Money Myths From the TV Shows That Raised Us

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Money Myths From the TV Shows That Raised Us

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Жыл бұрын

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Rachel Cruze, Rachel Green, George Kamel and George Costanza-the gang’s all here! We’re covering the unrealistic paychecks of everybody’s favorite TV show characters. How did NYC’s unemployed population hold down high-dollar real estate, and where did they find such generous friends? We need answers!
In This Episode:
• Danny Tanner’s excellent taste in historical real estate on a sportscaster salary
• What is rent control, and why did it have a choke hold on every ’90s sitcom?
• The concept of Seinfeld finally clicks for Rachel live on the air, and George gets mildly harassed
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This Week’s Happy Hour Special:
The Sundowner Mocktail
Ingredients:
1/2 cup white grape juice
1/3 cup sparkling water
1 mint sprig (for garnish)
Instructions: In a chilled wine glass filled with ice, add white grape juice and sparkling water. Stir, garnish with mint, and enjoy!
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
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Пікірлер: 228

@Imzadi Жыл бұрын

My aunt and uncle have a rent controlled apartment. The rent is based on his first month (1975!!) he had the apartment before he even met or married my aunt! They pay $234/month in NYC! It’s a beautiful top floor with elevator one bedroom with a VIEW 🤩 It is totally unfair to the landlord but man am I happy for my aunt and uncle!

@davidmason777 Жыл бұрын

Not true

@battlefrenzie Жыл бұрын

We have family friends who've been married over 50 years & in the same apartment in NY Metro area. I don't know their rent payment, but I know it's dirt cheap!

@stephaniepaul3885 Жыл бұрын

Rachel’s reaction to Jerry playing himself on Seinfeld is hilarious! 😂

@mpatreece2726 Жыл бұрын

OMG! I almost choked on my tea. Hilarious indeed!

@13Laynie Жыл бұрын

Gilmore girls is my favorite show of ALL time, but they talk about money all the time and the math isn't mathing at ALL!! There is a huge theme of wealth and hard work and it doesn't match!

@TH0KH Жыл бұрын

That Chris Rock show was pretty realistic, and funny too. Everybody Hates Chris. Lower class family in brooklyn with drugs, homelessness and gangs around, the family just escaped the projects. Dad works two jobs and never gets to sleep. Theyre on food stamps. Selling items to make ends meet. A running joke was his dad having insane tips for saving money and working all the time. Credit card in the freezer, conflict over hidden cash savings being spent. Sketchy dude selling stuff out of his van. Addresses class differences between where Chris lives and the people in the better school across town he got into

@GwenMotoGirl 5 ай бұрын

Jerry’s career was established, not hit or miss. He was always trying to convince his parents that he had made it financially. SATC made a lot of credit cards maxed out.

@Steven_H001 Жыл бұрын

"no one's entitled to live wherever they want" agree 100% it blows my mind how people just decide to move to some big city just to live there

@sharondube1101 Жыл бұрын

One thing to think about when discussing the lifestyle and apartments on TV shows is that in some cases like Monica & Rachel's apartment on Friends or Jerry's apartment on Seinfeld is that they never changed how the apartment was decorated or set up (except when the girls switched apartments with Joey & Chandler, and the one episode when Monica bought a new bed). The characters also reused outfits. They didn't have something new in every episode like the ladies in Sex in the City. In SITC the couture clothes and cityscapes were equally important as the characters themselves.

@brittanybecklean2366 Жыл бұрын

Can we talk about Gilmore Girls and the constant coffee, eating out, and shopping?! It’s my favorite show of all time, but SO unrealistic given Lorelai’s job and her constant spending.

@eobardthawne324 8 ай бұрын

I dont remember but I think she ate for free a lot at Lukes.

@jeremyorwhatever 6 ай бұрын

Her parents were multimillionaires and Luke was in love with her.

@Aquilasdev 6 ай бұрын

As for the coffee they did actually drink just drip coffee instead of Starbucks. But the eating out while having that house is crazy considering she probably made, what, 50k?

