Lumpsum or SIP, which is better?

Lumpsum or SIP, which is better? | CA Rachana Ranade

Рет қаралды 1,726,575

Күн бұрын

Whenever there is a discussion about investments or mutual funds, the topic of Lumpsum or SIP which is better always crops up. In today's video we shall discuss which is better Lumpsum or SIP?
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What is covered?
00:00 - Start
00:50 - Introduction
01:24 - What is SIP investing?
03:50 - What are the benefits of SIP?
05:59 - When to choose an SIP?
07:53 - What is Lumpsum investing?
08:53 - What are the benefits of Lumpsum investing?
10:24 - When to choose Lumpsum mode of investment?
11:23 - SIP vs Lumpsum, which is better?
17:38 - Closing thoughts
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#CARachanaRanade #SIP #Lumpsum

Пікірлер: 1 400

@CARachanaRanade Жыл бұрын

Do you want to be a person who can confidently make your own investment decisions? If yes, check out our courses at: social.rachanaranade.com/Courses It’s an opportunity to learn a lot of concepts relating to Stock Market, Mutual Funds, F&O etc. in a systematic, simple and fun-filled manner! Feel free to WhatsApp on +91 9022196678 if you have any enrollment-related queries.

@prasadgosavi986 Жыл бұрын

Hello mam. In one of your recent video I've questioned you about mutual fund but I got reply from same account as like you with your name. So please look into that. He ask me to share query to WhatsApp number. So please let me know that is your number or not or your account.

@harshad553 Жыл бұрын

Itna english bol rahe ho 😂 Ye baate har kisi ko samaj nahi aati he,, medam

@a.sathish6941 Жыл бұрын

😊

@a.sathish6941 Жыл бұрын

@@prasadgosavi986🎉

@AyushKumar-hu5us 10 ай бұрын

Ma'am sip or compounding interest are same or not ? Reply me Ma'am

@gracesdonny1532 Жыл бұрын

Every day we have a new problem. It's the new normal. At first we thought it was a crisis, now we know it's a new normal and we have to adapt. this year will be a year of severe economic pain all over the nation.. what steps can we take to generate more income during quantitative adjustment?I can't afford my hard-earned $180,000 savings to turn to dust

@jenniferkyle6036 Жыл бұрын

Me too. I thought about investing in the financial market, I heard that people make millions if you know the tricks of the trade, but I lack good knowledge and a strategy to outperform the market and generate good yields. I have $160,000 but it's hard to bite the bullet and do it.

@emilybrown2719 Жыл бұрын

@@jenniferkyle6036 I hope everyone has money ready to invest at the appropriate time. Planned actions can help you secure your financial future. You still have the best chance of becoming a millionaire on the stock market.

@ladymariangray Жыл бұрын

@@emilybrown2719 We must consider safer investments with promising returns in order to plan for the future. If you approach investing with a five-year perspective and simply DCA whenever you receive a check. Under the direction of my investment advisor, "Susan Agnes Hancock", whose expertise in portfolio diversification is unsurpassed and client-focused, my portfolio has gained almost $643k since January 2022.

@gracesdonny1532 Жыл бұрын

@@ladymariangray Wow! That is astounding. Where can I find this Advisor? I have to profit from the market's decline.

@ladymariangray Жыл бұрын

@@gracesdonny1532 Look her up online; she has a website where you can get in touch with her.

@mathebulamkhize876 Жыл бұрын

Interesting , the stock market is currently experiencing a decline while bond yields are on the rise. However, there seems to be skepticism amongst investors regarding the Federal Reserve's plan to continue increasing interest rates until inflation is stabilized. As for myself, I find myself at a crossroads, uncertain whether to liquidate my $250,000 stock portfolio. I'm seeking advice on the best strategy to capitalize on this current bear market.

@gothamproject1 Жыл бұрын

I see this comment everywhere

@GodOfFaith 4 ай бұрын

Bruh from USA

@HasimAdem 11 ай бұрын

A lot of people watch videos on KZfaq about passive income and portfolio income, but it occurs to me: am I fed up? and how much do i have to invest? Well, I had a similar question when I met a registered investment advisor (Sherman Williams Trading) that satisfied my curiosity and now I'm making $42,000 every 15 days investing with him.

