ! Don't book Loss.
@93792sam
@93792sam 2 жыл бұрын
Wouldn't his EPF be deducted at source by the employer before the salary is paid, which means that he should not be counting it as savings out of his in hand salary. Please correct, if wrong.
@prakharsingh7215
@prakharsingh7215 2 жыл бұрын
Also the amount allocated against EPF seemed wrong. Employer+ Employee Contribution comes out to be generally 40k-50k approx per year. How is this 25k per month in this guys case?
@heyitsnikhil7956
@heyitsnikhil7956 2 жыл бұрын
You can do an additional voluntary contribution to EPF. Its called VPF.
@siddharthsingh5031
@siddharthsingh5031 2 жыл бұрын
@@prakharsingh7215 You can invest 12 percent of your basic salary, if your basic salary is high. The PF contribution can be 25k.
@DS-oo9nc
@DS-oo9nc 2 жыл бұрын
@@prakharsingh7215 12% of your salary can go into PPF. 12% of 2 lakhs is 24k. Checks out.
@diganttonpe1804
@diganttonpe1804 2 жыл бұрын
This was exactly my question, how to invest without having a goal in mind. Getting Addicting to this series! ❤️
@priyamvadasingh350
@priyamvadasingh350 2 жыл бұрын
Could you create a video for women specifically? So the expenses of both genders differ a lot and I’d like to see your take on how you consult women.
@anshumanfinance
@anshumanfinance 2 жыл бұрын
yes I will keep this in mind. Fill the form if you are in Bangalore :)
@siddharthsinghsap
@siddharthsinghsap 11 ай бұрын
His company is closed now
@satishpatro
@satishpatro 2 жыл бұрын
07:40 same same. I have no goals. Just investing as much as I can. I don't have any Mf, all in stock. But, planning to invest in mf, Because when in future I need some amount, it will be difficult to sell any stock which you have conviction and fomo. So, if I have mf I can sell some unit
@holysupermichael
@holysupermichael Жыл бұрын
He has the discipline. Bro is sorted for life.. unless hes stuck with a spender for a partner..
@dhwanilrambhiya1235
@dhwanilrambhiya1235 2 жыл бұрын
Being a business analyst he is asking how to analyse a stock?? Strange question...
@satanikduttagupta9818
@satanikduttagupta9818 2 жыл бұрын
This is awesome guys. It's like this video has been made for my reference. All the queries the guy asked to you Anshuman, are my queries. Thanks once again.
@Rn45634
@Rn45634 2 жыл бұрын
For some reasons, the examples chosen are all the ones who are earning much more than the average for the age. Please include the ones who earn the average salary for whom the financial planning becomes even more important. Such examples would be more relatable ones for the wider audience
@anshumanfinance
@anshumanfinance 2 жыл бұрын
the next video is for you :)
@arjunps6776
@arjunps6776 2 жыл бұрын
Not a word on health insurance. Even if he's young, he needs health insurance apart from the one the company provides. Considering his age, he can get it for a low premium too.
@AllenBaby7
@AllenBaby7 2 жыл бұрын
Why would you want two health insurances?
@arjunps6776
@arjunps6776 2 жыл бұрын
@@AllenBaby7 Because a person can lose the job anytime. Especially in startups. Plus one more health insurance policy provides extra coverage.
@mobilegamer66
@mobilegamer66 2 жыл бұрын
working in crypto company but you missed to ask him about his investment in cryptos.
@therealthing5849
@therealthing5849 2 жыл бұрын
wtf person is having 1.5 lakh a month and he has only 65k CC limit.