@jeremyorwhatever 6 ай бұрын

@@Aquilasdev a full meal at a diner was $1.50 in the late '90s.

@Aquilasdev 6 ай бұрын

@@jeremyorwhatever sure the diner was cheap but they also had delivery pizza, Chinese, etc…

@tylermertes5453 Жыл бұрын

The Office is definitely the most accurate, Michael even has to declare bankruptcy😂

@katyedwards3935 Жыл бұрын

He does? When?

@katyedwards3935 Жыл бұрын

@@jire9831 Guess I missed that episode.

@b.c.2836 Жыл бұрын

They should do another video, just on the office, lol

@katyedwards3935 Жыл бұрын

@@b.c.2836 As a new fan, I'd watch/listen to that.

@Q.b.9378 Жыл бұрын

I DECLARE BANKRUPTCY!

@ianowen3456 Жыл бұрын

Chandler's job was in statistical analysis and data reconfiguration. It was mentioned a few times on the show. It was just a boring tedious desk job. He was also likely a net worth millionaire when he married Monica. When they were planning the wedding, he hesitantly told them how much money he had by writing it on a piece of paper and secretly showing the amount. Based on the reaction, it had to be close to or more than a million.

@JoelJoel321 Жыл бұрын

Nah. Because no way would Monica have thought it was a good idea to spend a million. I'm thinking it was probably more like 30 to 50,000 (in value at the time).

@jackijohnson3778 3 ай бұрын

It was $30K

@chrisulastone9151 10 ай бұрын

For part 2, it would be fun to talk about All in the Family and Roseanne. Both had kind of old furniture and lived pretty frugally. Laverne and Shirley had nice clothes but they lived as roommates in a little apartment.

@merudevi Ай бұрын

Carrie Bradshaw definitely suffered from her lack of budgeting when she tried to buy her apartment. Her BF (Aidan) pointed out that her down payment was in her wardrobe and shoe collection! (Charlotte ended up gifting Carrie her down payment.) There were other times that Carrie didn't have any room on her CCs when she tried to buy something, but she never truly suffered for her poor money management. It helped that she mostly dated uber wealthy guys.

@Roxyfull_ Жыл бұрын

George “Im being honest. I didn’t know I wasn’t allowed” lol hilarious! 😂 Nailed it once again you guys. Rachel, you’re my girl with the Friends commenting but you’re definitely a Rachel, not a Monica. Rach is more accommodating and goes with the flow, hence, she getting called a pushover. Not saying you’re a pushover but you’re definitely sweet and give me go-with-the-flow vibes too while trying to not disturb or upset anyone. You’re a Rachel Green! :)

@kb-wn7cw Жыл бұрын

I was raised with the sit coms....Bewitched and I dream of Jeannie and Star Trek. Talk about unrealistic and a never never lad life expectations. I do appreciate you non alcohol 🍸 drinks. I don't drink its nice to have new ideas. I like the shows banter.

@davidmcbryar7848 Жыл бұрын

The show I've recently been questioning as I get older and see things differently is 'Married with Children'. A big two story at least 3/4 bedroom house with two kids, a wife that doesn't work, and dad is a shoesalesman in a mall. They always talk about being broke but just to be able to afford the house astonishes me... LOL

@adamstowel Жыл бұрын

Interesting perspective. Curious on your age and where you're from. I don't recall the mwc house being a particularly nice home but pretty average. Completely attainable for a lower middle class Midwestern family. Also, a lot more jobs used to be respectable careers, like grocery and hardware stores. I bought my first house on a nurse's aide wage. Though, I do not think I could do that now.

@nowthatsurban Жыл бұрын

That house was attainable on minimum wage in the Midwest in the 80s no problem.

@kaelaleedaley Жыл бұрын

I thought the MWC house was completely realistic for the house/income/lifestyle of the family! Xx

@Ariannesabinachu Жыл бұрын

I'm from the Philippines. I've binged watch this channel 😂 Even though our context is different, I glean a lot of lessons. Anyway, budgeting and getting out of debt are universal. The more I listen to you, the more my mind is fed with money and life wisdom 😊 Great job! God bless you more!