@Ame_rodri 11 ай бұрын

Investments are a way of providing funds for the generation of future income or profits. Investing allows individuals to put money aside while they go about their daily business, let the funds work for them, and earn income for their work in the future. It is important to invest wisely, make informed decisions and carefully weigh the risks and potential rewards associated with each investment opportunity.

@H_lucas 11 ай бұрын

Investing is a stepping stone to success, especially under the guidance of professionals. Is Sherman Williams Trading that good? ? >

@kk_G2 11 ай бұрын

Sherman Williams Trading is really something else, its strategies and its seriousness brought him so much. This isn't the first time I've seen evidence of his good deeds and I'm sure it won't be the last. For such good people, we owe them our prayers and support.

@sophiahermann 11 ай бұрын

How can I reach him? Can I find him on INSTAGRAM?

@HasimAdem 11 ай бұрын

INSTAGRAM

@aryansrivastava643 Жыл бұрын

Wow, what a tremendous presentation I came home to and really got the working and choose in between the SIP and LUMPSUM in a profound manner, Although I am going for SIP as a novice investor and ideally I believe that it's really worthwhile for salaried employees! ❤️✌🏻 Thanks a million Ma'am! ❤️✌🏻

@Shivd2010 2 жыл бұрын

Very much glad to see Marathi mulagi guiding about finance to world Salute ✌️

@viveklaghate6837 2 жыл бұрын

Mam, I am a Insurance Advisor. Your every video is adding value to our knowledge. It is interesting, guiding as well as easy to understand. Thanks for your marathi channel too. Keep sharing your knowledge & Stay blessed.

@nehashaha8352 2 жыл бұрын

since last 1 year i was planning to invest in mutual funds bt it is very much confusing for me . so i decided to take help of investment adviser . but before that i started searching on net abt mutual funds . luckily when i came across your 1st video .after watching it i feel that this is what i was searching for . and then i watched your almost all videos . and still watching it whenever get free time to keep me update . now i can understand where my invester is investing my money and it wil work . thank you so much Rachana . keep it up .

@mrinalinighewari8506 6 ай бұрын

Hi Can you share investor details

@bharadwajm6139 2 жыл бұрын

Just wow explanation..I'm starting an SIP right away and you have earned a subscriber :) brilliant content

@ShaziasDelicacyandVlogs 2 жыл бұрын

People like me with No finance background knowledge will definitely understand 100% what is SIP and Lumpsum. Amazing sense of humour when you said Discipline learning to Subscribe and like every videos.. Khup Chan explain kela mam. Thank you.

@mayureshg2397 2 жыл бұрын

An amazing eyeopener In a real world scenario the markets tend to exhibit a great stochasticity on day to day and monthly basis Therefore it is such a complex scenario with ripples thereby dampening overall returns. A span of over 5 to 10 yrs would eventually beat all averages

@hannahschultz9074 Жыл бұрын

Successful people don't become that way overnight. What most people see at a glance- wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life..

@cedricjiosh6935 Жыл бұрын

A friend that I referred to her just received €61,050 profit after 6days of investing.... I became jealous.. Lol

@adasohas4557 Жыл бұрын

I'm not here to converse for her but to testify just for what I'm sure of,

@adasohas4557 Жыл бұрын

I've never heard or seen any of her clients complain of lost....I think she's just too perfect.

@maryammikail3687 Жыл бұрын

She is certainly the best, I invested with her a year ago, my profits per week is almost $22,000

@maryammikail3687 Жыл бұрын

No doubts, she has brought me out of the wrenches and to a better living through her trading service

@prashbal3001 11 ай бұрын

Thanks for your enthusiasm and enlightening us. At 11.13 you shared the most important aspect on lumpsum vs SIP and most people who are advisors fail to inform their clients about it and thereby investors not able to make their more work more efficiently for them. I am very happy that I came across your video and youtube channel. Thanks once again.