@kartik180rajesh1
@kartik180rajesh1 2 жыл бұрын
The question was great Investing without a goal in mind has always been so open ended to me
@maheshchalva1796
@maheshchalva1796 Жыл бұрын
How to manage finances abd grow over a period .. 1) keep your requirements to basic and minimalist 2) invest in mutual funds 70% of your earnings right from the word go 3) after marriage pool the investments ,dont go for fancy western life styles, 4) priority is healthy living,do regular exercises,eat healthy self cooked/home made food 5) in 20 years u can retire from active working and involve in social work in later stages of life...help out the people who are less fortunate and make positive contribution to the society
@patilsandipb
@patilsandipb Жыл бұрын
Who will decide we want western life style or not? I or wife😂
@mithunnair8587
@mithunnair8587 2 жыл бұрын
Please continue this series, it's so good ❤️
@JayPatel-ok8fm
@JayPatel-ok8fm 2 жыл бұрын
I hope this question reaches you @anshuman sharma, This guy earns close to 1.5L per month and has a emergency fund of 80-90k only, is this ratio correct? cuz I earn close to 1/2 of his monthly income and have an emergency fund of 2x than what he has and I am still worried that I dont have enough emergency fund who is right?
@TheCuriousCurator-Hindi
@TheCuriousCurator-Hindi 2 жыл бұрын
You are in safer situation. It's not insanely high but will also give you better cushion.
@nayaksandeep2001
@nayaksandeep2001 2 жыл бұрын
You are in the right bracket... If you are a single income person - 3 months of expenses is ideal ( with a dependent ie child that can be 4-5 mths)
@_simplerecipes_
@_simplerecipes_ 2 жыл бұрын
Salary multiped by 3 or monthly expense multiplied by 6. Either of the one calculation should be good enough.
@saswatsenapati7870
@saswatsenapati7870 2 жыл бұрын
I have exact same sal(after tax and all deduction). Have around 3.5L of emergency as my parents are above 62.
@anshumanfinance
@anshumanfinance 2 жыл бұрын
a big emergency fund will make sure that you don't have to sell hour investments in uncertain times. You are doing good
@kuldeepsingh08
@kuldeepsingh08 2 жыл бұрын
6:25 We don't do that here
@anshumanfinance
@anshumanfinance 2 жыл бұрын
You know the rules my man
@pandaculture6181
@pandaculture6181 2 жыл бұрын
I’m 21 now, earning 24L p.a. haven’t saved a penny yet. if you ever plan to do “never make these mistakes” video, hit me up.👌
@harisaink2740
@harisaink2740 Жыл бұрын
Bro any one can easily survive with high package just upload the person who working with low packages then apply ur financial skills what the point of explain about high package they can easily manage. If possible upload vedios on person who are surving 5 lakha with family that will be motivated.
@AvikDebnath
@AvikDebnath 11 ай бұрын
NPS gives more than 50k benefit. You can investment 10% of basic in NPS every month where is no cap in Income Tax
@OishikSarkargplus
@OishikSarkargplus 2 жыл бұрын
If the guy is earning 24 lakhs a year how can a bank giving credit card with only 65k limit? Believe me my salary is a lot lower than him but I've 8 credit cards with more than 3 lakhs limit.
@rohitgollapudi2987
@rohitgollapudi2987 2 жыл бұрын
May be he got a recent hike
@praveshjain7525
@praveshjain7525 2 жыл бұрын
Depends on the number of credits cards. What if he has only 1 card and limit is 65k?
@OishikSarkargplus
@OishikSarkargplus Жыл бұрын
@whatsp9466 thank you for scamming people. Now I understand how people earn 24lacks at such a young age. 😂
@akashpatel926
@akashpatel926 Жыл бұрын
Kindly make a little longer length episodes. Shuru hote hi khtam ho jata hai. In short, they are amazing, and I want to make them a little longer so we can deeper understandingdingg.
