Monthly Finances Breakdown - 25 Year Old Working in London

Рет қаралды 2,451

Ай бұрын

In this video I give you a breakdown of my earnings and how much I spend on a monthly basis as a 25 year old working in London.

Пікірлер: 17

@AG-so4gl Ай бұрын

Bank of Mum and Dad then, Anywhere else your rent would be 500+ extra a month, right. Go give them a big hug 😊

@lewisgarland3337 Ай бұрын

Yeah definitely helps. But wouldn’t be any worse off expenses wise moving to London, selling my car and just renting a room out there really. Just personal preference to stay at home at the minute

@samuilplamenov4749 Ай бұрын

It would be worse. You would share a flat with strangers. Council tax and bills go up. Your rent goes up. Everytime you move area a new gym membership costs you more. Everytime you move you need to spend £500 for cleaning and moving costs. At home food and restaurants are cheaper and there’s less stuff to do so you end up spending less and being more active in nature.

@greedyboi011 Ай бұрын

@@samuilplamenov4749 Yh rent is just the beginning. Its groceries, beers, gym membership, transport (if you have a car - horrendously so), etc. It'd be £800 just rent absolute minimum for a shared flat, unless you live in croydon in which case the commute is practically the same. He's 25 and clearly working hard and don't blame him for taking advantage of his background, but people like this seem very blind to the extent of their privilege. I can already see the future video coming "how i bought a house in London before I was 30", *spoiler* I saved £700 a month on expenses by living at my parents cushty house on the edge of town.

@nate9198 Ай бұрын

Living at home is probably the only realistic prospect for young people to build wealth today, rent's are high all over the country now.

@hassanharb5807 Ай бұрын

great vid Lewis; interesting stuff

@vikasvallabhaneni4542 Ай бұрын

very solid video, looked very professional. Only recommendation I got is add more visuals

@lewisgarland3337 Ай бұрын

Thanks Vikas, will note that down for the next video!

@procyclingclips Ай бұрын

Very insightful and I would love to see your channel progress. Im looking to start a finance channel myself. Im curious if you went to uni or not?

@lewisgarland3337 Ай бұрын

Thanks, glad you enjoyed! Yes I went to uni - things like uni and pension I didn’t include in the breakdown purely as I don’t have much say in them going out haha!

@charlottelovatt6137 Ай бұрын

Not only are you good with money - you’re very good looking!

@dave-mf5tv Ай бұрын

I know right!!

@jammerr23 Ай бұрын

you are a wise 25-year-old!

@lewisgarland3337 Ай бұрын

Haha thank you! Always had a big passion for money and finances so excited to document my journey and look back in a few years time to see how far I’ve come!

@bootstrapstylerich Ай бұрын

Why not find someone renting out an extra room in London???????? Hotels and eating out ALL THE TIME is e-x-pensive per month! And maybe you can write it off as an expense on your taxes against your income, since it's needed in order for you to make a living - talk to an accountant......

@lewisgarland3337 Ай бұрын

Yeah it would work out about the same really - hotel and travel for me is around £800 a month which is the same as a room in London without bills. Just preference to stay at home at the moment haha. Sadly as I am a PAYE earner I wouldn’t be able to write it off - would be very nice if I could!