@alicarter2515 Жыл бұрын

George, is it Tom Haverford's personality, or his taste in clothes that you most connect with? 😆

@GeorgeKamel Жыл бұрын

Both!

@Kurodarkness Жыл бұрын

In Big Bang Theory one of the characters says they rarely cash/deposit their paycheck cuz they don’t need to and I laughed so hard cuz there’s no way that’s true with how much the characters eat out, pay rent in LA, buy all the nerdy things (which is a lot more expensive then people think) and gas with driving around.

@calleythompson2781 9 ай бұрын

If that was Raj, that's probably because he has rich parents that completely bankrolled his life. He rarely spent his own money on anything for years. It's a minor plot line in season 10 that he finally decides to become financially independent and struggles with having to pay for nerdy things and even basic things like rent, because of his debt and expensive lifestyle. If that was anyone else, I agree it can't be true.

@laurelcamara 7 ай бұрын

@calleythompson2781 it was Sheldon. He claimed his expenses only accounted for about 48% of his take home pay, I think? So it wouldn't be that he NEVER cashed a paycheck, it's just that he wouldn't have to cash every one, immediately. He could off a single check for a good while, which would make more sense with a roommate and no vehicle expenses since he refused to drive. Lol

@sharondube1101 Жыл бұрын

Also on Full House you have to assume the deceased wife must have had life insurance that would have helped Danny pay for the house until everyone else was able to contribute to the expenses

@beakboop Жыл бұрын

Rachael, start Parks and Rec at season 3. There's a quick recap of the most important things you missed and it's when the show really starts coming into it's own stride. You can always go back to 1-2 later once you learn the characters.

@joybetweenhispaws 5 ай бұрын

Strongly agree

@leilacavender4066 Жыл бұрын

I recently watched Seinfeld begging to end as well and I specifically remember one episode in which Jerry mentions something about rent and I wanna say it was in the $400 range… regardless such a good show. Loved it! Kramer was the golden goose of the whole series for sure!

@brittanybarraclough222 Жыл бұрын

WHY ARE YOU GUYS ANGRY 😂😂😂 poor George, had me laughing out loud at work

@debbiefried3533 Жыл бұрын

I think All in the Family was realistic. The house was modest, the furniture was old, and no one was "fashionable."

@kimberlymitchell7109 6 ай бұрын

I love friends!!!! Makes me happy to watch them over and over even my teens love to watch them.

@akamarista Жыл бұрын

The OC!!!!!! The lifestyle and the beach!!! Awesome

@ungphuc Жыл бұрын

Remember when she stated it was the last coffee she would serve as her last day at Central Perk and then she found out she had to do the same thing at her new job lol She DID climb from the bottom rung of the ladder George 😂

@roynerand1523 11 ай бұрын

Rachel, Seinfeld is the BEST comedy ever! Go... binge, you won't be able to stop!

@craigmcdowall552 2 ай бұрын

As a child of the 1970s, The Brady Bunch was really influential. Mike Brady the architect supported a stay at home wife AND a live-in housekeeper, plus 6 kids. To the producers credit, Mike is shown frequently working in the den on nights and weekends. It was also only a three bedroom house, which was common back then. I thought they had it all.

@andhern85 9 күн бұрын

Rachel's face...when she realized about Seinfeild....about playing himself!!!!

@melissaladd7423 Жыл бұрын

If there's a show that really reflected real life of struggling families was The Middle.

@abrareads Жыл бұрын

Yes! That or Roseanne.

@Lifecounselor710 Жыл бұрын

Yesss 😂

@Clic03 Жыл бұрын

Yes! The Middle was my favorite show ❤ of all time. So relatable!

@Pandorash8 Жыл бұрын

The Middle and Roseanne are great examples. It also reminded me of Malcolm in The Middle which was quite realistic financially too I think. (I’m Australian, so I don’t 100% get US culture, but it seemed legit to me).