@chetan.s.k6055
@chetan.s.k6055 2 жыл бұрын
Awesome Series Anshuman Sir ,As 18 year old this gives me rough picture of finance and POV also. 👍🔥❤️
@vinaybansal1810
@vinaybansal1810 2 жыл бұрын
Working in a crypto company, and no investments in crypto.. ?? wow :p
@nikeshdubey4129
@nikeshdubey4129 Жыл бұрын
Jisko 24 lac ki salary se impress ho re Hain. I wanna share something. His job is not permanent like government job. He definitely won't be working till 60 years of age. He is now earning 1.4 lac a month now. But in a government job after 50 years of age people earn 1.4 a month. He will not even be earning. So don't get fooled by 24 lac.. if you can get into a government job
@blackboxbs8642
@blackboxbs8642 2 ай бұрын
Life toh enjoy krega
@alokdwivedi0609
@alokdwivedi0609 Жыл бұрын
Last week I got your channel's suggestion in KZfaq, very unique format. I am now binge watching all your videos.😄
@kamranwasifify
@kamranwasifify 2 жыл бұрын
I'm 24 in the final year of my bcom that too distance. I had opted for ca , cleared cpt in the first attempt, couldnt clear ipcc in multiple attempts, dropped out of ca. Seeing people achieve so much at 25 makes me feel insecure and kind of guilty that Im way more behind in the race. what do i do ?
@ushashaw7926
@ushashaw7926 2 жыл бұрын
Research about CPA, Make money, Spend a little and Invest aggressive in mutual funds only
@kamranwasifify
@kamranwasifify 2 жыл бұрын
@@ushashaw7926 im more interested in finance. Not auditing and accounting.
@zeded509
@zeded509 2 жыл бұрын
@@kamranwasifify you can try CFA, CAIA OR MBA Finance
@Shambhu_creations
@Shambhu_creations 2 жыл бұрын
Never give up bro!! And stop comparing urself with Science stream careers, They have one stream of salary and its high in the begining. But we Commerce stream careers can have mulitple degrees and multiple stream of incomes. Get a real estate license , NISM certifications and start doing CPA or CFA. Even i passed CA inter in 3rd attempt. Now working for 8K a month stipend but i make a lot more in Option selling and Real estate commission.
@ben4wisdom
@ben4wisdom 2 жыл бұрын
The first thing you need to do is.. 'get out of the race!'
@100xDegen
@100xDegen 2 жыл бұрын
and the guy is a business analyst...
@akshayaravi8536
@akshayaravi8536 Жыл бұрын
Please post a video series on the lucrative career people are having and the package offered, how they invest and plan for future.
@jaypalnitkar4400
@jaypalnitkar4400 2 жыл бұрын
Excellent salary at age 25
@invincibleh3117
@invincibleh3117 2 жыл бұрын
He is an IITian
@shivammaheshwari5519
@shivammaheshwari5519 2 жыл бұрын
@@invincibleh3117 well me and my friends also have the similar package and we are not an IITian so it doesn’t really matter if you have skills 🤷‍♂️
@brankelly1921
@brankelly1921 2 жыл бұрын
@@shivammaheshwari5519 at what age and in what industry friend?
@shivammaheshwari5519
@shivammaheshwari5519 2 жыл бұрын
@@brankelly1921 25, software developer
@harshpatel105
@harshpatel105 Жыл бұрын
I earn 25lpa at 22. Not from iit or nit
@HOSTELHERO1
@HOSTELHERO1 Жыл бұрын
You should interview around age of 30 to 35 also like how they are managing their finance
@lastmilerunnerlastmilerunn5703
@lastmilerunnerlastmilerunn5703 Жыл бұрын
You have no questions to continue consecration🤣🤣 at last you nailed it
@shravilsingh8206
@shravilsingh8206 Жыл бұрын
I just confirmed with bank they say you can utilise whole amount still your credit score wont get impacted until unless you are paying it on time
@shivayshakti6575
@shivayshakti6575 2 жыл бұрын
loved it, much needed :)
@farazahmad4002
@farazahmad4002 2 жыл бұрын
video is good but thumb nail and tag line is not relevant to the video for what I clicked for
@vickylightspeed2750
@vickylightspeed2750 Жыл бұрын
what is 24 lakh package ...do they get 24 lakhs per annum and what about income taxes?
@gaganphadke7652
@gaganphadke7652 Жыл бұрын
Its CTC not in hand salary
@ufo4983
@ufo4983 Жыл бұрын
You the kinda person who craves how much other people earn and make a video about ut
@dhrumitkumarpatel8855
@dhrumitkumarpatel8855 Жыл бұрын
Great video
@Motivational18956
@Motivational18956 Жыл бұрын
First he worked in akash , then he joined joyride games
@sandeep4uin
@sandeep4uin Жыл бұрын
look for from where company getting revenue.. Will that growth sustain over the period of time.. Look for strength & weakness of the business
@_jyoti.sharma
@_jyoti.sharma 2 жыл бұрын
Excellent series!One question is it easy to get a fund manager ?