@shubhdeepmukherjee614 2 жыл бұрын

I think we should do sip but we should also have some little extra amount for lumsump amount when market is at its very low level। For it we don't need to predict market but need to track if market is at it's low level it will be extra benificiary for very long period

@rajivvv123 2 жыл бұрын

How awesome the intro was !! She's damn talented and the English is so comfortable and perfectly she communicates . Her channel is flawless

@sonalaron9176 Жыл бұрын

Rachna your videos are a delight to watch. Learning becomes fun. More power to you!

@hmehta8652 Жыл бұрын

In simple talks 1. Do sip in regular market 2. And do Lumpsum invest when market crashed or bearish.... Bonus tip:- Always saved some amount to do Lumpsum when market hit to rock bottom like corona and other future havoc

@vasantize Жыл бұрын

very inantelegent investment your logic is nice and practical....👍

@vasantize Жыл бұрын

one doubt we have to mention before we going to invest in lumpsum in future

@saswatkumar2779 Жыл бұрын

But that is a exit load in lumpsum ...so final(redeem) year make sure no lumpsum should be there otherwise exitload

@nikhilmane5245 8 ай бұрын

Thanks

@saisujalshamarthi616 7 ай бұрын

Where do you get to know whether is market is crashing or going up?

@prachideshkar3646 2 жыл бұрын

I just love your expression ♥️♥️♥️ and at the same time very very informative.. thanks for guiding us 🙏

@piyushpandey3547 2 жыл бұрын

Me also

@arshanshaikh5762 2 жыл бұрын

Best part about this video is safar khoobsoorat hai manzil se bhi. Great voice

@RosesKate-dl9fp 5 ай бұрын

I’m seeking to invest a good amount across various markets but don't know which is safe at this point of uncertainty, I was advised to diversify between stocks and bonds, since they can help hedge against inflation, or am I better off holding cash?

@empressjane-zv4gq 5 ай бұрын

I did my homework on which stocks and ETFs I like for the long run, made a plan for dollar cost averaging for a year and I'm sticking to it, trying not to panic... a

@emilybrown2719 5 ай бұрын

With the help of the same investment advisor, I diversified my 62K portfolio across many markets and in a matter of months, I was able to produce over 356K in net profit from high dividend yield equities, bonds, and exchange-traded funds (ETFs).

@RosesKate-dl9fp 5 ай бұрын

Mind if I ask you recommend this particular professional you use their service? i have quite a lot of marketing problems.

@emilybrown2719 5 ай бұрын

Finding financial advisors like Pamela Kay Regel who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

@RosesKate-dl9fp 5 ай бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

@mahimapradhan8927 2 жыл бұрын

I love the way you make your videos ! Creativity at its best !

@vinayd3177 2 жыл бұрын

I Donno if I’m going for SIP or lumpsum but for sure getting Gulabjamun after watching the intro part 🥺🥺😂🤣

@MrGkal 2 жыл бұрын

Lavangi mirchi leke aa Sip mein,😂

@AjitJoshi686 2 жыл бұрын

Yes for Gulabjam even though I am diabetic

@preethaanand9451 2 жыл бұрын

😂😂👌

@edwinraj4210 2 жыл бұрын

Don't speak like an idiot...... And don't speak just for sake of speaking atleast be serious to some extend discuss something related to this video so that it will be useful to others

@madasubalakrishna7784 2 жыл бұрын

😂😂😂

@samsunggalaxy-ci7nk 2 жыл бұрын

Simple and straight. SIP with good fund is good in a volatile market (combination of upward,downward,sideways).. Lumpsum is good in case and only in case the fund is always at an uptrend(rarely in reality). Best Advice: Start pouring your money in an SIP. Build a corpus in a few years. Discover more and play with stocks after that with your build up capital. If your learn the right way you earn the right way.

@spiritualmakarand6468 2 жыл бұрын

First half of the video is very simple to understand.2nd half went over head.I am 52 years old. What should be the ideal amount and period to invest in SIP? Till date I have not invested single rupee in Mutual fund or stock market, but now I have decided to invest.

@421prateek 2 жыл бұрын

started my investment journey this month. loving it.

