Just found out from the LPPSA calculator that if a government servant is on KWSP scheme, then they can only borrow up to the retirement age (which is usually 60 years old). Only those on pencen can qualify up to 90 years old, but maximum tenure is still 35 years. So I guess if someone is on the KWSP track, they'll have to calculate which one is worth it - getting 100% loan or longer tenure with a commercial bank.

Great info, thanks Rena and Sean!

Great sharing! Keep it up

Wow finally worth wait for this topic that I did ask u last time.....

Love all these interesting topic ! Especially those you can’t learn easily & efficiently online.. thanks Sean ❤ more new project full review pls

Refinance topic after this!

Super useful for property agents too !

Hi Sean, would like to have insights of using property as collateral if possible :D

im here from tiktok!! tq for this video 👍👍

Why no more updates in this playlist anymore 😢 I find it very useful and alot of important tips to be learned about mortgage here. Im looking forward for ur next episode!

So if someone is being appointed as a personal secretary or Political Secretary, or the politician themselves, can they apply for this LPPSA loan? Considering that Politician or their appointed official secretaries are also "government servants" per se right?

The fixed interest Gov loan is one of the the most lucrative aspects of being a civil servant, especially is husband and wife both work there. Invest wisely with that money.

Is it possible to pay only the interest portion of your monthly installment? If your unit is untenanted and you're unable to bear the full cost of the monthly payments.

Morning!

Max loan tenure for kwsp is 60years old, not 70.

LPPSA for government servant yang berjawatan tetap sahaja... Jika status Jawatan ialah kontrak maka tidak layak memohon pinjaman

Is Rena still available?