@myroncarvalho4872
@myroncarvalho4872 2 жыл бұрын
some indirect cost effective ways to outsource your folio management to a fund manager is by: 1. investing through a small case(like zerodha), 2. into any mutual fund of a particular theme/sector, 3. any index funds(nifty50, next50, etc.), 4. direct growth plans(icici/hdfc/tata etc. provide this, google growth plans sip and any bank name), in all these cases there is a fund manager running this. so a tiny fraction of your investment goes to them. to understand properly how to use these instruments, search for videos made by anshuman/akshat shrivastava/ankur/LLA/Rachana Ranade. just put their name + mutual funds you'll get their videos explaining these in detail.
@AnkitG12
@AnkitG12 2 жыл бұрын
Subscribed. Looking forward to learn a lot 🤘.
@harishkotian83
@harishkotian83 2 жыл бұрын
Best investment is your health.
@anirbanbtech
@anirbanbtech Жыл бұрын
This guy Shobit is from IIT
@utkarshvidyarthi5519
@utkarshvidyarthi5519 2 жыл бұрын
Any recommendations on an app which works as a fund manager or any fund manager?
@kushagragupta8460
@kushagragupta8460 Жыл бұрын
I got a credit card limit of 2L @ 14L fixed annual income. This dude needs to block and dump this credit card asap amd get a new credit card, possibly sbi ka latest wala ya hdfc
@ravimanral9174
@ravimanral9174 2 жыл бұрын
25 ki age aur 24 lacs package .... thoda education k baare may btaa do please
@anshumanfinance
@anshumanfinance 2 жыл бұрын
Engineering from IIT Guwahati
@anmolpatel793
@anmolpatel793 Жыл бұрын
Working as a business analyst in crypto company but invests everything in stocks and mutual funds 🤨
@maheshchalva1796
@maheshchalva1796 Жыл бұрын
One of the best
@vinaymarathivlogs
@vinaymarathivlogs Жыл бұрын
Anshuman you explain very well keep it up bro
@savitaautoindustriesmumbai7935
@savitaautoindustriesmumbai7935 10 сағат бұрын
Musn't be greedy.Money is all about how you use it.Invest in mfs and monitor them regularly and take appropriate action.
@dogoma6304
@dogoma6304 2 жыл бұрын
Business analyst itself is taking analysis tips on how to analyse stocks 😂
@ArjunLahiri
@ArjunLahiri 10 ай бұрын
Mast maza aaya crypto me ab jaake? 🎉
@arsilvyfish11
@arsilvyfish11 Жыл бұрын
Man these videos are too good! Keep them coming please!!
@hitesh-patil
@hitesh-patil 2 жыл бұрын
Thanks Anshuman
@charuchopra9750
@charuchopra9750 2 жыл бұрын
Ye videos advice kam aur fomo zyada deti h...I m 33 n don't have an emergency fund yet
@venkyrou3691
@venkyrou3691 Жыл бұрын
I am not seeing any finance fix here , it's just an interview , i am not sure wat this channel is for
@nayaksandeep2001
@nayaksandeep2001 2 жыл бұрын
He needs a lesson from the wonder couple from part1 of this series :). 2 log 20k mein expenses manage kiya.Shobit needs help :P
@the_mants
@the_mants 7 ай бұрын
If we have our credit card limit of emergency fund, then still do we need to create emergency fund ?
@ballubumper7378
@ballubumper7378 Жыл бұрын
Bro... You should also ask them if they have parents to look after and do they send some money home and if yes then how much .