@bevbayb3029 Жыл бұрын

Totally The Middle!! I could relate in every way

@alleykeosheyan4779 4 ай бұрын

Rachel's face @22:14 - priceless! But George, seriously, you can't talk about Kramer without mentioning the "Man-ziere."

@pamp212 Жыл бұрын

As usual! Thanks so much! My only wish is that you podcasted more often. The Mocktail/cocktail is a total highlight!

@francoisnguyen6623 Жыл бұрын

Rachel’s reactions to Jerry Seinfeld show is just so adorable 😂😂

@juliegilstrap184 Жыл бұрын

Thanks for a mock tail, alcohol is too expensive!

@krystleb4530 Жыл бұрын

I work remote but recently learned a coworker is a Ramsey fan. I told her about SMHH and waiting to see if she becomes a fan. 🤞🏻

@jrowlet 6 ай бұрын

Do you want the date her?

@Paigekern13 Жыл бұрын

also, cant forget about Rachels start with Bloomingdales & Mark HAHAHAHAH!!

@spencermcdermott6760 Жыл бұрын

I'm with you Rachel! I have 9 of the 10 seasons of Friends on DVD.....the 10th season eludes me 😒 lol

@DaRKWizaRdGaming0 11 ай бұрын

When Simpsons first aired it was kinda realistic, but over time just Homers income wouldn’t be able to keep up

@amyoverstreet4224 Жыл бұрын

Poor George! Also you should definitely analyze Gilmore Girls!

@kaelaleedaley Жыл бұрын

How they can always afford eating out, make-up, continual shopping but they DO show frugal ways when running low on funds rebuilding The Dragonfly Inn and when Rory is at Uni (the first year) xx

@Demonizar Жыл бұрын

Explaining Seinfeld was hilarious, thanks for that George, greatest comedy ever then Cheers a second favourite but no apartments in that one

@firefalcoln Жыл бұрын

It’s pretty absurd how in the end of Friends they give up and leave the cheap rent-controlled apartment. Hopefully Chandler and Monica subleased it for a huge profit if they weren’t going to pass it on to their friends.

@Hoosier_Life Жыл бұрын

Let’s not forget that the coffee table book about coffee tables was also a mini coffee table

@roxannefleming8091 Жыл бұрын

I love watching this show! And Rachel, my daughter is a MAJOR “Friends” fan also!

@darla2142 4 ай бұрын

SATC. I bought Carrie's 32 inch strand of Mikimoto pearls that she wore throughout movie one. Would watch episodes in my pajamas, with my pearls, eating 🍿 and drinking 🍷.

@taylamayde 4 ай бұрын

6:42 says Monica talks fast as she talks fast lol

@thefrugalcyborgmriii3531 Жыл бұрын

Before Rachel Green went to Ralph Lauren, she did a couple of years at Bloomingdale’s

@InTheWord08 Жыл бұрын

This was a GREAT first podcast to watch. Loved the commentary on some of my favorite oldies. ❤

@ashleynichols3010 Жыл бұрын

George, you are way cooler than Chandler!! I agree with Rachel about Gossip Girl.

@TH0KH Жыл бұрын

I always forget rent control isn't common in the US. It's very common in Canada. Well. I guess its stabilization as you described it, but we call it control. In Ontario, any building first lived in before 2018 can't increase the rent more than a gov set rate of 0-2.5% every 12 months

@angeliamarquis6721 Жыл бұрын

George is getting mad! LOL😊

@JakeSpradlin2 Жыл бұрын

Loved this episode! The office is my favorite out of all listed

@p61xbp12 Жыл бұрын

I feel you GK, I’m same way, I like realistic television was a comic spin like Parks & Rec 😂 you’re fun!