@tanishabajpai019 2 жыл бұрын

19 yr old, invested listing gain of 10000 in a mutual fund - one time investment in rising market. Looking forward to more such learning .

@pratikchorey3764 2 жыл бұрын

🙌

@jyotihiremath3897 2 жыл бұрын

Madam u give really apt examples to clear the concepts.Ur vedios are sure motivational.but pls do also guide u regarding the diff apps that can be used for online investment n also about the security issues related to them.

@salyt.7895 2 жыл бұрын

Madam your teaching style is really professional , thank you.

@maheshkhandelwal4296 2 жыл бұрын

Both routes are having their pros and cons. The most important thing is the date of maturity and expected maturity of investment should match with one, smart financial goal.

@abhishekjain4673 2 жыл бұрын

Rachna mam has created an extraordinary way of marketing her products in an video. No one can easily understand the psychology behind these.. Too good mam 🎉

@limitededition5302 2 жыл бұрын

started my SIP from this month. I am so glad to have your videos. tkxxxx

@suryagarlapati 2 жыл бұрын

Hi Rachana, I love your presentation. I do both sip and lumpsum.

@bloodthirstyworks Жыл бұрын

Only thing in SIP though is that its easier to hit a certain return rate via SIP whereas lumpsum doesnt give you that much flexibility. I.E. if market is down and great companies are at discount value, in SIP you have the ahility to buy them whereas in lumpsum, your money would already have been locked in other equities

@Sujalchaudhary004 Жыл бұрын

I am currently 19 years old and i am learning money managing not having any income source at present but i will create it... But from my monthly savings i can withdraw money to invest in mutual fund sip..as it is better choice in both type of market bearish / bullish 🙏🏼 Thanks mam learned a lot 🤍

@sonumahanta1531 10 ай бұрын

You are intelligent that you are investing so early in life❤❤ I wish I had started 4-5 years earlier.. Better late than never😊

@Sujalchaudhary004 10 ай бұрын

@@sonumahanta1531 in my case I feel like some people who started at 14-15 are lucky but slowly i understood that everyone has their own timeline and it doesn't matter bhaiya you just need to have a learning mindset and discipline...I know I am saying😋but I am also not too consistent and i do mistakes and sometime waste my times but yaa if we had a goal then we need to work hard toward it... ✌️✌️✌️

@rishabhisthename 2 жыл бұрын

Perfect closure ma'am, thank you!

@pradyfitness1968 2 жыл бұрын

Thank you maam, for making such knowledgable video. 👌👌👌👌👌

@nelkol6 2 жыл бұрын

Doing investment in SIP since last 4 and half years. In first 3 years my portfolio was always in red and i felt like giving up but today the return I am getting is phenomenal. Patience pays off. The best part of SIP is that even if you are busy at work the fund manager is doing all the buying and selling for you. You earn when you are on a holiday , you earn when you are asleep. That's the best part. Tension not.

@ashai1991 Жыл бұрын

Sir can u suggest any best mutual funds

@prakashvenkatesh4654 Жыл бұрын

Sugest which platform ur using. Or who is fund manager

@immanuel2677 Жыл бұрын

Which mutual fund are you investing in?

@soul2197 Жыл бұрын

You earn in market hours

@KK-om2ig 2 жыл бұрын

You are a boon to new investors like me...Thank you for all this knowledge❤🙏🙏🙏

@jjobanputtra9929 2 жыл бұрын

Ma'am this first reason of watching your video is.... your intro clip and your English speaking..... hats off....

@hariprasad181 3 ай бұрын

Wow.. hats off to your explanation. I was trying hard to understand these concepts for so long, you answered all my questions in one video 🙏

@Gokul1693 2 жыл бұрын

When I met you exactly 2 years before in Bangalore in subscribers meet it was around 300k with in 2 years your channel has grown 10 times. Kudos to you ma'am. God bless you

@AbdulWahid-ge5hd 2 жыл бұрын

@mustafahbellomarnuna7904 2 жыл бұрын

I never doubted trading with Mr Mich after seeing his POT (Proof of Trades) I have made good profits this year, i hope to make much more in future.