@mayankarora3672
@mayankarora3672 2 жыл бұрын
kab baaki or bhi professions india me global standard ke according paisa kamayega ...wha ek majdur 14$/hr kama ra hai yha pure din me bhi 7$ ni mil pa re..bas ye IT wale hi thoda close aaye hai global standard ke..or jitna choti nazar se ye IT wale dusre profession ko dekhte hai india me just can't tell you bhare pade hai arrogance se
@shobhittayal9027
@shobhittayal9027 Жыл бұрын
thanks people
@TheSomshekhar
@TheSomshekhar 2 жыл бұрын
IT ke alawa koi industry nai hai?
@AlokKumar-qz4jo
@AlokKumar-qz4jo 2 жыл бұрын
ETF is best if u know nothing. SIP in ETF is the best.
@tradewithvashisth
@tradewithvashisth 2 жыл бұрын
Can we know which company is he working for so that the field interested candidates can apply ?
@murgachicken
@murgachicken 2 жыл бұрын
Please don't put in background music next time
@shamimahamed6850
@shamimahamed6850 Ай бұрын
"Reliance mango bechne ki koushis kar raha hain......"
@udaydas7
@udaydas7 2 жыл бұрын
i would love to have a video on student finances too :)
@anshumanfinance
@anshumanfinance Жыл бұрын
The latest episode is for you!
@anurag0037
@anurag0037 2 жыл бұрын
24 CTC minus 3 lac in PF. 21 lac me in hand per month 1.5 nhi aata hai after taxes.
@anshumanfinance
@anshumanfinance 2 жыл бұрын
1.4 lakhs he said
@anurag0037
@anurag0037 2 жыл бұрын
@@anshumanfinance bhai 18 fixed me 1.15 - 1.2 tak aata hai. Since his rent is less HRA exemption would be less so he has to pay more taxes. If his company not deducting taxes then it's ok. Some startup doesn't do it.
@Rkm662
@Rkm662 2 жыл бұрын
@@anurag0037 Stats are correct actually. After paying taxes he must be investing in NPS and VPF more. (1.25-1.4 Lakhs in Hand is fine)
@shubham2493
@shubham2493 Жыл бұрын
Fatafat finance kidhar hai ?? 😂
@akshaydethe4797
@akshaydethe4797 Жыл бұрын
Great Content
@sudhir-pl6tz
@sudhir-pl6tz Жыл бұрын
bro take a gov approved plot for loan for whixh u can get 80% loan, u anyways exceeding the 2lakh limit with pf+mf+nps so that extra amount u can prepay the plot principal loan once loan close u can take house loan to build house 😊 atleast limit your elss and use that elss amount into some other nonelss mf or stocks etc. lend money website is another option where u can give loan for guranteed interest .
@ufo4983
@ufo4983 Жыл бұрын
Get a life bro rather than sitting in someone's couch and wandering about how much they earn
@venkatreddy352
@venkatreddy352 Жыл бұрын
Teams call in the background 😂
@rohansingh1860
@rohansingh1860 2 жыл бұрын
brother create a discord server, it would be great to interact with people and make connections.
@raj3718
@raj3718 2 жыл бұрын
Very good series for new people who just started their careier
@saurav7369
@saurav7369 2 жыл бұрын
Hello anshuman sir mene apki video dekhi aj uske baad mene 12 video dekhi or Sir mai delhi ka hu meri dream place hai banglore m job Krna mene architect ki study kri hai koi job mil skti hai whaa
@pradyumnapatil5190
@pradyumnapatil5190 Жыл бұрын
Will it make sense to invest in elss for 80c exemption, if you're having new tax regime?
@Ayan-ux6rg
@Ayan-ux6rg 11 ай бұрын
The new tax regime doesn't allow you to claim any tax exemptions.. But if you have a plan to change the new tax regime to the old tax regime while filing the ITR then you can claim this elss under 80cc
@Amarnath0002
@Amarnath0002 2 жыл бұрын
Cant understand some parts as it was in Hindi
@sudhirmalik100
@sudhirmalik100 Жыл бұрын
Bro only people with hand of god on their head will know when to buy and when to sell. What the stupid prerequisites is.
@bhavanaganugula3401
@bhavanaganugula3401 2 жыл бұрын
more videos in this series plz..
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