MashaAllah great khutbah I really needed to hear this. I didn't like the lie about the cubic zirconia because that could be a heavier lie about the value of the gift as well. Historically women have used jewelry as a last resort in times of need. Alhamdulillah your speech is clear and easy to understand and you speak gently but with conviction. May Allah forgive your sins and grant you the highest level in Jannah.