@AbdulWahid-ge5hd 2 жыл бұрын

It's not about watching videos and wasting your time on strategies, i was ignorant doing so. so I decided to try Mich Smith and ever since then he has made me huge profits

@keirafinniss8439 2 жыл бұрын

If only some people would be patient to understand that Bitcoin isn't going anywhere, instead it's taking over the globe

@AbdulWahid-ge5hd 2 жыл бұрын

@Max Boland You can reach him on What's App 👇

@AbdulWahid-ge5hd 2 жыл бұрын

【±¹³²¹²⁹⁰¹¹⁶²】

@monalisapal4184 2 жыл бұрын

No word's to explain about ur teaching process with nice example👌👌 Bottom of my heart Thank you so much mam 🙏

@pallavikulkarni9129 2 жыл бұрын

Superb explanation, really appreciated

@shriniwaskelkar246 2 жыл бұрын

I have been following your presentations for some time now and like those. In your recent presentation on SIP, it would have been better if you have also covered SWP and systematic switch plans (from one MF scheme to other one). To my mind switch plans may not be too advantageous while SWP would be reverse of what you have presented. I would also appreciate if you (if not covered already) would talk about the stocks of companies like Avenue Supermarket, which will rise in market but would not declare any dividends. Keep up the good work you are doing

@willian8156 Жыл бұрын

What I do is invest into ETFs and blue chip stocks but I like to focus on ETFs that mirror the performance of a major index like the S&P 500 for good ROI monthly and long term

@denise9242 Жыл бұрын

how do you do it? I mean invest for profits because I have never done it before although back in college I had friends trading stocks and making money but it was never my thing

@willian8156 Жыл бұрын

@@denise9242 I use the service of a fiduciary under a great broker, that is the most effective way I have known

@gitamiangelique6953 Жыл бұрын

I bought some shares worth about 10k one time and just left it there checked back some months and I had lost more than half my portfolio because I didn’t even know what I was doing without the knowledge or guide you will lose otherwise use expertise

@denise9242 Жыл бұрын

@@willian8156 do you mind connecting me to your fiduciary please, maybe he can help me get started

@Pauliy1 Жыл бұрын

@Benjaminravies. Info thank you sir, my second week trading under his guide and i am seeing good improvements

@TheSimplyTrading 2 жыл бұрын

It's my first comment on your videos...... It's fabulous way to explain at 5:09 to 5:18, just like butter...,:) 🙏🙏🙏🙏👍

@shaileshmalushte1999 8 ай бұрын

Its always great learning from you as the technique is so easy to understand

@prashantpandya2933 2 жыл бұрын

This is based on the condition that timing will be favorable which is not always true... Time in the market is more important than timing the market

@RavindraD24 2 жыл бұрын

Obviously Lumpsum but should have to identify the right time to invest(when market is running low).

@pacifikx 2 жыл бұрын

Bata Dena bhaai jab market rock bottom me hoGa...

@Sandeesh_Srikantam 2 жыл бұрын

“Time in the market is better than timing the market” is what they say. I feel lumpsum is better in bull market, otherwise SIP would be better.

@shouryaprakash7767 2 жыл бұрын

lumpsum is good in market crash otherwise sip

@Gokul1693 2 жыл бұрын

As She says SIP better. We will not know the time when is low. Keep your money in reserve 3 to 4 installment when market falls bit put some money and wait again it falls again invest it. If market bounce back wait for some time if market falls about 1000 points then invest part of it to average it. It's is too tricky to find the right time for lumpsum for safe guard your capital SIP is better any time. For SIP no right you can start any time but to grow your money wait at least for 5 years. I tell SIP is not for short-term.

@mohanshete9170 2 жыл бұрын

Wait & watch.Good opportunity is waiting for you in January first week.

@shamikadarne8635 2 жыл бұрын

I am very impressed with your video obviously motivated to start again for sip

@nitinbhonsle7273 Жыл бұрын

Thank you for your simplicity in your explanation of any topic

@jyothishwarriar 2 жыл бұрын

Yes, I have just started doing SIP from last 8 Months. In my opinion, SIP is better as you don't have to bite the nails in case of market fluctuations.

