Deductibles and out of pocket maximums are a fraud. You still have to pay those bills. Which are crazy. Don't pay them.

And this is the reason why I don't go to the hospital often. I have health insurance, but I am still left with a bill to pay.

I had a coworker a few years back who told me she does not pay medical bills. I didn’t completely understand that logic until I had a couple major surgeries last year. I contacted everyone a couple months before the surgery to get an amount to pay because I didn’t want be surprised with a bill I had to make payments on. I was told $700… I saved $1200. The day of my first surgery, I owed $1250 for the doc’s practice. When I checked into the hospital, I was given another $2000 and $350….. then a month later I get a random email telling me I owe additional $340 for the anesthesia. Oh.. the lab work bills come later too. I just closed my laptop.

Don't even get me started with this right here. I went to the ER last year with insurance and they sent me a bill for $1000 for the ER physicians. The insurance company said they paid it. I told the ER physician group to contact insurance. Don't bother me. Story #2 (and there are many but I won't go there, I could write a book). Today I went to the dentist with insurance. They said I need a deep cleaning to prevent gum disease. No cavities, no root canals, nothing crazy. They said my copay would be $900!!! These people have lost their minds. Oh, and by the way, they are coming for the animals too. Took my cat to the emergency vet last year and walked out with an $1100 bill. SMH

I stay under the poverty line to keep my benefits, it’s disgusting. I have to get a lot of treatments and made too much last year and lost my insurance and to pay for own I couldn’t get some treatments, and had a waiting period before I could start making appointments.

Healthcare should not be free, but it definitely should be affordable.

Sorry, I moved to Germany over 20 years ago. Just had a major prostate surgery, stayed 8 days in hospital. My bill? 80 bucks out of pocket . For everything. For profit health care has to go. Period.

People need to look at the fine print on the bottom of medical bills because if you can't afford it you can send them a letter with proof and the hospital will cover it. My husband went through this two years ago and his thousands of dollars were covered by the hospital because he was unemployed etc and proved it by sending them all of the information and a nice letter.

I got to Mexico for medications I need or might need. I avoid the doctor at all costs. I literally become my own pharmacist because I have no health insurance. I’m going in a a few months to get refills. It literally is going to cost me less than $500 for an entire six months to a year supply of medication I need I might be going down there to research a mammogram for my sister in Mexico because they want 2000 Dollars for a mammogram

I work for Health Insurance in California and let me tell you. I highly dislike my job, but ive stayed because I understand the plan well enough to help the members that call in and Help them, I do! lol theyll probably fire me soon because I've been passing out Goodwill payments for my birthday month (This month- April ) lol

My mom was diagnosed with breast cancer in 2022 and the financial aspect of it has been debilitating. We luckily get assistance for SOME of her treatments but if we make above a certain threshold they’ll take away that benefit. Our debt is from medical bills and each of us has insurance. It’s disgusting too because the people in the insurance companies and the medical billers are not knowledgeable at all, constantly make mistakes, and are rude to us all the time because we can’t pay for everything. The system is really broken. My mom always says that what matters most is health because if you’re healthy you won’t be in debt and taken advantage of like how our healthcare system treats us

I can concur. As someone what used to get strep throat yearly as a kid, but went years not getting it as an adult, I got it years ago. I knew what it was but couldn't just go to a pharmacy because it requires a prescription. I didn't have health insurance at the time (aged out) and went to the hospital. I told them I had strep throat > saw a doctor that confirmed I had strep throat > got charged $300 for a 15 minute consult > only to be allergic to the knock off prescription they gave me, even though I told them that it was proven that I was not allergic to the real thing. Thankfully, the little bit of the prescription I took before I started breaking out was enough to kill the strep throat. Note: an excellent way to kill it before it fully develops is a tablespoon of hot sauce (brand doesn't matter) however often you need it. Anytime I feel like I'm getting a sore throat this is my go to. Sometimes I have to do it for a day or two, but it works!

your videos you put together make it nicer for me to see Im not alone, Dont want anyone to struggle but its good to see if that make sense

The lady that said paying self pay is cheaper is true. I have worked in the medical field for 7 year's. I tell patients its cheaper just to pay out of pocket most of the time.

You dont have to pay the no insurrance fee on your taxes. I cant remember what its called but you can apply for a low income exemption that literally has no specific cap on income.

1991 is when they decided to put medical bills on your credit

11:35 heartbreaking right there. My goodness.

This one makes me angrier than anything else!! Wicked 🌎

The internet needs to go away

I don't feel sorry for those who vote republican and crying about unaffordable health insurance

What a lousy attitude this woman at 4 min has. She thinks she’s entitled to free healthcare in a country with no free healthcare. Shes the exception. Don’t they realize she’s the main character?

Don't pay them ish.

$50 is cheap, I get charged 200 every time I step in a docs office…

Yep I've been sent to collections after making my first payment on like a $2k bill. The second I got that collections letter they never got another fucking dime from me

that cat would rip lmfao

She said she didn't choose for her child to be medically complex. Neither did your child, themselves! That was the risk you and your husband took! Being single and childfree makes me happier and happier by the day!

Lol

Is the lady in the car about the cat even really crying

Go to Mexico to take care of you

It's weird that you have a snake in your hair. You do look beautiful tho.

Using the name of God, Jesus Christ and the Holy name as a cuss word or as an expression to show disgust is SIN And Unforgiven Sin is pay with death in hell 4eva. Godly Beings aka Children of God Glorify their Father God. Sincerity A Godly Being😊