@user-countrygirl6977 6 ай бұрын

I was hoping you would talk about Married with Children, shoe salesman and the 3 bedroom house. Also, do you remember when the episode of the Office when Michael declared BANKRUPTCY? LOL

@crow-vz5lx Жыл бұрын

I can appreciate the mocktail. I hate alcohol and detest people who advertise basically in alcohol and consumption. Thank you guys for not drinking and not promoting alcohol in this episode

@harysuper 5 ай бұрын

20:00 I was waiting for Seinfeld. Kramer will always be a mystery

@debbiefried3533 Жыл бұрын

Chandler is MY favorite "Friend"

@motoryzen Жыл бұрын

No love for mr " how uuuuuDOOOOOiiiinnn" ? 😁

@michaelleahy6848 Жыл бұрын

Nearly out of BS 2, but had to go back into debt to contribute to a Fund me to have Rachel Cruze sing Smelly Cat! :)

@Daphattack Жыл бұрын

Carrie was in a LOT of debt. There is one episode where she asks Charlotte to sell her ex-engagement ring just to cover for some stuff for her which is awful. Easily the worst character in TV. Charlotte could afford all that cause she came from a super wealthy family. Darn Ive watched way too much of that show 😂

@brightgirlproducts Жыл бұрын

On full house. Maybe insurance payout from the mom /wife dying?

@gMagicScott Жыл бұрын

That was my thought. Between possible life insurance and a wrongful death by a drunk driver that could have set the family up well

@Paigekern13 Жыл бұрын

I LOVED THIS EPISODE (i love every episode) but like they say- Youre either a Friends fan or a Seinfeld fan HAHA!!

@brightgirlproducts Жыл бұрын

I’m with Rachel. Never watched Seinfeld

@TheSilverLining22 Жыл бұрын

Me neither. I watched it some but didn’t get into it.

@ykook7000 Жыл бұрын

Never watched it never understood the hype

@mariagotay9854 Жыл бұрын

Massage Therapist! A masseuse is.... not therapeutic lol

@StephanieBogart Жыл бұрын

Rachel I am with you on Seinfeld. Not a fan.

@burritogod59 Жыл бұрын

Rent control does not maintain affordable housing and I can't believe you guys just said that on this show. Rent control has been proven to be a net-negative on the price of housing. It's great for the few that have rent controlled apartments. It's horrible for everyone else.

@Outsider25E 9 ай бұрын

It’s sad that I’m watching this today.. RIP Matthew Perry. 😢

@vanessaduffield2927 Жыл бұрын

The Middle is the most accurate lol

@christylee6790 6 ай бұрын

George, check out the guy/man who hated musicals. I watched it with my daughter. When you said Pitch Perfect would be a nightmare on real life that's what came to mind.

@aliciaz4682 Жыл бұрын

Based on the title I thought it would be: “Full House” they take the WHOLE family to Hawaii and stay in a fancy hotel and do all the excursions = fantasy! Every sitcom ever, “you got a raise! What are you going to spend it on?!” = idiots with no financial goals Modern family, “look at this is extravagant gift/party we seem to be able to afford without having to make any other changes to our lifestyle” Etc etc

@dustinjohnson1410 Жыл бұрын

Shows that don't take place on the coast seems realistic. That 70s Show, Family Matters, Malcolm in the Middle. Normal middle class jobs, normal middle class neighborhoods.

@evijade1 5 ай бұрын

Will and Grace influenced my best friend to move to NY and go to design school. She wound up selling furniture and couldn’t afford rent, didn’t finish the design degree. It was hard to watch but years later she refers to it as her hilarious life mistake.

@user-st7rb8se6g Жыл бұрын

Blair Waldorf’s wardrobe though!

@bamabigfoot Жыл бұрын

First, Joey was on Days of Our Lives! Second, Seinfeld is so good.

@robinsherman8435 Жыл бұрын

I never watch those TV shows. I have a boring life. I don't even own a TV

@laurao8099 5 ай бұрын

Out of the shows listed here I watched Full House and friends and I used to watch a ton of TV but I have really lost interest in watching any TV in the last 5 years or so

@mariloudaigle7713 Жыл бұрын

So funny! Look forward to every Thursday. Should be on every podcast list!

@LittleMopeHead Жыл бұрын

An episode where you talk about theme parks, like Disneyland, Disney World, Universal Studios, etc. Or the crazy music festival prices.