@garimajain5777 2 жыл бұрын

Hey can you tell me from where we can start sip?

@AvinashSharma-yd2dl 2 жыл бұрын

@@garimajain5777 I can help you..

@IBleedTiranga 2 жыл бұрын

@@garimajain5777 online through apps ofcourse

@sanketyeole9327 2 жыл бұрын

Which org is good to invest in SIP

@pranush27 2 жыл бұрын

@@IBleedTiranga if Its online from which app

@murgesheshwar 2 жыл бұрын

Good one as always, While watching this video I got a thought "SIP for SIP" SIP : Systematic investment plan SIP : Small Income People 👍 Let me know about this new defination in next coming video 🙂

@rahulghosh5473 2 жыл бұрын

You r right sir

@kamals6561 2 жыл бұрын

Very well said 👏

@petermartis05 2 жыл бұрын

Superbly explained Rachana. Your way of explaining is mindblowing. Keep it up dear. God bless and keep going.

@prashantbhujbal2605 2 жыл бұрын

Best teacher.....

@lohithts760 2 жыл бұрын

Appreciate your patience, efforts and analogies to better understand the various investment strategies. Would be of great help if you could share few fundamentally and technically strong list of stocks to invest in SIP mode for the next 5-6 years. 🙏

@secrettuber6688 2 жыл бұрын

When I pause video to like it's already liked what should I do unlike I am confuse plz help. 🥰🥰

@sudamsudake9917 Жыл бұрын

Very effective teaching style.

@vijaymanimaran4658 2 жыл бұрын

The video is really informative, and also entertaining!!

@ShaikMuqtiarahammad 2 жыл бұрын

After watching your videos on stock market, I got a huge boost and confidence to invest in stock market and I have started couple of SIP's already..Thanks Mam.. I am sure you have motivated thousands of people like me with every video of yours

@1Bond007 2 жыл бұрын

Lumpsum during market corrections , and sip in normal days

@AzharUddin-pb4hy 2 жыл бұрын

When you say Rachana Ranade.. Touched my heart.,

@BijayKumarDubey 2 жыл бұрын

Superb mam' at first I show your video with tha Labour Law Advisor channel from there I came to knew about your channel and Asset Yogi channel again remind me about your channel both time missed but today you have given me a new learning... Again... Again heartiest greetings and thank you to you mam... Love and respect from Assam

@meekdream9992 Жыл бұрын

Hello newbies

@isabellamhoba6488 Жыл бұрын

@Kelvin Sanchez That’s true most people today have been having alot of failure in forex and crypto sector because of poor orientation and bad experts

@ANDREW-en5sw Жыл бұрын

Please I need someone to help me trade or invest the forex or crypto market because I’m tired of trading in losses myself. I’ve blown my account twice and it’s frustrating…

@nataliejanet533 Жыл бұрын

thank you all for watching the video

@James-xl7qs Жыл бұрын

@@nataliejanet533 is she working with you together?

@nataliejanet533 Жыл бұрын

@@James-xl7qs yes she is our director,

@sanketnegi1 2 жыл бұрын

I do lumpsum for my mom.. She is conservative so I usually choose Index funds and hybrid funds for her.. Once I had invested in tata digital funds because I am from that sector and I keep good knowledge about it.. it has already given more than expected.. For me ..I am a salaried person my risk appetite is high as of now.. so I do direct stock investment and still opt for some SIP in MF(35%).. Just invested once in cryptos and like a dumb head I was trying to catch a falling knife.. but that is ok.. It was more like a gamble.. il check the value after 10years.. Need to explore other assets too..

@nachiket_pande 2 жыл бұрын

simplest form of explanation 🙏🏻😇💯

@rameshnaik5521 2 жыл бұрын

Yes, I have started doing SIP for the last 2 years.

@disha8375 2 жыл бұрын

Explanation was good. But how do we know in advance whether the market will be bearish or bullish 🙄

@madhumathis3717 2 жыл бұрын

@Rachana please respond

@vandanaraoyalamanchi9813 2 жыл бұрын

Right now you can think it will be bearish going forward considering the impending interest rate hikes, effect of Ukraine war across the globe, and the effect of COVID fresh lockdowns in China.

@robin02403022 2 жыл бұрын

Be it SIP or lumpsum, discipline is more important 🙏

@rsrinivas1506 2 жыл бұрын

Wonderful 😊 I have started sip & gulab jamun perfect example 🙏🙏🙏

@akshathanarayanan6708 2 жыл бұрын

Awesome presentation as always!!

@Manasuna_manasai 2 жыл бұрын

Note down nifty number everyday via news and invest in lumsum when the market falls down by 1% or so. This is lumsum+sip strategy and I feel best strategy. 🙂

@mrAnuraghig68 2 жыл бұрын

very correct broo

@mayankraj1244 2 жыл бұрын

What if in a month market don't fall 1% or so on any day

@mrAnuraghig68 2 жыл бұрын

@@mayankraj1244 then you can wait or else invest when u see market in red

@mayankraj1244 2 жыл бұрын

@@mrAnuraghig68 Ok But in mutual funds the NAV takes 1days to reflect. Let's say market fall 1% today then this reduced NAV will reflect on next trading day. So we should invest on the next day of the fall. Correct me if I'm wrong

@mrAnuraghig68 2 жыл бұрын

@@mayankraj1244 you have to invest on day when the market has fallen before 2pm to get the same day NAV...after 2pm if you invest then the money will get invested on the next day NAV.. This is Groww app rules, may be its different for different platforms

@rohanvishindasani6172 2 жыл бұрын

This is wrong ma'am. Suddenly you are coming and eating gulab jamun, i got cravings too for it and we don't have it at home now. Superb lecture once again❤️

@ajaywagh3804 2 жыл бұрын

सरळ, सोप्पी आणि खुप छान माहिती...

@entity5678 Жыл бұрын

Great video madam for beginners and it increased my knowledge..thank you

@ajayjuvekar4005 2 жыл бұрын

Do anything ..but invest ...♥️💯

@421prateek 2 жыл бұрын

best comment

@saikat_saha_ 2 жыл бұрын

👍👍

@VivantaLifeSpace 2 жыл бұрын

Absolutely superb. As a business man, as stated I get payment based on assignments. I have been looking for right answer to the approach to adopt but finally have got one. As I have investment horizon of 30 years. I put lumpsums as and when its convenient but seems like in long run it will match the sip reruns.

@pavankute9601 2 жыл бұрын

u better meet a financial advisor and invest through him, sip or lumpsum is another part which u dont hav to worry about

@ragulajay7197 2 жыл бұрын

Great video…clear explanation for beginners like me

@manjitathparia8021 Жыл бұрын

Great video, thanks 🙏

@Hannaharthur528 Жыл бұрын

I and my family will forever appreciate you. You've changed my life I'll continue to preach about your name for the world to hear. You've saved me from a huge financial debt with just little investment! Matilda Harvey is the best.🇺🇸

@sridharpatel1762 Жыл бұрын

In what way it is helped you?

@nithishkumar320 2 жыл бұрын

First view ❤️ Telugu

@shivakumar-jd4lz 4 ай бұрын

really excellent the way of explanation...enjoyed a lot

@ShivamNaikGovenkar 2 жыл бұрын

Really thankful for this. 2022 Investing from this month

@sheldoncharles1561 2 жыл бұрын

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@maxicobansaralo3785 2 жыл бұрын

Hey yes. I did invested with her I made huge profit thanks for recommending her

@jenniferdickson2699 2 жыл бұрын

I saw that recommendations but I did not bother chatting her up🤦🤦🤦🤦

@gratisgratis7275 2 жыл бұрын

Who made profit for you I'm really looking for a pro who can manage my account and make huge profits

@oliviaryan5277 2 жыл бұрын

I'm glad I did with draw my first prophet two days ago now I have another ongoing trade with her

@luisamarina6429 2 жыл бұрын

Who is this professional broker and how would I be able to get in contact with her

@ashispradhan2671 2 жыл бұрын

Mam, i have one question. I thought i am going to invest in SIP on a daily. Can it's a good option rather than investing only one date. Which is better ???