@username9999 Жыл бұрын

Mocktail suggestion: Lemonade Sparkling water Strawberries or raspberries Basil

@LeMErin21 Жыл бұрын

Joey and Uncle Jesse worked in advertising some, and then Joey became Ranger Joe. I hope they contributed some 😅 I don’t think you’re missing anything by not watching ‘Seinfeld.’ I’ve seen bits and pieces and was never a fan.

@LiamRichie825 6 ай бұрын

I’ve used a VCR more recently than a DVD player. Don’t judge… Spice World was a necessity

@joycehauber9193 Жыл бұрын

I am thinking. Full house mum had term life insurance to pay off house!!! Maybe? Who knows?

@elisemedina2237 Жыл бұрын

Parks and Rec!!!! 👏🏼 So good!!!!

@livinwiththeedges8283 Жыл бұрын

I remember something about the Full House house being about of the deceased Moms family estate, I thought the Mom had always made the money before she died is how it was portrayed.

@ngauyoujin1163 Жыл бұрын

Always fun seeing their reaction to each other🤣

@X.MillennialResponder.X Жыл бұрын

Why are you getting Chandler wrong? He was in IT…. 13:00

@karalove3470 8 ай бұрын

Full House - the mom had just died... So maybe there was a life insurance policy that paid for the house. And he specifically asked his friends to move in so he didn't have to hire a nanny or babysitters all the time!

@dahlia42k12 Жыл бұрын

I like Smart Money Happy Hour podcast!! This one was not very relatable to me and my husband, we never had TV. I love the coffee episode! Or when y’all do an English accent that is just so much fun!

@tressalewis7004 Жыл бұрын

I love this show!

@roxannefleming8091 Жыл бұрын

Cosby Show? He’s a Dr- and on/gyn and she’s a lawyer.

@laurao8099 5 ай бұрын

Technically after the coffee shop job Rachel's first job in the fashion world was Bloomingdales then she work for Ralph Lauren on Friends Phoebe's twin sister Ursula was the waitress on one of the other shows I I am not sure if it was Seinfeld or Frasier

@lizrozon6308 Жыл бұрын

I feel Rachel I absolutely love Friends!

@AbidingHopeMentalHealthCoach Жыл бұрын

George, don’t get a DVD player. Everything is on demand nowadays. It’s not worth it buying and storing the DVDs. Trust me on this.

@lindaparks4486 Жыл бұрын

Rachel...watch a few episodes....I wasn't die hard but I love george and Elaine 😂

@MrDrlejeunejr Жыл бұрын

Full house: Danny Tanner's wife died from episode 1, we don't have the insight on her job or if they had life insurance $.

@pescecanella4742 7 ай бұрын

I hope a second episode of this is coming up about Gilmore girls and The Big Bang Theory.

@notgivingmyemail3381 Жыл бұрын

Chandler and Monica were going to move to Oklahoma? Thought it was to the house in the suburbs that all the friends had visited.

@bettedavis9261 Жыл бұрын

It was both. Chandler got transferred to Oklahoma, but after a short time there (with Monica in NYC), he changed his mind. And yes, they did move to the 'burbs at the end of the last season.

@cstuartdc Жыл бұрын

I’m jealous of the Hoff. The Hoff has life figured out. A professional beach lifeguard who lives in a beach condo and solves mysteries at night. All I got was to beach lifeguard for 3 summers in Jersey.

@Pandorash8 Жыл бұрын

Most of my fave shows are fantasy/sci-fi. Growing up I always envied their powers or awesome tech lol. I never envied the Gossip Girl lifestyle because it seemed to come with too many problems.

@sharondube1101 Жыл бұрын

Sorry to make so many comments this week. The responses just coming as I listen. You asked if shows gave a more accurate look at life in the real world. I'm not watching a lot of current TV but what about shows like Drew Carey, Roseanne and The Connor's? Or 7th Heaven? Even The Big Bang Theory and Young Sheldon talk about the characters salary and finances on a regular basis.