@bilvatej4099 2 жыл бұрын

SIP on monthly basis is better.

@yogeshbhattad9380 2 жыл бұрын

Monthly is better option ....

@yogini895 2 жыл бұрын

Monthly

@rmk9145 Жыл бұрын

very much knowledgeable video..... i like the way you explain the concept by giving example...... as like Rancho was giving demo to his friends

@santoshkumarkar39 Жыл бұрын

Madam i choose LUMSUM... Style of investment... Thank you very much

@rohanagarwal5569 2 жыл бұрын

going to a SIP now....thank u mam... May be lumsum is better but having 6L at once is a dream for us mam...SIP of few thousands is much better even if it gives lesser returns then lumsum...

@soumsgaming238 2 жыл бұрын

Yess agreed 👍👍

@soumsgaming238 2 жыл бұрын

Mera 4 equity mutual funds main SIP chal raha hain Target is 10-15 years

@mohammedroshan5647 2 жыл бұрын

Naive doubt - when should we exit long term SIP ? Lets say if we invest SIP for 5 years and got a huge profit , should we reap the profit even though we dont have need for money ? Doubt is - if we continue SIP for another 2 years and if market crash , doesnt it erase all huge profit earned ?

@mumuisdreaming 2 жыл бұрын

I have the same question

@itsmevennelareddy2843 2 жыл бұрын

Sip profit will avg with loss.

@vandanaraoyalamanchi9813 2 жыл бұрын

Don't need the money....or even if you need it, do consider the tax outflow. Even sale proceeds of mutual fund units are taxable. My suggestion would be 15 percent minimum return compounded per annum. If you are getting more than that, cash out some ..your initial investment... let the profit remain.

@rupakar25 3 ай бұрын

Thanks Rachana, your videos are really informative!

@mindedfarmer4455 Жыл бұрын

This was good lesson of discipline to like your videos and than watch. You have marketing skills. That's right it must be everyone.

@katrinaspencer9383 2 жыл бұрын

Last week, Warren Buffett talked in BBC news about how investors and traders can make millions through Crypto. He also recommended an expert Mrs Betty Harris. Wondering if any viewers here are familiar with her services?

@jarrodwilkins2918 2 жыл бұрын

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@jarrodwilkins2918 2 жыл бұрын

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@morrisluka5402 2 жыл бұрын

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@cliffordlarry5983 2 жыл бұрын

Expert Mrs Betty Harris has aided so many newbies including myself. I've 12wins from forex trade with her help. Thanks to her strategies, she's really the best. I've made $16,400 in 18days working with her

@bjana3732 2 жыл бұрын

Madam,now i am in my college, from my childhood i had saved 30k rupees and i get a pocket money of 1000 per month. So,i am deciding to invest my 30k as a lumpsum for 40 years and a sip of 500 rs also for 40 years. Madam,is it a good planning for my investments ? Please reply me. My parents are strictly going against my investment planning. But if you agree with my planning. It will give me a little hope

@yashmalve6601 2 жыл бұрын

What's your age?

@bjana3732 Жыл бұрын

@@yashmalve6601 18+

@srazkhan6874 2 жыл бұрын

Hi Rachna Thanks, Your way of explanation is very good and understandable

@aratipathak3815 2 жыл бұрын

Good explanation of both types of funds...

@chetankulthe 2 жыл бұрын

Hello mam, I think SIP + Lumpsum top-up can be also provide good returns.

@philiprazy7595 Жыл бұрын

Cool insight, I appreciate an opportunity to get such knowledge on how to get rich, I look forward to trading bitcoin and making it an alternative source of income

@jontuttle276 Жыл бұрын

@parasarora4259 2 жыл бұрын

Thankou so much as this video helps to clear my doubts 😇

@pzayeshmum Жыл бұрын

Nicely explained and it really helps for beginners. i was searching from excel sheet in description which was shown in video but seems it's not there. If possible, Kindly share with us